Profitabilitas Perbankan Dilihat dari Aspek  Dana Pihak Ketiga, Kecukupan Modal dan Risiko Kredit

Banking is a financial institution that has an important role in the economic system in Indonesia. Economic development cannot be separated from the banking sector and various factors that can influence it. This study aims to examine the effect of third-party funds, capital adequacy and credit risk toward bank profitability. The sample used in this study are banking companies listed on the Indonesia Stock Exchange and not experiencing delisting during the 2013 to 2015 observation period. Based on the results of multiple linear regression analysis it can be concluded that third-party funds and capital adequacy partially have a positive and significant impact on profitability. Meanwhile, credit risk partially has a negative and significant effect on profitability

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Risiko Kredit, Risiko Pasar, Dan Kinerja Keuangan Perbankan Pada Masa Pandemi Covid-19

JURNAL MUTIARA AKUNTANSI ◽

10.51544/jma.v6i2.2141 ◽

2021 ◽

Vol 6 (2) ◽

pp. 150-157

Author(s):

Rini Dwi Astuti ◽

Dewa Putra Krishna Mahardika

Keyword(s):

Credit Risk ◽

Financial Performance ◽

Sampling Method ◽

Banking Sector ◽

Stock Exchange ◽

Linear Regression Analysis ◽

Multiple Linear Regression Analysis ◽

Market Risk ◽

Industrial Sectors ◽

Positive Effect

The Covid-19 pandemic began to spread in Indonesia in March 2020. This caused a number of industrial sectors in Indonesia to experience a decrease in financial performance. One of the sectors that experienced a decline in financial performance was the banking sector. This study has purpose to determine the effect of credit risk and market risk on financial performance in commercial banks registered on the Indonesia Stock Exchange in the first until fourth quarters of 2020. The samples in this study is 35 banks. The sample is obtained by purposive sampling method. The method of analysis in this study is multiple linear regression analysis. From the results of the study, simultaneously credit risk and market risk affect financial performance. credit risk negatively affects financial performance. while market risk has a positive effect on financial performance

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Analysis of the effect of third party fund, capital adequacy ratio, and loan to deposit ratio on bank‟s profitability after the application of IFRS

The Indonesian Accounting Review ◽

10.14414/tiar.v6i1.855 ◽

2017 ◽

Vol 6 (1) ◽

pp. 81

Author(s):

You Are Nita Sari ◽

Nur Suci I Mei Murni

Keyword(s):

Stock Exchange ◽

Linear Regression Analysis ◽

Multiple Linear Regression Analysis ◽

Commercial Banking ◽

Capital Adequacy ◽

Third Party ◽

Return On Assets ◽

Independent Variables ◽

Analysis Technique ◽

Capital Adequacy Ratio

The objective of this research is to analyze the effect of third party fund, capital adequacy ratio, and loan to deposit ratio on bank’s profitability after the application of IFRS. The bank’s profitability in this study is measured using return on assets (ROA). The samples used are 22 conventional commercial banking companies listed on the Indonesia Stock Exchange in the period from 2012 to 2013, which are selected through purposive sam-pling method. The analysis technique used is multiple linear regression analysis. The results of this study indicate that: (1) the variables of third party funds (TPF), capital adequacy ratio (CAR), and loan to deposit ratio (LDR) simultaneously have significant effect on return on assets (ROA); (2) the variable of third party fund (TPF) partially has positive but not significant effect on return on assets (ROA); (3) the variable of capital adequacy ratio (CAR) partially has positive and significant effect on return on assets (ROA); (4) the variable of loan to deposit ratio (LDR) partially has positive but not sig-nificant effect on return on assets (ROA) in conventional commercial banking companies listed on the Indonesia Stock Exchange (after the implementation of IFRS. The ability of the independent variables to explain the dependent variable in this study is 17.8%, while the remaining 82.2% is explained by other variables outside the models studied.

