scholarly journals Analisis Faktor-Faktor yang Memengaruhi Perolehan Surplus Underwriting pada Asuransi Jiwa Syariah di Indonesia (Periode 2015-2020)

Al-Muzara ah ◽  
2021 ◽  
Vol 9 (2) ◽  
pp. 185-196
Author(s):  
Amelia Nadiah Wahyu Putri ◽  
Jaenal Effendi

In Islamic insurance, if at the end of the period there is a surplus from the substraction result between total insurance income in the tabarru’ fund and insurance expenses, the surplus will be called as underwriting surplus. A good Islamic insurance company can be seen when the company succeeds in obtaining an underwriting surplus, because it is a proof when the company has managed the participant funds well. The underwriting surplus can be used as a reserve fund when an underwriting deficit occurs or when insurance expenses exceed insurance income, thereby it can improve the public interest in Islamic insurance. Therefore, this study aims to analyze the development of the underwriting surplus in Islamic life insurance in Indonesia and the factors that influence it by using panel data regression method. The estimation results using the REM model show that the variables of total assets and GDP have a positive and significant effect. Meanwhile, the contribution allowance, claim allowance, and inflation variables have a negative and significant effect.

2020 ◽  
Vol 26 (7) ◽  
pp. 1522-1533
Author(s):  
A.V. Larionov

Subject. This article deals with the issue of improving the public investment allocative efficiency. Objectives. The article aims to develop an approach to improve the efficiency and effectiveness of public investment in the economy. Methods. The study is based on a panel data regression with random effects. Conclusions and Relevance. All sectors of the economy have different demand for investment resources attracted, determined by operational and technological aspects. The results of the study can be used to develop an effective system of public investment.


2020 ◽  
Vol 7 (10) ◽  
pp. 2004
Author(s):  
Rohishotu Rohmah ◽  
Dian Filianti

ABSTRAKTujuan penelitian ini merupakan untuk menganalisis pengaruh kontribusi neto, klaim, hasil investasi, dan reasuransi syariah terhadap surplus underwriting dana tabarru’ perusahaan asuransi jiwa syariah periode 2014-2019. Penelitian ini menggunakan pendekatan metode kuantitatif dengan unit analisis regresi data panel. Data yang digunakan dalam penelitian ini adalah data sekunder, menggunakan metode purposive sampling. Data yang digunkan peneliti adalah laporan keuangan perusahaan asuransi jiwa syariah periode 2014-2019, yang berjumlah 15 sampel perusahaan asuransi jiwa syariah yang terdafkat di Otoritas Jasa Keuangan. Secara parsial hasil temuan dari penelitian ini yang diaproksiasikan melalui variabel Kontribusi Neto, memiliki pengaruh positif signifikan, Klaim memiliki pengaruh negatif signifikan, sedangkan hasil investasi dan Reasuransi Syariah memiliki pengaruh tidak signifikan terhadap surplus underwriting dana tabarru’. Secara simultan Kontribusi Neto, Klaim, Hasil Investasi, Reasuransi Syariah memiliki pengaruh signifikan terhadap surplus underwriting dana tabarru’ dengan tingkat signifikan 0.000 < 0.05. Dengan nilai Adjusted R2 menunjukkan hasil senilai 0.941663 yang artinya 94%, sedangkan sisanya 6% dipengaruhi oleh variabel lain diluar penelitian ini.  Kata kunci: Surplus Underwriting Dana Tabarru’, Asuransi Jiwa Syariah, Regresi Data Panel ABSTRACTThe purpose of this study is to analyze the effect of net income, claims, investment returns, and sharia reinsurance on the underwriting surplus of tabarru funds in Islamic life insurance companies for the period 2014-2019. This research used a quantitative method approach with panel data regression analysis unit. The data used in this research is secondary data, using purposive sampling method. The data used by researchers is the financial statements of sharia life insurance companies for the period 2014-2019, which can assess 15 samples of sharia life insurance companies registered in the Financial Services Authority. Partially the results of the research findings which are applied through the Net Contribution variable, have a significant positive effect, Claims have a significant negative effect, while investment returns and Sharia Reinsurance have no significant effect on the tabarru 'underwriting fund surplus. Simultaneously Net Contribution, Claims, Investment Results, Sharia Reinsurance have a significant effect on the tabarru fund underwriting surplus with a significant level of 0.000 <0.05. With the Adjusted R2 value shows the calculation result of 0.941663, which means 94%, while the remaining 6%, other variables are outside this study.Keyword: Surplus Underwriting Tabarru’ Fund, Sharia Life Insurance, Panel Data Regression


Author(s):  
Utku Altunöz

Due to the complex and close interaction of banks with other economic units, any trouble in banking sector might have repercussion on the whole economy which makes the market structure and competition in banking sector as a cynosure. Business world is facing gradually increasing competition. It seems that the existence of firms depends on the power and the advantage of their competitiveness. The purpose of this study is to analyze the competition structure and the market conditions of Turkish banking system. despite the existence of a number of studies about competition in banking sector, there is still a lack of the studies which has been done with Lerner's Index. Due to this fact, Lerner’s Indeks is used in this study. Bank level determinants of Lerner Index is analysed using Panel Data Regression Method and was reached to factors effecting competitive behavior in Turkish Banking Sector.


