Assessment of the Practice of Digital Disbursement Financial System in Managing Student’s Loans among Higher Learning Institutions in Northen Zone Tanzania

Digital disbursements is a relatively payment system that allows users to send funds from person to person using only mobile phone number which also used by Higher Education Student Loan Board (HESLB) to manage loans among higher learning institutions’ students. This paper as aimed at assessing the practice of digital disbursement financial system in managing students’ loans among higher learning institutions in the Northern Zone of Tanzania.The study applied descriptive research design. A questionnaire was distributed to business experts of Mwenge Catholic University to check on the content validity. To ensure data reliability, a Cronbach’s alpha as a measure of internal consistency was used. The sample size of the study included 400 respondents where questionnaire and documentary review were used as data collection tools. Descriptive statistics was used to analyse and present the quantitative data with the aid of Statistical Package for Social Science (SPSS). This study found that the use of mobiles and connectivity,availability of financial and digital infrastructure, convenient and secure banking service with lower fees,offering faster service, and availability of internetdetermined the practice of digital disbursement financial system in managing students’ loans. The study concluded that digital disbursement financial system enables peopleaccessing basic digital services for their daily lives such as paying school fees, payment of utility bills and purchase of airtime. This is made in transmission of the payment message which finally can be transmitted in funds. The study recommended that, there should be reliable internet connectivity to ensuredigital disbursement financialservices which depends on telecommunications infrastructure and internet to allow connectivity to access digital financial service.

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Smart Phone Use among University Students

Asian Journal of University Education ◽

10.24191/ajue.v17i1.12622 ◽

2021 ◽

Vol 17 (1) ◽

pp. 282

Author(s):

Chan Yuen Fook ◽

Suthagar Narasuman ◽

Norazah Abdul Aziz ◽

Sharifah Muzlia Syed Mustafa ◽

Cheong Tau Han

Keyword(s):

University Students ◽

Smart Phone ◽

Emotional Stability ◽

Higher Learning ◽

Negative Consequences ◽

Problematic Smartphone Use ◽

Descriptive Research ◽

Smartphone Use ◽

The University ◽

Learning Institutions

Smartphone users have increased to over two and a half billion people and it is predicted to rise to five billion by the year of 2020. These smartphone users have been spending an increasing amount of time and indicating an obsession with a virtual world. Obviously, smartphone users include students from secondary school to tertiary levels. Their constant engagement with mobile phones has raised questions of whether it has developed into an addiction that may have negative consequences on academic performance. With regards to these issues, the present study aims to examine problematic smartphone use, hours spent, factors and activities involved and possible risk of phone addiction among the university students in the Malaysian context. This study employs a descriptive research design to collect data. Data analysis was conducted using descriptive statistics such as mean, standard deviation, and frequency and percentage. Fifty-five out eighty students responded to a survey which was applied randomly among students from a public higher learning institution. The findings indicated that most of the students somewhat agreed that they used smartphones without any compelling reasons at very hour and that it induces emotional stability. The findings indicated that most of the students somewhat agreed that they used smartphones without any compelling reasons at very hour and that it induces emotional stability. The findings also imply that students were somewhat addicted to smartphone but at the same time they did use their smartphone for academic purposes. Consequently, it is expected that the findings from this study will help higher learning institutions to better understand the pattern of smartphone usage among university students and to reduce or control academically disruptive smart phone addiction behavior. Keywords: Addiction, Mobile Addiction, Mobile Phone, Smartphone, University Students

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Xenophobic tendencies in higher learning institutions as impediments to the call for African renaissance

African Renaissance ◽

10.31920/2516-5305/2018/v15n2a8 ◽

2018 ◽

Vol 15 (2) ◽

pp. 171-191 ◽

Cited By ~ 1

Author(s):

I.O. iw ◽

O.S. Obadire ◽

K.E. Amaechi

Keyword(s):

Higher Learning ◽

African Renaissance ◽

Learning Institutions

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Rethinking Intern Labour in the context of a precarious economic environment: A Case of Students of Higher Learning Institutions in Zimbabwe

10.35683/jcm18027.0003 ◽

2019 ◽

Vol 16 (1) ◽

pp. 1-19

Author(s):

F Maunganidze ◽

V Zvobgo ◽

H Mupani

Keyword(s):

Higher Learning ◽

Economic Environment ◽

Learning Institutions

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Needs of lifelong learning for professionalisation of industrial workers: Opportunities and challenges

Journal of Adult and Continuing Education ◽

10.1177/1477971418809443 ◽

2019 ◽

Vol 25 (1) ◽

pp. 65-73

Author(s):

