scholarly journals Perception of Consumers towards Nepalese Insurance Products

2020 ◽  
Vol 13 (1) ◽  
pp. 36-48
Author(s):  
Pitri Raj Adhikari
Keyword(s):  
Comparative Research ◽  
Regression Models ◽  
Consumer Perception ◽  
Insurance Companies ◽  
Kathmandu Valley ◽  
Satisfaction Level ◽  
Independent Variables ◽  
Research Designs ◽  
Multiple Regression Models ◽  
Structured Questionnaire

This paper examines the changing perception of consumers towards Nepalese insurance products. Descriptive and causal-comparative research designs are used to achieve the objectives and data are collected through a structured questionnaire from 400 respondents of Kathmandu valley and Parsa district. Descriptive statistics, as well as multiple regression models, are used to analyze the data. It is found that consumer perception (dependent variable) is positively correlated with independent variables (company loyalty, service quality, satisfaction level, company image and ease of procedures). Company image, company loyalty and satisfaction level are the most dominant factors that influence the perception of consumers towards insurance products in the context of Nepalese insurance companies. This study is an endeavor to extend the literature of changing the perception of consumers towards insurance products and it is the first to report the evidence from the combination of Kathmandu valley and Birgunj metropolitan city of Parsa district perspective.

scholarly journals Knowledge Management and Organizational Performance of Nepalese Commercial Banks

The Batuk ◽  
2020 ◽  
Vol 6 (2) ◽  
pp. 53-62
Author(s):  
Pitri Raj Adhikari
Keyword(s):  
Knowledge Management ◽  
Organizational Performance ◽  
Commercial Banks ◽  
Comparative Research ◽  
Regression Models ◽  
Kathmandu Valley ◽  
Research Designs ◽  
Multiple Regression Models ◽  
Positive Effect ◽  
Structured Questionnaire

This paper attempts to examine the effects of knowledge management on organizational performance of Nepalese commercial banks. Data are collected through structured questionnaire from 300 respondent of Kathmandu valley. Descriptive and casual comparative research designs are used to achieve the objectives and descriptive statistics as well as multiple regression models have been used to analyze the data. It is observed that organizational performance will be better provided that appropriate knowledge management ensured. Knowledge acquisition, knowledge sharing, knowledge storing, information technology and organizational culture have positive effect on organizational performance.

The Effects of Prepaid Metering Systems on Customer Satisfaction in Niger State, Nigeria

2021 ◽  
Vol 2 (2) ◽  
Author(s):  
Ayooluwa Femi Aribisala ◽  
Musa Mohammed
Keyword(s):  
Customer Satisfaction ◽  
Regression Models ◽  
Response Rate ◽  
Spearman Correlation ◽  
Electricity Use ◽  
Customer Care ◽  
Level Of Satisfaction ◽  
Multiple Regression Models ◽  
The Relationship ◽  
Structured Questionnaire

Energy consumers in Nigeria have long complained about Distribution Companies' unfair billing practices, exorbitant monthly electricity bills resulting from meter estimation rather than accurate meter reading and calculation based on uninterrupted electricity use. The objectives of the study were to establish the relationship between the prepaid metering system and customer satisfaction; and to evaluate the level of satisfaction with respect to the usage of the prepaid metering system in Niger State, Nigeria. In carrying out the study, the structured questionnaire was administered to 393 randomly chosen respondents drawn from prepaid meter users, out of which 344 responded generating a response rate of 87.5%. The data derived were subjected to spearman correlation and multiple regression models. The major findings from the study showed a significant, moderate and positive relationship between the prepaid metering system and customer satisfaction. Additionally, three significant predictors, Affordability, Availability and Flexibility with p < .01 are statistically significant. Further findings from descriptive statistics revealed that users had the highest level of satisfaction with the privacy they had as a result of no meter readers and no accumulated. The study concluded that there exist a positive and beneficial link between the prepaid metering system and customer satisfaction. The study therefore recommends the provision of a smart metering system, good customer care units and a marketing campaign for better knowledge of the prepaid metering system.

