Industri Halal di Aceh: Strategi dan Perkembangan

This study aims to analyze the strategy and development of the halal industry in the province of Aceh. This research is qualitative research, using a literature review approach from various previous studies. This study uses secondary data obtained from journals, documentation, books, and reports from related parties such as the literally Central Agency on Statistics, LPPOM MPU, LPPOM MUI, Aceh Culture and Tourism Office, and related parties.The results of the study found that Aceh Province is one of the provinces that implement sharia in all sectors. The application of Islam is not only in banking but is also applied to tourism, food, and other halal industries, however, the optimization of the halal industry cannot be felt optimally. The development of a halal industry strategy needs support from the local government. One strategy that must be done is to issue a halal certificate easily but professionally. In addition, to maximize the halal industry, especially halal tourism, local governments must also pay attention to the existing infrastructure. With the maximum development strategy carried out, it is expected to increase the halal industry, especially halal tourism in Aceh Province

هيئة الزكاة الوطنية الأندونيسية)بازناس) تقييم إقتصادي إسلامي

هدفت هذه الدراسة الي بيان الواقع الميداني والتشريعي للزكاة ومؤسستها في اندونيسية وفي هذه الحالة هيئة الزكاة الوطنية (بازناس)، وبيان عن الهيكل التنظيمي للهيئة ونظامها الداخلي وبيان مدى موافقة وامتثال الواقع التشريعي المعمول لأنشطة الهيئة مع الأصول الشرعية، وبيان عن كفائتها في الجباية والتوزيع، بالإضافة الى الكشف عن المشكلات التي تواجهها الهيئة ومحاولة إيجاد الحلول لها، وتميزت الدراسة في انها تبحث عن مؤشر الزكاة الوطني كأداة للتقييم وأداء الزكاة في أندونيسية على مستوي الكل بجميع أنحاء الدولة ولم تختص بفروع المعين. وتوصلت الدراسة إلى النتائج منها : وجود القصور والفجوة بين إجمالي حصيلة الزكاة التي يمكن تحصيلها وحصيلة الزكاة التي تم تحصيلها فعليا، وضعف الوعي المزكي في أداء واجباته، وذلك بناء" على ضعف الدعم الحكومي لمؤسسات الزكاة سواء كانت الدعم في شكل القوانين أو دعم في شكل تخصيص الميزانية الحكومية لتتحمل تكاليف الهيئة في القيام بوظائفها، وضعف ثقة الجمهور لدي الهيئة وذلك بناء على ضعف الكوادر البشرية لدي مؤسسات الزكاة في القيام بوظائفهم ولم يظهر آثار الزكاة على رفاهية المستحق على الوجه الملموس، فينبغي للهيئة تحسين إدارتها في الجباية وتوزيع الزكاة وتنويع آليات دفع الزكاة من ناحية وتنويع برامج التوزيع من ناحية آخرى وكذلك تحسين الاستراتيجية وذلك من اجل تفعيل الزكاة وتأثيرها على المستحقين، بالإضافة الى تحسين نظام قائمات / قائمة البيانات، والتوعية عن الآداة للتقييم أداء الزكاة حتي تتمكن من خلالها معرفة كفاءة الهيئة في الجباية والتوزيع وتصحيح الحالات السيئة في المجتمع.

KEDUDUKAN SHARIA COMPLIANCE PERBANKAN SYARIAH DI INDONESIA PERSPEKTIF YURIDIS-FILOSOFIS

Sharia compliance is currently an important issue for sharia bank stakeholders in Indonesia. There have been many sharp criticisms from the public regarding the compliance of Islamic banks to Islamic principles, that Islamic banks in Indonesia are currently not compatible with sharia. This condition may be a positive impact of the increasingly massive socialization of Islamic banking to the public so that people are starting to become aware and have sufficient knowledge of Islamic banking, both from a juridical perspective as a regulatory framework and a solution to the legal vacuum of sharia banking regulations to ensure legal certainty, as well as a perspective. philosophical on the regulatory system that aims to create justice and benefit in Islamic banking practices.

PERCEPTION ON BANK INTEREST AND THE USE OF ISLAMIC BANKS: CASE STUDY INDONESIAN STUDENTS IN MEDINA SAUDI ARABIA

This study aims to investigate the perceptions of Indonesian students in Medina, the Kingdom of Saudi Arabia about bank interest and Islamic banks usage. By using questionnaires data collection method and purposive sampling technique, 40 students have been interviewed online in this study. The data is then analyzed by descriptive percentage. This study found that most Indonesian students in Medina consider bank interest as usury and only 5% of them thought that both were different. The students who consider bank interest as usury argue that the contract between the customer and the bank is a Qordh (loan) contract. In contrast, respondents who consider the bank interest and usury are different, arguing that the interest is not always as usury according to some scholars who do not categorize the contract between bank and customer as Qordh, but as Tamwil (financing). This study also found that most of the students using Islamic banks and at the same time some of them also have conventional accounts for various reasons, such as the limited number of ATMs and branch offices, and no Islamic debit cards yet that are accepted as credit cards in online transactions.

ANALISIS KASUS KEMISKINAN DI PROVINSI KALIMANTAN TENGAH DENGAN PENDEKATAN PRINCIPAL COMPONENT ANALYSIS

According to a report by the Central Statistics Agency, the percentage of poor people in urban areas in September 2019 was 6.89%. Meanwhile, the percentage of poor people in rural areas in September 2019 was 13.10%. The data above is only a national percentage, there are still many provinces that have a poverty percentage above the national percentage, especially in Central Kalimantan Province. There are many factors that influence poverty, including education, employment status, working sector, and per capita income. This paper focuses on a study to determine the factors that have the greatest influence on poverty in Central Kalimantan Province in 2019. The results of this study simplify the poverty factor into 2 (two) factors, namely the first factor consisting of variables of education, work status, and sector. work. Meanwhile, the second factor consists of the variable per capita income for food. In addition, the greatest eigen value was obtained in the education variable of 465.67, which indicates that the education variable has the greatest influence on poverty in Central Kalimantan Province in 2019.