scholarly journals Perbandingan Kinerja Bank Pembiayaan Rakyat Syariah dan Bank Perkreditan Rakyat di Indonesia

2021 ◽  
Vol 1 (2) ◽  
pp. 135
Author(s):  
Aniesatun Nurul Aliefah ◽  
Lilis Renfiana
Keyword(s):  
Central Bank ◽  
Sampling Method ◽  
Secondary Data ◽  
Risk Profile ◽  
Financial Reports ◽  
Great Opportunity ◽  
Significance Level ◽  
Rural Credit ◽  
Analysis Technique ◽  
Significant Difference

The purpose of this study is to compare the performance of The Conventional Rural Bank (BPR) and Islamic Rural Bank (BPRS) in Indonesia using the REC method which consists of a risk profile, earnings, and capital during the 2015-2017 period. The risk profile factor is represented by the NPF indicator, income is represented by ROA and capital is represented by CAR. By using the purposive sampling method, as many as 43 Islamic Rural Bank (BPRS) and 63 Conventional Rural Bank (BPR) were obtained from secondary data sourced from annual financial reports published on the bank's official website. The analysis technique was then carried out using the Mann-Whitney-U test to compare the performance of the two banks. The results of this study indicate that there is a significant difference in NPF between the two banks at a significance level of 0.006; There is no significant difference in ROA and CAR between Islamic general financing banks and rural credit banks in Indonesia at the ROA significance level of 0.070 and CAR 0.239, respectively. The implication of this research implies that the performance of Islamic BPRs still has a great opportunity to develop in the future and is a big challenge, especially for the management of Indonesian Islamic BPRs and the central bank (Bank Indonesia) as a bank. regulators.

Evaluating the Banking Sector Recapitalization for Economic Growth in Nigeria

2014 ◽  
pp. 349-357
Author(s):  
Peter I. Ater ◽  
Benjamin C. Asogwa
Keyword(s):  
Economic Growth ◽  
Central Bank ◽  
Growth And Development ◽  
Banking Sector ◽  
Secondary Data ◽  
T Test ◽  
Bank Credit ◽  
Significance Level ◽  
Significant Difference ◽  
Saving Deposit

The purpose of this chapter is to assess the contribution of the banking sector’s recapitalization to economic growth. Secondary data of all banks in Nigeria for 1980-2006 from Central Bank of Nigeria were used for the study. The findings of the study revealed higher mean GDP (N86.229 trillion) at post-recapitalization era compared to pre-recapitalization era (N56.860 trillion). Furthermore, 37% and 25% growth in GDP were recorded at post- and pre-recapitalization era, respectively. Selected indicators (bank credit, asset, saving deposit, and total loan) were all higher in the post recapitalization era. The result of t-test showed that there was a significant difference in GDP at pre and post recapitalization era at 5% significance level holding inflation constant. Bank asset had significant effect on GDP in the post-recapitalization era. Bank performance indicators could not fully account for growth and development in Nigeria’s economy though growth was recorded. Under subsequent initiatives, bank asset and total loan increased massively, while bank credit and saving deposits were stepped up via credit and savings incentives provisions for greater impact on growth in Nigeria.

scholarly journals Pengaruh Price Earning Ratio, Debt To Equity Ratio dan Return On Asset terhadap Harga Saham pada Perusahaan Manufaktur yang Terdaftar di Bei

2021 ◽  
Vol 6 (1) ◽  
pp. 67-77
Author(s):  
Corinna Wongsosudono ◽  
Mira Br Karo
Keyword(s):  
Data Analysis ◽  
Stock Price ◽  
Sampling Method ◽  
Sample Selection ◽  
Secondary Data ◽  
Manufacturing Companies ◽  
Significance Level ◽  
Analysis Technique ◽  
Food And Beverage ◽  
Equity Ratio

This study aims to analyze the effect of  Price Earning Ratio, Debt to Equity Ratio and Return On Asset on Stock Price in manufacturing companies listed in BEI. The variables tested in this study are independent variabels consisting of Price Earning Ratio, Debt to Equity Ratio and Return On Asset and dependent variable is the Stock Price. The population in this study is the food and beverage sub-sector manufacturing companies that registered in BEI 2016-2018, as many as 19 companies. The number of samples in this study are 10 companies, the data used in this study are secondary data obtained from the site www.idx.co.id and sample selection using purposive sampling method. The data analysis technique used is multiple linear regression of a significance level of 5%. The conclusion of this study is that the Price Earning Ratio, and Debt to Equity Ratio do not have a partial effect on Stock Price, while  Return On Asset have a partial effect on Stock Price. Based on simultaneous tests show that the Price Earning Ratio, Debt to Equity Ratio and Return On Asset affect the Stock Price.

scholarly journals FAKTOR-FAKTOR YANG BERPENGARUH TERHADAP HARGA SAHAM SYARIAH PT. WIJAYA KARYA, TBK., DAN PT. ANEKA TAMBANG, TBK.