scholarly journals PENGARUH MUTASI DAN BUDAYA ORGANISASI TERHADAP KEPUASAN KERJA DI LINGKUNGAN PT PEGADAIAN (PERSERO)

2019 ◽  
Vol 18 (2) ◽  
pp. 103-114
Author(s):  
Sedarmayanti Sedarmayanti ◽  
Gun Gun Gunawan
Keyword(s):  
Job Satisfaction ◽  
Organizational Culture ◽  
Data Analysis ◽  
Data Processing ◽  
Regression Models ◽  
Significance Level ◽  
Independent Variables ◽  
Multiple Regression Models ◽  
Using Data ◽  
Data Analysis Methods

This study using data analysis methods namely multiple regression models that are used to see the effect of independent variables, namely Mutations (X1) and Organizational Culture (X2) on the dependent variable, namely Job Satisfaction (Y), so that in research this aims to be able to produce data processing that has been done at PT Pegadaian (Persero) Kanwil X Bandung, then tested using the T test and F test, showing that mutation variables and organizational culture simultaneously on job satisfaction shows results as complete as 53.8% or has a Sig. value of 0.000 where this value is smaller than the significance level used is 0.05, which means that H0 is rejected while for partial mutation variables for the variable job satisfaction of 27.04% or having a Sig. value of 0.011 is smaller than 0.05, meaning H0 is rejected so that it only has 1.1% and variables organizational culture on job satisfaction is 51.27% or has a Sig. value of 0.000 smaller than 0.05, which means that H0 is rejected so that it only has an effect of 0% where all of these variables produce a continuum in the good category based on responses from employees as respondents fromfilling the questionnaire. Keywords: Job Satisfaction; Mutations; Organizational Culture  

DENSITY, DIVERSITY, AND EFFICIENCY OF POLLINATORS OF SAINFOIN, ONOBRYCHIS VICIAEFOLIA SCOP.

1988 ◽  
Vol 120 (12) ◽  
pp. 1085-1100 ◽  
Author(s):  
K.W. Richards ◽  
P.D. Edwards
Keyword(s):  
Honey Bees ◽  
Regression Models ◽  
Bumble Bees ◽  
Independent Variables ◽  
Pollinator Species ◽  
Julian Date ◽  
Southern Alberta ◽  
Multiple Regression Models ◽  
Flower Density ◽  
The Mean

AbstractThe density and efficiency of bumble bees, honey bees, and alfalfa leafcutter bees on sainfoin, Onobrychis viciaefolia Scop., grown in southern Alberta were studied. Six species of bees were identified as pollinators, with alfalfa leafcutter bees comprising 56% of the observations, honey bees 40%, and bumble bees 4%. The density of flowers over the season can be described as curvilinear. The mean number of flowers per raceme decreased significantly over the season. The rate of foraging by pollinator species from flower to flower varied and is described by multiple regression models. Julian date, hour of day, and flower density are the independent variables. More than 90% of the bees visited three or fewer flowers per raceme when 60% of the racemes had three or more flowers available for pollination. The bees foraged on sainfoin for about 12 h per day and average bee density increased significantly with the corresponding flower density. A theoretical approach used to predict the bee populations required to pollinate varying flower densities shows that the required population of bumble bees is about two-thirds that of honey bees or alfalfa leafcutter bees. The observed populations of pollinators did not correspond well with the derived values, probably because multiple visits per flower are required for fertilization.

scholarly journals Factors Affecting Fire Loss—Multiple Regression Models with Extreme Values

1975 ◽  
Vol 8 (2) ◽  
pp. 229-241 ◽  
Author(s):  
G. Ramachandran
Keyword(s):  
Multiple Regression ◽  
Regression Models ◽  
Extreme Values ◽  
Preliminary Investigation ◽  
Fire Loss ◽  
Factors Affecting ◽  
Independent Variables ◽  
The United Kingdom ◽  
Multiple Regression Models ◽  
Residual Errors

