scholarly journals Most Preferred Business Banking Product of HDFC Bank in Trichy City

2011 ◽  
Vol 2 (4) ◽  
pp. 177-185
Author(s):  
Uma Rani T.
Keyword(s):  
Risk Management ◽  
Constant Factor ◽  
Asset Liability Management ◽  
Liability Management ◽  
New Concepts ◽  
The World ◽  
The Face ◽  
The Impact ◽  
Insight Into ◽  
Rapid Transformation

Change is the only constant factor in this dynamic world and banking is not an exception. The changes staring in the face of bankers relates to the fundamental way of banking-which is undergoing rapid transformation in the world of today, in response to the forces of completion productivity and efficiency of operations, reduced operating margins better asset/liability management, risk management, any time and any where banking. The major challenge faced by banks today is to protect the falling margins due to the impact of competition. Another significant impact of banks today is the technology issue. In this study the business banking products of HDFC bank, that best suits the needs of the borrower were analysed. The Customer feels that loans to be obtained require a process that is extremely complicating and time consuming. This calls for an ombudsman setup separately for the domain. The observation and findings of the study have helped to give useful recommendation to bank. The implementation of the suggestion can help to improve strategies and build competencies over that of their competitors. This study has there by helped me by giving exposure into new concepts in today’s banking scenario as the interface shifts from service to products. There has also been some insight into competency recognition.

scholarly journals Asset–liability modelling in the quantum era

2021 ◽  
Vol 26 ◽  
Author(s):  
T. Berry ◽  
J. Sharpe
Keyword(s):  
Quantum Mechanics ◽  
Quantum Computer ◽  
Quantum Algorithm ◽  
Capital Requirements ◽  
Quantum Computers ◽  
Investment Management ◽  
Asset Liability Management ◽  
Liability Management ◽  
Insight Into ◽  
Current Practices

Abstract This paper introduces and demonstrates the use of quantum computers for asset–liability management (ALM). A summary of historical and current practices in ALM used by actuaries is given showing how the challenges have previously been met. We give an insight into what ALM may be like in the immediate future demonstrating how quantum computers can be used for ALM. A quantum algorithm for optimising ALM calculations is presented and tested using a quantum computer. We conclude that the discovery of the strange world of quantum mechanics has the potential to create investment management efficiencies. This in turn may lead to lower capital requirements for shareholders and lower premiums and higher insured retirement incomes for policyholders.

scholarly journals Stochasticity and heterogeneity in host–vector models

2007 ◽  
Vol 4 (16) ◽  
pp. 851-863 ◽  
Author(s):  
Alun L Lloyd ◽  
Ji Zhang ◽  
A.Morgan Root
Keyword(s):  
Branching Process ◽  
Moment Equations ◽  
Demographic Stochasticity ◽  
The Face ◽  
Process Methodology ◽  
The Impact ◽  
Malaria Model ◽  
Heterogeneous Transmission ◽  
Insight Into ◽  
Stochastic Extinction

Demographic stochasticity and heterogeneity in transmission of infection can affect the dynamics of host–vector disease systems in important ways. We discuss the use of analytic techniques to assess the impact of demographic stochasticity in both well-mixed and heterogeneous settings. Disease invasion probabilities can be calculated using branching process methodology. We review the use of this theory for host–vector infections and examine its use in the face of heterogeneous transmission. Situations in which there is a marked asymmetry in transmission between host and vector are seen to be of particular interest. For endemic infections, stochasticity leads to variation in prevalence about the endemic level. If these fluctuations are large enough, disease extinction can occur via endemic fade-out. We develop moment equations that quantify the impact of stochasticity, providing insight into the likelihood of stochastic extinction. We frame our discussion in terms of the simple Ross malaria model, but discuss extensions to more realistic host–vector models.

scholarly journals ТНЕ WORLD OIL MARKET: THE SEARCH FOR BALANCE IN THE NEW "OIL" REALITY

2016 ◽  
pp. 115-124
Author(s):  
T. A. Malova ◽  
V. I. Sisoeva
Keyword(s):  
Price Volatility ◽  
Future Market ◽  
Oil Market ◽  
The World ◽  
Competitive Relations ◽  
The Face ◽  
The Usa ◽  
Analysis Of Dynamics ◽  
State Of Research ◽  
The Impact

