scholarly journals SEJARAH PEMBANGUNAN HUKUM PERBANKAN SYARIAH DI INDONESIA

2020 ◽  
Vol 6 (2) ◽  
pp. 250-273
Author(s):  
Khotibul Umam

In this article the author traces the historic development of Islamic or sharia banking in Indonesia and this will be done by analysing the evolution of a series of successive laws promulgated over time.  From these laws (Law Nos. 7/1992; 10/1998 and 21/2008) we can discern, how over the years, the Indonesian government gradually accept and recognized sharia banking principles, resulting in the establishment of Sharia Banks alongside conventional Banks.  These successive laws also shows the gradual process of policy changes which involves a top-down, bottom up and again a top down approach. Through this process, Sharia Banks develops in Indonesia and has been able to meet society’s need not only for a modern banking system, but also more importantly, providing banking services in line with the sharia. 

Author(s):  
Mette Eilstrup-Sangiovanni

AbstractMany observers worry that growing numbers of international institutions with overlapping functions undermine governance effectiveness via duplication, inconsistency and conflict. Such pessimistic assessments may undervalue the mechanisms available to states and other political agents to reduce conflictual overlap and enhance inter-institutional synergy. Drawing on historical data I examine how states can mitigate conflict within Global Governance Complexes (GGCs) by dissolving or merging existing institutions or by re-configuring their mandates. I further explore how “order in complexity” can emerge through bottom-up processes of adaptation in lieu of state-led reform. My analysis supports three theoretical claims: (1) states frequently refashion governance complexes “top-down” in order to reduce conflictual overlap; (2) “top-down” restructuring and “bottom-up” adaptation present alternative mechanisms for ordering relations among component institutions of GGCs; (3) these twin mechanisms ensure that GGCs tend to (re)produce elements of order over time–albeit often temporarily. Rather than evolving towards ever-greater fragmentation and disorder, complex governance systems thus tend to fluctuate between greater or lesser integration and (dis)order.


2020 ◽  
Vol 31 (6) ◽  
pp. 1579-1600
Author(s):  
Lien De Cuyper ◽  
Bart Clarysse ◽  
Nelson Phillips

In this study, we build on the foundational observations of Selznick and Stinchcombe that organizations bear the lasting imprint of their founding context and explore how characteristics shaped during founding are coherently carried forward through time. To do so, we draw on an ethnography of a social venture where the entrepreneurs left soon after founding. In examining how an initial organizational imprint evolves beyond a venture’s founding phase, we focus on the actions and interactions of organizational members, the founders’ imprint, the venture’s new leadership, and the external environment. The process model we develop shows how the organizational imprint evolves as a consequence of the interplay between top-down and bottom-up forces. We first find that the initial imprint is transmitted through a bottom-up mechanism of imprint reinforcement, and second, that the venture is reimprinted after the founding period through two processes which we call imprint reforming and imprint coupling. The result of this is the formation of a sedimented imprint. Our findings further illuminate that, although the initial imprint sticks, its function and manifestation changes over time.


10.5772/56606 ◽  
2013 ◽  
Vol 5 ◽  
pp. 16
Author(s):  
Guendalina Capece ◽  
Domenico Campisi

E-banking is defined as the automated delivery of new and traditional banking products and services directly to customers through electronic, interactive communication channels. “Pure online” banks are characterized by the absence of physical windows and front-office personnel. Traditional banks are still integrating traditional distribution channels with online ones; the scenario is therefore still evolving over time. Despite the intrinsic potentialities, Italy is far from being a leader in the usage of innovative online instruments in the banking system and will struggle with new innovation waves. In this paper, we measure the potential effective e-banking usage. Furthermore, we investigate the behaviour of users and adopters, identifying the major causes influencing satisfaction and usage and the impact of these different causes on the intensity of utilization. The analysis is based on a panel of 495 real users, thus allowing the profiling of the Italian adopter to discover the causes of usage and outline strategies for the growth of e-banking services in Italy.


2018 ◽  
Vol 64 (3) ◽  
pp. 619-658 ◽  
Author(s):  
Sukhbir Sandhu ◽  
Carol T. Kulik

As new roles emerge in organizations, it becomes critical to understand how organizational structure can impede or enable the managerial discretion available to role incumbents. We leverage the rich context provided by the emergent role of sustainability managers to examine the interplay between the top-down forces of structure and the bottom-up influences of managerial discretion in shaping new organizational roles over time. We analyzed qualitative data collected from in-depth interviews with sustainability managers in 21 case study organizations in India and Australia, supplemented with archival and observational data. We identified three organizational configurations, with varying levels of top-down structural and bottom-up managerial discretion dynamics at play. Each configuration had different implications for the manager’s role. Our analysis suggests that the third configuration—with semi-structured formalization and a decentralized sustainability program—provided the most conducive conditions for managers to use their discretion to champion innovative sustainability initiatives. New managerial roles in the other configurations, however, do not have to be static. With the maturation of organizational programs and active championing by managers, the structuring of organizational functions and managerial roles can co-evolve. Our findings describe a process of “shaping and being shaped,” as structure and managerial discretion co-evolve over time.