SummaryIn his paper to the Tenth ASTIN Colloquium the author presented generalised extreme value techniques for making use of all large losses that are available for analysis and not merely the largest. In this paper the problem of assessing the relative contributions of various factors to fire losses is investigated. A model concerned with multiple regression with extreme observations of given rank is developed. It takes into consideration the biases due to the use of extremes and the differences between categories of risks in regard to the frequency of fires (or claims). By way of illustration the model was applied to the largest and second largest losses in the textile industries in the United Kingdom during the six-year period 1965 to 1970. The presence or absence of sprinklers, whether the buildings were single-storey or multi-storey, and total floor area were the independent variables included in this preliminary investigation. Judged from extreme losses sprinklers appear to reduce considerably the expected damage in all fires.The technique enables different estimates to be obtained for each regression parameter for different ranks. It is desirable to have a single overall estimate for each parameter; and for this purpose a second model is developed for performing a regression analysis combining observations pertaining to a number of ranks. Covariances of the residual errors are also taken into account in this model.

Drinking patterns and drinking-related benefits, harm and victimization experiences: reports from community-based general population surveys

1997 ◽  
Vol 24 (3) ◽  
pp. 557-579 ◽  
Author(s):  
Norman Giesbrecht ◽  
Paulette West
Keyword(s):  
General Population ◽  
Representative Sample ◽  
Regression Models ◽  
Drinking Patterns ◽  
Negative Consequences ◽  
Population Surveys ◽  
Community Based ◽  
Independent Variables ◽  
Multiple Regression Models ◽  
Positive Experiences

This paper focuses on relationships between various measures of drinking and self-reported adverse and positive experiences related to drinking. It uses data collected in three Ontario communities in 1994 from a combined representative sample of 3,000 adults age 18 and over. The relationships between drinking patterns and consequences are examined by using the drinkers’ own causal attributions. We use different independent variables to calculate consumption, and we explore relationships between these drinking patterns and self-reported positive or negative consequences of drinking—including minor to more serious adverse or “victimization” experiences related to others’ drinking. We also provide commentary on the relative merits of using different drinking measures to understand drinking-related experiences. Multiple regression models are developed for three different predictions: perceived benefits of the respondent's own drinking; harm due to one's own drinking; and “victimization” experiences resulting from drinking by others.

scholarly journals The Impact of Entrepreneurship on Economic Growth within a City

Businesses ◽  
2021 ◽  
Vol 1 (3) ◽  
pp. 142-150
Author(s):  
Xiaoyan Huang ◽  
Yuli Chen
Keyword(s):  
Economic Growth ◽  
Gross Domestic Product ◽  
Government Spending ◽  
Regression Models ◽  
Financial Capital ◽  
Moderation Effect ◽  
Independent Variables ◽  
Multiple Regression Models ◽  
The Impact ◽  
The City

Entrepreneurship usually takes place in innovative systems, mostly in cities. Cities, with unique features, may alter the impact of entrepreneurship. This paper employs multiple regression models to assess the impact of entrepreneurship on economic growth, considering the moderation effect of the city context. We use Gross Domestic Product (GDP) as the dependent variable and government spending, labor, fixed and financial capital and entrepreneurship as the independent variables. The data are from the 2003–2017 yearbooks of Zhaoqing, Shantou and Meizhou (three cities with distinct cultural and geographic features in Guangdong, China). We conclude that (1) the three cities’ GDPs highly rely on traditional factors of production (i.e., government spending, labor and fixed and financial capital) rather than entrepreneurship and (2) the city context of Meizhou is relatively unsupportive of its entrepreneurship contributing to the GDP, in comparison with that of Zhaoqing and Shantou. This study adds to the literature by empirically assessing and comparing three cities’ entrepreneurship development in China; it also informs scholars and practitioners of the moderation effect of the city context.

