scholarly journals Analysis of Factors Affecting Islamic Insurance Profitability (Case Study Of Sinar Mas Islamic Insurance Period 2011-2017)

2019 ◽  
Vol 2 (2) ◽  
pp. 234-251
Author(s):  
Siti Nurbaya ◽  
Azhar Alam
Keyword(s):  
Time Series Data ◽  
Secondary Data ◽  
Least Square ◽  
Series Data ◽  
Factors Affecting ◽  
Ordinary Least Square ◽  
Total Investment ◽  
Considerable Impact ◽  
Premium Income ◽  
Islamic Insurance

Profitability is one benchmark to show a company operational performance. Various factors influence the amount of profitability. This research aims to analyze the influence of the amount of premium income, total investment, claims expense and operational costs on the profitability gained during the period 2011-2017. This paper conducts multiple linear analysis, namely OLS (Ordinary Least Square) with secondary data in the form of time-series data. The results of the t-test indicate that the claims expense variable has a negative and significant effect. Meanwhile, the operational cost variable has a positive and significant impact. On the contrary, the premium variable and the amount of investment both have a positive but not significant effect. Moreover, the results of the F test show that the variables of premium, investment, claims expense and operating costs have a considerable impact on the profitability of Sinar Mas Islamic Insurance.

Pengaruh pertumbuhan ekonomi, inflasi dan pengangguran terhadap tingkat kemiskinan di Sumatera Selatan

2019 ◽  
Vol 16 (1) ◽  
pp. 1-10
Author(s):  
Novegya Ratih Primandari
Keyword(s):  
Economic Growth ◽  
Time Series ◽  
Linear Regression ◽  
Linear Regression Model ◽  
Time Series Data ◽  
Secondary Data ◽  
Poverty Rate ◽  
Least Square ◽  
Series Data ◽  
Ordinary Least Square

This research aims to analyze effect of economic growth, inflation and Unemployment on the Rate of Poverty in the Province of South Sumatera. This research used secondary data in the form of time series data from 2001-2017. The method used quantitative approach by applying a linear regression model with OLS estimation Ordinary Least Square (OLS) method. The results of this study indicate that partially and simultaneously Economic Growth, Inflation and Unemployment have a significant effect on the Poverty Rate in the Province of South Sumatera.

scholarly journals ANALISIS PERMINTAAN TELUR DI KABUPATEN SLEMAN (Analysis of Egg Demand in Sleman District)

2010 ◽  
Vol 9 (2) ◽  
pp. 197-209
Author(s):  
Ani Suryani
Keyword(s):  
Time Series Data ◽  
Descriptive Analysis ◽  
Multiple Regression Model ◽  
Least Square ◽  
Series Data ◽  
Factors Affecting ◽  
Ordinary Least Square ◽  
Income Per Capita ◽  
Egg Consumption ◽  
Per Capita

The objectives of this research are to determine factors affecting egg demand during the period of 1991 to 2007, and to examine the prospect of egg as inferior, normal or superior commodity in Sleman District. The research location is determined purposively. The method used in this research is descriptive analysis with time series data (1991-2007). This study uses demand function approach by applying multiple regression model estimated using OLS (ordinary least square).The result of estimation shows that the partial demand of egg in Sleman District is caused by the price of fish, rice, population, income per capita and economical crisis. The elasticity of egg demand toward price elasticity is inelastic in the scale of 0.59. Egg in this district is categorized as a normal goo. This conclusion is based on finding that income per capita is positively correlated toward egg demand with the coefficient of regressionof 0.36. Egg consumption at Sleman district from time to time tends to increase coinciding with the growth of income per capita.Key words : Demand, Egg, Elasticity, Forecasting, Normal Good. 

scholarly journals The Impact of Macroeconomic Indicator on Islamic Insurance Demand in Indonesia

