scholarly journals Role of Informal Education, and Human-Agent on Insurance Industry

2020 ◽  
Vol 3 (3) ◽  
pp. 50-63
Author(s):  
Shurendra Ghimire

This article discusses how the insured persons learn to be responsible for managing the risk via insurance and the role of agents in this process. So that, a dozen of purposively selected persons were interviewed with unstructured and open-ended questions. Interpretation of so generated qualitative information suggests that people rarely appreciate insurance, and agents are as dominant as the product in buying decisions. Employing informal education to make citizens responsible for their risk management is almost ineffective. The role of agents in enabling customers as prudent risk managers by raising their awareness about different insurance products is observed as a conflict of interests between the state and the agent. In a liberal society, persuading people by a profit-making company is dominant than the state-delivered awareness program. These findings not only question the role of the insurance agent, a human resource for facilitating people to learn about insurance, as commission-based workers instead of professional but also problematize the legitimacy of transferring the state's responsibility of educating citizens to the private companies.

2018 ◽  
Vol 73 ◽  
pp. 11013
Author(s):  
Warsono Hardi ◽  
Nurcahyanto Herbasuki ◽  
Rifda Khaerani Thalita

The condition of the state border area between Indonesia and Malaysia is totally different. Children of Indonesian Workers (TKI) have no (limited) access to learn in formal schools since they do not have citizenship documents. This study aims to analyze the implementation of basic education mission in the border area, particularly in Sebatik island, Nunukan regency, North Kalimantan province. In addition, the research was conducted using qualitative explorative approach. Problems arising at the border area are very diverse and systemic. The Indonesian government conducts the education in border areas still very limitedly. The role of the public, corporate and private companies (Three Net Working) becomes very important in operating the schools in border area. The role of a former lecturer who is famously called Mrs. Midwife Suraidah is very dominant in helping TKI’s children to learn a variety of knowledge in Sekolah Tapal Batas (Tapal Batas School) in Sebatik island, Nunukan Regency, North Kalimantan province. Some help from companies such as Pertamina (national oil mining company), Dompet Dhuafa foundation and volunteers who are willing to be teachers strongly support the continuously of Tapal Batas School. The continuity of basic education in the state border becomes a challenge for the government since the purpose of the country written in the opening of Constitution 1945 is the intellectual life of the nation can be realized by implementing it in Nawacita program.


2021 ◽  
pp. 194016122110186
Author(s):  
Servet Yanatma

This article examines the distribution of advertising in newspapers in Turkey and the impact of the government on the allocation, in particular, of official announcements and of advertising by partially state-owned enterprises and private companies loyal to the ruling party, as well as pressure on other commercial advertisers, during the rule of the Justice and Development Party between 2002 and 2020. It demonstrates that the government has, in the last decade, largely used the advertising sector as a “carrot and stick” tactic to control newspapers through the distribution of official announcements and advertising by state-owned enterprises. It further finds that the state has emerged in recent years as the largest advertiser financing the “captured media,” control of media ownership has proved to be not enough to ensure docile news media. Turkey has shifted to competitive authoritarianism in recent years, and this article demonstrates the selective allocation of advertising, which is a strong component of suppressing the independent media. The article uncovers the impact of government on advertising, using two data sets to show: (i) the total spend on official announcements received by each newspaper and (ii) how much advertising space in square centimeters state-owned enterprises have placed in each newspaper. Interviews with editors-in-chief of newspapers also expose the direct role of government in the distribution of advertising.


Author(s):  
Lidiya Nudnyenko

The compliance of decisions and actions of the executive branch with federal legislation should be facilitated by parliamentary control, among the forms of which are parliamentary and parliamentary requests. The purpose of this study is to analyze the practice of parliamentary and parliamentary inquiries by examining publicly available materials, using functional, statistical, systemic methods of knowledge. The analysis of the available materials made it possible to conclude on a small number of parliamentary requests, which limits the representative and controlling functions of the Federal Assembly of the Russian Federation, reduces the possibilities for the full realization of the role of the Parliament of the Russian Federation in the political process enshrined in the Constitution. Gaps in information on parliamentary requests open up opportunities for parliamentarians to use this tool for lobbying purposes. The article suggested that the total number of parliamentary and parliamentary requests could increase in 2020-2021 due to preparations for elections to the State Duma of the Russian Federation. At the same time, the topic of deputy and parliamentary requests, updated by the forthcoming parliamentary elections, will remain. Qualitative information about deputy requests will be available to the public, as before, only on the initiative of the deputy of the State Duma of the Russian Federation and a member of the Federation Council of the Russian Federation through the media.


2016 ◽  
Vol 38 (2) ◽  
pp. 189-209 ◽  
Author(s):  
Philippe Poinsot

The emergence of railroads in France in the nineteenth century raised new debates on analytical issues. The issue lies in the fact that they are natural monopolies. In this paper, I focus on Jules Dupuit’s work on the operations of the railroads. Curiously, he seemed to have defended two contrasting positions: on the one hand, he claimed that unlimited competition is the most efficient way to operate in the railroads; on the other, he stated that State management was the best way to run them. I aim to restore the consistency of Dupuit’s positions. I show that, for him, unlimited competition is not possible in the railroads and that it is not necessarily good for the welfare of society. Therefore, the State should regulate this sector. Then, I specify the conditions under which Dupuit believed the State should manage the railroads instead of offering concessions to private companies.


2009 ◽  
pp. 97-110 ◽  
Author(s):  
S. Avdasheva ◽  
Yu. Simachev

The article examines state corporations as one of the options to organize the governance of state-own assets. The basic legal rules of state corporations contain imbalance between the complexity and diversity of goals and concentration of resources within state corporations, on the one hand, and weak capacity of control over their activity on the ground of formal rules, on the other hand. In these circumstances the direct control by the highest level of governmental authorities over the corporations activity is critical for achieving the state objectives. The important role of the principal and relatively low demand for corporate governance rules are common features of state corporations and modern Russian private companies.


Author(s):  
Clement Guitton

What specific constraints do private companies face? What is the role of private companies in outing state-sponsored attacks? States accused of cyber attacks use three commonly recurring arguments to try to undermine claims by private companies—but as with judgment inherent to attribution, these arguments are based on characteristics inherent to the functioning of cyber security companies. Accused states attempt to bring into question the companies’ independence, and so to undermine the validity of their claims. To do so, they point out that many former government officials work for the company in question; that the timing of reports being published can appear to be in support of a government’s policies; and that companies are not always keen on attributing any attacks at all, and are focused only on particular, official enemies of the state. This chapter will verify the strength of these arguments. It concludes that such critiques of private companies often lack an evidence base, exaggerate certain points, and can read at times closer to conspiracy theory than to serious counterarguments.


Author(s):  
Hon. D. Quigley

Presented at the Conference on 
information needs of the earthquake insurance industry held in Christchurch, November 1989


2002 ◽  
Vol 6 (2) ◽  
pp. 41-52
Author(s):  
Rajat Shuvro Bakshi

The process of evolution for the Indian Insurance Industry has been rather slow due to prolonged state control. This article starts with theoretical concepts and examines them in the light of the post liberalisation scenario, with a touch of strategizing for the future. Hence the role of Insurance Regulatory and Development Authority coming into existence is so very significant. Trust of customers will remain the major driving force and to build it overnight by the private players, is not an easy proposition, especially when the state -owned very large insurers are gearing themselves up for competition.


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