2021 ◽  
Vol 1 (2) ◽  
pp. 36-44
Author(s):  
Zahida I’tisoma Billah ◽  
Nuri Fara Daisil Jinnani
Keyword(s):  
Stock Price ◽  
Sampling Method ◽  
Secondary Data ◽  
Financial Statements ◽  
Return On Assets ◽  
Financial Reports ◽  
Return On Equity ◽  
Analysis Technique ◽  
Equity Ratio ◽  
Selection Of

The stock price always changes. Investors can find out the factors that influence it with a fundamental analysis of the company's financial statements. This study aims to determine whether the Return On Assets, Return On Equity, and Debt to Equity Ratio affect the stock price fluctuation of PT. Wijaya Karya, Tbk. and PT. Aneka Tambang, Tbk. in 2016-2018. The research method used is descriptive quantitative, then this study uses the population and samples in the selection of research objects. The population consisted of 30 companies registered in JII, the sampling method was purposive sampling and obtained PT. Wijaya Karya, Tbk. and PT. Aneka Tambang, Tbk. The research data is secondary data obtained from the annual financial reports of the two research samples. The data analysis technique used is multiple regression. The results of the study concluded that both simultaneously and partially ROA, ROE, and DER did not have a significant effect on the stock price of PT. Wijaya Karya, Tbk. and PT. Aneka Tambang, Tbk. 2016-2018 period.

scholarly journals Pengaruh Pendapatan Margin Murabahah dan Pendapatan Bagi Hasil Musyarakah terhadap Laba Bersih

2021 ◽  
Vol 2 (2) ◽  
pp. 178
Author(s):  
Ai Iklimah Agustina ◽  
Sulaeman Sulaeman ◽  
Tina Kartini
Keyword(s):  
Commercial Banks ◽  
Sampling Method ◽  
Secondary Data ◽  
Financial Statements ◽  
Profit Sharing ◽  
Positive Influence ◽  
Financial Reports ◽  
Analysis Technique ◽  
Net Profit ◽  
Positive Effect

The purpose of this study to know the effect of murabahah margin revenue and musyarakah profit sharing revenue on BRI Syariah and BJB Syariah net profit. The object of research in this study is 4 years of financial statements at Islamic Commercial Banks in Indonesia especially BRI Syariah and BJB Syariah. The research method used in this study is a quantitative method with an associative approach. The sample used the Nonprobability Sampling approach with the Purposive Sampling method, From 14 Islamic Commercial Banks in Indonesia, 2 banks were chosen with 32 sample financial reports per quarter. Data collection techniques are to use secondary data, namely with documentation and study of literature. The data analysis technique used in this study is multiple linear regression. The results of this study indicate a significant positive effect of murabahah margin income on net profit, there is no significant effect of musyarakah profit sharing revenue on net profit. And the positive influence jointly from murabahah margin income and musyarakah profit sharing revenue significantly, with an influence level of 80.7% and the remaining 19.3% are other variables that also influence net profit but are not examined in this study

scholarly journals PERBEDAAN MINAT BELAJAR PADA SISWA KELAS X JURUSAN AKUNTANSI SMK NEGERI 2 PADANG MELALUI MEDIA BERUPA PERMAINAN MONOPOLI AKUNTANSI

Jurnal Ecogen ◽  
2018 ◽  
Vol 1 (4) ◽  
pp. 1
Author(s):  
Ariantika Ariantika ◽  
Agus Irianto ◽  
Efni Cerya
Keyword(s):  
Sampling Method ◽  
Secondary Data ◽  
Sampling Technique ◽  
Analysis Technique ◽  
Significant Difference ◽  
Data Collection Instrument ◽  
The Media ◽  
Media Learning ◽  
Learning Interest ◽  
Quasi Experiment

