scholarly journals An evaluation of the self-help housing scheme in Botswana, case of Gaborone city

Spatium ◽  
2007 ◽  
pp. 28-36 ◽  
Author(s):  
Horatio Ikgopoleng ◽  
Branko Cavric
Keyword(s):  
Low Income ◽  
Urban Areas ◽  
Urban Families ◽  
Evaluation Study ◽  
Urban Housing ◽  
Urban Centers ◽  
Self Help ◽  
Housing Scheme ◽  
The Government ◽  
The Impact

Botswana like other developing countries faces a problem of acute shortage of housing, particularly for low-income urban families. The current housing problems are the outcomes of the economic, demographic and social changes which the country has experienced since independence in 1966. In particular the urbanization process which surfaced in the early 1980?s. The government has sought to cope with the problem of low-income urban housing by establishing a Self-Help Housing (SHHA) program in the main urban centers. The evaluation findings reveal that, on the whole, the impact of the SHHA approach on the improvement of low-income urban housing has been unsuccessful. The major problems of the scheme are lack of serviced land and inadequate finances for plot development. This has been exacerbated by the high urban development standards which are out of the reach of low-income urban families. The evaluation study also reveals that, there are some indications of non low-income urban households living in SHHA areas. The available evidence reveals that the number of those people in SHHA areas is not as big as has been speculated by most people in the country. However this paper calls for more investigation in this issue and a need for more tight measures to control this illicit practice. The major conclusions are that housing policies in Botswana are not supportive of the general housing conditions in low-income urban areas. Therefore there is a need for urban planners and policy makers of Botswana to take more positive action towards the improvement of low-income urban areas. This would require pragmatic policies geared towards the improvement of those areas. .

scholarly journals Migration and its Impact on Political Scenario:The Case of Karachi

2021 ◽  
Vol 3 (2) ◽  
Author(s):  
Mehtab S. Karim , Dr. Huma Baqai
Keyword(s):  
Urban Areas ◽  
State Level ◽  
High Fertility ◽  
Urban Centers ◽  
Political Consequences ◽  
Fault Lines ◽  
The Government ◽  
Increasing Demand ◽  
The One ◽  
The Impact

The impact of population growth is felt on every wake of life. Themovement of population from one country to another or within a countryhas its own consequences. Goldstone et al (2012) have thus argued, thatthe world’s population is changing in ways that are historicallyunprecedented, having its own political consequences such as, theperformance of the government due to increasing demand for services andthe distribution of political power at intra-state level. Thus, internalmigration, which is from high fertility rural zones to urban centers -indeveloping countries like Pakistan- in search of livelihood andemployment, results in concentration of population in slums and squattersettlements on the one hand and a youth bulge in urban areas, furthercontributing to this phenomenon and unprecedented urbanization. State’sinability to address this demographic change effectively results in strainsresources and poor governance. In turn, it creates xenophobia, wherenative populations blame the new migrants for deteriorating civicamenities; and generates various conflicts of critical nature. Pakistan,since its inception as an independent country, has experienced bothinternational and internal migration that resulted in socio-economiccrisis, political agitation and violent ethnic conflicts. In this backdrop, this paper takes into account the migration patterns in Pakistan since 1947 and focuses on Karachi for it being the most affected city. It theorizes that the conflict matrix of Karachi is fairly indicative of fault lines and argues that these fault lines will turn into gaping holes if timely actions are not taken.  

scholarly journals Impact of Covid−19 on Agricultural System and Food Prices: The Case of India

2021 ◽  
Author(s):  
Pradyot Ranjan Jena ◽  
Rajesh Kalli ◽  
Purna Chandra Tanti
Keyword(s):  
Low Income ◽  
Urban Areas ◽  
Food Prices ◽  
Agricultural System ◽  
Investment Planning ◽  
Four Dimensions ◽  
First Response ◽  
Short Run ◽  
The Government ◽  
The Impact

The present study focused on evaluating the impact of Covid-19 lockdown on the agriculture system in India. A telephonic interview was conducted with farmers among various states between April to May 2020. A total of 494 farmers participated in the survey identifying the challenges they faced during the lockdown. First, the study has outlined the knowledge and perception of respondents on the Covid-19 virus and second the impact of Covid 19 induced restrictions on the agricultural system and food prices in India has been analyzed. The study classified the impact of lockdown on the agriculture system into four broad classifications - Farm Inputs, Farm Produce and Supply Chain, Agriculture and Allied Activities, Pandemic and Food prices. The detailed analysis across these four dimensions is discussed. Due to the shutdown of many supply routes, the availability of agricultural inputs such as fertilizer and seeds was disrupted, which jeopardized farmers’ investment planning. Furthermore, the seasonal migrants who would work in urban areas enter off-season and return to their native villages for farming could not carry it on. Such a rapid chain of events created massive short-run income shortages for small and marginalized farmers across the country. The special economic package for agriculture empowerment announced by the Government of India in the tune of two lakh crore rupees, equivalent to ten per cent of India’s GDP, has been the government’s first response to deal with this agricultural crisis. Finally, the chapter puts forward policy suggestions to strengthen resource-poor farmers’ capabilities plagued with a low-income-low-yield vicious cycle.

