scholarly journals Peranan Account Officer Pada PT. Bank Perkreditan Rakyat Ganto Nagari 1954 Lubuk Alung

2019 ◽  
Author(s):  
Iis Sholihat ◽  
Romi Susanto

The purpose of this study is how the role of the Account Officer at PT. BPR Ganto Nagari 1954 Lubuk Alung. The research method is Field Research, which is meant by this method is a direct review of the object of research chosen to examine the results of secondary data, Library Research, what is meant by this method is an investigation carried out through literature or scientific books and writings which has a connection with the discussion that was carried out. Data Analysis Method for analyzing research data, the author uses descriptive analysis, which describes the overall role of the Account Officer at PT. BPR Ganto Nagari 1954 Lubuk Alung. Conclusion In the credit analysis submitted by the customer, before making a decision whether the credit proposal is accepted or rejected, the Account Officer uses several credit analyzes including 5C analysis, namely: Character aims to determine the nature / character of prospective debtors, Capacity to determine the customer's ability to run the business and credit return process, Capital aims to determine the working capital requirements needed by customers, Condition to find out the business conditions / future business prospects, Collateral to find out the value of collateral / collateral offered whether it has covered the amount of credit.

Author(s):  
Mirza Rahmatillah ◽  
Ridwan Nurdin

The success of developing a village cannot be separated from the role of the Village Head and the entire community. A developed village can be seen from the adequate facilities and infrastructure. The head of government has a big responsibility for the progress of his village in order to create a prosperous society. The formulation of the problem in this study is how the role of the village head in the implementation of development in Li-Eue Village and how the Siyasah Fiqh and Village Law review the role of the village head in the implementation of development in Li-Eue Village. This type of research is classified as field research (field research), which is descriptive analysis, namely research that tells and describes data sourced from primary data through interviews, observations and reports in the form of documents and secondary data by conducting library research in the form of Al- Qur'an, Hadiths, opinions of scholars, laws and regulations, documents and books and other scientific works. Based on the results of the analysis, it can be concluded that the role of the Li-Eue Village head in the implementation of development in Li-Eue Village is generally less than optimal so that it is less trustworthy or responsible for the duties as village head. Judging from the existence of several developments that have not been implemented. And less transparent and less mobilizing community participation. Review of Siyasah Fiqh and Village Law, namely leaders who are less trustworthy and less responsible.


2021 ◽  
Vol 3 (1) ◽  
pp. 27-40
Author(s):  
Susanto Susanto ◽  
Abdur Rahim

The performance of a village head as head of village government must be able to carry out its main duties, namely leading and coordinating the village administration in implementing village development. The role of the village head is one aspect that stands out and affects the success of village development. The village head is assisted by village officials, as an element of village government administration. The formulation of the problem in this research is "What is the Role of the Village Head in the Implementation of Development in Mekarjati Village, Haurgeulis Subdistrict, Indramayu Regency" and "How the Siyasah Fiqh Review and the Village Law on the Role of the Village Head in Implementing Development in Mekarjati Village". The purpose of this research is "To know the role of the village head in the implementation of village development, and" to know the Siyasah Fiqh Overview of the role of the village head in the implementation of village development." This type of research is classified as field research (field research), which is descriptive analysis, namely research that tells and describes data originating from primary data through interviews, observations and reports in the form of documents and secondary data by conducting library research. Based on the research results, it can be concluded that the role of the Mekarjati Village Head, in the implementation of village development in general, there are still some that are not optimal. It can be seen that there are still some developments that have not been carried out optimally, such as the development of education and environmental security systems (Siskamling).Keywords: Role, Village Head, Implementation, Development, Village Law, Fiqh Siyasah