2019 ◽  
Vol 11 (2) ◽  
Author(s):  
Salahuddin El Ayyubi ◽  
W Widyastutik ◽  
A. Anditta
Keyword(s):  
Time Series Data ◽  
Insurance Industry ◽  
Least Square ◽  
Series Data ◽  
Insurance Demand ◽  
Ordinary Least Square ◽  
Macroeconomic Indicators ◽  
Islamic Insurance ◽  
The Impact ◽  
Macroeconomic Indicator

This research aimed to determine the development of Islamic insurance industry in Indonesia and analyze the influence of macroeconomic indicators Islamic insurance demand in Indonesia. Ordinary Least Square (OLS) was used in this research with monthly time series data from January 2014 to December 2016. The results of this research indicated that the variables of money supply, interest rate, GDP per capita, and education had a positive (significant) effect to the Islamic insurance demand in Indonesia. Moreover, the inflation variable and dependency ratio had a negative (significant) effect to the Islamic insurance demand in Indonesia.

scholarly journals ANALISIS PERMINTAAN MINYAK PELUMAS PERTAMINA DI KOTA BANDA ACEH

2017 ◽  
Vol 3 (1) ◽  
pp. 85-100
Author(s):  
Saiful Badli
Keyword(s):  
Time Series ◽  
Time Series Data ◽  
Linear Equations ◽  
Secondary Data ◽  
Free Variable ◽  
Least Square ◽  
Series Data ◽  
Ordinary Least Square ◽  
Center Board ◽  
Banda Aceh

This study is aimed to know the influence of price, substitution price, consumer income, and the number of vehicles toward the order of Pertamina lubricant in Banda Aceh. For the analysis purpose, multiple regression analysis is used.This research used time series data which was started from 1991 until 2015. The data was a secondary data taken from the Statistic Center Board of Pertamina, and from related institution as well as from various types of sources related to this research. The model used was Marshallian Linear Request function which was analyzed by multiple linear equations through Ordinary Least Square (OLS) approach.This research produced a satisfying result. This was seen from simultaneous and partial examination whereas all free variables in this research impacted significantly toward the order of the lubricant under Mesran trademark. Based on the estimation, price variable was resulting negative, meanwhile substitution price, consumer income and the number of vehicles were resulting positive toward the order of the lubricant of Mesran trademark. This result matched the existing theory. The 94,89 percent determinant coefficient (R2) means that free variable which consisted of variable of Mesran lubricant, substitution price, consumer income, and the number of vehicles were able explain the changes of the order of Mesran lubricant for approximately 94,89 percent, while the remaining 5,51 percent was explained by other variables, such as desire, model, and consumer income distribution, etc., which were excluded of this research model.Pertamina should keep enough supply of lubricant to maintain its normal price in Banda Aceh.Artikel ini bertujuan adalah untuk mengetahui pengaruh harga, harga pengganti, pendapatan dan jumlah kendaraan terhadap permintaan pelumas pertamina di Kota Banda Aceh. Dalam Analisisnya digunakan analisis regresi linear berganda (Multiple Regressions).Penelitian ini menggunakan data time series dimulai dari tahun 1991 sampai dengan 2015. Jenis data adalah data sekunder yang diperoleh dari Badan Pusat Statistik, Pertamina, , dan intansi terkait lainnya serta dari berbagai sumber dan literatur lain yang ada kaitannya dengan penelitian ini. Model yang digunakan adalah fungsi Permintaan Linear Marshallian, dianalisis dengan dengan persamaan linear berganda melalui pendekatan OLS (Ordinary Least Square).Hasil estimasi menunjukkan hasil yang memuaskan ini terlihat baik dari pengujian secara simultan maupun secara partial, dimana semua variabel bebas dalam penelitian ini berpengaruh signifikan terhadap permintaan pelumas merek mesran. Berdasarkan hasil estimasi variabel harga berpengaruh negatif dan harga pengganti, pendapatan dan jumlah kendaraan berpengaruh positif terhadap permintaan pelumas merek mesran, hal ini sesuai dengan teori. Koefisien determinan adjusted (R2 ) sebesar 94,89 persen yang artinya variabel bebas yang terdiri dari variabel harga pelumas merek Mesran, harga pengganti, pendapatan dan jumlah kendaraan mampu menjelaskan variasi perubahan permintaan minyak pelumas merek Mesran sebesar 94,49 persen dan sisanya sebesar 5,51 persen dijelaskan oleh variabel lainnya diluar model penelitian ini seperti selera, corak dan distribusi pendapatan dalam masyarakat dan lain- lain.Pertamina harus mengupayakan suplai pelumas di Kota Banda Aceh selalu tersedia cukup, hal ini dilakukan untuk menjaga kestabilan harga pelumas itu sendiri.