scholarly journals Micro-Finance & Micro-Credit for Sustainable Development

2017 ◽  
Vol 6 (3) ◽  
pp. 365
Author(s):  
Shital Prakash Bhusare ◽  
Ruby Chanda
Keyword(s):  
Interest Rates ◽  
Low Income ◽  
Financial Services ◽  
Urban Areas ◽  
Microfinance Institutions ◽  
Self Help ◽  
Deviation Coefficient ◽  
Self Help Groups ◽  
The Impact ◽  
Self Help Group

<div><p><em>Poverty is one of the biggest challenges to the development of a developing country like India where a major population is living in rural and semi-urban areas. Institutional credit is considered as a powerful tool for alleviating poverty. Microfinance is the supply of loans, savings, and other basic financial services to the poor. As the financial services of microfinance usually involve small amounts of money – small loans, small savings etc. the term "Microfinance" helps to differentiate these services from those of commercial banks. Microfinance in India has been through two channels of credit delivery to poor and low-income households–Self Help Group Bank Linkage Programme (SBLP) and the Microfinance institutions lending through groups as well as directly to individuals. This study was with the overall objective of conducting a detailed analysis of interest rates, costs and margins of microfinance institutions. </em></p><p><em>This study highlights the reach and the impact on the customers and the channels used by these firms for the effectiveness of Micro Finance and Microcredit schemes. For the purpose of analysis the statistical tools like Mean, Standard deviation, coefficient of co-relation and regression have been used. </em></p><p><em>Microfinance is playing a very important role in decrease poverty. Microfinance to the rural SHGs is a way to raise the income level and improve the living standards of the rural peoples. Thus, it can be concluded that the self-help groups contribute substantially in pushing the conditions of the rural population up.</em></p></div>

LOCKDOWN MEASURES IN INDIA AND ITS ECONOMIC IMPACT ON LOW INCOME GROUPS

Ensemble ◽  
2021 ◽  
Vol SP-1 (1) ◽  
pp. 159-168
Author(s):  
ABHIJIT PATHAK ◽  
◽  
DR KUSHAL DE ◽  
Keyword(s):  
Low Income ◽  
Urban Areas ◽  
Time Lag ◽  
Cash Transfer ◽  
Fiscal Year ◽  
Gdp Growth ◽  
Growth Data ◽  
The Government ◽  
Daily Wage ◽  
The Impact

The complete lockdown measures implemented in India to combat the spread of the COVID-19 pandemic had a profound impact on the economic conditions of the working class of the country. The initial jolt pushed the unemployment figures to 23.52% in April 2020, and to date, the recovery has been far from satisfactory. The quarterly GDP growth data have indicated a negative real GDP growth for India for the fiscal year 2020-21. As data on employment, income, consumption, saving, borrowing, and access to different public utilities are available after a time-lag; there was no other option but to depend on micro-level studies to get an idea of the real picture on the ground. In this paper, we have attempted to assess the impact of the lockdown on the workers of unorganized sectors especially the self-employed and the daily wage earners of different service sectors from urban and semi-urban areas located in and around South 24 Parganas district of West Bengal. The present study has found that the income of workers from the informal sectors has recorded a sharp decline during the lockdown period. As these workers primarily belong to the low-income group, their consumption expenditures have also declined concomitantly, reflecting their low economic endowments. Most of them didn’t have much savings to support the sudden decline in their income, thereby resulting in a decline in consumption expenditure. This decline is most severe for daily wage workers. This paper has argued in favour of direct cash transfer from the government to low-income people as the only way out to overcome the present crisis.

