scholarly journals Poor Women Empowerment Service Through Microfinance Grameen Bank System (Case Study of Koperasi Mitra Dhuafa /Komida)

2016 ◽  
Author(s):  
Slamet Riyadi ◽  
Sulaeman Nidar
Keyword(s):  
Women Empowerment ◽  
Grameen Bank ◽  
Poor Women ◽  
Bank System

scholarly journals Impact of microcredit on women empowerment in Ishwarganj upazila of Mymensingh district in Bangladesh

2019 ◽  
Vol 30 (1) ◽  
pp. 86-94
Author(s):  
K Nahar ◽  
S Haque ◽  
F Yeasmin ◽  
K Nahar ◽  
N Zaman
Keyword(s):  
Self Esteem ◽  
The Self ◽  
Economic Empowerment ◽  
Women Empowerment ◽  
Grameen Bank ◽  
Poor Women ◽  
The Status ◽  
Self Worth ◽  
Structured Questionnaire ◽  
Production Resources

Women are considered as a medium to provide microcredit in Bangladesh, who are at the same time culturally less recognized, face social obstacles and economically more vulnerable. However, many researches indicated that the status and power of women has much improved since Grameen Bank opened its doors forty years ago. Despite some critics, majority of the scholars reached to the conclusion that microcredit loans encouraged poor women and significantly increased their self-esteem and self-worth, and thereby empowered them. This study evaluates the effects of microcredit on women empowerment at Ishwarganj upazila of Mymensingh district in Bangladesh. The data was collected by using a structured questionnaire. A total 60 sample respondents were selected purposively. Empowerment was measured by five domains (production, resources, income, leadership and time). The score was positive as maximum of them achieved the desired score. The results showed that most of the females who availed the facility of microcredit finally got socioeconomic empowerment through acquiring the self-esteem, confidence level, decision making power, etc., but the question is: is it the same voice that the researchers and the researched people speak? The findings showed that microcredit might play significant impact on the uplift of socio-economic empowerment of the borrowers but we must be careful before reaching to the conclusion. Progressive Agriculture 30 (1): 86-94, 2019

scholarly journals Implementasi Pembiayaan Manindo Grameen Syariah dengan Akad Murabahah pada Koperasi Mitra Manindo Cabang Panyabungan

2021 ◽  
Vol 6 (1) ◽  
pp. 15
Author(s):  
Jureid Jureid
Keyword(s):  
Data Collection ◽  
Descriptive Analysis ◽  
Qualitative Approach ◽  
Objective Data ◽  
Grameen Bank ◽  
The Poor ◽  
Poor Women ◽  
Bank System ◽  
Business Financing

Manindo Grameen Syariah (MGS) product is a non collateral financing product for Koperasi Mitra Manindo customers. It is a solution for the poor in obtaining business financing. Koperasi Mitra Manindo adopts the Grameen Bank system and combine it  with a murabahah agreement to make it easier for poor women to obtain Startup Capital. This study used a qualitative approach with descriptive analysis by describing the actual information obtained from the respondents. Data collection techniques are through documentation, observation and interview with interviewess in order to produce in-depth and objective data. The results of this study conclude that in implementing Murabahah financing, Koperasi Mitra Manindo does not provide goods as Murabahah objects but provides money without using the wakalah contract as a complement to the contract. In this case,  Koperasi  uses a mudharabah financing scheme with a murabahah contract but it still causes damage to the contract due to the absence of object objects. Manindo Grameen Syariah financing with a murabahah contract carried out by the Manindo Mitra Cooperative is not in accordance with the murabahah principle, particularly about the object of goods (mabi '), Koperasi Mitra Manindo is supposed to act as a seller does not have goods to be traded but only provides money as business capital for its members.

scholarly journals PEMBERDAYAAN PEREMPUAN MISKIN MELALUI KOPERASI WARGA YANG BERBASIS MASYARAKAT

Sosio Informa ◽  
2003 ◽  
Vol 8 (4) ◽  
Author(s):  
Bambang Ipujono Maskun
Keyword(s):  
Poverty Alleviation ◽  
Local Community ◽  
Women Empowerment ◽  
Political Processes ◽  
Grass Roots ◽  
Poor Women ◽  
Women Groups ◽  
The Impact ◽  
Double Impact

Poor Women Empowerment through Community Based Cooperation.This study investigated women empowerment in local community using case study method at Kelurahan Kemanggisan, Palmerah, West Jakarta. This site was choosen as the location for the studi, respresenting one of the poor enclaves in Jakarta. The purpose of this study is to know the characteristics of Kesuma Tiara as a media for empowerment process in poverty alleviation and to know how the process of empowerment performed to the members of the Kesuma Tiara Group and how the empowering processes of personal, interpersonal and political grow as the impact of the empowerment. The study has indicated that Kesuma Tiara Group has accomplished the empowerment process to its member with the outcome in the form of powerand/ or capabilities in personal, interpersonal and political, processes. Therefore, this group hassucceeded in poverty alleviation of a group of people in the grass roots level by empowering them, because women groups have the immediate and double impact on poverty in their family. This study has recommended that the activities of Kesuma Tiara Group in its effort to alleviate poverty in grassroots level group can be used as model for other cases in women empowerment to alleviate poverty.

