scholarly journals MOBILISASI TABUNGAN ANTARA KEUANGAN FORMAL DAN INFORMAL DALAM SISTEM KEUANGAN SYARIAH

2017 ◽  
Vol 2 (1) ◽  
pp. 129-139
Author(s):  
Misbahul Khoir

Islam as a rule of life (nizam al-hayat) governs all sides of human life, including in terms of economic transactions, in doing saving activities too. So it also affects the institutions that receive savings funds. The definition of the Islamic financial system itself is a financial system that channels between parties who need funds and parties who have excess funds through financial products and services in accordance with the principles of sharia. The sharia principle is a principle based on the teachings of the Qur'an and Sunnah. In the Indonesian context, sharia principle is the principle of Islamic law in banking and finance activities based on fatwa issued by institutions that have authority in the establishment of fatwa in the field of sharia. From the background, the above description contains two important points. First, how is way of saving and investing from an Islamic point of view. Second, what is definition of Islamic Financial System. Both of these are first step in describing as problem in the scope of savings mobilization between formal and informal finance in the Islamic financial system. Islam forbids allowing idle assets, and encourages every wealth that we have to invest in the real sector. Saving is not a disbelief of the existence of sustenance from Allah SWT. Saving is a good management process of the provision of Allah SWT as a reflection of the attitude of our trust for sustenance given by Allah SWT. So it can be concluded, in the teachings of Islam, the saving is effort on the alert and as part of the household financial management process. By saving we have a time-forward perspective because it not only looks at short-term expenditures, but has made predictions of preparation for the future. Saving is part of self-control. By saving, it means that we are not carried by lust to meet the fulfillment of present or short-term satisfaction, but to control the fulfillment of our desire to be able to meet the needs of the future which is much more important. Saving is not a barrier for a person to give alms or zakah. People whose faith is strong and accustomed to saving then he will be able to expel zakah well and give alms more. People who are used to saving means having good financial planning. If so, the funds that he has will be more optimal, so will be able to pay zakah well and give alms more because the funds are well managed.

2017 ◽  
Vol 2 (2) ◽  
Author(s):  
Misbahul Khoir

Islam as a rule of life (nizam al-hayat) governs all sides of human life, including in terms of economic transactions, in doing saving activities too. So it also affects the institutions that receive savings funds. The definition of the Islamic financial system itself is a financial system that channels between parties who need funds and parties who have excess funds through financial products and services in accordance with the principles of sharia. The sharia principle is a principle based on the teachings of the Qur'an and Sunnah. In the Indonesian context, sharia principle is the principle of Islamic law in banking and finance activities based on fatwa issued by institutions that have authority in the establishment of fatwa in the field of sharia. From the background, the above description contains two important points. First, how is way of saving and investing from an Islamic point of view. Second, what is definition of Islamic Financial System. Both of these are first step in describing as problem in the scope of savings mobilization between formal and informal finance in the Islamic financial system. Islam forbids allowing idle assets, and encourages every wealth that we have to invest in the real sector. Saving is not a disbelief of the existence of sustenance from Allah SWT. Saving is a good management process of the provision of Allah SWT as a reflection of the attitude of our trust for sustenance given by Allah SWT. So it can be concluded, in the teachings of Islam, the saving is effort on the alert and as part of the household financial management process. By saving we have a time-forward perspective because it not only looks at short-term expenditures, but has made predictions of preparation for the future. Saving is part of self-control. By saving, it means that we are not carried by lust to meet the fulfillment of present or short-term satisfaction, but to control the fulfillment of our desire to be able to meet the needs of the future which is much more important. Saving is not a barrier for a person to give alms or zakah. People whose faith is strong and accustomed to saving then he will be able to expel zakah well and give alms more. People who are used to saving means having good financial planning. If so, the funds that he has will be more optimal, so will be able to pay zakah well and give alms more because the funds are well managed. Keywords: Saving Mobility, Formal and Informal Finance, Sharia Financial System