Dampak Insentif Pajak Perumahan Terhadap Potensi Penerimaan Pajak Negara Dan Peningkatan Pendapatan Masyarakat : Kasus Provinsi Papua

2016 ◽  
Vol 1 (1) ◽  
pp. 13-22
Author(s):  
Towaf Totok Irawan
Keyword(s):  
Low Income ◽  
House Prices ◽  
Tax Incentives ◽  
High Price ◽  
Short Term ◽  
Primary Input ◽  
State Revenue ◽  
Long Run ◽  
The Government ◽  
The Impact

Until now the government and private sector have not been able to address the backlog of 13.5 million housing units for ownership status and 7.6 million units for residential status. The high price of land has led to the high price of the house so that low-income communities (MBR) is not able to reach out to make a home purchase. In addition to the high price of land, tax factors also contribute to the high price of the house. The government plans to issue a policy for the provision of tax incentives, ie abolish VAT on home-forming material transaction. This policy is expected to house prices become cheaper, so the demand for housing increases, and encourage the relevant sectors to intensify its role in the construction of houses. It is expected to replace the lost tax potential and increase incomes. Analysis of the impact of tax incentives housing to potential state revenue and an increase in people's income, especially in Papua province is using the table IO because in addition to looking at the role each sector can also see the impact on taxes (income tax 21 Pph 25 Pph, VAT), and incomes (wage). Although in the short-term impact is still small, but very rewarding in the long run. Keywords: Backlog, Gross Input, Primary Input, Intermediate Input

Impact of Elected Women Representatives of Panchayati Raj in Physical and Financial and Business Assets Development of Rural Women: A Study among the Rural Women’s of Tiruvannamalai District, Tamil Nadu[1]

2017 ◽  
Vol 4 (24) ◽  
Author(s):  
Kalaichelvi Sivaraman ◽  
Rengasamy Stalin
Keyword(s):  
Rural Women ◽  
Rural Areas ◽  
Urban Areas ◽  
Direct Democracy ◽  
Tamil Nadu ◽  
Local Level ◽  
Rural And Urban Areas ◽  
The Government ◽  
The Impact ◽  
Panchayati Raj

This research paper is the part of Research Project entitled “Impact of Elected Women Representatives in the Life and Livelihood of the Women in Rural Areas: With Special Reference to Tiruvannamalai District, Tamil Nadu” funded by University of Madras under UGC-UPE Scheme.The 73rd and 74th amendments of the Constitution of India were made by the government to strengthen the position of women and to create a local-level legal foundation for direct democracy for women in both rural and urban areas. The representation for women in local bodies through reservation policies amendment in Constitution of India has stimulated the political participation of women in rural areas. However, when it’s comes to the argument of whether the women reservation in Panchayati Raj helps or benefits to the life and livelihood development of women as a group? The answer is hypothetical because the studies related to the impact of women representatives of Panchayati Raj in the life and livelihood development of women was very less. Therefore, to fill the gap in existing literature, the present study was conducted among the rural women of Tiruvannamalai district to assess the impact of elected women representatives in the physical and financial and business development of the women in rural areas. The findings revealed that during the last five years because of the women representation in their village Panjayati Raj, the Physical Asset of the rural women were increased or developed moderately (55.8%) and Highly (23.4%) and the Financial and Business Asset of the rural women were increased or developed moderately (60.4%) and Highly (18.7%).

Impact of COVID-19 on FDIs, Remittances and Foreign Aids: A Case Study of Nepal

2021 ◽  
pp. 097639962097420
Author(s):  
Gaurav Bhattarai ◽  
Binita Subedi
Keyword(s):  
United Nations ◽  
Low Income ◽  
Global Economy ◽  
Grey Literature ◽  
Foreign Assistance ◽  
Foreign Direct Investments ◽  
Middle Income ◽  
Low Income Country ◽  
The Government ◽  
The Impact

The global economy has been severely paralysed, owing to the unprecedented crisis triggered by the COVID-19 pandemic, and different studies have indicated that the crisis is relatively more maleficent to the lower-income and middle-income economies. Methodologically, this study relied on the review and analysis of the grey literature, media reporting and data published by the Asian Development Bank, United Nations Conference on Trade and Development (UNCTAD), United Nations (UN), World Bank, International Monetary Fund (IMF) among others. The article begins by describing the impact of the pandemic on low-income and middle-income countries, and it discusses how they have responded to the crisis. While discussions have surfaced regarding whether COVID-19 will reverse the process of globalization, what will be its impact on the low-income country like Nepal? The study also highlights that with foreign direct investments speculated to shrink and foreign assistance and remittance taking a hit, how is Nepal struggling to keep its economy afloat? Analysing the new budget that the government unveiled in 2020, this study concludes with a note that instead of effectively implementing the plans and policies directed by the budget, Nepal is unnecessarily engaged in political mess and is needlessly being dragged into the geopolitical complications.

scholarly journals Towards eco-social housing in Vietnam: challenges and opportunities

2018 ◽  
Vol 193 ◽  
pp. 01001
Author(s):  
Van Thuong Le ◽  
Tuan Tran ◽  
Truc Truong
Keyword(s):  
Low Income ◽  
Social Housing ◽  
Urban Areas ◽  
Housing Demand ◽  
Living Conditions ◽  
Local Economy ◽  
Rapid Urbanization ◽  
Long Run ◽  
Challenges And Opportunities ◽  
The Government