scholarly journals Analisis faktor-faktor yang mempengaruhi pertumbuhan ekonomi di Kabupaten Sarolangun

2019 ◽  
Vol 7 (2) ◽  
pp. 83-100
Author(s):  
Rosminah Rosminah ◽  
Rahma Nurjanah ◽  
Etik Umiyati
Keyword(s):  
Economic Growth ◽  
Time Series ◽  
Linear Regression ◽  
Government Spending ◽  
Time Series Data ◽  
Secondary Data ◽  
Least Square ◽  
Series Data ◽  
Domestic Investment ◽  
Ordinary Least Square

Investment (PMDN) and government expenditures have on economic growth in Sarolangun Regency. The type of data used is secondary data in the form of time series data for 2000-2017, in the form of data on economic growth, the number of workers, PMDN, and government spending. The analytical method used in this study is multiple linear regression or Ordinary Least Square (OLS). Based on the analysis results indicate that the workforce has a positive and significant effect on economic growth. PMDN has a positive and significant effect on economic growth. Likewise, government spending has a positive and significant effect on economic growth. Keywords: Economic growth, Labor, Domestic investment (PMDN), Goverment expenditure.

scholarly journals Pengaruh Capital Adequacy Ratio , Biaya Operasional Pendapatan Operasional dan Net Operational Margin terhadap Financing to Deposit Ratio pada Bank Umum Syariah di Indonesia Tahun 2016-2018

2021 ◽  
Vol 1 (1) ◽  
pp. 27-33
Author(s):  
Moch Fajar Suryo Atmojo ◽  
Nurfahmiyati ◽  
Meidy Haviz
Keyword(s):  
Time Series ◽  
Commercial Banks ◽  
Quantitative Research ◽  
Time Series Data ◽  
Secondary Data ◽  
Equation Model ◽  
Least Square ◽  
Capital Adequacy ◽  
Series Data ◽  
Ordinary Least Square