2017 ◽  
Vol 5 (1) ◽  
Author(s):  
Supriyo Supriyo

Human life with all its activities in order to meet the needs of life always will always faced the possibility of risk either directly or indirectly, can occur in the short term or long term. A possibility of the occurrence or risk had certainly will affect the activity to be done And adversely affect the economy of a family and even a company, if the risks that occur have a vital impact on the family or an organization. Many failures within a company's organization are due to unforeseen risks occurring as for example the company never thinks that a newly established company is still in the short run abruptly because a workforce lacking control in the production system creates a great fire and spends all and has a bad impact For the economy of a family and even a company, if the risks that occur have a vital impact on the family or an organization. Many failures within a company's organization are due to unforeseen risks occurring as for example the company never thinks that a newly established company is still in the short run abruptly because a workforce lacking control in the production system creates a terrible fire and consumes all the company's assets Newly established. Everyone or anyone else would not want the incident to happen and befall themselves and his business in the future. Keywords: Islamic perspective, Risk management


2018 ◽  
Vol 14 (29) ◽  
pp. 315
Author(s):  
Traore Massandjé ◽  
Crizoa Hermann ◽  
N’goran N’faissoh Franck Stéphane

This study aims to explain the link between the social skills acquired within families and the resilience to the criminal act in young people living in disadvantaged neighborhoods in Abobo. The research was carried out in Abobo commune and involved 74 participants from different social categories. The collection of information relating to the object of study was based on questionnaire, interview and observation. The information collected was analyzed from a quantitative and qualitative point of view. The results of the study indicate that youth who are resilient to delinquency in the community are of all ages and both sexes. The study shows that the resilience to the criminal act in certain young people living in the precarious neighborhoods of the Abobo commune is explained by the ability to ask for help, self-control, development of a sense of autonomy and a projection into the future.


2017 ◽  
Vol 4 (2) ◽  
pp. 234
Author(s):  
Tubus Tubus

This paper aims to examine the making of the contents of wills examined from the point of view of Islamic law, in practice the reality in the lives of many people who have not heed the word basmallah as an incantation in the contents of the will for the followers of Islam. In this study using sociological juridical method, where the primary data obtained directly from field research, while secondary data obtained from the literature. The results obtained that the way of making the contents of the will and the absence of public legal awareness is optimal for the making of the contents of wills in accordance with Islamic law. And there are still weaknesses in the Making and Implementation of the contents of the current will, when the testament is oral, namely: The absence of the sacred intention or the noble intention of the collector must not necessarily occur; unsecured rights of the recipient, in the event of any problems of the future heirs of the pewasiat; there is a difficulty of proof in the absence of witnesses, when the will is brought before the Court. Law renewal in the making of the contents of the will in the presence of a notary in the perspective of Islamic law are: the reconstruction of its value, the Ideal Formation of the Will, the testament is done in writing witnessed by two witnesses and before the Notary. Ideal Construction Format of Testament Creation. The testament is written in the presence of two witnesses or in the form of a Deed or a Notary Deed. At the head of the will or the Deed or Notarial deed is included a sentence “Basmallah”.


2021 ◽  
Vol 19 (2) ◽  
pp. 329-351
Author(s):  
Mariola Grzebyk ◽  
Agata Pierścieniak ◽  
Małgorzata Stec

The analysis of management efficiency is an important element in evaluating the functioning of public administration from an economic point of view. In order to achieve greater efficiency of the management process, and thus the quality in public administration, it is important to analyze and evaluate its elements. Modern research usually covers individual elements, parts of the management process. However, the current study proposes a comprehensive approach to this process. The objective of the article is the evaluate levels of management efficiency of local government offices using a single synthetic indicator and also to identify areas that hinder management efficiency. The study applies the institutional analysis methodology, adjusting it to the needs of the article. The article postulates that areas that call for immediate changes in Poland's local government offices should include such areas as strategic and financial management, invigorating economic development, project management and public service offers. Any changes thus introduced in these areas may enhance improvements in management processes, effectiveness and efficiency of activities, the quality of the office's functioning, organizational development, which togethr indirectly affects local development.


Author(s):  
Michal Wieczorowski ◽  
Natalia Swojak ◽  
Pawel Pawlus ◽  
Alejandro Pereira

In the paper a possibility of drones application in length and angle metrology was discussed. Some basic issues of metrology in mechanical engineering scale was presented. The use of drones for micro, meso and macro scale was briefly described. Different options and configurations were shown, including benefits and possible problems. Uncertainty issues were also discussed. From that point of view the future of drones in metrology looks bright, as it is also in other areas of human life. Due to rising labor costs, replacing a human being by a system solution is very desirable.


