scholarly journals The role of behavioral finance dimensions in achieving entrepreneurial confidence

2020 ◽  
Vol 8 (4) ◽  
pp. 643-658
Author(s):  
Ashty Rafeeq

The aim of the research is to identify the impact of the Behavioral Financial dimensions represented by (financial knowledge, financial attitudes, and behavioral factors) on entrepreneurial confidence. Number of companies and exchange offices in Dohuk Governorate were selected to conduct the field side of the research and the sample included (73) of managers in these companies and offices. The questionnaire is a main tool for data collection in the field side, after analyzing by the statistical program (SPSS V. 21) the research reached a set of conclusions, the most important is that there are significant effect of the behavioral financial dimensions on the Entrepreneurial confidence, as well as the presence of an insignificant effect of behavioral factors on entrepreneurial confidence at the sub-level, the research suggested a set of proposals, the most important is to activate the mechanisms of acquiring financial knowledge and financial attitudes and adopting them as they contribute to enhancing entrepreneurial confidence.

2020 ◽  
Vol 5 (4) ◽  
pp. p92
Author(s):  
Ahmad Jabbar Mahmood Al Dulaimi ◽  
Dr. Joumana Younis ◽  
Dr. Hisham Abou Daya

The current research aims to identify the role of strategic prowess in strengthening the management of high commitment and the practice of the Iraqi media network of strategic ingenuity, and management of high commitment, and given the scarcity of studies that attempted to identify and recognize the nature of the relationships between the three research variables in their direct and indirect form in the Iraqi environment, in addition, the researcher’s attempt to study and address a real and realistic problem that directly affects the Iraqi media network.However, the research adopted the intentional stratified sampling method for a population of network managers 250 individuals. The researcher used the Thompson equation and Mascheran’s table for small samples and the size of the research sample was 160, And for this purpose, statistical tools and methods were utilized in analyzing the practical side of the search (arithmetic mean, standard deviation, Pearson correlation coefficient, simple and multiple regression methods, path analysis, Sobel test), and they were analyzed by the statistical program (SPSS V.26 & AMOS V 26), in addition to the descriptive and analytical approach through polling opinions and interviews, and it was the main tool in collecting data (the questionnaire). The theoretical part in an attempt to bridge the knowledge gap in explaining the variables.


2015 ◽  
Vol 13 (1) ◽  
pp. 1201-1209 ◽  
Author(s):  
Gardachew Worku Fekadu

The role of corporate governance in financial institutions differs from that of non- financial institutions for the discretionary power of the board of directors would be limited especially in regulated financial systems where financial institutions are obliged to function through legislative and prescriptive procedures, policies, rules and regulations. This study, therefore, was aimed at examining the impact of corporate governance on the performance of closely regulated Ethiopian insurance Industry. The study employed explanatory research design with an econometric panel data of 10 Insurance companies that covers the period 2007 to 2014. Board size, board independence and board diversity have negative and insignificant effect on the performance of insurance companies while size and independence of audit committee and frequency of board meetings have positive but insignificant effect on the performance of insurance companies in Ethiopia. Thus it could be concluded that all corporate governance mechanisms have insignificant effect on the performance of insurance companies measured by return on asset. This vividly affirms that the role of board of directors in closely regulated financial sector is dismal and insignificant for they have limited discretionary power to exercise as board of directors. Thus it would be recommendable if the regulatory body could relax its prescriptive and stringent policies and devolve its power to board of directors without endangering the viability of insurance companies.


2017 ◽  
Vol 3 (1) ◽  
Author(s):  
Jirhanuddin Jirhanuddin ◽  
Jelita Jelita ◽  
Ahmad Habibie