Author(s):  
Deviera Dika Putri Harlapan ◽  
I Made Sarjana

Protection of workers with the existence of the Manpower Act is expected to reduce or even eliminate treatment that is considered unfair which is generally carried out by employers to workers. The existence of a Manpower Act which is the legal umbrella for workers which includes wage protection. Writing this journal aims to find out and elaborate more deeply on the legal relationship between outsourcing workers and companies that use outsourcing services and to seek efforts to resolve cases at PT. Caterison. The method used in writing the journal is an empirical legal research method, in this case the Manpower Act with the facts that occurred at PT. Caterison deals with outsourcing workers who are not entitled to payment of their wages. The types of approaches used are the statutory approach, the case approach, and the legal concept analysis approach. The data used are primary data obtained directly from field research and secondary data sourced from library research. In data collection techniques, using descriptive analysis techniques. PT. Caterison as an outsourcing service user signed an agreement and made an agreement with an outsourcing service provider company with the aim of filling some parts of the work within the company. The case began when outsource worker who carried out his duties at PT. Caterison felt he was not entitled to his wages for three consecutive months. This becomes necessary to be resolved because the issue of wages is a sensitive matter. Perlindungan terhadap pekerja dengan adanya Undang-Undang Ketenagakerjaan diharapkan mampu mengurangi atau bahkan menghilangkan perlakuan yang dinilai tidak adil yang umumnya dilakukan oleh pengusaha kepada pekerja. Adanya Undang-Undang Ketenagakerjaan yang menjadi payung hukum untuk pekerja yang didalamnya termasuk ke dalam perlindungan upah. Penulisan jurnal ini bertujuan untuk mengetahui serta mengelaborasi lebih dalam mengenai hubungan hukum antara pekerja outsorcing dengan perusahaan yang menggunakan jasa outsorcing dan untuk mencari upaya penyelesaian kasus yang terdapat pada PT. Caterison. Metode yang digunakan dalam penulisan jurnal yakni metode penelitian hukum empiris, dalam hal ini Undang-Undang Ketenagakerjaan dengan fakta yang terjadi pada PT. Caterison berkenaan dengan pekerja outsorcing yang tidak mendapatkan hak atas pembayaran upahnya. Jenis pendekatan yang digunakan yakni, pendekatan perundang-undangan, pendekatan kasus, serta pendekatan analisis konsep hukum. Dalam penggunaan sumber data, data yang digunakan yakni data primer yang didapatan langsung dari penelitian lapangan dan data sekunder yang bersumber dari penelitian kepustakaan. Dalam teknik pengumpulan data, menggunakan teknik analisis deskripsi. PT. Caterison sebagai pengguna jasa outsourcing menandatangani perjanjian serta membuat kesepakatan dengan perusahaan penyedia jasa outsourcing dengan tujuan mengisi beberapa bagian pekerjaan dalam perusahaan namun bukan pada pekerjaan inti. Kasus bermula ketika pekerja outsourcing yang menjalankan tugasnya pada PT. Caterison merasa tidak mendapatkan hak atas upah nya selama tiga bulan berturut-turutHal ini menjadi perlu untuk diselesaikan dikarenakan permasalahan upah adalah hal yang sensitif.


2018 ◽  
Vol 2 (3) ◽  
pp. 371-387
Author(s):  
Bahrun Bahrun ◽  
Syahrizal Abbas ◽  
Iman Jauhari

Pasal 4 ayat (1) dan (2) Perma Nomor 1 Tahun 2016 menyatakan bahwa wajib terlebih dahulu diupayakan penyelesaian melalui mediasi, begitu pula Pasal 17 ayat (1) Hakim Pemeriksa Perkara mewajibkan Para Pihak menempuh Mediasi. Karena Mediasi diharapkan menjadi wadah pilihan untuk memperoleh solusi yang didasarkan pada kepentingan dan kebutuhan pihak. Penelitian ini bertujuan untuk mengetahui dan menjelaskan peranan dan hambatan hakim mediator serta untuk mengetahui upaya yang dilakukan untuk mencegah dan mengatasi terjadinya hambatan tersebut. Jenis penelitian dengan pendekatan yuridis empiris. Teknik pengumpulan data melalui penelitian kepustakaan untuk data sekunder dan penelitian untuk memperoleh data primer. Analisis data yang digunakan adalah kualitatif. Berdasarkan penelitian diketahui peranan hakim mediator dalam menangani perkara/sengketa sudah berjalan, namun belum optimal. Terbukti dari 18 (delapan belas) kasus, jumlah kasus yang selesai melalui mediasi hanya 2 (dua) kasus, sedangkan tahun 2016 sampai 2017 belum ada kasus yang selesai melalui mediasi. Hal tersebut disebabkan jumlah mediator yang terbatas dan kurang memiliki kapastitas sumber daya yang memadai. Upaya untuk mencegahnya berupa sosialisasi manfaat mediasi dan mengikuti pelatihan mediasi serta mediasi harus dilakukan secara profesional. Ketua Mahkamah Syar’iyah Banda Aceh hendaknya melakukan sosialisasi manfaat Mediasi, dan Mahkamah Agung RI hendaknya mengevaluasi praktik mediasi dan menambah jumlah hakim.Article 4 paragraph (1) and (2) Supreme Court Regulation Number 1 of 2016 states that it must first be pursued a settlement through mediation, as well as Article 17 paragraph (1) of the Judicial Examining Judge requiring the Parties to take Mediation. Because Mediation is expected to be a container of choice to obtain solutions that are based on the interests and needs of the parties. This research aims to know and explain the roles of mediator judges and obstacles faced by the judgesin settling the dispute of marital propertiesafter the divorce at Mahkamah Syar’iyah of Banda Aceh. This research also aims to know the efforts done to prevent and handlethe hurdles in settling the disputes post-divorce at Mahkamah Syar’iyah of Banda Aceh. This is juridical empirical research. The data are collectedthrough library research in order to obtain secondary data and field research is conducted in order to obtain primary data.This research applies qualitative analysis. Based on the research, it is known that the role of mediator judges in handling cases / disputes is already underway, but not optimal. It is evident from 18 cases, the number of cases completed through mediation is only 2 cases, whereas in 2016 until 2017 there have been no cases completed through mediation. This is due to the limited number of mediators and lack of adequate resource capacity. Efforts to prevent it in the form of socializing the benefits of mediation and participating in mediation and mediation training must be carried out professionally. The Chairperson of the Banda Aceh Syar'iyah Court should disseminate the benefits of Mediation, and the Indonesian Supreme Court should evaluate the practice of mediation and increase the number of judges.