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Pengaruh Dana Pihak Ketiga dan Non-Performing Loan terhadap Penyaluran Kredit pada Bank yang Terdaftar di BEI

Indonesian Journal of Economics and Management ◽

10.35313/ijem.v1i1.2426 ◽

2020 ◽

Vol 1 (1) ◽

pp. 163-173

Author(s):

Popy Sandra Tesalonica Hutahaean ◽

Diharpi Herli Setyowati ◽

Endang Hatma Juniwati

Keyword(s):

Banking Sector ◽

Stock Exchange ◽

Linear Regression Analysis ◽

Secondary Data ◽

Multiple Linear Regression Analysis ◽

Third Party ◽

Statistical Tool ◽

Financial Reports ◽

Analysis Technique ◽

Quantitative Descriptive

The purpose in this research was to find the effect of third party funds and non-performing loans on the amount of lending to banking sector listed on the Indonesia Stock Exchange for the period 2014 to 2018. The research method used is quantitative descriptive method. The data used are secondary data in the form of annual financial reports, and the data analysis technique uses multiple linear regression analysis. The data processing in this study used a statistical tool, namely E-views 9. The results of this study indicate that partially third party funds have a positive and significant effect on the amount of lending and non-performing loans have a negative and significant effect on the amount of credit disbursement. Simultaneously or together, third party funds and non-performing loans have a significant effect on the amount of lending.

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Determinants of Bank Profitability: The Case of Listed Bank on Indonesian Stock Exchange

EkBis Jurnal Ekonomi dan Bisnis ◽

10.14421/ekbis.2019.3.2.1188 ◽

2020 ◽

Vol 3 (2) ◽

pp. 274

Author(s):

Rara Angraini ◽

Mirna Prastiwi

Keyword(s):

Stock Exchange ◽

Linear Regression Analysis ◽

Sampling Technique ◽

Multiple Linear Regression Analysis ◽

Term Survival ◽

Bank Profitability ◽

Measurement Tools ◽

The Government ◽

Observation Period

Banks are referred to as financial institutions or companies that are authorized by the government to manage money by receiving deposits, providing loans and investments. Banks are important in gaining profits for long-term survival and bank growth. In calculating bank profitability there are various ways, namely by using ROE, ROA and NIM. The dependent variable is profitability with ROE, ROA and NIM measurement tools. Purposive sampling technique is used as a sampling method with criteria: 1) banks listed on the IDX during the observation period from 2008 to 2018, 2) banks during the observation period from 2008 to 2018 and 3) generate positive profit or profitability in a row - according to the years 2008 to 2018. The method of multiple linear regression analysis was used in this study, using the help of SPSS software version 20. Output of research shows descriptive statistics, where the maximum value is in the size variable, while the ROE variable ranks the lowest minimum, with the highest average being the size and the standard deviation

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KEMAMPUAN MENINGKATKAN PERTUMBUHAN LABA PERBANKAN DILIHAT DARI PENGARUH KESEHATAN KEUANGAN BANK

Jurnal Riset Manajemen dan Bisnis (JRMB) Fakultas Ekonomi UNIAT ◽

10.36226/jrmb.v3i2.106 ◽

2018 ◽

Vol 3 (2) ◽

pp. 135-144

Author(s):

Tyahya Whisnu Hendratni ◽

Nana Nawasiah ◽

Trisnani Indriati

Keyword(s):

Quantitative Data ◽

Stock Exchange ◽

Linear Regression Analysis ◽

Multiple Linear Regression Analysis ◽

Capital Adequacy ◽

Operating Costs ◽

Publicly Traded ◽

Earnings Growth ◽

Capital Adequacy Ratio ◽

Profit Growth

The purpose of this study was to determine the effect of the ratio of Capital Adequacy Ratio (CAR), Loan to Deposite Ratio (LDR), Operational Income Operating Costs (BOPO) to Bank Profit Growth both partially and simultaneously at publicly traded bank companies in the Indonesia Stock Exchange (IDX ) period 2012 - 2016. The sample of this study is Commercial Banks in Indonesia which are listed on the Indonesia Stock Exchange (IDX) for the period of 2012 up to 2016 totaling 14 banks. This study uses quantitative data obtained from the Indonesia Stock Exchange with a method using multiple linear regression analysis. The results of the study show that simultaneously the CAR, BOPO, LDR variables affect earnings growth by 79% and the remaining 21% are influenced by other factors outside this research. Partially BOPO has a positive and significant effect on profit growth. While the CAR and LDR variables show that the results have no positive and insignificant effect on profit growth. Keywords: Profit Growth, CAR, BOPO, LDR

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DETERMINAN STRUKTUR MODAL PADA PERUSAHAAN PROPERTY AND REAL ESTATE DI INDONESIA

E-Jurnal Manajemen Universitas Udayana ◽

10.24843/ejmunud.2020.v09.i03.p07 ◽

2020 ◽

Vol 9 (3) ◽

pp. 948

Author(s):

I Putu Adi Sumardika ◽

Luh Gede Sri Artini

Keyword(s):