This study aims to determine whether through the media game of accounting monopoly produces different learning interests with conventional learning in students of class X SMK N 2 Padang. This type of research is a kind of quasi experiment (quasi experiment). The population of the study were students of class X Accounting SMK N 2 Padang year lesson 2017/2018. The sampling technique is purposive sampling method (sample of consideration). The sample is the XA4 class student as the control class and XA1 as the Experiment class. Data type consists of primary and secondary data. The data collection instrument uses a questionnaire that has already passed the validation and reliability test stages. Data analysis technique is using t test different test. The results show that, "there is no significant difference between student learning interest using accounting monopoly media and conventional learning". This is justified by the results of variance analysis for testing this hypothesis, which in the table obtained Sig Value <of Value α (0.05), namely sig value 0.091 <0.05. This means that H0 is accepted, in other words it can be concluded that if the average student's learning interest is low by any method the learning outcomes will remain low, because interest in learning is an internal factor that greatly influences the students personally. Keywords: Interest Learning, Media Learning, Monopoly Game Media

PENGARUH PEMBIAYAAN MURABAHAH, MUDHARABAH, MUSYARAKAH, IJARAH TERHADAP PROFITABILITAS BANK UMUM SYARIAH PERIODE 2016-2018

2021 ◽  
Vol 4 (2) ◽  
Author(s):  
Oryza Sativa Meiswari ◽  
Diah Nurdiwaty
Keyword(s):  
Data Analysis ◽  
Commercial Bank ◽  
Commercial Banks ◽  
Sampling Method ◽  
Secondary Data ◽  
Public Trust ◽  
Quantitative Approach ◽  
Financial Reports ◽  
Analysis Technique ◽  
Study Population

Profitability is a certain condition that has been achieved by a sharia bank as a reflection of public trust in commercial banks that have undergone a process of activity for several years. This study aims to analyze the effect of murabahah, mudharabah, musyarakah and ijarah financing on the profitability of Islamic commercial banks. Profitability is the dependent variable in this study, while murabahah, mudharabah, musyarakah and ijarah financing are independent variables.The type of data used is secondary data which is obtained from quarterly financial reports taken from the official website or website www.bi.go.id/www.ojk.go.id and the official website of each Islamic Commercial Bank. The study population consisted of 12 Islamic commercial banks, and obtained 72 samples by purposive sampling method. The approach used in this research is a quantitative approach. The data analysis technique used is multiple linear regression.The results of this study indicate that partially murabahah financing and ijarah financing have a significant effect on profitability. Based on the results of the F test, the variables of murabahah, mudharabah, musyarakah and ijarah financing simultaneously have a significant effect on profitability. Keywords: Murabahah Financing, Mudharabah, Musharaka, Ijarah, Profitability

scholarly journals Pengaruh Pembiayaan Mudharabah dan Pembiayaan Musyarakah Terhadap Profitabilitas Bank Umum Syariah di Indonesia

2021 ◽  
Vol 7 (1) ◽  
pp. 250
Author(s):  
Erlyna Damayanti ◽  
Sri Suartini ◽  
Isro’iyatul Mubarokah
Keyword(s):  
Sampling Method ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Multiple Linear Regression Analysis ◽  
Statistical Test ◽  
Coefficient Of Determination ◽  
Financial Reports ◽  
Descriptive Research ◽  
Normality Test ◽  
Analysis Technique

The purpose of this study was to analyze the effect of mudharabah financing and musyarakah financing on profitability of Islamic commercial banks in Indonesia for the 2017-2019 period. The research method used is descriptive research with a quantitative approach using secondary data as research material. Secondary data used are the quarterly financial reports of PT Bank Muamalat Indonesia, PT Bank BRI Syariah, and PT Bank Bukopin Syariah for the 2017-2019 period. The sampling method used was purposive sampling. The data analysis technique used the classical assumption test (normality test, multicollinearity test, heteroscedasticity test, and autocorrelation test). After that to test the hypothesis (t statistical test, f statistical test, and the coefficient of determination), and multiple linear regression analysis. The results showed that both mudharabah and musyarakah financing had an influence on profitability (ROA). Furthermore, partially mudharabah financing has a positive and significant effect on profitability (ROA). Then for musharaka financing partially has a negative and significant effect on profitability (ROA).