Electric shock activity is an activity of an electric discharge into the water to look for fish using a stun. This activity is a way to sustain the local economy of the challenges existing conditions. Because of some reasons such as easy, effective and efficient this way is still used. Another reason this way is still used is because of economic necessity, small capital, and another effort is difficult to do.Even in preserving the environment, the Local Government who has authority in this case issued a regional regulation. Moving on from these problems, the writer wants to know the important role of the Electric shock activity at RT 01 Mendawai Seberang as the foundation to sustain the local economy as well as its impact, with the problem of the studies are (1) How does the Electric shock activity at RT 01 Mendawai Seberang Pangkalan Bun? (2) How is the role of culture in Electric shock activity on maintaining the local economy at RT 01 Mendawai Seberang Pangkalan Bun? (3)What is the impact of Electric shock activity for ecosystems and humans? This research is using qualitative descriptive approach. The subjects of this research are people who live in RT 01 Mendawai as the fisherman who use stun to look for fish. The object of this research is the culture of Electric shock activity in maintaining the local economy RT 01 Mendawai Seberang Pangkalan Bun. The techniques used in data collection are observation, interview and documentation. In the technical validity of the data, the researcher was used a triangulation process.             The results from the culture of electric shockonmaintaining economic society at the RT. 01 Mendawai Seberang Pangkalan Bunis an activity that has long been done and the result of cultural transformation that has been handed ancestors.This activity is one way to sustain the local economy of the challenges existing conditions. Using a stun for fishing has several factors because it is easy, effective and efficient.Economicnecessity, the capital required is not too large, another effort is difficult to do, and the domicile is the reason behind this culture is still being conducted until today. The impact of electric shock toward the ecosystem of fish just a little bit because it is not spent the ecosystem of fish. Only a small portion is taken for the purposes of trade. Whereas the impact on the fishermanthemselves the possibility exists, if its application is not appropriate and not in accordance with the existing procedures could harm the fishermanthemselves.Electric shock activity is an activity of an electric discharge into the water to look for fish using a stun. This activity is a way to sustain the local economy of the challenges existing conditions. Because of some reasons such as easy, effective and efficient this way is still used. Another reason this way is still used is because of economic necessity, small capital, and another effort is difficult to do.Even in preserving the environment, the Local Government who has authority in this case issued a regional regulation. Moving on from these problems, the writer wants to know the important role of the Electric shock activity at RT 01 Mendawai Seberang as the foundation to sustain the local economy as well as its impact, with the problem of the studies are (1) How does the Electric shock activity at RT 01 Mendawai Seberang Pangkalan Bun? (2) How is the role of culture in Electric shock activity on maintaining the local economy at RT 01 Mendawai Seberang Pangkalan Bun? (3)What is the impact of Electric shock activity for ecosystems and humans?                This research is using qualitative descriptive approach. The subjects of this research are people who live in RT 01 Mendawai as the fisherman who use stun to look for fish. The object of this research is the culture of Electric shock activity in maintaining the local economy RT 01 Mendawai Seberang Pangkalan Bun. The techniques used in data collection are observation, interview and documentation. In the technical validity of the data, the researcher was used a triangulation process.             The results from the culture of electric shockonmaintaining economic society at the RT. 01 Mendawai Seberang Pangkalan Bunis an activity that has long been done and the result of cultural transformation that has been handed ancestors.This activity is one way to sustain the local economy of the challenges existing conditions. Using a stun for fishing has several factors because it is easy, effective and efficient.Economicnecessity, the capital required is not too large, another effort is difficult to do, and the domicile is the reason behind this culture is still being conducted until today. The impact of electric shock toward the ecosystem of fish just a little bit because it is not spent the ecosystem of fish. Only a small portion is taken for the purposes of trade. Whereas the impact on the fishermanthemselves the possibility exists, if its application is not appropriate and not in accordance with the existing procedures could harm the fishermanthemselves.


2020 ◽  
Vol 6 (2) ◽  
pp. 166-178
Author(s):  
Siti Aisyah Hidayati ◽  
Sri Wahyulina ◽  
Embun Suryani

This study aims to analyze the effect of Financial Attitude and Financial Knowledge on financial decisions on Small and Medium Business Owners (UKM) on Lombok Island. The theoretical contribution of this research is expected to contribute to science and the development of behavioral finance theories related to financial decision making in Small and Medium Enterprises (SMEs). It is also expected that behavioral finance will be the subject of financial management courses. Furthermore, the practical contribution of this research is expected to provide input, suggestions and recommendations to the policy maker of the NTB Provincial Government in making policies related to the development of SMEs. This research is a quantitative approach based research, with the type of explanatory research. The study population is all SMEs in the island of Lombok. The sampling technique is done by using Non probability sampling, which uses judgment sampling, which is choosing SMEs that are engaged in the pottery industry and have already exported. From the existing population, there are 35 (thirty-five) SMEs that can be taken as samples. Respondents in this study are the owners of each of these UKM. Data collection techniques used in this study were using a questionnaire. To achieve research objectives and hypothesis testing, the data obtained will be processed according to needs using GSCA (Generalized Structured Component Analysis) statistical tools.The results showed that Financial Attitudes had a positive and significant effect on financial decision making by SME owners and owners. This means that the better the Financial Attitudes owned by SME owners, the bolder they are in making financial decisions. Financial Knowledge has a positive and significant impact on financial decision making by SME owners and owners. This means that the better the Financial Knowledge possessed by SME owners, the bolder the financial decisions will be


Author(s):  
Xu Sun ◽  
Andrew May ◽  
Qingfeng Wang

This article describes a field study investigating the impact on user experience of personalisation of content provided on a mobile device. The target population was Chinese spectators and the application was large sports events. A field-based experiment showed that provision of personalised content significantly enhanced the user experience for the spectator. Design implications are discussed, with general support for countermeasures designed to overcome recognised limitations of adaptive systems. The study also highlights the need for culturally sensitive methods for requirements capture, design, and data collection during experimentation.