Author(s):  
Zuherman Rustam ◽  
Janice Diani

Indonesian corporations have been borrowing large sums of money from foreign investors in the past decade, such that private debt ratio has reached 49% of Indonesia’s total external debt by the end of 2017. This act of borrowing might improve the borrowing firms’ performance which leads to increase in profit, but in other hand it might result on debt value expansion, due to the exchange rate depreciation trend in Indonesia. This paper employs Support Vector Regression, a machine-learning method, to study the relationship between factors that might affect corporate performance, and compares the results with that of the conventional panel data regression method. The study was done using data from annual financial statements of 189 firms in Indonesia during 2011-2017. It is shown that the machine-learning approach discussed in this study gave better accuracy than the previously employed panel data regression method. Both methods generally showed that balance-sheet effect is more dominant in Indonesian corporations, and it is recommended for companies to minimize their foreign debts and imported purchases, and if possible, export more of their products.


Author(s):  
Funso Kolapo ◽  
Lawrence Ajayi ◽  
Olufemi Aluko

It is theoretically believed that increase in firm size would result to increase in firm profitability. Therefore, this study examines the relationship between size and profitability of six banks in Nigeria after the 2005 consolidation exercise. The measure of profitability is return on assets. Employing the static panel data regression method, the study found that size has an insignificant negative relationship with bank profitability. This study concludes that the 2005 consolidation exercise did not enhance the profitability of the selected banks.


2020 ◽  
Vol 5 (2) ◽  
pp. 16
Author(s):  
Zakina Zein Al-Hadar ◽  
Mohamad Ichwan ◽  
Santi Yunus

<p align="justify">This study aims to analyze the effect the Local-owned Source Revenue, Regional Expenditure and Gross Regional Domestic Product on Fiscal Stress in Regencies/Cities of Central Sulawesi Province Period 2014 – 2018. Data analysis was using panel data regression method. The results of this study indicated that simultaneously variable Local-owned Source Revenue (PAD), Regional Expenditure (BD), and Gross Regional Domestic Product (PDRB) had a significant effect on Fiscal Stress in Regencies/Cities of Central Sulawesi Province for 2014 – 2018 period.<strong> </strong>Partially, Local-owned Source Revenue variable (PAD) had reduced and significantly decreased Fiscal Stress in the Regency/Cities of Central Sulawesi Province period 2014-2018. Regional expenditure variable (BD) had increase and significantly affected Fiscal Stress in Regencies/ Cities of Central Sulawesi Province Period 2014 – 2018. While Gross Regional Domestic Product (PDRB) variable had increase and was insignificant to Fiscal Stress in Regencies/Cities of Central Sulawesi Province 2014 – 2018 period.</p>


2019 ◽  
Vol 4 (1) ◽  
pp. 1
Author(s):  
Rossanto Dwi Handoyo

This study aims to analyze the impact of Non tariff measures using sanitary and phytosanitary policy (SPS) and technical trade barriers (TBTs) on fishery exports of Indonesia and its trading partner countries such as China, South Korea, Vietnam, Canada, Russia and the European Union in period of 2007 to 2016. SPS and TBT are measured using inventory approach in the form of coverage ratio. In addition, this study uses a gravity model and panel data regression method. The results of this study indicate that the variables GDP of exporting country and GDP of importing country have a positive and significant effect on Indonesian fishery exports. Distance and SPS have a negative and significant effect on Indonesian fishery exports, while TBT has no effect on Indonesian fishery exports.  Keywords: Export, SPS and TBT, Fishery Export, coverage ratio


2021 ◽  
Vol 18 (1) ◽  
pp. 1-14
Author(s):  
Dian Wardhani ◽  
◽  
Wiwik Supratiwi ◽  

This study aims to obtain empirical evidence about the influence of CEO popularity on banking performance at the earlier stages of the COVID-19 pandemic in Indonesia. The CEO popularity significantly improve based on their achievements in the public mass media. The study sample consisted of 108 banking companies listed on the Indonesia Stock Exchange in Q1 - Q3 2020. Panel data regression with a common influence model approach was used for analysis, while the company performance was measured using Tobin's Q. The result showed that CEO popularity in the banking sector positively affects company performance. Therefore, hiring popular CEO helps obtain better company performance.


2020 ◽  
Vol 1 (1) ◽  
pp. 35-48
Author(s):  
Salma Maisa ◽  
Fifi Afiyanti Tripuspitorini ◽  
Lili Masli

This final project research is aimed to determine the effect of RTO and WCTO on ROA on pharmaceutical companies listed on the Indonesia Stock Exchange (IDX) period 2014-2018 period. The techniques are used in this research is Purposive Sampling and obtained 7 Pharmaceutical Companies on the IDX which were used as research samples. Secondary data are used  in the form of company annual financial statements. The research method used are descriptive and quantitative research. The test is done by panel data regression method which is processed using eviews 10. The selected panel data regression method is the Fixed Effect Model. The results showed that simultaneously RTO and WCTO had a significant effect on profitability (ROA) of pharmaceutical companies listed on the IDX. The partial results showed that RTO had a significant negative effect on profitability (ROA) while WCTO had no significant effect on profitability (ROA) for pharmaceutical companies listed on the IDX.


2020 ◽  
Vol 9 (2) ◽  
pp. 26
Author(s):  
Linda Wahyuni ◽  
Murtala Murtala

This study aims to analyze the effect of inflation, GDP, and investment on educated unemployment in Aceh province from 2008 to 2018. The data used in this study are Panel data. The method used to analyze the relationship between the independent variable and the dependent variable is the panel data regression method. The results partially show that inflation has a positive and significant effect on educated unemployment in the Government of Aceh Province, PDRB has a positive and significant effect on educated unemployment in the Government of Aceh Province, and Investment has a negative and significant effect on educated unemployment in the Government of Aceh Province. Simultaneously, Inflation, GRDP, and Investment have a negative and significant effect on Educated Unemployment in the Government of Aceh Province


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