Analisis Perbedaan Abnormal Return Dan Laba Perusahaan Sebelum Dan Sesudah Share Split Atau Reverse Share Split

2012 ◽  
Vol 4 (2) ◽  
pp. 1-23
Author(s):  
Amelinda Timothea Winata ◽  
Rosita Suryaningsih
Keyword(s):  
Abnormal Return ◽  
Sampling Method ◽  
Composite Index ◽  
Secondary Data ◽  
Share Price ◽  
Net Income ◽  
Financial Reports ◽  
Significant Difference ◽  
Before And After ◽  
The Difference

The purpose of this research was to analyze the difference of abnormal return and net income before and after share split or reverse share split. Abnormal return and net income are important to investor because it indicated the corporate performance and useful for investor’s decision making. The samples used in this research were 61 companies for variable of abnormal return and 59 companies for variable of net income. These samples were the companies that listed in Indonesia Share Exchange (IDX) for period 2003-2010 and meet the criteria sampling of this study. The samples were determined based on purposive sampling method. Data that used in this research was secondary data, such as share price, Indonesia Composite Index (ICI), and financial reports. The method used for analysis was paired sample t-test. The results of this research are (1) there is significant difference between abnormal return before and after share split, (2) there is no significant difference between net income before and after share split, (3) there is significant difference between abnormal return before and after reverse share split, and (4) there is no significant difference between net income before and after reverse share split. Keywords: share split, reverse share split, abnormal return, net income.

scholarly journals PENGARUH NON PERFORMING FINANCING DAN OPERATIONAL EFFICIENCY RATIO TERHADAP KINERJA KEUANGAN (Studi Empiris pada Bank Umum Syariah tahun 2016-2018)

2021 ◽  
Vol 19 (1) ◽  
pp. 1
Author(s):  
Wina Ayu Isnaeni ◽  
Trina Romadona ◽  
Sri Wahyuni
Keyword(s):  
Financial Performance ◽  
Sampling Method ◽  
Secondary Data ◽  
Operational Efficiency ◽  
Efficiency Ratio ◽  
Return On Assets ◽  
Financial Reports ◽  
Analysis Technique ◽  
Negative Effect ◽  
Positive Effect

This study aims to examine empirically the effect of Non Performing Financing (NPF) and Operational Efficiency Ratio (OER) on financial performance. Financial performance is measured using Return on Assets (ROA). The population used in this study is Islamic Commercial Banks registered with the Otoritas Jasa Keuangan. Sampling using purposive sampling method. Secondary data is in the form of annual financial reports published in 2016-2018. The data analysis technique used is multiple regression analysis. The results showed that NPF has a negative effect on financial performance while OER has a positive effect on financial performance.

scholarly journals Pengaruh Pembiayaan Murabahah, Pembiayaan Mudharabah dan Pembiayaan Musyarakah Terhadap Profitabilitas

2021 ◽  
Vol 2 (2) ◽  
pp. 160
Author(s):  
Citra Intan Purnama Sari ◽  
Sulaeman Sulaeman
Keyword(s):  
Commercial Banks ◽  
Quantitative Methods ◽  
Secondary Data ◽  
Sampling Technique ◽  
Financial Statements ◽  
Linear Analysis ◽  
Financial Reports ◽  
Significance Level ◽  
Analysis Technique ◽  
Positive Effect

This study aims to determine the effect of murabahah financing, mudharabah financing and musyarakah financing on the level of profitability. This research was conducted using quantitative methods with an associative approach. The object of this research is the three Sharia Commercial Bank financial statements for the period 2016-2019 as many as three Islamic Commercial Banks and a sample of 48 financial reports. In this study, sampling was using purposive sampling technique. Data collection techniques using secondary data. The data analysis technique used is the classical assumption test, multiple linear analysis, and hypothesis testing. The results of this study indicate that murabahah financing has a positive effect on ROA with a significant level of 0.000. Mudharabah financing has a positive effect on ROA with a significant level of 0.000. Meanwhile, musyarakah financing has no positive effect on ROA with a significance level of 0.000. Meanwhile, simultaneously Murabahah Financing, Mudharabah Financing and Musharaka Financing have an effect of 91% on the level of Profitability at Islamic Commercial Banks in Indonesia for the period 2016-2019, the remaining 9% is influenced by other factors not examined by the authors in this study

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