The article provides an analysis of change of the world oil market in the face of new "oil" reality. Factors of formation of new "oil" reality in the global world defined. Scientific background and current state of research of the problem are described. It is shownthat in the Russian and foreign literature the considerable attention is paid to the analysis of dynamics of the quantitative variables characterizing fluctuations and shocks in the oil market. At the same time the search for balance in the new "oil" reality are not considerably investigated yet. The proposed approach allows toreveal the substance of the transformation of the world oil market, to assess the changes in the oil market with the development of rhenium in terms of efficiency and functioning of the mechanism, the prospects of price volatility in the oil market. The main directions of transformation of the oil market are follows. Development of a subject basis of the oil market due to changes of a role of the main market players whose structure includes the USA, Saudi Arabia, Russia now. The impact of regulatory factors complex in the oil market towards equilibrium, which include activity of OPEC, supply of shale oil, future market,activity of the uniform regulator and national regulators. Transformation of the oil market in the direction of perfection of the competitive relations, achievement of optimum market balance as a result of coordination and interaction of interests of participants of the global oil market.

scholarly journals Social isolation and quarantine in the COVID-19 pandemic: impacts on mental health and quality of population life

2021 ◽  
Vol 10 (2) ◽  
pp. e30510212535
Author(s):  
Gabriel Kiaro Leite Nunes ◽  
Karinne Alice Santos de Araújo ◽  
Thais Ranielle Souza de Oliveira ◽  
Marcelina da Conceição Botelho Teixeira ◽  
Ieler Ferreira Ribeiro ◽  
...  
Keyword(s):  
Quality Of Life ◽  
Mental Health ◽  
Social Isolation ◽  
Negative Impact ◽  
Definitive Treatment ◽  
World Population ◽  
The World ◽  
The Face ◽  
The Impact

The COVID-19 pandemic brought about major changes in the lifestyle of the world population. Due to the lack of vaccines or a definitive treatment for disease, governments around the world have adopted social isolation and quarantine as methods to control the spread of the virus. Objective: Thus, the objective of this study was to discuss how social isolation and quarantine periods affected people's mental health and quality of life during the COVID-19 pandemic. Methods: An integrative literature review was carried out during the COVID-19 pandemic between March and September 2020, establishing the following guiding question: How did social isolation and quarantine affect the mental health and quality of life of the population in the COVID-19 pandemic? Results: The final sample consisted of nineteen (19) articles, two (2) addressed depression during the pandemic period, three (3) presented the pandemic and the relationship with sociodemographic aspects, five (5) analyzed mental health in the pandemic, four (4) reported the impact of COVID-19 on the population's style and quality of life and the last five (5) demonstrated the quality of human relationships and emotional aspects in the face of the pandemic. Conclusion: It was demonstrated that isolation and the quarantine period had a negative impact on the population's quality of life and long-term mental health.

scholarly journals Current and planned research for managing the fruit fly threat to New Zealand

2019 ◽  
Vol 72 ◽  
pp. 279
Author(s):  
David A.J. Teulon ◽  
John M. Kean ◽  
Karen F. Armstrong
Keyword(s):  
Risk Assessment ◽  
Risk Management ◽  
New Zealand ◽  
Fruit Fly ◽  
Fruit Flies ◽  
Bactrocera Tryoni ◽  
The World ◽  
Increasing Risk ◽  
Management Diagnostics ◽  
The Impact

Fruit flies (Family Tephritidae), in particular the Queensland fruit fly (Bactrocera tryoni; QFF), areone of the biggest biosecurity risks for New Zealand horticulture. New Zealand has one of the bestscience-based biosecurity systems in the world, based on years of experience and sound research. Theintroduction of fruit flies to New Zealand is now well managed in commercial fruit imports, but the riskis rising from growing trade and travel and, in the case of QFF, climatic adaptation and spread to moresouthern localities. Smarter solutions are continually needed to manage this increasing risk, and to dealwith such pests when they arrive. We present a brief summary of current and anticipated research aimedat reducing the likelihood of entry into New Zealand and/or minimising the impact for the fruit flyspecies of greatest threat to New Zealand. Research spans risk assessment, pathway risk management,diagnostics, surveillance and eradication.

scholarly journals Use of artificial intelligence in imaging in rheumatology – current status and future perspectives