Since Doi Moi (Reform) policy in 1986, Vietnam has experienced rapid urbanization and economic growth. Urbanization has resulted in increasingly high housing demand in the urban areas but this has largely unmet, especially housing for low-income people. Development of social housing for low-income and under-privileged people in cities has been seen as an urgent and important task of the government to pursue stable social and economic development. Low-income people are most vulnerable to environmental impacts and in need of energy-efficient houses to reduce their cost of living. Eco-social housing is seen as a solution to protect the natural environment as well as to boost local economy, improve living conditions particularly for low income people. Through preliminary assessments of three social buildings at three distinct regions of Vietnam, this paper found that despite many challenges, eco-social housing is a solution to Vietnam's needs in providing houses with adequate living conditions to low-income people while protecting the environment and achieving sustainable eco-social development in the long run.

scholarly journals Dampak Program Keluarga Harapan (PKH) terhadap Kesejahteraan Keluarga di Desa Padang Seurahet Kecamatan Johan Pahlawan Kabupaten Aceh Barat

2021 ◽  
Vol 7 (2) ◽  
pp. 92
Author(s):  
Lia Muliana ◽  
Mursyidin Mursyidin ◽  
Muharriyanti Siregar
Keyword(s):  
Low Income ◽  
Family Welfare ◽  
Transfer Program ◽  
Family Needs ◽  
Social Significance ◽  
Study Results ◽  
The Family ◽  
Low Income Families ◽  
The Government ◽  
The Impact

The Family Hope Program (PKH) is a conditional cash transfer program for low-income families. The requirement is to be actively involved in education and health. The Family Hope Program in Indonesia was implemented in 2007 to alleviate poverty and prosper low-income families. The research and writing of this journal aim to determine the impact of PKH on family welfare and see if there is a reduction in poverty after the government realizes the Family Hope Program. This study uses a qualitative method with a descriptive approach. The study results indicate that the impact of PKH on beneficiary families, including the cash provided, can meet consumption or family needs and help the economy of PKH recipient families. The implementation of the program can reduce poverty in Aceh. The percentage of the poverty rate fell to 0.02%. The limitation of the research is the impact of PKH on family welfare and wants to examine whether there is a decrease in the percentage of poverty in Aceh or Aceh Barat. The practical implication of this research is to provide information to the government that PKH can improve the welfare of low-income families. The social significance is to give the government and the general public that the implementation of social assistance programs, one of which is the Family Hope Program, can reduce poverty rates in Aceh or West Aceh. The originality of the research is supported by previous research related to the author’s research study.

scholarly journals Policy Implementation To Arrange The Street Vendors By The Government of Denpasar City, Bali Province

2019 ◽  
pp. 166
Author(s):  
Anak Agung Gede Oka Wisnumurti ◽  
Ni Nyoman Reni Suasih
Keyword(s):  
Policy Implementation ◽  
Low Income ◽  
Small Businesses ◽  
Urban Areas ◽  
Sampling Technique ◽  
Decent Work ◽  
Street Vendors ◽  
Qualitative Descriptive ◽  
Local Law ◽  
The Government

Street vendors are informal types of work (small businesses) that arise primarily in urban areas, carried out by low-income people (daily salaries), have limited capital, and consist of only one worker (self employed). The presence of street vendors in various major cities in Indonesia, including in Denpasar City, has become a dilemma that creates pro-contra, and has the potential to clash between citizens and officials of government. This is because street vendors sell their wares in public places that are considered strategic, thus disrupting public order, and other public peace. On the other hand, according to one of the SDG’s programs, the government has an obligation to realize decent work for everyone. In the effort of structuring street vendors, as well as helping small traders of economic actors in the informal sector, the government of Denpasar City issues Denpasar City Local Law No. 2 of the year 2015 about Street Vendors. Therefore, an analysis is needed to find out the implementation of Denpasar City Local Law No. 2 of the year 2015, as well as to find out the supporting factors and inhibiting factors of its implementation. This research is a qualitative descriptive study, where the data obtained through the process of observation, interviews, and documentation studies. Selection of informants through purposive sampling technique, and data analysis techniques using Merilee S. Grindle's theory of policy implementation and contingency theory by James Lester. The results of the analysis show that the implementation of Denpasar City Local Law No. 2 of the year 2015 for arranging street vendors is still faced with several obstacles such as: lack of location according to allotment, lack of adequate budget, evaluation that is rarely done, and sanctions that are not in accordance with what is written in the Regional Regulation and the lack of understanding of street vendors on the local law. An interesting finding is that it turns out that governemtn of villages and custom village have an important role in organizing street vendors in their areas.

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