scholarly journals Mobilisasi Tabungan Antara Keuangan Formal Dan Informal Dalam Sistem Keuangan Syariah

2017 ◽  
Vol 2 (2) ◽  
Author(s):  
Misbahul Khoir

Islam as a rule of life (nizam al-hayat) governs all sides of human life, including in terms of economic transactions, in doing saving activities too. So it also affects the institutions that receive savings funds. The definition of the Islamic financial system itself is a financial system that channels between parties who need funds and parties who have excess funds through financial products and services in accordance with the principles of sharia. The sharia principle is a principle based on the teachings of the Qur'an and Sunnah. In the Indonesian context, sharia principle is the principle of Islamic law in banking and finance activities based on fatwa issued by institutions that have authority in the establishment of fatwa in the field of sharia. From the background, the above description contains two important points. First, how is way of saving and investing from an Islamic point of view. Second, what is definition of Islamic Financial System. Both of these are first step in describing as problem in the scope of savings mobilization between formal and informal finance in the Islamic financial system. Islam forbids allowing idle assets, and encourages every wealth that we have to invest in the real sector. Saving is not a disbelief of the existence of sustenance from Allah SWT. Saving is a good management process of the provision of Allah SWT as a reflection of the attitude of our trust for sustenance given by Allah SWT. So it can be concluded, in the teachings of Islam, the saving is effort on the alert and as part of the household financial management process. By saving we have a time-forward perspective because it not only looks at short-term expenditures, but has made predictions of preparation for the future. Saving is part of self-control. By saving, it means that we are not carried by lust to meet the fulfillment of present or short-term satisfaction, but to control the fulfillment of our desire to be able to meet the needs of the future which is much more important. Saving is not a barrier for a person to give alms or zakah. People whose faith is strong and accustomed to saving then he will be able to expel zakah well and give alms more. People who are used to saving means having good financial planning. If so, the funds that he has will be more optimal, so will be able to pay zakah well and give alms more because the funds are well managed. Keywords: Saving Mobility, Formal and Informal Finance, Sharia Financial System

2017 ◽  
Vol 2 (1) ◽  
pp. 129-139
Author(s):  
Misbahul Khoir

Islam as a rule of life (nizam al-hayat) governs all sides of human life, including in terms of economic transactions, in doing saving activities too. So it also affects the institutions that receive savings funds. The definition of the Islamic financial system itself is a financial system that channels between parties who need funds and parties who have excess funds through financial products and services in accordance with the principles of sharia. The sharia principle is a principle based on the teachings of the Qur'an and Sunnah. In the Indonesian context, sharia principle is the principle of Islamic law in banking and finance activities based on fatwa issued by institutions that have authority in the establishment of fatwa in the field of sharia. From the background, the above description contains two important points. First, how is way of saving and investing from an Islamic point of view. Second, what is definition of Islamic Financial System. Both of these are first step in describing as problem in the scope of savings mobilization between formal and informal finance in the Islamic financial system. Islam forbids allowing idle assets, and encourages every wealth that we have to invest in the real sector. Saving is not a disbelief of the existence of sustenance from Allah SWT. Saving is a good management process of the provision of Allah SWT as a reflection of the attitude of our trust for sustenance given by Allah SWT. So it can be concluded, in the teachings of Islam, the saving is effort on the alert and as part of the household financial management process. By saving we have a time-forward perspective because it not only looks at short-term expenditures, but has made predictions of preparation for the future. Saving is part of self-control. By saving, it means that we are not carried by lust to meet the fulfillment of present or short-term satisfaction, but to control the fulfillment of our desire to be able to meet the needs of the future which is much more important. Saving is not a barrier for a person to give alms or zakah. People whose faith is strong and accustomed to saving then he will be able to expel zakah well and give alms more. People who are used to saving means having good financial planning. If so, the funds that he has will be more optimal, so will be able to pay zakah well and give alms more because the funds are well managed.


2017 ◽  
Vol 5 (1) ◽  
Author(s):  
Supriyo Supriyo

Human life with all its activities in order to meet the needs of life always will always faced the possibility of risk either directly or indirectly, can occur in the short term or long term. A possibility of the occurrence or risk had certainly will affect the activity to be done And adversely affect the economy of a family and even a company, if the risks that occur have a vital impact on the family or an organization. Many failures within a company's organization are due to unforeseen risks occurring as for example the company never thinks that a newly established company is still in the short run abruptly because a workforce lacking control in the production system creates a great fire and spends all and has a bad impact For the economy of a family and even a company, if the risks that occur have a vital impact on the family or an organization. Many failures within a company's organization are due to unforeseen risks occurring as for example the company never thinks that a newly established company is still in the short run abruptly because a workforce lacking control in the production system creates a terrible fire and consumes all the company's assets Newly established. Everyone or anyone else would not want the incident to happen and befall themselves and his business in the future. Keywords: Islamic perspective, Risk management


2016 ◽  
Vol 78 (2) ◽  
pp. 295-297
Author(s):  
Daniel Tanguay

I read Beiner's book as the intellectual biography of someone who is both a witness and actor in the contemporary renewal of political philosophy. This is why, in the reflections that follow, I focus not on his perspicacious analyses of the various authors treated in the book, but rather on the manner in which he understands the nature of this renewal and the future of the discipline itself. My reflections are based in a fundamental agreement with the definition of philosophy defended in this work. Political philosophy is a discipline that reflects on the ends of human life in order to rank and to judge them. This is why, according to Beiner, political philosophy has the ambition to present totalizing views of human nature (14).