Der Islam ◽  
2015 ◽  
Vol 92 (1) ◽  
Author(s):  
Szombathy Zoltan

AbstractThis article examines the methods of urban Muslim scholars of the early Abbasid period in their endeavour to collect information from Bedouin informants. Analogies with the problems of modern anthropological fieldwork are investigated, and the impact of the preconceptions and assumptions that the scholars brought to the field is highlighted. It is shown that mediaeval Muslim scholars’ fieldwork might involve varying activities taking place in different settings, and the term ‘Bedouin informants’ masks quite a variety of individuals claiming some expertise in ‘Bedouin’ culture. The idealised image of a scholar heading for the Arabian deserts to visit genuine nomads and make lengthy inquiries among them might be less typical than is often implicitly thought to have been. On the basis of concrete cases of data-collection, three fundamental assumptions heavily influencing the scholars’ thinking regarding Bedouin culture are identified.


ملخص: هدفت الدراسة إلى معرفة دور أخلاقيات التسويق بأبعادها (الصدق والأمانة، المسؤولية، العدالة، المواطنة) في تعزيز الصورة الذهنية لمستخدمي شركة جوال بقطاع غزة، وقد استخدم الباحثان المنهج الوصفي التحليلي، وتكون مجتمع الدراسة من جميع مستخدمي شركة جوال، وكانت الاستبانة أداة جمع البيانات، وتم تطبيق أسلوب العينة العشوائية الطبقية، وبلغت عينة الدراسة 384 مبحوثاً وكانت نسبة الاسترداد 66.4% وحللت البيانات باستخدام برنامج SPSS الاحصائي، وكان من أهم النتائج أنه توجد علاقة ارتباطية قوية إيجابية بين أخلاقيات التسويق (الصدق والأمانة، المسؤولية، العدالة، المواطنة) وتعزيز الصورة الذهنية لمستخدمي شركة جوال، واتضح أن هناك درجة موافقة متوسطة بنسبة 59.90%، على أخلاقيات التسويق لدى شركة جوال، وأيضاً درجة موافقة متوسطة للصورة الذهنية لدى مستخدمي شركة جوال بنسبة 61.30%. الكلمات المفتاحية: أخلاقيات التسويق، الصورة الذهنية. Abstract The study aimed to know the role of marketing ethics with its dimensions (verity, honesty, responsibility, justice, citizenship), In enhancing the mental image of Jawwal users in the Gaza Strip, The researchers used the descriptive analytical method, The study population consists of all Jawwal users, questionnaire was the main tool for data collection, Stratified random sample method was applied , and the study sample was 384 ‎ respondents, The recovery rate was 66.4%, the data was analyzed using SPSS statistical program, one of the most important results was that there is a strong positive correlation between marketing ethics, (verity, honesty, responsibility, justice, citizenship), and enhance the mental image of Jawwal users, and an average approval level of 59.90% was found on Jawwal’s marketing ethics. Also, the average approval of the mental image of Jawwal users by 61.30%. Keywords: marketing ethics, mental image.


2020 ◽  
Vol 6 (2) ◽  
pp. 386
Author(s):  
Amaliana Afidah ◽  
Karjadi Mintaroem

This research aims to know the role of BMT UGT Sidogiri been fullest or not in overcoming the negative impact of loan sharks in the region of Demak prakti East. The approach used was qualitative descriptive type approach strategy case studies. This strategy was chosen because there are things that would like to be known by researchers associated with the formulation of the problem. The required data in the research is primary data and secondary data. Technical data collection performed while field research in BMT UGT Sidogiri and around the region of Demak. Data collection is done with the interview and documentation. Supporting data come from studies and journal literature through internet searches. Data analysis technique used is the reduction of data to get a conclusion. The results obtained by researchers based on interviews that BMT has not been significantly instrumental in freeing people from the bondage of moneylenders. Inadequate efforts made BMT in freeing society from moneylenders who practices tend to be more proactive in offering their services to merchants is evidenced by the large number of traders who prefer to connect with the moneylenders.Keywords: BMT Sidogiri UGT, The Role Of BMT, The Impact Of Loan Sharks, Practices Of Moneylenders


Market Forces ◽  
2021 ◽  
Vol 16 (1) ◽  
pp. 22
Author(s):  
Muhammad Rehan ◽  
Jahanzaib Alvi ◽  
Lubna Javed ◽  
Baber Saleem

Market irregularities and irrational behavior triggered investor’s changes in the stock market, and this has led to an investigation into the impact of various behavioral biases and factors affecting decision-making for individual investors. The quality of individual investor behavior in making stock investment decisions is very important to be understood as a reference of the movement of the capital market. This study investigated the role of behavioral finance and investor psychology in investment decision-making at the Pakistan Stock Exchange (PSE). Using a sample of 147 individual investors, the study established that behavioral factors such as Herding, Heuristic, Market and Prospect that affected the decisions of the investors operating at the Pakistan Stock Exchange (PSE). As there are a few studies in Pakistan related to behavioral finance, so this study mainly contributes to the field of behavioral finance in Pakistan. This study focusses on existing theories of behavioral finance which led to develop the hypothesis. The result of the analysis is that the four variables have greatly influenced the investment decision and return on investment. All behavioral variables have a significant impact on the decision-making process of investors, which led to the acceptance of all assumptions regarding the level of influence of behavioral factors in decision making for individual investors


Sign in / Sign up

Export Citation Format

Share Document