SEKTOR RIIL DAN KEUANGAN SYARIAH SERTA PENGARUHNYA TERHADAP PERTUMBUHAN EKONOMI REGIONAL SUMATERA UTARA TAHUN 2015 – 2019

This research is a quantitative study. The data used is sourced from CSA (Central Statistics Agency) North Sumatra and FSA (Financial Services Authority). The analysis used in this research is multiple linear regression analysis with method Ordinary Least Square using program EVIEWS 8. The results showed that: 1) the Real Sector significantly positively affected the Regional Economic Growth of the North Sumatra Region with a probability value of 0.0000 less than the significant level (5%) or 0.0000<0.05. 2) Islamic Finance significantly positively affects the Regional Economic Growth of the North Sumatra Region with a probability value of 0.0000 less than the significant level (5%) or 0.0000<0.05. 3) The results of the study simultaneously show that the Real Sector and Islamic Finance have a significant effect on the Regional Economic Growth of the North Sumatra Region with a probability value (F-statistics) less than the significant level (5%) or 0.0000<0.05. It can also be seen in the regression of the R-Square value which shows that around 0.724519 or 0.72% of the Real Sector and Islamic Finance variables can explain the Regional Economic Growth of the North Sumatra Region in the 2015 – 2019 period, while the remaining 28% is explained by other variables.Keywords : GDP, Islamic Banking, Islamic Fianancing, North Sumatera, Real Sector, Regional Economic Growth, Trade sector

ANALISIS PENGARUH PENDAPATAN BANK SYARIAH DAN PENDAPATAN BANK KONVENSIONAL TERHADAP PROFITABILITAS BANK (Studi Kasus Pada Bank BRI Syariah dan Bank BRI Umum)

This study aims to determine the effect of Islamic bank revenues and Conventional Bank Revenues on bank profitability (a case study at BRI Syariah and BRI Conventional). It uses scond data obtained by documentation and literature methods. The samples are quarterly data revenues received by BRI Syariah from 2012 to 2019, quarterly data of revenues received by BRI Conventional from 012 to 2019, and quarterly data on ROE of Bank BRI from 2012 to 2019. The data analysis program with the multilinear method regessionand with help of Eviews program. The results partially show that Islamic bank and conventional bank revenues doesn’t has significant profitability effect to profitability of Bank BRI. Simultaneously, Islamic bank and conventional bank revenues do not significantly influence Bank BRI profitability. The magnitude effect of Islamic bank and conventional bank revenues on Bank BRI profitability is 0.06 (6%), and the remaining 11-0. 06 = 0.94 (94%) can be explained outside of this research model.

PENGARUH AHH, IDG, DAN JP TERHADAP IPM DI INDONESIA

This study examined the influence of the Life Expectancy Rate, Gender Empowerment Index, and Population Number on the Human Development Index in Indonesia. This study used panel data with time- series data for 6 years from 2015 to 2020 and cross-section data for 5 provinces in Indonesia obtained from the Central Bureau of Statistics. The method of data analysis used was the Random Effect Model using Eviews 10. The results indicated that the life expectancy rate positively and significantly influenced the human development index, the gender empowerment index positively but insignificantly influenced the human development index, and the population negatively and insignificantly influenced the human development index. The researcher hopes that the government can improve the quality of human resources in the fields of health and education so that later the community can compete with other provincesKeywords:Human Development Index, Life Expectancy, Gender Empowerment Index, and Population

PENGARUH ALOKASI DANA DESA, PENDAPATAN ASLI DAERAH DAN INDEK PEMBANGUNAN MANUSIA TERHADAP KEMISKINAN KAB/KOTA DI PROVINSI ACEH

This study analyzed the effect of Village Fund Allocation, Own-source Revenue, and Human Development Index on Regency/City Poverty in Aceh Province. This study used cross-section data totaling 23 regencies/cities in Aceh Province and time-series data during 2015- 2019. The analysis method used was panel data regression with the help of E-Views 10. The results showed that Village Fund Budget had a value of t- count = 0.699018 < t-table = 1.98157 with an alpha of 0.05. So, it accepted H0 and rejected H1, which indicated that Village Fund Budget had no significant effect on poverty. It can be seen from the probability (p-value) of 0.4860 > 0.05. Own-source Revenue had a value of t-count = 0.018377 < t-table = 1.98157 with an alpha of 0.05. So, It accepted H0 and rejected H2, which indicated that Own-source Revenue had no significant effect on poverty. It can be seen from the probability (p-value) of 0.9854 > 0.05. Human Development Index had a value of t count = -8.727093 > t-table = 1.98157 with an alpha ofSo, it accepted H3 rejected H0, which revealed that the Human Development Index had a significant effect on poverty. It can be seen from the probability (p-value) of 0.0000 < 0.05

Pengaruh Strategi Pemasaran terhadap Volume Penjualan Produk Usaha Kecil Dan Menengah di Kota Lhokseumawe