2009 ◽  
Vol 5 (1) ◽  
pp. 69-85 ◽  
Author(s):  
Reza Banakar

This review essay draws on a recently edited handbook by Esin Örücü and David Nelken to reflect on the methodological concerns and challenges of comparative law and sociolegal research. It argues that the contextualisation of laws should be regarded as the indispensable methodological characteristic of all comparative studies of law that aspire to transcend the understanding of law as a body of rules and doctrine. It further argues that although the cultural perspective facilitates contextualisation of the law, a cultural understanding is neither a precondition for undertaking comparative legal research nor necessarily the correct approach under all circumstances; for certain aspects of law and legal behaviour need not be conceptualised in cultural terms. The essay concludes by proposing that the combination of top-down and bottom-up approaches could provide a meta-methodological framework within which specific comparative techniques can be employed. Such a framework will enable comparatists and sociolegal researchers to account for how law interacts with, and simultaneously manifests itself at, the macro-, micro- and the intermediary meso-levels of society over time.


2016 ◽  
Vol 53 (11) ◽  
pp. 1103-1120 ◽  
Author(s):  
W.G. Ernst ◽  
Norman H. Sleep ◽  
Tatsuki Tsujimori

Intense devolatilization and chemical-density differentiation attended accretion of planetesimals on the primordial Earth. These processes gradually abated after cooling and solidification of an early magma ocean. By 4.3 or 4.2 Ga, water oceans were present, so surface temperatures had fallen far below low-pressure solidi of dry peridotite, basalt, and granite, ∼1300, ∼1120, and ∼950 °C, respectively. At less than half their T solidi, rocky materials existed as thin lithospheric slabs in the near-surface Hadean Earth. Stagnant-lid convection may have occurred initially but was at least episodically overwhelmed by subduction because effective, massive heat transfer necessitated vigorous mantle overturn in the early, hot planet. Bottom-up mantle convection, including voluminous plume ascent, efficiently rid the Earth of deep-seated heat. It declined over time as cooling and top-down lithospheric sinking increased. Thickening and both lateral extensional + contractional deformation typified the post-Hadean lithosphere. Stages of geologic evolution included (i) 4.5–4.4 Ga, magma ocean overturn involved ephemeral, surficial rocky platelets; (ii) 4.4–2.7 Ga, formation of oceanic and small continental plates were obliterated by return mantle flow prior to ∼4.0 Ga; continental material gradually accumulated as largely sub-sea, sialic crust-capped lithospheric collages; (iii) 2.7–1.0 Ga, progressive suturing of old shields + younger orogenic belts led to cratonal plates typified by emerging continental freeboard, increasing sedimentary differentiation, and episodic glaciation during transpolar drift; onset of temporally limited stagnant-lid mantle convection occurred beneath enlarging supercontinents; (iv) 1.0 Ga–present, laminar-flowing asthenospheric cells are now capped by giant, stately moving plates. Near-restriction of komatiitic lavas to the Archean, and appearance of multicycle sediments, ophiolite complexes ± alkaline igneous rocks, and high-pressure–ultrahigh-pressure (HP–UHP) metamorphic belts in progressively younger Proterozoic and Phanerozoic orogens reflect increasing negative buoyancy of cool oceanic lithosphere, but decreasing subductability of enlarging, more buoyant continental plates. Attending supercontinental assembly, density instabilities of thickening oceanic plates began to control overturn of suboceanic mantle as cold, top-down convection. Over time, the scales and dynamics of hot asthenospheric upwelling versus lithospheric foundering + mantle return flow (bottom-up plume-driven ascent versus top-down plate subduction) evolved gradually, reflecting planetary cooling. These evolving plate-tectonic processes have accompanied the Earth’s thermal history since ∼4.4 Ga.


Author(s):  
Stijn Oosterlynck ◽  
Andreas Novy ◽  
Bernhard Leubolt ◽  
Carla Weinzierl

In this chapter, we undertake a systematic analysis of the empowerment dimension of social innovation initiatives. The notions of social innovation and empowerment have a rather similar history. We provide a brief historical overview of the concept of empowerment and the diverse and competing meanings the concept has acquired over time. We then specify three dimensions of empowerment to analyse the empowering potential of social innovation: the bottom-up and top-down dynamics of empowerment, the relation between individual and collective forms of empowerment and the extent to which empowerment has an instrumental or expressive focus. In the analysed case studies of social innovation initiatives, we observe a pre-eminence of top-down empowerment, the dominance of individual empowerment dynamics and a predominant focus on instrumental forms of empowerment in social innovation initiatives, especially in the governance of labour market activation.


IQTISHODUNA ◽  
2019 ◽  
Vol 15 (2) ◽  
pp. 181-196
Author(s):  
Slamet Slamet ◽  
Misbahul Munir ◽  
Irmayanti Hasan

This research is to identify and analyze the factors of conventional bank customers' perception in Pondok Pesantren community in using Islamic banking services and identify and analyze switching barriers factors to become sharia bank customers for the Pondok Pesantren community. The paradigm in this research uses quantitative research with a CFA approach. The results showed that the factors that become conventional bank customers' perceptions in using Islamic banking for the Islamic boarding school community are comprised of three perceptions, namely customer perception variables consisting of a cognitive dimension, affective, and connectively. This means that respondents already have a dominant perception of the Islamic banking system. This is indicated by  that they have an understanding and knowledge of the existence and sharia banking system in Indonesia, although some of them use conventional banking services. There are several factors causing switching barriers to become customers of Islamic banks in the Pondok Pesantren community, from the loading factor value it is known that the dimension of value congruency is the dominant dimension in forming switching barriers variables in conventional banks.


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