Regression Analysis ◽

Real Estate ◽

Capital Structure ◽

Stock Exchange ◽

Linear Regression Analysis ◽

Multiple Linear Regression Analysis ◽

Financial Difficulties ◽

Analysis Technique ◽

Company Growth ◽

Observation Period

Capital structure is an important thing to consider by companies in order to avoid financial difficulties and the potential of bankruptcy. This study aims to determine the effect of profitability, asset structure, and company growth towards capital structure. This research was conducted on property and real estate companies listed in Indonesia Stock Exchange during 2014 - 2018. The number of samples used in this study are 27 companies with an observation period of 5 years. The analysis technique used is multiple linear regression analysis. The results showed that profitability has no significant effect on capital structure, but asset structure and company growth have positive and significant effect on capital structure. Keywords: capital structure, profitability, asset structure, company growth.

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Pengaruh Komponen Risk Based Bank Rating Pada Nilai Perusahaan Perbankan

E-Jurnal Akuntansi ◽

10.24843/eja.2019.v29.i02.p29 ◽

2019 ◽

Vol 29 (2) ◽

pp. 883

Author(s):

Ketut Krisna Savitri ◽

I Wayan Ramantha

Keyword(s):

Corporate Governance ◽

Stock Exchange ◽

Linear Regression Analysis ◽

Sampling Technique ◽

Multiple Linear Regression Analysis ◽

Capital Adequacy ◽

Return On Assets ◽

Good Corporate Governance ◽

Capital Adequacy Ratio ◽

Negative Effect

This study aims to empirically examine the effect of the risk-based bank rating component as measured by non-performing loans, loan to deposit ratio, good corporate governance, return on assets and capital adequacy ratio on the value of banking companies listed on the Indonesia Stock Exchange (BEI) Year 2013-2017. The research sample was selected using the nonprobability sampling method with a purposive sampling technique and obtained as many as 6 banking companies, so that the number of observations with a study period of 5 years was 30 observations. The data analysis technique used is multiple linear regression analysis. The results of this study indicate that non-performing loans and loan to deposit ratios have a negative effect on the value of banking companies. Return on assets and capital adequacy ratio have a positive effect on the value of banking companies and good corporate governance does not affect the value of banking companies. Keywords : Risk Based Bank Rating; Company Value; Banking.

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PENGARUH DANA PIHAK KETIGA DAN LOAN TO DEPOSIT RATIO (LDR) TERHADAP RETURN ON ASSETS (ROA) PADA PERBANKAN BUMN PERIODE 2010-2019

Jurnal Ilmu Keuangan dan Perbankan (JIKA) ◽

10.34010/jika.v10i2.3447 ◽

2021 ◽

Vol 10 (2) ◽

pp. 196-213

Author(s):

Farida Citra Dewi ◽

Heikal Muhammad Zakaria

Keyword(s):

Regression Analysis ◽

Linear Regression ◽

Multiple Linear Regression ◽

Sampling Method ◽

Stock Exchange ◽

Linear Regression Analysis ◽

Multiple Linear Regression Analysis ◽

Third Party ◽

Analysis Method ◽

Return On Assets

This study aims to determine the Effect of Third Party Funds and Loan to Deposit Ratio (LDR) on Return on Assets (ROA). This research was conducted at SOE Banks listed on the Indonesia Stock Exchange Period 2010-2019. This study uses multiple linear regression analysis method with a total sampling method. The results showed that: Third Party Funds had a positive and significant effect on Return on Assets (ROA). Loan to Deposit Ratio (LDR) has no significant effect on Return on Assets (ROA). Simultaneous Third Party Funds and Loan to Deposit Ratio (LDR) have a significant effect on Return on Assets (ROA).

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ANALISIS PENGARUH INFLASI, NILAI TUKAR RUPIAH, DAN SUKU BUNGA TERHADAP RETURN SAHAM PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA

KINDAI ◽

10.35972/kindai.v16i2.387 ◽

2020 ◽

Vol 16 (2) ◽

pp. 262-275

Author(s):

Richson Pardamean Silaban

Keyword(s):

