scholarly journals The Influence of Financial Literacy and Reference Group toward Consumptive Behavior Across Senior High School Students

2020 ◽  
Vol 5 (1) ◽  
pp. 29-45
Author(s):  
Fikriyyah Ridhayani ◽  
Irni Rahmayani Johan
Keyword(s):  
High School ◽  
High School Students ◽  
Financial Literacy ◽  
Reference Group ◽  
Senior High School ◽  
Financial Behavior ◽  
Reference Groups ◽  
School Students ◽  
Consumptive Behavior ◽  
Senior High School Students

Consumptive behavior is the tendency to buy goods or services without rational consideration. This study aims to analyze the influence of financial literacy and reference groups toward consumptive behavior across senior high school students. The study used a cross-sectional design and the research location was selected purposively based on the distance of the school from the shopping center area. Using the self-administered questionnaire, the study involved 125 students of public high school (SMAN) at Bogor City, that is SMAN 3 and SMAN 9. The data were analyzed using descriptive analysis and inferential statistics. The study showed that the level of financial literacy was in the medium category, while the reference group and the level of consumptive behavior were in a low category. Moreover, results indicated a relationship between the characteristics of adolescents, financial literacy, reference groups, and consumptive behavior. The regression test found a significant negative effect of financial behavior toward consumptive behavior. Females were more likely to be more consumptive, while reference groups positively influenced the consumptive behavior of senior high school students.

scholarly journals Pengaruh kultur sekolah, konsep diri, dan status sosial ekonomi orang tua terhadap perilaku konsumtif siswa

2018 ◽  
Vol 4 (2) ◽  
pp. 131-141
Author(s):  
Fawziah Zahrawati ◽  
Nahiyah Jaidi Faraz
Keyword(s):  
High School ◽  
High School Students ◽  
Economic Status ◽  
Senior High School ◽  
Self Concept ◽  
School Students ◽  
Socio Economic Status ◽  
Consumptive Behavior ◽  
The City ◽  
Senior High School Students

Penelitian ini bertujuan untuk mengetahui pengaruh kultur sekolah, konsep diri, dan status sosial ekonomi orang tua secara parsial dan secara bersama-sama terhadap perilaku konsumtif siswa SMA Negeri di Kota Yogyakarta. Jenis penelitian ini adalah penelitian ex-post facto. Populasi penelitian ini adalah seluruh siswa kelas XI SMA Negeri di Kota Yogyakarta yang berjumlah 2.706 siswa. Sampel penelitian sebesar 366 siswa. Teknik pengumpulan data yang digunakan adalah kuesioner. Teknik analisis data yang digunakan adalah analisis deskriptif, analisis regresi sederhana, dan analisis regresi berganda. Hasil penelitian ini adalah: (1) kultur sekolah berpengaruh terhadap perilaku konsumtif siswa SMA Negeri di Kota Yogyakarta dengan sumbangan sebesar 23,3%, (2) konsep diri berpengaruh terhadap perilaku konsumtif siswa SMA Negeri di Kota Yogyakarta dengan sumbangan sebesar 22,1%, (3) status sosial ekonomi orang tua berpengaruh terhadap perilaku konsumtif siswa SMA Negeri di Kota Yogyakarta dengan sumbangan sebesar 12,5%, dan (4) kultur sekolah, konsep diri, dan status sosial ekonomi orang tua secara bersama-sama berpengaruh terhadap perilaku konsumtif siswa SMA Negeri di Kota Yogyakarta dengan sumbangan sebesar 36,2%.Kata kunci: kultur sekolah, konsep diri, status sosial ekonomi orang tua, perilaku konsumtif THE EFFECT OF SCHOOL CULTURE, SELF-CONCEPT, AND SOCIO-ECONOMIC STATUS OF PARENTS ON CONSUMPTIVE BEHAVIOR STUDENTSAbstractThis study aims to investigate the effect of school culture, self-concept, and socio-economic status of parents partially and simultaneously on consumptive behavior of state senior high school students in the city of Yogyakarta. This was an ex post facto study. The research population was all eleventh grade students in state senior high school in the city of Yogyakarta with total of 2,706 students. The research sample was 366 students. The data were collected through a questionnaire. The data were analyzed by means of the descriptive analysis, simple regression analysis, and multiple regression analysis. The results of the study are: (1) school culture has an effect on consumptive behavior of state senior high school students in the city of Yogyakarta with a contribution of 23.3%, (2) self-concept has an effect on consumptive behavior of state senior high school students in the city of Yogyakarta with a contribution of 22.1%, (3) socio-economic status of parents has an effect on consumptive behavior of state senior high school students in the city of Yogyakarta with a contribution of 12.5%, and (4) school culture, self-concept, and socio-economic status have effects on consumptive behavior of state senior high school students in the city of Yogyakarta with a contribution of 36.2%.Keywords: school culture, self-concept, socio-economic status of parents, consumptive behavior

scholarly journals ANALISIS TINGKAT LITERASI KEUANGAN SISWA SMA KRISTEN SATYA WACANA

2021 ◽  
Vol 8 (2) ◽  
pp. 27-34
Author(s):  
Destri Sambara Sitorus
Keyword(s):  
High School ◽  
High School Students ◽  
Financial Literacy ◽  
Random Sampling ◽  
Sampling Technique ◽  
Descriptive Study ◽  
Senior High School ◽  
School Students ◽  
Personal Finances ◽  
Senior High School Students

Good financial literacy is very important for everyone to have because it will help manage finances and create prosperity. This study aims to determine the level of financial literacy of Satya Wacana Christian High School students. The aspect of financial literacy studied is knowledge of personal finances, savings and savings, and investment. This research is a descriptive study and data were collected using a questionnaire. The population in this study were all Satya Wacana Christian High School students. The research sample of 90 students was carried out by using random sampling technique. The results showed that the level of financial literacy of Satya Wacana Christian Senior High School students was 54.29% in the low category.

DEVELOPING INTERACTIVE MEDIA TO TEACH SPEAKING SKILL FOR GRADE 11 STUDENTS

2016 ◽  
Vol 5 (2) ◽  
Author(s):  
Anggi Yulihar And Nora Ronita Dewi
Keyword(s):  
High School ◽  
High School Students ◽  
Research And Development ◽  
Interactive Media ◽  
Senior High School ◽  
School Students ◽  
Need Analysis ◽  
Speaking Skill ◽  
The Subject ◽  
Senior High School Students

The study deals with the developing interactive media for senior high school students. The objective of this study is to find out how to develop interactive media for better speaking skill of senior high school students. The research was conducted by using Research and Development (R&D). The subject of this research was 2016/2017 students of the eleventh grade of Class XI IPA4 in SMAN 1 Batang Kuis. The number of the students was 30 students. The data of this study was collected by using need analysis questionnaire and experts’ judgment. Need analysis questionnaire was calculated by using percentage to get the information of students’ need before developing interactive media. Experts’ judgment was calculated by using likert data, mean and criteria interval of expert judgment to know the validity of interactive media which has been developed. After the data analyzed, it was found that the experts’ judgment result was 4.80 which had a very good criteria interval. The result of the research find that interactive media is a very good to be used in teaching speaking skill.

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