RMD Open ◽  
2020 ◽  
Vol 6 (1) ◽  
pp. e001063 ◽  
Author(s):  
Berend Stoel
Keyword(s):  
Artificial Intelligence ◽  
Deep Learning ◽  
Basic Research ◽  
Current Status ◽  
Future Perspectives ◽  
Clinical Imaging ◽  
The World ◽  
Human Interpretation ◽  
The Impact ◽  
Insight Into

After decades of basic research with many setbacks, artificial intelligence (AI) has recently obtained significant breakthroughs, enabling computer programs to outperform human interpretation of medical images in very specific areas. After this shock wave that probably exceeds the impact of the first AI victory of defeating the world chess champion in 1997, some reflection may be appropriate on the consequences for clinical imaging in rheumatology. In this narrative review, a short explanation is given about the various AI techniques, including ‘deep learning’, and how these have been applied to rheumatological imaging, focussing on rheumatoid arthritis and systemic sclerosis as examples. By discussing the principle limitations of AI and deep learning, this review aims to give insight into possible future perspectives of AI applications in rheumatology.

Terrorism: A Very Short Introduction

2018 ◽  
Author(s):  
Charles Townshend
Keyword(s):  
Terrorist Attacks ◽  
Short Introduction ◽  
Religious Extremism ◽  
The World ◽  
The Face ◽  
The Impact ◽  
Freedom Fighter ◽  
Terrorist Violence

Terrorism: A Very Short Introduction examines the historical, ideological, and local roots of terrorist violence and explores terrorism in relation to revolutionary power, nationalism, and religious extremism. Is one person’s terrorist another’s freedom fighter? Is terrorism crime or war? What can we do to stop it? For many, the terrorist attacks of September 2001 changed the face of the world, pushing terrorism to the top of many political agendas. This VSI considers recent changes in terrorism, such as the emergence of ISIS and upsurge in individual suicide action, looking at the impact and consequences of several recent terrorist attacks, and outlining the complex issues related to antiterrorist and counterterrorist measures.

scholarly journals Using a Case Study Interactively to teach Sustainability Risk Management

2018 ◽  
Vol 251 ◽  
pp. 06028 ◽  
Author(s):  
Richard Roe ◽  
Walter Bardenwerper ◽  
Victoria Borkovskaya
Keyword(s):  
Risk Management ◽  
Interactive Teaching ◽  
The World ◽  
The Impact

Enterprises whose operations may negatively affect the sustainability of the world around them face a variety of challenges by individuals, communities and governmental bodies who increasingly view the impact of these enterprises as detriments to the sustainability of our planet’s resources. We examine the advantages of the interactive teaching of a case study in schools, universities, and trainings for enterprises and NGOs to explore how policies can be developed so that these enterprises can be economically and socially successful and at the same time operate consistently with sustainability.

scholarly journals THE STATE'S RESPONSIBILITY IN THE WELFARE OF PEOPLE AND ECONOMIC RECOVERY IN THE FACE OF COVID-19 FROM THE PERSPECTIVE OF LAW AND HUMAN RIGHTS

1970 ◽  
Vol 21 (2) ◽  
pp. 187-198
Author(s):  
Serlika Aprita ◽  
Lilies Anisah
Keyword(s):  
Human Rights ◽  
Best Practices ◽  
Government Regulation ◽  
Large Scale ◽  
Problem Solver ◽  
The World ◽  
The Face ◽  
The Government ◽  
Almost All ◽  
The Impact

The Covid-19 pandemic was taking place in almost all countries around the world. Along with the increasingly vigorous government strategy in tackling the spread of the corona virus that was still endemic until now, the government had started to enforce the Large-Scale Social Restrictions (PSBB) with the signing of Government Regulation (PP) No. 21 of 2020 about PSBB which was considered able to accelerate countermeasures while preventing the spread of corona that was increasingly widespread in Indonesia. The research method used was normative prescriptive. The government put forward the principle of the state as a problem solver. The government minimized the use of region errors as legitimacy to decentralization. The government should facilitated regional best practices in handling the pandemic. Thus, the pandemic can be handled more effectively. The consideration, the region had special needs which were not always accommodated in national policies. The government policy should be able to encourage the birth of regional innovations in handling the pandemic as a form of fulfilling human rights in the field of health. Innovation was useful in getting around the limitations and differences in the context of each region. In principle, decentralization required positive incentives, not penalties. Therefore, incentive-based central policies were more awaited in handling and minimizing the impact of the pandemic.    

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