Exchange Rate ◽

Interest Rates ◽

Stock Returns ◽

Quantitative Methods ◽

Banking Sector ◽

Stock Exchange ◽

Linear Regression Analysis ◽

Multiple Linear Regression Analysis ◽

Macroeconomic Variables ◽

Company Stock

Abstrak : Kondisi moneter dan pergerakan variabel makro ekonomi merupakan hal yang perlu diperhatikan oleh seorang investor dalam melakukan aktivitas perdagangan saham di suatu negara. Keadaan ekonomi dan pergerakan variabel makro dalam suatu negara dapat mempengaruhi return saham, termasuk dalam sektor perbankan. Penelitian ini bertujuan untuk mengetahui pengaruh variabel makro ekonomi yaitu inflasi, nilai tukar rupiah, dan suku bunga terhadap return saham perusahaan perbankan yang terdaftar di BEI. Penelitian ini menggunakan metode kuantitatif. Populasi dalam penelitian ini adalah seluruh perusahaan perbankan yang terdaftar di Bursa Efek Indonesia pada periode 2014-2018, sedangkan sampel dalam penelitian ini adalah 29 perusahaan perbankan yang memenuhi kriteria penelitian. Teknik analisis data dalam penelitian ini menggunakan analisis regresi linier berganda. Hasil penelitian ini menunjukkan bahwa secara simultan variabel inflasi, nilai tukar rupiah, dan suku bunga berpengaruh secara signifikan terhadap return saham perusahaan perbankan. Secara parsial variabel inflasi, nilai tukar rupiah, dan suku bunga juga berpengaruh secara signifikan terhadap return saham perusahaan perbankan. Variabel yang memiliki pengaruh paling dominan adalah nilai tukar rupiah. Kata kunci: Inflasi, Nilai Tukar Rupiah, Suku Bunga, Return Saham Abstact : Monetary conditions and movement of macroeconomic variables are things that need to be considered by an investor in carrying out stock trading activities in a country. Economic conditions and movements of macro variables in a country can affect stock returns, including in the banking sector. This study aims to determine the effect of macroeconomic variables, namely inflation, rupiah exchange rate, and interest rates on stock returns of banking companies listed on the IDX. This research uses quantitative methods. The population in this study were all banking companies listed on the Indonesia Stock Exchange in the 2014-2018 period, while the sample in this study was 29 banking companies that met the research criteria. Data analysis techniques in this study used multiple linear regression analysis. The results of this study indicate that simultaneously inflation, rupiah exchange rate, and interest rates variables significantly influence the stock returns of banking companies. Partially, inflation, rupiah exchange rate, and interest rates also have a significant effect on banking company stock returns. The variable that has the most dominant influence is the rupiah exchange rate. Keywords: Inflation, Rupiah Exchange Rates, Interest Rates, Stock Returns

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DETERMINANT MODELS AFFECTING FINANCIAL PERFORMANCE AND STOCK RETURN COMPANIES REGISTERED IN INDONESIA STOCK EXCHANGE

Jurnal Aplikasi Manajemen ◽

10.21776/ub.jam.2021.019.04.18 ◽

2021 ◽

Vol 19 (4) ◽

pp. 905-924

Author(s):

Sudarno Sudarno ◽

◽

Suyono Suyono ◽

Yusrizal Yusrizal ◽

Johannes Tambunan ◽

...

Keyword(s):

Stock Returns ◽

Stock Return ◽

Stock Exchange ◽

Linear Regression Analysis ◽

Secondary Data ◽

Predictive Ability ◽

Multiple Linear Regression Analysis ◽

Capital Adequacy ◽

Operating Income ◽

Independent Variables

This research aims to analyze the effect of Capital Adequacy Ratio (CAR), Operating Expenses to Operating Income Ratio (BOPO), Loan to Deposits Ratio (LDR), Net Interest Margin (NIM), and Non-Performing Loan Ratio (NPL) variables on ROA and Stock Return of Banks That Listed in the Indonesia Stock Exchange. The population in this research is all banks listed on the Indonesia Stock Exchange. At the same time, the samples are 30 companies. The sampling uses the purposive sampling method. Secondary data was obtained in the Indonesia Stock Exchange and Yahoo! Finance. The independent variables used are CAR, BOPO, LDR, NIM, and NPL. The data analysis technique used is multiple linear regression analysis by SmartPLS software. This research indicates that the LDR, NIM, and NPL variables have a significant effect on ROA. The CAR, BOPO, and NPL variables have a significant effect on Stock Return. The predictive ability of the independent variables (CAR, BOPO, LDR, NIM, and NPL) on ROA is 59.5%, as indicated by the value of Adjusted R Square is 59.5%, while the remaining is 40.5% influenced by other variables not included in this research. The independent variables (CAR, BOPO, NIM, and NPL) on Stock Returns have 13.3% of Adjusted R Square while the remaining is 86.7% influenced by other variables.

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