Zarina Kassim ◽

Nor Aishah Buang ◽

Lilia Halim

Keyword(s):

Lifelong Learning ◽

Tertiary Education ◽

Higher Learning ◽

Personal Satisfaction ◽

Industrial Workers ◽

Face To Face ◽

Perceived Needs ◽

Human Resource Department ◽

The Government ◽

Learning Institutions

Only 23% of Malaysian workforce has tertiary education compared to Organisation for Economic Co-operation and Development countries such as Singapore and Finland that have tertiary education with an average of 28% and around 35%, respectively. This study investigates perceived needs lifelong learning programmes for professionalisation among the workers. A survey was conducted on workers from the industries. Most of the workers felt that lifelong learning programmes provide personal satisfaction. In terms of perceived needs, workers from higher positions in industries need lifelong learning programmes to get better positions and better salaries as compared to those with lower positions in industries to get better job and education. Both groups have different preferences for means of learning whether face-to-face or online learning. The implications are that the government has to change their policy in terms of requirement for these companies to register with the Human Resource Department Fund so that their workers be subsidised for attending lifelong learning programmes and to encourage the participation of public higher learning institutions for providing online and weekend lifelong learning programmes to the workers.

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Generation “X” and “Y” knowledge sharing behaviour

Journal of Applied Research in Higher Education ◽

10.1108/jarhe-05-2016-0039 ◽

2017 ◽

Vol 9 (2) ◽

pp. 325-342 ◽

Cited By ~ 5

Author(s):

Muhammad Sabbir Rahman ◽

Nuraihan Mat Daud ◽

Hasliza Hassan

Keyword(s):

Knowledge Sharing ◽

Generational Differences ◽

Structural Equation ◽

Academic Staff ◽

Peninsular Malaysia ◽

Higher Learning ◽

Cross Sectional ◽

Content Type ◽

Learning Institutions ◽

The Relationship

Purpose The purpose of this paper is to investigate the relationship between employee motivation and intention for knowledge sharing behaviour. Inter-generational differences (generations X and Y only) were assumed to moderate in the relationship between intention and knowledge sharing behaviour of non-academic staff of higher learning institutions. This research also aims to test the role of behavioural intention as mediation between motivation and knowledge sharing behaviour. Design/methodology/approach This research tested a conceptual framework derived from widely accepted theories. This study was carried out on non-academic staff working at the different higher learning institutions in Malaysia. Respondents from private and public higher learning institutions in Peninsular Malaysia were asked to complete a self-administered questionnaire. This research also applied confirmatory factor analysis and structural equation modelling to examine the proposed hypothesis of this inquiry. Findings Results indicate that non-academic staff knowledge sharing behaviour was significantly mediated by intention between motivation and knowledge sharing behaviour relationship. More specifically, inter-generational differences (generations X and Y) play a significant moderation role between intention and knowledge sharing behaviour. Research limitations/implications The generalizability of this cross-sectional study can be strengthened by adopting a longitudinal approach in the next phase of the study. Practical implications The results of this research highlighted that the higher learning institutions need to institutionalize knowledge sharing behaviour among their non-academic staff (executive and non-executive) by facilitating knowledge sharing-oriented work environment. Originality/value This paper has attempted to furnish a comprehensive understanding of knowledge sharing behaviour among the non-academic staff of higher learning institutions.

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Developing a Philosophy of Scientific Advancement in Muhammadiyah Higher Education Institutions Based on Al-Islam and Kemuhammadiyahan (AIK) Principles

Afkaruna ◽

10.18196/afkaruna.v17i1.9017 ◽

2021 ◽

Vol 17 (1) ◽

Author(s):

Syamsul Anwar

Keyword(s):

Modern Science ◽

Science And Religion ◽

Higher Learning ◽

Scientific Development ◽

Broad Definition ◽

Internal Reasons ◽

Scientific Advancement ◽

Scientific Philosophy ◽

Definition Of ◽

Learning Institutions

This article addresses critical ideas about constructing scientific philosophy within the Muhammadiyah and ‘Aisyiyah Higher Learning Institutions (PTMA) circles through the concept of integrating Al-Islam and Kemuhammadiyahan (Islam and Muhammadiyah Principles), abbreviated as AIK, into the process of developing knowledge and science. Thus, the author provides a broad definition of AIK and distinguishes it into three main aspects. In the next step, the author explains two reasons for developing scientific philosophy in PTMA, including internal reasons in Muhammadiyah and Islam and external ones related to the development of modern science. Consequently, two approaches can be applied to integrate AIK into scientific development through objective and subjective approaches. In definition, the objective approach is a way of dealing with the issues through analyzing and re-building the structure of science it including paradigm (ontology), theories and methods (epistemology), and applications (axiology). In contrast, the subjective approach is the enrichment of the scientist through considering science and religion as complementary instead of contradictory.