2020 ◽  
Vol 17 (2-3) ◽  
pp. 193-204
Author(s):  
Lenart Škof

In his insightful essay »Prophetic Religion and the Future of Capitalist Civilization« Cornel West fervently addressed a question of our abilities to imagine a more empathetic, more compassionate, and also more hospitable world, in which we could foresee, or perhaps already lay ground for a future community where the word religion would simply mean that we live our lives in the consciousness of our finitude and thus in an existential and cognitive humility. This kind of religion (not far from Dewey’s or Rorty’s ideals) would enable us to see beyond the margins of any narrow-minded religious ideology or any violent incarnation of religion. Based on these initial thoughts, we first wish to discuss two basic concepts of contemporary political theology – community and vulnerability. We shall argue that we need to offer in contemporary political theology a basic ethico-democratic response, infused with our imaginative capacity for remembrance (Benjamin, Metz) and future hope (West, Dewey, Unger). We will argue with Unger (The Religion of the Future) that we need to live through accepting an enhanced vulnerability, being shared in our democratic (and) religious communities. From this view any loss of human life and its potentials is a sign of a grave injustice, and a catastrophe from an ethical point of view. Finally, we will propose the so called reverse thesis on religion – namely that today, perhaps, we should first look at religion in its radicalized ethico-political form which only later enables us to think about its various variations and incarnations within different traditions and cultures. We will argue that it is within this newly acquired temporality of religion and its inherent ontologico-political paradox, that it is possible to imagine a future place where recurrent hope for a life is reborn and nurtured within future pluralistic / inclusivistic / democratic / post-Christian communities, based on compassion and shared vulnerability, and not any more on power, or any other form of violence.


2016 ◽  
Vol 78 (2) ◽  
pp. 295-297
Author(s):  
Daniel Tanguay

I read Beiner's book as the intellectual biography of someone who is both a witness and actor in the contemporary renewal of political philosophy. This is why, in the reflections that follow, I focus not on his perspicacious analyses of the various authors treated in the book, but rather on the manner in which he understands the nature of this renewal and the future of the discipline itself. My reflections are based in a fundamental agreement with the definition of philosophy defended in this work. Political philosophy is a discipline that reflects on the ends of human life in order to rank and to judge them. This is why, according to Beiner, political philosophy has the ambition to present totalizing views of human nature (14).


2019 ◽  
Vol 12 (1) ◽  
pp. 208-214
Author(s):  
R. A. Silantiev ◽  
A. R. Krganov

Russia has always been a country with large Islamic population. From the Middle Ages the dialogue between Christians and Muslims has always been an integral part of the Russian culture. The article highlights the stages of the Christian-Muslim dialogue in Russia. From the point of view of its authors, this dialogue became fully developed by the middle of 19th century. In its subsequent development it has already passed the three main stages, which are labelled as the “tsarist”, the “Soviet” and the “early post-Soviet”. According to the authors the present situation can be described as the “late post-Soviet” stage. The article comprises a description and definition of this stage as well as a prognosis of its development in the future.


Etyka ◽  
1988 ◽  
Vol 23 ◽  
pp. 111-131
Author(s):  
Alicja Przyłuska-Fiszer

The purpose of this paper is to examine some beliefs about the ethical justification of negative eugenics, i.e. a policy of limiting the frequency of childbearing by women prone to give birth to children with genetic defects. The main thrust of the paper is to define and defend of a particular duty v i s – á – v i s the future generations, viz. the duty to provide the future persons with healthy genetic endowment. In the first part of the paper the concept of the ‘obligation to future generation’ is considered. In the second part the putative right of children to acquire healthy genetic endowment is critically assessed from the moral point of view. The author focuses on important reservations concerning moral rights of not even potentially existing persona and the subsequent difficulty in establishing when such rights are infringed. The last part of the paper deals with the possibility of justifying our moral obligations to the future generations by consulting our direct moral duties, and bypassing the controversial issues of the rights of non-existent persons. The author concludes: one of the most credible methods of justifying the objectives of negative eugenics is the acceptance of the depersonalized version of the utilitarian principle (also called globally conceived principle of utility) which stipulates that the sum of pain in the world be minimized and the sum of happiness be maximized. In the same vein the traditional concept of the ‘sanctity’ of human life should be revised in the light of the principle that human life presupposes consciousness and dignity. When these two assumptions are made, it can be shown that due to the application of genetic control the future generations will live a happier life and suffer from fewer diseases than they would if we decided to ban genetic control.


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