This study aims to determine the effect of Marketing Strategy on Sales Volume of Aluminum Handicraft Products in Banda Sakti District, Lhokseumawe. For the purposes of data analysis, qualitative and quantitative methods were used. The data used is primary data.The results of the study prove that partially, product variables (X1), price (X2), promotion (X3) Distribution (X4) affect the sales volume of Small and Medium Enterprises Products in Lhokseumawe City. Furthermore, the test results simultaneously prove that the F table of 3.00 is much smaller than the calculated F of 11.044. The Correlation Coefficient (R) is 0.790 or 79.0%, this means that Product (X1), Price (X2), Promotion (X3) and Distribution (X4) factors have a strong relationship with the sales volume of aluminum handicraft products (Y). The coefficient of determination (R2) is 0.624 or 62.4%, this means that the sales volume of small and medium business products is influenced by marketing strategies, the remaining 37.6% is influenced by other variables outside of this study, while the Adjusted R Square is 0.324 or 32.4%, this means the Dependent Variable can be explained by the variation of Product (X1), Price (X2), Promotion (X3) Distribution (X4) which are Independent Variables

Analisis Hubungan Ekspor, Pembayaran Hutang Luar Negeri Dan Nilai Tukar Terhadap Cadangan Devisa Indonesia

This study aims to determine the relationship between exports, foreign debt payments, and the exchange rates on the foreign exchange reserves of Indonesia in 1988-2019. This study uses secondary data for 31 years and uses the Autoregressive Distributed Lag (ARDL) analysis method to analyze the data. The results of this study indicate that all variables have no relationship between variables, only on the foreign exchange reserves to exports. In short-term testing, the export does not have a significant effect on foreign exchange reserves, and the foreign debt payment and the exchange rate have a significant effect on foreign exchange reserves. However, in the long run, all variables do not have a significant effect on foreign exchange reserves.Keywords:Exports, Foreign Debt Payment, Exchange Rates, Foreign Exchange Reserves, ARDL

ANALISIS PENANAMAN MODAL ASING DAN EKSPOR TERHADAP PRODUK DOMESTIK BRUTO SEKTOR INDUSTRI DI INDONESIA

This study aims to determine the effect of foreign investment and exports on GDP in the industrial sector in Indonesia. The data used in this study are secondary data from 2010 to 2018. The data analysis method used in this research is multiple linear regression analysis. The results show that foreign investment and exports have a positive and significant effect on the GDP of the Indonesian industrial sectorKeywords:Gross Domestic Product, Foreign Investment, Export

PENGARUH EKSPOR HASIL MINYAK DAN IMPOR MINYAK BUMI TERHADAP PERTUMBUHAN EKONOMI DI INDONESIA

This study aims to analyze the effect of oil product exports and petroleum imports on the economic growth of Indonesia. This study uses secondary data. The method used to analyze the relationship between endogenous and exogenous variables is a dynamic model with the Vector Error Correction Model (VECM) approach. The results in the long-term and short-term show that Oil Products Exports have a positive effect on the Economic Growth of Indonesia. In the long-term and short-term, petroleum imports negatively influence the economic growth of Indonesia.Keywords:Oil Product Exports, Crude Oil Imports, Economic Growth

PENGARUH PDB, JUMLAH PENDUDUK DAN INDEKS PEMBANGUNAN MANUSIA TERHADAP KEMISKINAN PADA KAB/KOTA DI PROVINSI ACEH

This study aims to determine the effects of GRDP, population, and HDI on poverty in 23 districts/cities in Aceh Province. This study uses secondary data obtained from the Central Bureau of Statistics during 2012-2018 and cross-section data from 23 districts/cities, thus forming a total panel data of 161 data. The data analysis method used is a panel data regression model using the Eviews 9 program. The results show that partially the GRDP and population do not have a significant and negative effect on poverty in districts/cities in Aceh Province. Meanwhile, HDI partially has a significant and negative effect on the poverty of districts/cities in Aceh Province. The magnitude of the influence of GRDP, total population, and HDI on poverty is 0.374 (37.4%), while those influenced by other variables outside this model are 0.626 (62.6%). Suggested: Local governments should increase sub-sector efforts to boost GDP, to reduce poverty levels.Keywords:Poverty, GRDP, Total Population, Human Development Indekx

PENGARUH EKSPOR DAN IMPOR MINYAK MENTAH TERHADAP CADANGAN DEVISA DI INDONESIA TAHUN 1996-2018

This study aims to analyze the effect of exports and imports of crude oil on foreign exchange reserves in Indonesia from 1996 to 2018. This study uses secondary data and multiple linear regression to analyze the data. The results partially show that crude oil exports have a negative and significant effect on foreign exchange reserves, and Crude oil imports have a positive and significant effect on the foreign exchange reserve. Simultaneously, exports of crude oil and imports of crude oil have a positive and significant effect on foreign exchange reserves in Indonesia. The amount of influence is 0.7661 or 76.61%, while the rest is influenced by other variables outside the model of 23.39%. Bank Indonesia should maintain the balance of foreign exchange reserves, and the Government can provide policies to the public, especially those who are going to the export to find it easier to fulfill the requirements and must suppress imports growthKeywords:Crude Oil Exports, Crude Oil Imports, Foreign Exchange Reserves.