2004 ◽  
pp. 106-122
Author(s):  
N. Borisenko

The article is devoted to investigation of the contents of financial stability of the Pension Fund of Russia (PFR). From the position of the theory of systems the concept and attributes of financial stability of the economic subject are revealed. Two components of financial stability of PFR as a specific economic subject are considered: financial stability of the pension fund and financial management of the managing structure. The article contains the analysis of incomes and expenditures of the pension fund as a part of the Russian financial system, attributes of its financial stability are revealed and its definition is given. The analysis of the legal status of PFR is carried out and the expediency of ascribing to it the status of state institution is grounded. Classifications of financial resources and obligations of PFR are suggested and the definition of its financial stability is formulated.


10.12737/4503 ◽  
2014 ◽  
Vol 4 (2) ◽  
pp. 17-30
Author(s):  
Браславская ◽  
Tatiana Braslavskaya

To determine the characteristics of population loci of linden and elm in bottomland with short-term flooding and middle land ecotopes and at different cover of canopy, 132 test areas were laid on 0.04 hectares; surveys were conducted with the definition of developmental states and measuring the size of the trunks and crowns. Accounting revealed that individual linden is always higher than individual elm in the same developmental states. In bottomland ecotopes with short-term flooding population loci of limes dominate over elm loci not only in height but in numbers; in such circumstances, development of elm to generative stages of ontogeny is usually impossible and in the future its expulsion the stand will take place.


2021 ◽  
Vol 2 (46) ◽  
pp. 44
Author(s):  
S. O. Danylov

The article is aimed at substantiating the definition of “socio-professional maturity of personality” and explaining its content on the basis of scientific research analysis. Socio-professional maturity, as a quality of personality in a broad sense – is primarily an indicator of its individual characteristics, which characterizes the individual as a manager of mental, physical strength, able to transform their own lives into creative productive transformation, adequately assess goals, objectives, results, make adjustments, reflection, self-control in the process of life. It has been concluded that the development of socio-professional maturity of the future pedagogue in the process of master's training is a systemic new formation, which is developed under the influence of the integrative activity of the future pedagogue as an individual, personality and subject of activity.       Keywords: personality, personal maturity, professional maturity, social situation, socio-professional maturity.


2019 ◽  
Vol 3 (4) ◽  
pp. 217
Author(s):  
Manurung Paisal ◽  
Aryni Yen

Education contribution to the formation of the style and quality of the future of human civilization can not be denied again. Education conventionally until the modern age was still believed to be a strategic location to expand the horizons and to provide the most valuable information about the meaning and purposing of life as the norm was taken. It needed that were essential to face the challenges of the changes in the future to create individuals, communities, and nations. While education digitalism was a very effective system to improve the quality of human life in all aspects of human life, education presented conscious efforts. Encouragement of education not only in preparing personnel professional teachers in their field but also encouraged prepared proteges facing to change towards conventional for digitalism. A fundamental change in the framework of preparing students was: change's ideology, self-control, futuristic effect, meaning in life.


2017 ◽  
Vol 1 (2) ◽  
Author(s):  
Moch. Bayu Al Fatih, dkk.

Snails are one of the animals that can be produced by the factory to be used ashuman consumption. In this regard, the production process is closely associatedwith the snails as food that can be consumed. Definition of production itselfisthhuman activities toproduce goods and services that are then it is used byconsumers. Technically, the production is the process of transforming inputs intooutputs. The production has an important role indetermining the extent of human life and prosperity of a nation. Snails become one of the output in production and into food favored by the people of Indonesia. In that context, Islam has its role that is seeing its level of halal. Islam in producing something concerned with halal. Indonesian Council of Religious Scholars intervened in determining the level of halal in term of eating snails. Snails has many benefit and to be the specialty and favorite food in Kediri generally, even in Kediri the market selling of snails or processed snails makes society welfare become a place that is very popular for tourists to taste the snails and become one of the villages snails in Kediri, with the highest processing snails in Kediri. There is even a factory that produces the target slugs through to overseassales. Despite its benefitsaresoprominentfixed MUI forbids Muslim society due to snail eating snail that lives in two realms.Keywords: Economy, Production, Islamic Law


2021 ◽  
Vol 01 (01) ◽  
pp. 2031001
Author(s):  
Michel Crouhy ◽  
Dan Galai ◽  
Zvi Wiener

We analyze fintechs and their impact on the traditional financial system from a functional perspective. Following the approach suggested by Merton (1995) [A Functional Perspective of Financial Intermediation, Financial Management 24(2), 23–41], we show how the six core functions of financial intermediation are affected by the technological developments. This analysis provides a new perspective on the future of financial services and their regulation.


Author(s):  
Siti Aimah ◽  
Abdi Fauji Hadiono

Leadership in life is always closely related. This is because no human is able to live individually in this world, meaning they need social relations for their survival, especially humans. It is this social relationship that then makes individuals lead individuals or a group of other individuals. Therefore discussing leadership is indeed needed to make the concept of leadership that is good and feasible to be applied in human life at the level of social relations, moreover in the viewpoint of socio-religious relations, especially religious Islam. Starting from this view, the Qur'ani leadership whose concept is based on the Qur'an (as a guideline for life) is important to study. So this paper describes the definition of leaders and leadership from experts, the task of leaders, characteristics of leaders, skills that must be possessed, and become leaders with the characteristics (criteria) of the Qur'ani leadership. Thus his hopes will provide a clear picture of the Qur'ani leadership which is currently recognized as ammunition in achieving effective and contributory leadership for the future.


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