Abstract. Sharia Banking as an economic sub-system certainly will directly or indirectly have an impact on the development and economic growth of a country. Sharia Commercial Bank (BUS) is a bank that conducts business activities based on sharia principles and in its activities provides services in payment traffic as referred to in Act Number 21 of 2008 concerning Sharia Banking. The health of a bank is very important for all parties involved both the owner, manager (management) of the bank, the banking service user community, monetary authorities, and other parties.This study was conducted to examine the effect of CAR, BOPO, and NOM on Financing to Deposit Ratio (FDR) of Sharia Commercial Banks in Indonesia in 2016-2018. This type of research uses quantitative research with a verification approach. The data used are secondary data taken from the FSA using time series data. Data processing uses Eviews version 7.0 with Ordinary Least Square (OLS) method.The results showed that the CAR variable partially had a negative effect and the BOPO and NOM variables had a positive and significant effect on FDR at Islamic Commercial Banks in Indonesia. From the estimation results obtained R-square of 0.733707, which means 73.37 percent variation of changes in Financing to Deposit Ratio (FDR) of Sharia Commercial Banks is explained by variations in changes in CAR, BOPO, and NOM. While the remaining 26.63 percent explained by other variables not included in the equation model.   Abstrak. Perbankan Syariah sebagai suatu sub sistem ekonomi tentunya baik secara langsung maupun tidak langsung akan memberikan dampak terhadap perkembangan dan pertumbuhan ekonomi suatu negara. Bank Umum Syariah (BUS) adalah bank yang menjalankan kegiatan usahanya berdasarkan prinsip syariah dan dalam kegiatannya memberikan jasa dalam lalu lintas pembayaran sebagaimana dimaksud dalam Undang-Undang Nomor 21 Tahun 2008 tentang Perbankan Syariah. Kesehatan suatu bank merupakan hal yang sangat penting bagi seluruh pihak yang terkait baik pemilik, pengelola (manajemen) bank, masyarakat pengguna jasa bank, otoritas moneter, serta pihak lainnya. Penelitian ini dilakukan untuk menguji pengaruh CAR, BOPO, dan NOM terhadap Financing to Deposit Ratio (FDR) Bank Umum Syariah di Indonesia Tahun 2016-2018. Jenis penelitian menggunakan penelitian kuantitatif dengan pendekatan verifikatif. Data yang digunakan adalah data sekunder yang diambil dari OJK menggunakan data runtut waktu (time series). Pengolahan data menggunakan program Eviews versi 7.0 dengan metode Ordinary Least Square (OLS). Hasil penelitian menunjukkan variabel CAR secara parsial berpengaruh negatif dan variabel BOPO dan NOM berpengaruh positif dan signifikan terhadap FDR pada Bank Umum Syariah di Indonesia. Dari hasil estimasi diperoleh R-square sebesar 0.733707, yang berarti 73.37 persen variasi perubahan pada Financing to Deposit Ratio (FDR) Bank Umum Syariah dijelaskan oleh variasi perubahan pada CAR, BOPO, dan NOM. Sementara sisanya 26.63 persen diterangkan oleh variabel lain yang tidak masuk ke dalam model persamaan.

scholarly journals Determinan dan Trend Kemiskinan di Kabupaten Wonosobo Provinsi Jawa Tengah

2020 ◽  
Vol 4 (1) ◽  
pp. 120
Author(s):  
Farida Nur Isnaini ◽  
Abdul Aziz Ahmad ◽  
Suharno Suharno
Keyword(s):  
Time Series Data ◽  
Secondary Data ◽  
Minimum Wages ◽  
Least Square ◽  
Domestic Product ◽  
Series Data ◽  
Ordinary Least Square ◽  
The Government ◽  
Observation Period

This study aims to analyze the effect of population, education, regional Minimum Wages, inflation, and Gross Regional Domestic Product on poverty and analyze poverty trends in Wonosobo Regency. This study uses secondary data in the form of time series data with an observation period of 2002-2017 and the research method is multiple linear regression with the Ordinary Least Square model. The analysis shows that education, regional minimum wages and gross regional domestic product have a negative and significant impact on poverty in Wonosobo Regency. Population growth, and inflation does not have a significant effect on poverty in Wonosobo Regency. In addition, the future poverty trend of Wonosobo Regency is negative. These findings imply the first need for skills and expertise training programs in improving the quality of education. Second, the government must increase regional minimum wages, so that people can meet their daily needs. The government needs to increase economic growth in all sectors of the economy by using its potential.

scholarly journals ANALISIS FAKTOR YANG MEMPENGARUHI PENYERAPAN TENAGA KERJA DI PROVINSI JAMBI

2018 ◽  
Vol 18 (1) ◽  
pp. 77
Author(s):  
Muhammad Syafri ◽  
Zulfanetti Zulfanetti
Keyword(s):  
Minimum Wage ◽  
Time Series Data ◽  
Government Expenditure ◽  
Secondary Data ◽  
Least Square ◽  
Coefficient Of Determination ◽  
Series Data ◽  
Ordinary Least Square ◽  
Independent Variables ◽  
High Population Growth