2019 ◽  
Vol 2 (2) ◽  
pp. 462-467
Author(s):  
Mega Romauly Tampubolon ◽  
Muhammad Yunus ◽  
Liana Liana

The purpose of this study is: to determine the effect of consumer perceptions on purchasing decisions at Perum Bulog Sub Divre Pematangsiantar. This study uses a library research design and field research. This type of data uses qualitative and quantitative data. Data sources are primary data and secondary data. Data collection was carried out by means of questionnaires, interviews, and documentation. Test the research instrument using the validity test and reliability test. The data analysis technique used is normality test, qualitative descriptive analysis, and quantitative descriptive analysis. The results of this study can be concluded as follows: Consumer perceptions have a positive and significant effect on purchasing decisions either simultaneously or partially. There is a strong and positive relationship between consumer perceptions of purchasing decisions. The level of purchase decisions can be explained by consumer perceptions. Consumer perceptions have a positive and significant effect on purchasing decisions at Perum Blog Sub Divre Pematangsiantar


2021 ◽  
Vol 2 (3) ◽  
pp. 225-235
Author(s):  
Suenta Karina Siregar ◽  
Utary Maharani Barus ◽  
Yezrizawati ◽  
Idha Aprilyana Sembiring

The study was conducted to find out Compilation of Islamic Law governing the distribution of joint property, the application of the principle of partnership and the legal considerations of judges in the Supreme Court Decision of the Republic of Indonesia on Case Number 266K/AG/2010 in terms of the Compilation of Islamic Law against husband doesn’t provide for his children and his wife. This research uses normative juridical research methods that use secondary data consisting of primary, secondary, and tertiary legal materials with descriptive analysis and data collection tools are carried out by library research supported by data obtained through field research at Bantul Religious Courts. The results of this research is known that the regulation regarding the distribution of joint property to husbands who do not provide for their children and wives is not detailed in the Compilation of Islamic Law. This partnership causes the position of husband and wife to be the same in some respects, in other respects to be different, the husband becomes the head of the family, the wife becomes the head in charge of household regulation, each has a role, position, rights, obligations, and responsibilities, all of which complement and perfect each other, every role has rights and every position has obligations, whoever has more obligations or who bears greater obligations, he is the one who has more rights than the others. The judge to resolve the conflict must be able to resolve it objectively based on the applicable law, determine the facts in the trial including the relevant facts and the choice of which legal rules will be used as the basis for resolving the case.