scholarly journals Healthy aging: gender and lifecourse perspective cycle

2014 ◽  
Vol 5 (1) ◽  
pp. 55-63
Author(s):  
Mª Pilar Montero ◽  
Mª Rosario López-Giménez ◽  
Paula Acevedo ◽  
Ana I. Mora
Keyword(s):  
Life Satisfaction ◽  
Social Factors ◽  
Educational Level ◽  
Regression Models ◽  
Healthy Aging ◽  
Men And Women ◽  
Independent Variables ◽  
Number Of Children ◽  
Sitting Height ◽  
Multiple Regression Models

Objective: To identify biocultural and social factors acting at different stages of lifecourse, involved in the form of aging in women and men over 65 years. Material and Methods: The sample consists of 213 individuals; mean age was 73.9 years (std=5.8) for women and 74.8 (std=6.6) for men. Data were collected in Cultural and Leisure Centers in the Community of Madrid. Healthy aging (created from the number of diagnosed diseases, perceived health, life satisfaction, hearing and oral status) was considered as the dependent variable. The independent variables considered in this study were age, sex, educational level, sitting height, spam, age at first maternity and the total number of children. Linear multiple regression models were used for statistical analysis. Results: Healthy aging was negatively associated with age and positively with the sitting height in men. In women, healthy aging was positively associated with years of education, when age at first motherhood is included in the model, this in the only variable remaining with a significant effect. Conclusions: There are several factors acting across the life of men and women and that affect differently the way women and men get old.

Employees’ Turnover Intention in Nepalese Commercial Banks

2021 ◽  
Vol 5 (1) ◽  
pp. 93-101
Author(s):  
Pitri Raj Adhikari
Keyword(s):  
Organizational Culture ◽  
Organizational Justice ◽  
Turnover Intention ◽  
Commercial Banks ◽  
Comparative Research ◽  
Influencing Factor ◽  
Multiple Regression Model ◽  
Independent Variables ◽  
The Relationship ◽  
Structured Questionnaire

This paper attempts to investigate the factors influencing the employees’ turnover intention in Nepalese commercial banks. It has employed descriptive and causal comparative research design to estimate the relationship between dependent (employees’ turnover) and independent variables (compensation, organizational justice, organizational culture, leadership empowerment behavior, job stress). To achieve the purpose of the study structured questionnaire was prepared and distributed to 540 respondents of 27 commercial banks but only 300 usable questionnaires are received. Mean, standard deviation, correlation and multiple regression model are used to analyze the data. Employees’ turnover intention is positively and significantly correlated with all independent variables. It is found that organizational justice is the most influencing factor followed by organizational culture whereas compensation is the least influencing factor for employees’ turnover intention in Nepalese commercial banks. This study is an endeavor to extend the literature of employees’ turnover intention in banking industry.

scholarly journals Efficiency, Profitability and Stability of Nepalese Commercial Banks

The Batuk ◽  
2021 ◽  
Vol 7 (2) ◽  
pp. 15-36
Author(s):  
Pitri Raj Adhikari
Keyword(s):  
Significant Relationship ◽  
Commercial Banks ◽  
Comparative Research ◽  
Descriptive Statistics ◽  
Bank Efficiency ◽  
Financial Reports ◽  
Independent Variables ◽  
Research Designs ◽  
The Relationship ◽  
Insight Into

Efficiency, profitability and stability become an area of emergent concern in the literature and the practice. This paper attempts to examine the efficiency, profitability and stability of the Nepalese commercial banks and shows the importance of banking activities rather than simply profit achieved. Descriptive and causal-comparative research designs are used and data are collected from the financial reports of respective banks and NRB reports during the period of 2011/12 to 2019/20 of 27 commercial banks with 243 observations. Descriptive statistics have been used to present quantitative data in a manageable form and the relationship between dependent and independent variables are examined using correlation, simple and multiple regression analysis. It is found a negative and significant relationship between bank efficiency and profitability; a positive and significant relationship between bank efficiency and stability. Perhaps, this paper may be the first attempt to examine the determinants of efficiency, profitability and stability of Nepalese commercial banks. It is expected this study will bring new insight into the banking field and would provide a framework and guidelines for future study in Nepalese financial sectors.

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