scholarly journals IMPORTANCE OF SELF HELP GROUP (SHG) IN WOMEN EMPOWERMENT: A CASE STUDY ON MORIGAON DISTRICT

2020 ◽  
Vol 2 (9) ◽  
pp. 14-21
Author(s):  
Julkarnain Ahmed
Keyword(s):  
Secondary Data ◽  
Women Empowerment ◽  
Employment Opportunities ◽  
Self Help ◽  
The Poor ◽  
Poor Women ◽  
Women In India ◽  
The Needy ◽  
Self Help Group

The growth of microfinance has been tremendous in recent years. In this regard SHG has been playing very eye catching role in mobilizing resources, empowering women, so and so forth. The SHG movement in India has been working in proper direction in reducing poverty and creating employment opportunities as well. Numbers of women in India firmly believe in SHG movement and hold it responsible for improving their livelihood. However women are still yet to empowered according to the requirement or demand. The present study is an systemetic attempt to analyse the impotance of SHG’s in promoting women empowerment in Morigaon district. Lahorighat and Mayong block have been selected for the investigation. Broader objective of the present study is to examine the operating system of SHGs for mobilization of savings, credit delivery machanism to the needy, opinion building among SHG members regarding decision making and enhancement of power or autonomy. For the purpose of study boath primary and secondary data have been collected. The study focus on the role and importance of SHGs in empowering women, Social interrelatedness and Socio-economic betterment of the poor women for their unification.

scholarly journals WOMEN EMPOWERMENT THROUGH MICRO CREDIT USING GRAMEEN BANK SYSTEM

2019 ◽  
Vol 3 (1) ◽  
pp. 56-68
Author(s):  
Dwi Indah Kartika
Keyword(s):  
Low Income ◽  
Small Businesses ◽  
Women Empowerment ◽  
Microfinance Institutions ◽  
Grameen Bank ◽  
Access To Credit ◽  
The Poor ◽  
Productive Activities ◽  
Bank System ◽  
Micro Credit

This paper discussed the process of women empowerment through micro credit using Grameen Bank System. Poverty is not only in the sense of the condition of low income or economic inability, but furthermore is welfare resources exclusion which resulted in a group of people who unable to reach facilities of health, educational, are not able to obtain basic rights, have no pride, confidence, and so on. Women are mostly experience poverty and powerless to decide their own life’s choices. Women often have difficulty in getting facilities and a decent living as a man. This condition marginalizes women’s rights in case of social and economy. In addition to its economy background, women are also limited in gaining access to information, education and political participation. Microfinance is a tool that provides loans in a small amount to poor families in order to assist them doing productive activities and grow their small businesses. During this time, the poor do not have access to credit from conventional banks because they do not have money or goods that can be used as collateral or guarantee. Microcredit are usually offered without collateral to individuals or through group savings and loans. Microfinance clients are people with low incomes who do not have access to formal financial institutions such as conventional banking. Women empowerment through micro credit aimed to open women’s financial access. Women are the target of microfinance because of characteristic and her nature. Microcredit using Grameen Bank System is one form of microfinance institutions that distributes capital to the poor in order to be used as capital asset in running their productive activities where women as the target. Giving training and broaden skills to poor women are one of the stages of this program.  Keywords: poverty, micro finance, women empowerment.

scholarly journals Microfinance-Women Empowerment: A Case Study of Warangal District, Andhra Pradesh

2012 ◽  
Vol 8 (3) ◽  
pp. 272-280
Author(s):  
Nallabelli Radhika Nallabelli
Keyword(s):  
Andhra Pradesh ◽  
Economic Condition ◽  
Nobel Prize Winner ◽  
Poor People ◽  
Women Empowerment ◽  
Grameen Bank ◽  
Self Help ◽  
Development Orientation ◽  
Self Help Group

            Self Help Group (SHG) in its present form of development orientation, owed its origin to the starting of the Grameen Bank, founded by Mohamed Yunus of Bangladesh, the Nobel Prize Winner for Peace for the year 2006.  The experience of Bangladesh had proved to the world the banking wisdom in helping the women and the poor people to improve their economic condition and to overcome their problem of poverty.

Community Mobilization in Micro Credit as a Tool of Women Empowerment

2021 ◽  
Vol 4 (1) ◽  
pp. 60-70
Author(s):  
Nirmal Bhandari
Keyword(s):  
Participant Observation ◽  
Community Mobilization ◽  
Self Esteem ◽  
Economic Empowerment ◽  
Women Empowerment ◽  
Main Argument ◽  
Credit Programs ◽  
Local Ngo ◽  
Micro Credit

This article is about community mobilization in microcredit as a tool of women empowerment. It argues that women empowerment is a process and community mobilization is a tool for women empowerment process through micro-credit programs. This article is based on the views of selected key informants’ information through participant observation and a case study at Mahadevsthan Village in Dhading. Three local NGO managers and their three beneficiaries were conveniently selected for the sampling purpose. The main argument of the article shows that most of the females who received microcredit finally got socio-economic empowerment through acquiring access to capital, control over resources, self-esteem, confidence, decision-making power.

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