2014 ◽  
Vol 3 (1) ◽  
Author(s):  
Bustami Bustami

Qardhul hasan financing aims to help borrowers who have an urgency need, either for consumptive or productive purposes. This study aims to explore the mechanism of qardhul hasan financing at Baitul Qiradh (small Islamic rural bank) Amanah Banda Aceh and the strategic employed in managing its risk. This study used primary data that was obtained through field research and secondary data that was obtained through library research. The data was then analyzed using descriptive analysis technique. The findings show that the mechanism of qardhul hasan financing at Baitul Qiradh Amanah has several stages, namely application, analysis and investigation, decision, fund lending, and returning phase. The strategic used to prevent financing risk as follow: managing financing administrative, determining the terms and criteria, conducting analysis for customer prospective, assigning officers that supervise the financing activities and collect the monthly payments. For non-performing financing, the Baitul Qiradh employs risk management system strategic such as rescheduling and write off. Rescheduling was conducted by extending the payment due date, and write off was only given for customers who do not have any possibility to repay due to their condition of economy. =========================================== Pembiayaan qardhul hasan bertujuan untuk menolong peminjam yang berada dalam keadaan terdesak, baik untuk hal-hal yang bersifat konsumtif maupun produktif. Penelitian ini bertujuan untuk mengeksplorasi mekanisme pembiayaan qardhul hasan pada Baitul Qiradh Amanah dan strategi penanggulangan risikonya. Metode yang digunakan dalam penelitian ini adalah deskriptif analisis, sedangkan teknik pengumpulan data primer diperoleh melalui penelitian lapangan dan data sekunder melalui penelitian kepustakaan. Dari hasil penelitian dapat diketahui bahwa, mekanisme pembiayaan qardhul hasan pada Baitul Qiradh Amanah Banda Aceh memiliki beberapa tahap, yaitu tahap permohonan pembiayaan qardhul hasan, tahap analisis dan penyelidikan pembiayaan qardhul hasan, tahap keputusan atas permohonan pembiayaan qardhul hasan, tahap pencairan pembiayaan qardhul hasan dan tahap pengembalian pembiayaan qardhul hasan. Sedangkan strategi penanggulangan risiko yang dilakukan adalah dengan mengatur administrasi pembiayaan, menentukan syarat dan kriteria yang harus dipenuhi untuk mengajukan permohonan pembiayaan, mengadakan analisa terhadap calon nasabah, menetapkan petugas yang mengawasi penggunaan pembiayaan dan menetapkan petugas penagihan pembiayaan. Terhadap pembiayaan qardhul hasan bermasalah, sistem manajemen risiko, yang diterapkan adalah perpanjangan waktu dengan pengurangan jumlah cicilan agar para nasabah dapat melunasi sedikit demi sedikit seluruh pinjamannya. Cara berikutnya pemutihan yaitu penghapusan piutang setelah dilakukan pengecekan terhadap kondisi usaha nasabah.


Author(s):  
Elias Raymond Padeng ◽  
Sarlina Noni

Labor can increase shallot's production because Labor is a tool to carry out the production process. The aim to analyze the role of Labor in increasing Shallot Production. Research adapted descriptive research, the data carried out by researchers from library research and field research. The data sources from respondents, and also from the research implementation 01 October-01 November 2021. Furthermore, the data collection methods used were observation and questionnaires by Descriptive Analysis Method and Spearman Rank Correlation Test Analysis. The results found that the role of Labor in increasing the productivity of shallot plants in the Unipa garden was classified as very important based on two indicators consisting of Labor and increased production, which had been researched on 30 respondents and the results of the correlation test that had been conducted, it can be seen a positive and significant value relationship between Role of Labor and the Increase of Red Onion Production in the Gardens of the Faculty of Agriculture, Nusa Nipa University.


2012 ◽  
Vol 2 (1) ◽  
Author(s):  
Rini Pebrianti ◽  
Lukman Hakim ◽  
Syamsir Rahim

The aim of this study was to obtain a picture of how the role of the local government in the counseling of medical care of broiler chickens in the village of Tanrara, South Bontonompo District, Regency of Gowa and analysis counseling medical care of broiler chicken farms. Type of research used is descriptive qualitative , Data is collected using a technical field research, library research and data searches on line. The data were then analyzed qualitatively to explain or describe the data examined of the field, both primary data obtained from interviews, as well as from secondary data. The results of this study indicate that the Agency's role in the maintenance of broiler chickens counseling is to provide education to farmers (educational roles), provide assistance to farmers, as a facilitator for the farmers, as well as help increase the productivity of resources and ranchers. Counseling of medical care of broiler chickens may improve outcomes farm broiler chickens caused by could encourage increased production and productivity of poultry broiler, encourage availability  broiler chickens is always stable on the market, local goverment encourage increased incomes and welfare of broiler breeders as well as help the marketing of chicken broiler widespread.  Penelitian ini bertujuan untuk memperoleh gambaran tentang bagaimana peran Dinas Perikanan, Kelautan, dan Peternakan dalam penyuluhan pemeliharaan ayam broiler di Desa Tanrara Kecamatan Bontonompo Selatan Kabupaten Gowa serta ananlisis mengenai penyuluhan pemeliharaan ayam broiler. Tipe penelitian yang dipergunakan adalah diskriptif kualitatif. Pengumpulan data dilakukan menggunakan teknis field research library research dan penelusuran data on line. Data yang diperoleh selanjutnya dianalisis secara kualitatif dengan menjelaskan atau menggambarkan data yang diteliti dari lapangan, baik data primer yang diperoleh dari hasil wawancara, maupun dari data sekunder. Hasil penelitian ini menunjukkan bahwa peran Dinas dalam penyuluhan pemeliharaan ayam broiler adalah memberikan pendidikan kepada peternak , memberikan pendampingan teknis kepada peternak, sebagaifasilitator bagi para peternak, serta membantu meningkatkan sumber daya dan produktivitas peternak. Penyuluhan pemeliharaan ayam broiler dapat meningkatkan hasil peternakan ayam broiler disebabkan oleh penyuluhan mampu mendorong meningkatnya produksi dan produktivitas peternakan ayam broiler, mendorong ketersedian ayam broiler selalu stabil di pasar. Pemerintah daerah mendorong meningkatnya pendapatan dan kesejahteraan peternak ayam broiler serta membantu pemasaran ayam broiler yang semakin meluas. 


