scholarly journals Intelligent Risk Assessment of Banking Services in the Transition to a Digital Economy Using the Example of Banks in Tajikistan

2020 ◽  
Author(s):  
R.G. Ganiev ◽  
N.D. Tovmasyan
Keyword(s):  
Risk Assessment ◽  
Digital Economy ◽  
Banking Services

scholarly journals The Development of Digital Economy in Indonesia

2020 ◽  
Author(s):  
Regina Joanita
Keyword(s):  
Financial Services ◽  
Small And Medium Enterprises ◽  
Digital Economy ◽  
Banking Services ◽  
Start Up ◽  
Rapid Changes ◽  
Strategic Role ◽  
Medium Enterprises ◽  
Selection Of ◽  
Financial Technology

Industrial Era 4.0 changed the entire chain and management of all branches of industry with various technologies. All financial-based services are developing rapidly in Indonesia marked by the emergence of many start-up companies. Rapid changes to digital banking and financial technology show that technology can play a strategic role in providing financial services that can be accessed quickly. The availability of digital banking services and products is highly valued by customers, both individuals and business people, especially in Micro, Small and Medium Enterprises (MSME). The large selection of digital banking products is certainly intended to motivate customers to love and be loyal customers and become part of the modern lifestyle. The presence of the digital economy is a new opportunity as well as a serious threat to the banking industry that is churning into digital banking in order to retain customers and attract new customers from millennials.

scholarly journals Simulation and risk management of financial activities in the digital economy era

2021 ◽  
Vol 34 (04) ◽  
pp. 1388-1395
Author(s):  
Mikhail Samuilovich Gasparian ◽  
Irina Anatolievna Kiseleva ◽  
Valery Aleksandrovich Titov ◽  
Leonid Anatolyevich Olenev
Keyword(s):  
Risk Assessment ◽  
Risk Management ◽  
Financial Risk ◽  
Economic Security ◽  
Digital Economy ◽  
Main Element ◽  
The Internet ◽  
Political Situation ◽  
Reduce Risk

The present article attempts to study the role of financial risk management in the digital economy era. The main purpose of the article is to identify the main patterns that determine the features of risk assessment in business as the main element contributing to the achievement of economic security of the organization, as well as to carry out a comparative analysis of risk assessment and risk management methods in the context of digitalization. The contemporary economic analysis employs various risk management methods. Digitalization also creates new risks, most of which are related to cybercrime and fraud on the Internet. The most effective ways to reduce risk in the context of instability of the economic and political situation in Russia are the scenarios method and the method of analyzing hierarchies, as well as diversification, i.e. the distribution of risks among several business participants. The article discusses various types of economic risks, risk analysis, and assessment methods, as well as risk neutralizing strategies.

PUBLIC PROCUREMENT: DATA MANAGEMENT FOR CORRUPTION RISK ASSESSMENT

2021 ◽  
Vol 2 (2) ◽  
pp. 126-129
Author(s):  
L. S. KOROBEINIKOVA ◽  
Keyword(s):  
Risk Assessment ◽  
Information System ◽  
Data Management ◽  
Public Procurement ◽  
Digital Economy ◽  
Information Support ◽  
Risk Level

The development of contracting system in Russia in the context of the digital economy and market inte-gration into the Unified Information system gives rise to the issues of detection and assessment of corruption risks in the sphere of public procurement. Identification of corruption risks and their ranking by degree of significance are impossible without determining the specifics of disclosing information on the implementation of certain procurement processes and systematizing the elements of information support for the analysis and assessment of the risk level.

scholarly journals Methodology for assessing agricultural risks of the digital economy

2021 ◽  
Vol 273 ◽  
pp. 08064
Author(s):  
Mikhail Chernyakov ◽  
Maria Chernyakova ◽  
Irina Chernyakova ◽  
Sergey Gromov
Keyword(s):  
Risk Assessment ◽  
Mathematical Logic ◽  
Set Theory ◽  
Evaluation Method ◽  
Digital Technologies ◽  
Digital Economy ◽  
Digital Transformation ◽  
Industrial Complex ◽  
Digital Analysis

In recent years, there has been increasing interest in the introduction of digital technologies in various areas of life and activity, including the agro-industrial complex. However, few studies pay attention to the issue of risk assessment that accompanies this process. It is not known how to methodically competently and quickly analyze possible risks and assess the prospects of the organization for transformation into the digital economy. The aim of the work is to develop an effective methodology for assessing agricultural risks and on their basis to determine the prospects of organizations in the direction of digital transformation. To explore the possibilities of digitalization, we use hierarchical and digital analysis, as well as operations of mathematical logic and set theory. The results of the study indicate that the evaluation method can be divided into 8 blocks, and its algorithm consists of five stages. The proposed methodology will contribute to the formation of more effective organizational and economic regulators for the transformation of economic entities into a digital economy through a preventive assessment of agricultural risks and, taking them into account, the readiness for digitalization of state authorities, economic entities and the population.

Reducing Risk in Information Search Activities

2011 ◽  
pp. 1-24 ◽  
Author(s):  
Clare Brindley ◽  
Bob Ritchie
Keyword(s):  
Risk Assessment ◽  
Decision Making ◽  
Decision Maker ◽  
Information Search ◽  
Risk Perceptions ◽  
Digital Economy ◽  
Case Scenario ◽  
Management Processes ◽  
Key Terms

This chapter proposes that the initial perceptions of uncertainty and risk relating to decision making are unlikely to be modified irrespective of the quantity or quality of the information transmitted and processed by the decision maker. It argues that initial risk perceptions and decisions are fairly robust even when confronted with contradictory information. The chapter begins by offering definitions of the key terms such as risk, uncertainty, and the components of the digital economy. The authors then provide an overview of risk assessment and associated management processes before moving onto an examination of the contribution of intelligence and information to risk resolution. A case scenario provides a practical illustration of the issues raised.

The Use of the Intellectual Activity Results of in the Banking Sphere

2019 ◽  
Vol 7 (4) ◽  
pp. 51-56
Author(s):  
И. Белоусова ◽  
I. Belousova ◽  
А. Дулев ◽  
A. Dulev ◽  
В. Невежин ◽  
...  
Keyword(s):  
Financial Market ◽  
Information Technologies ◽  
Banking Sector ◽  
Graphical Analysis ◽  
Digital Economy ◽  
Intellectual Activity ◽  
Banking Services ◽  
Market Participants ◽  
Banking Institutions ◽  
Modern Technologies

The article discusses issues related to the implementation of innovative and information technologies in the process of functioning of banking institutions. The analysis of the main directions of the using of the modern technologies is outlined; their advantages and main problems arising from the application of innovations in the processes of providing banking services and operations are revealed. The authors explore the possibilities and prospects for the use of intellectual property in the banking sector in the context of increasing competition between financial market participants and the need for Russia’s transition to a digital economy. In preparing the article, methods of analysis, synthesis, deduction and induction, methods of graphical analysis were applied. The methodological basis was the works of domestic economists and specialists in the field of information technology, materials of periodicals, websites and legislation. Based on the study, the main areas of use of the results of intellectual activity in the banking sector were identified. The directions of introduction of innovative financial technologies in the process of providing banking services are indicated, which will allow banks to overcome competition with other participants of the financial market and increase their efficiency, as well as accelerate the transition of Russia to the digital economy.

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