Jambi Province is one of the areas in Indonesia with a relatively high population growth is inseparable from the problem of employment. Problems encountered include increased workforce higher than labor absorption. Efforts to increase labor absorption can not be separated from influencing factors such as GRDP, provincial minimum wage, government expenditure. This study aims to analyze the effect of GRDP, Province Minimum Wage, Government Expenditure on Employment Absorption in Jambi Province during the period of 1997-2015. This research is expected to be used as one of the benchmarks for government and private sector to better pay attention to the level of employment in Jambi Province. The type of research used is descriptive quantitative with used secondary data and analysis by time series data, from 1997 to 2015 and used the Ordinary Least Square (OLS) regression analysis with the help of EVIEWS 9.0 software. The result of this research shows that partially PDRB variable in PDRB has significant effect to the absorption of manpower in Jambi Province. While the variables of UMP and Government expenditure did not affect the absorption of manpower in Jambi Province period 1997 - 2015. The coefficient of determination (R2) showed that the independent variables studied were able to explain 91 percent of labor absorption and the remaining 9 percent was explained by other variables not studied.Keywords: Employment Absorption, GRDP, UMP and Government expenditure

scholarly journals PENGARUH INFLASI, LOAN TO DEPOSIT RATIO DAN PERTUMBUHAN EKONOMI TERHADAP NON PERFORMING LOAN PADA BPR SUMATERA BARAT

2015 ◽  
Vol 4 (1) ◽  
pp. 79
Author(s):  
Nurmi Siringo ◽  
Ali Anis ◽  
Ariusni Ariusni
Keyword(s):  
Economic Growth ◽  
Time Series Data ◽  
Secondary Data ◽  
Least Square ◽  
Series Data ◽  
Ordinary Least Square ◽  
Regression Methods ◽  
Significant Negative Effect ◽  
West Sumatra ◽  
Negative Effect

This study aims to determine the effect of inflation, Loan To Deposit Ratio, and economic growth of the Non-Performing Loan in Rural Bank of West Sumatra.The type of data in this research is secondary data that is both quantitative and Time Series Data from the years 2005-2013. Data were analyzed with regression methods and estimation OLS (Ordinary Least Square).The results showed that: (1) inflation is not a significant negative effect on the Bank's Non-Performing Loan Rural West Sumatera (2) Loan To Deposit Ratio was not significant positive effect on Non-Performing Loans in the Bank Rural West Sumatera  (3) economic growth significant negative effect on Non-Performing Loans in the Rural Bank of West Sumatra, (4) inflation, Loan To Deposit Ratio and economic growth together significant effect on Non-Performing Loans in the Rural Bank of WestKeywords : Inflation, Loan To Deposit Ratio, economic growth.

scholarly journals Import Flows of Bangladesh: Gravity Model Approach under Panel Data Methodology

2012 ◽  
Vol 60 (2) ◽  
pp. 153-157 ◽  
Author(s):  
Mili Roy ◽  
Md. Israt Rayhan
Keyword(s):  
Panel Data ◽  
Gravity Model ◽  
Cross Section ◽  
Time Series Data ◽  
Random Effect ◽  
Least Square ◽  
Series Data ◽  
Ordinary Least Square ◽  
Extended Gravity ◽  
Trading Partners

In counterpoint to export growth, Bangladesh import growth has remained much less strong, despite impressive progress in import liberalization. This study gives an overview of different methodologies related to gravity model analysis in Bangladesh’s import flow. A pooled cross section and time series data were analyzed to incorporate the country specific heterogeneity in country pair trading partners. The import flows are justified by the basic gravity model since Bangladesh’s imports are positively significant by the economy size and inversely related to trade barrier. Accordingly, we have analyzed pooled ordinary least square, fixed effect, random effect. This study also explores extended gravity model using several variables in the light of gravity model panel data approach. Bangladesh’s import is determined by the home and foreign country’s gross domestic product and exchange rate. In addition, Cross section results show that regional trade arrangement which is South Asian Association for Regional Co-operation and border are significant for Bangladesh’s importimplies that Bangladesh should import more from intra regional country and also should import from India.DOI: http://dx.doi.org/10.3329/dujs.v60i2.11485 Dhaka Univ. J. Sci. 60(2): 153-157, 2012 (July)  

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