2020 ◽  
Vol 20 (2) ◽  
pp. 202
Author(s):  
Mursyid Djawas ◽  
Nida Hani

Abstrak: Agama mewajibkan suami memberi nafkah kepada istri dengan adanya ikatan perkawinan yang sah. Setelah akad nikah, maka suami wajib memberikan nafkah kepada istrinya paling kurang kebutuhan pokok sehari-hari. Kenyataannya ada beberapa istri yang menjadi penanggung jawab  keluarganya. di Kecamatan Kute Panang Kabupaten Aceh Tengah istri lebih berperan dalam memenuhi keperluan  rumah tangga, pendidikan anak, kebutuhan anak. Ada beberapa istri yang berprofesi sebagai ibu rumah tangga juga berprofesi sebagai petani, guru dan lainnya. Rumusan masalah dalam skripsi ini adalah bagaimana peran istri sebagai penanggung jawab keluarga, apa yang melatar belakangi istri menjadi penanggung jawab keluarga dan bagaimana pandangan hukum Islam terhadap istri sebagai penanggung jawab keluarga. Dalam penelitian ini penulis menggunakan metode penelitian kualitatif dengan menggunakan metode analisis deskriptif.Teknik pengumpulan data yang digunakan dalam penulisan skripsi ini yaitu dengan wawancara, dokumentasi dan angket, serta penelitian perpustakaan (library research), untuk melengkapi data sekunder yang dibutuhkan dalam penelitian ini. Hasil penelitian menunjukkan istri mencari nafkah sebanyak 97% dan istri berperan penuh sebagai penanggung jawab keluarga 42% responden menjawab menyetujui. Adapun yang melatarbelakangi istri menjadi penanggung jawab keluarga ialah: suami tidak mempunyai pekerjaan sama sekali, pendapatan suami yang terbatas, tidak memiliki suami (suami meninggal dunia/ bercerai), istri senang bekerja di luar rumah, meringankan beban suami, jenjang pendidikan istri lebih baik. Islam membolehkan kepada ibu rumah tangga untuk bekerja baik di rumahnya sendiri mau pun diluar rumah, agar mendapatkan dana tambahan untuk meningkatkan kesejahteraan rumah tangga.Abstract:  religion requires husbands to provide their wives with legitimate marital bonds. After the marriage contract, the husband is obliged to make a living to his wife at least the daily necessities. Some wives are in charge of their families. In Kecamatan Kute Panang District Aceh Tengah The wife is more instrumental in fulfilling household needs, child education, children's needs. Some wives work as housewives as well as farmers, teachers, and others. The problem formulation in this thesis is how the role of the wife as the family responsibilities, what is behind the wife to be the responsibility of the family and how the view of Islamic law on the wife as the responsibility of the family. In this research, the authors use qualitative research methods using a descriptive analysis method. The data collection techniques used in the writing of this thesis are interviews, documentation, and polls, as well as library research, to complement the secondary data needed in this study. The results showed the wife to make a living as much as 97% and the wife played a full role as the family responsibility of 42% of respondents answered approve. The person who is behind the wife of the family is the responsibility: the husband has no job at all, husband's limited income, no husband (husband dies/divorced), wife happy to work outdoors, relieve husband's burden, the education level of the wife is better. Islam allows the housewives to work both in his own home or outdoors, to obtain additional funds to improve the welfare of the household. 


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