scholarly journals Research on the Risk of College Students’ Campus Loan under the Internet Finance

Author(s):  
Chenguang Wei
2020 ◽  
Vol 4 (10) ◽  
Author(s):  
Jinli Zhang ◽  
Zhen Li ◽  
Chaorui He ◽  
Xinyue Wang

In recent years, online credit platforms have emerged one after another. With the continuous development of China’s "Internet +", the Internet finance industry has shown explosive growth, and P2P peer-to-peer loans have emerged. Some peer-to-peer credit platforms have expanded their business to universities, targeting college students with high consumer demand and little social experience, which has seriously affected the study and life of college students and brought serious negative impacts to society. Universities must strengthen the risk management of "campus loans" and take effective preventive measures. The risks of campus loans include loan risks, guarantee risks, default risks, etc. The causes of these risks are the lack of legal and financial knowledge of college students, the deviation of consumption concepts, and the publicity and risk assessment errors of campus loans. Through an in-depth analysis of the risks of college students’ campus loans, this article puts forward feasible preventive measures that are conducive to ensuring the personal and property safety of college students.


2021 ◽  
Vol 1 (1) ◽  
pp. 1-4
Author(s):  
Qin Feng ◽  
Tiexiong Wu

Ant-credit-pay, one of the most famous payment mediums of the internet finance, has become part of people daily life to influence peoples’ consumption concept and behavior, especially to college students. This article uses questionnaire analysis, literature research and field research to analyze the factors to use Ant-credit-pay and the effects of using Ant-credit-pay to give the suggestion of correctly to understand and use it.


2015 ◽  
Vol 8 (S4) ◽  
pp. 106 ◽  
Author(s):  
J. An ◽  
B. Zhao ◽  
J. Li ◽  
W. Wang

Author(s):  
Kim Smith

Using the "think aloud" protocol, which allows for the collection of data in real time, the researcher audio taped comments from 13 white college students from a predominately white university in the Southeastern United States and 15 black students from a predominately black university, as they explained how they searched for HIV/AIDS information on the Internet. A grounded theory analysis of the tapes revealed a three-stage model that students progressed through as they searched for HIV/AIDS information on the Internet. That model also revealed that all of the white students searched for general information about HIV/AIDS on the Internet, while all black students searched for general and specific information about how the disease affected the African-American community. Eighty percent of students regardless of race did not know how to properly search for online health information. The researcher discusses the need for online health information literacy training, the theories that might explain why black students searched the way that they did, and the challenges to providing culturally-sensitive online health information literacy training for African-Americans who have been historically suspicious of the United State's health care system.


Author(s):  
Indriati Retno Palupi ◽  
Wiji Raharjo

There Change the design of the studying process in University during the covid-19 pandemic from face to face to online learning needs some tools to support it. Some tools coming with their own advantages and disadvantages. One of them is Zoom. It becoming tools liked by many lecturers and college students because easy installation process and complete features although it is not free and easy to hack. Nevertheless, internet access is still becoming a big problem in online learning. A mix between two tools of online learning is one of the solutions, for example, zoom and google classroom application. Zoom is used for virtual communication in online learning but it does not provide features for sending the assignment. Otherwise, google classroom provides features to send and receipt some assignments, and it can save the quote on the internet. Both of them will complete each other to support all needs in online learning.


2021 ◽  
Vol 235 ◽  
pp. 02038
Author(s):  
Xi Zeng ◽  
Yu Zhou ◽  
Xuqi Chen

The development of the times and the development of the Internet have changed people’s consumption concepts. The author has conducted user research on user groups such as college students. After data analysis, the demand for resource sharing and trading of second-hand goods of college students was transformed into the function point of the trading platform. The APP was designed and developed to solve the needs of college students to share and exchange resources on campus. The APP’s main functions are second-hand commodity trading and virtual resource trading.


Sign in / Sign up

Export Citation Format

Share Document