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Postgraduates’ Perceptions in Completion of Their Study

Insight Journal ◽

10.24191/ij.v8i0.110 ◽

2021 ◽

Vol 8 ◽

pp. 91-107

Author(s):

Teoh Sian Hoon ◽

Geethanjali Narayanan ◽

Raja Normi Raja Mohamad ◽

Gurnam Kaur Sidhu

Keyword(s):

Higher Learning ◽

Research Writing ◽

Institutional Factor ◽

Postgraduate Students ◽

Construction Of Knowledge ◽

Learning Challenges ◽

Academic Competencies ◽

Conducting Research ◽

The University ◽

Learning Institutions

This study was conducted to investigate the postgraduate students’ perceptions towards their experiences of completion of their studies. The population of this study consisted of postgraduate students in a public university in Selangor. The sample comprised 104 randomly selected postgraduate students from the university. A 5-point Likert scale questionnaire was administered to the samples. The questionnaire consisted of four domains, namely student factor, supervisor factor, institutional factor and challenges faced by the students. This study discovered that (1) the postgraduate students perceived supervisors as a determinant factor that contributes toward conducting research. (2) they perceived their academic competencies in research writing as moderate and (3) the supervisor factor has a significant and inverse relationship on challenges faced by the postgraduate students, i.e. the efforts and competencies of supervisors reduced challenges of the postgraduate students to complete their research. Based on the findings, it was suggested that higher learning institutions should highlight on the construction of knowledge through active interaction between lecturers and students. This type of assistance has become a platform for the students to cope up with the learning challenges they were facing in higher education.

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ANALYSIS OF COMMUTE CHARATERISTICS AND RESIDENTIAL LOCATION CHOICE OF IIUM GOMBAK CAMPUS EMPLOYEES OF MALAYSIA

PLANNING MALAYSIA JOURNAL ◽

10.21837/pm.v8i1.78 ◽

2010 ◽

Vol 8 ◽

Author(s):

Mohammad Abdul Mohit ◽

Mootaz Munjid Mustafa

Keyword(s):

Urban Areas ◽

Location Choice ◽

Residential Location ◽

Higher Learning ◽

Kuala Lumpur ◽

Residential Location Choice ◽

North West ◽

The North ◽

Residential Characteristics ◽

Learning Institutions

Higher learning institutions, particularly uni versities, are important nodes which can help in decentralizing the monocentric stigma of urban areas by encouraging employment and housing growth in metropolitan areas. The case study Gombak Campus of international Islamic University Malaysia (IIUM), located 15 kilometres to the north-west of Kuala Lumpur City, is currently an employment node in the Klang Valley region. Being a node of employment, it is expected to generate residential development in the vicinity of its location by supporting the determining two fac tors of residential location - commuting cost and rent. Although there are certain truths that rent and commute cost are important determinants in households' residential location, other factors also influence residential location decision making. This paper, therefore, attempts to identify an array of factors and the extent to which these factors influence commute and residential attributes of the employees of IIUM Gombak Campus. Findings of this study reveal that there is a significant relationship between commute behaviour and residential characteristics and a number of other factors nonnally overlooked by the mainstream residential location choice models.

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Consumer Background and Decision Making Styles of Malaysian College Students

International Journal of Business and Management ◽

10.5539/ijbm.v13n1p170 ◽

2017 ◽

Vol 13 (1) ◽

pp. 170

Author(s):

Sharifah Azizah Haron ◽

Anyanwu Hilary Chinedu

Keyword(s):

College Students ◽

Market Segmentation ◽

Household Income ◽

New Product ◽

Simple Random Sampling ◽

Higher Learning ◽

Consumer Markets ◽

Decision Making Styles ◽

Klang Valley ◽

Learning Institutions

This study tested a section of consumer styles inventory (CSI) among Malaysian college students. Using stratified and simple random sampling, 2068 samples were collected from five higher learning institutions in Klang Valley, Malaysia. The study extracted seven factors through exploratory factor analysis from the original CSI scale which was found reliable and useful to consumer markets. Gender, age, ethnicity, family size, household income and place where a student was raised were found to have significant influence on the CSI factors. The findings will be a guide for markets facing competitive pressures by guiding them on the appropriate market segmentation. In addition, firms should focus on the influential background variables during new product designs in order to get the target markets’ preferences and balance their competitive pressures simultaneously.

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