scholarly journals Financial Transactions Using FINTECH during the Covid-19 Crisis in Bulgaria

Risks ◽  
2021 ◽  
Vol 9 (3) ◽  
pp. 48
Author(s):  
Ivanka Vasenska ◽  
Preslav Dimitrov ◽  
Blagovesta Koyundzhiyska-Davidkova ◽  
Vladislav Krastev ◽  
Pavol Durana ◽  
...  
Keyword(s):  
Quantitative Methods ◽  
Banking System ◽  
Computer Language ◽  
Survey Analysis ◽  
Computing Environment ◽  
Web Based ◽  
Interactive Computing ◽  
Statistical Measures ◽  
Before And After ◽  
Financial Transactions

In the context of current crises following COVID-19 and growing global economic uncertainties, the issues regarding financial transactions with FINTECH are increasingly apparent. Consequently, in our opinion, the utilization of FINTECH financial transactions leads to а risk-reduction approach when in contact with other people. Moreover, financial transactions with FINTECH can save up customers’ pecuniary funds. Therefore, during crises, FINTECH applications can be perceived as more competitive than the traditional banking system. All the above have provoked us to conduct research related to the utilization of financial transactions with FINTECH before and after the COVID-19 crisis outbreak. The aim of the article is to present a survey analysis of FINTECH utilization of individual customers before and after the crisis in Bulgaria. The methodology includes a questionnaire survey of 242 individual respondents. For the data processing, we implemented statistical measures and quantitative methods, including two-sample paired t-tests, Levene’s test, and ANOVAs performed through the computer language Python in a web-based interactive computing environment for creating documents, Jupyter Notebook. The findings bring out the main issues related to the implementation of financial transactions with FINTECH under the conditions of the crisis. The findings include the identification of problems related to FINTECH transactions during the COVID-19 crisis in Bulgaria.

MEASURING ATTITUDES TO TRAVEL IN RISKY CONDITIONS

2020 ◽  
Author(s):  
Ivanka Vasenska ◽  
Keyword(s):  
Statistical Models ◽  
Computer Language ◽  
Computing Environment ◽  
Web Based ◽  
The Past ◽  
Interactive Computing ◽  
Tourism Sector

Until the beginning of this year, tourism was the favored brain child, both by economy's family and by destiny. Over the past decades, the cataclysms, crises and upheavals in the global economic family have either diverged or not deeply affected the tourism sector, as it managed quickly to shake them off and stand back on its feet and even thrives. Unfortunately, it seemed that this time the tourism was down on its luck and the industry was shaken to its core and collapsed, sliding on the plane of devastation. Is there any hope, what is the rescue strategy, how scared are the tourists from the crisis caused by SARS-CoV-2 and the disease COVID-19 caused by it? The aim of this report is to use the computer language python and a web-based interactive computing environment for creating documents - jupyter notebook, to answer the above questions, analysing a survey implementing statistical models and tools.

Quantitative Methods for Measuring Neighborhood Characteristics in Neighborhood Health Research

2018 ◽  
Author(s):  
Dustin T. Duncan ◽  
William C. Goedel ◽  
Rumi Chunara
Keyword(s):  
Quantitative Methods ◽  
Assessment Method ◽  
Self Report ◽  
Neighborhood Characteristics ◽  
Web Based ◽  
Neighborhood Characteristic ◽  
Social Observation ◽  
Gis Methods ◽  
Information Retrieval Methods ◽  
Online Sources

Research connecting neighborhoods and health has characterized neighborhood factors in multiple ways. This chapter discusses standard and emerging methods to measure and study neighborhood characteristics. In particular, this chapter provides an overview of neighborhood characteristic assessment methods, including self-report, systematic social observation, geographic information system (GIS) methods, Web-based geospatial methods, real-time geospatial methods, crowd-sourced geospatial methods, and information retrieval methods from online sources such as Instagram and Twitter. This chapter also discusses the strengths and limitations of each neighborhood characteristic assessment method (e.g., ease of administration, validity), and readers are provided with examples of each neighborhood assessment method applied in the epidemiology and population health literature.

Comparing Middle School Students’ Responses to Narrative Versus Expository Texts on Situational and Individual Interest

2014 ◽  
Author(s):  
Amanda Durik ◽  
◽  
Steven McGee ◽  
Edward Hansen ◽  
Jennifer Duck ◽  
...  
Keyword(s):  
Middle School ◽  
Middle School Students ◽  
Situational Interest ◽  
Expository Texts ◽  
Individual Interest ◽  
School Students ◽  
Web Based ◽  
Web Based Learning ◽  
Before And After ◽  
Text Genre

This project examined the effects of text genre on both situational and individual interest. Middle school students completed a three-session web-based learning module in the domain of ecology wherein they were randomly assigned to either narrative or expository readings that were matched on key idea units and other variables. Students reported individual interest in ecology on the day before and after their exposure to the module. Affective and cognitive situational interest was measured after the readings on each day of the module. The results showed that expository readings were perceived as more helpful for learning than were narrative readings, but this varied somewhat by initial individual interest. Although the narrative versions did not facilitate situational interest, there was a small effect on individual interest suggesting that learners exposed to narrative readings came to perceive the domain of ecology as a more meaningful discipline than did those exposed to expository readings.

scholarly journals effects of anemia education using web-based she smart to improve knowledge, attitudes, and practice in adolescent girls

2022 ◽  
Vol 5 (1) ◽  
pp. 44-49
Author(s):  
Ernawati Ernawati ◽  
Yusring Sanusi Baso ◽  
Healthy Hidayanty ◽  
Syafruddin Syarif ◽  
Aminuddin Aminuddin ◽  
...  
Keyword(s):  
Adolescent Girls ◽  
Statistical Tests ◽  
Sampling Technique ◽  
P Value ◽  
Growth Disorders ◽  
Normal Numbers ◽  
Web Based ◽  
Before And After ◽  
Smart Education ◽  
The Impact

Anemia is a state of hemoglobin levels in the bloodless than normal numbers according to the sex and age group. The impact of anemia in adolescents is a decrease in achievement and learning spirit and can cause symptoms such as paleness, lethargy, decreased appetite, and growth disorders. Anemia has an impact not only on the health of adolescent girls but can have a long impact on the health of the mother and fetus. You can see the influence of anemia education on knowledge, attitudes, and practice. Uses the Pre-experimental method with the design of one group pretest and posttest. Sampling technique using purposive sampling with the number of 47 adolescent girls. The research was conducted at Senior High School 12 Makassar in September-October 2021. Data analysis using the McNemar test. From the results of statistical tests showed that there was an influence on the use of web-based she smart education model on the use of adolescent girls about anemia with p-value = 0.000 (p<0.05), attitude p-value = 0.016 (p<0.05) and action p-value = 0.001 (p<0.05). Anemia education using web-based she smart can improve knowledge, attitudes, and practice before and after an intervention.

scholarly journals Maqāṣid al-Sharīʿah and the Online Banking System: Implications for Service Delivery

2018 ◽  
Author(s):  
International Journal of Fiqh and Usul al-Fiqh Studies
Keyword(s):  
Service Delivery ◽  
Banking System ◽  
Online Banking ◽  
Ease Of Use ◽  
Essential Services ◽  
Cost Implications ◽  
Financial Transactions ◽  
Ideal Practice ◽  
Financial Technology ◽  
The Ideal

One of the Sharīʿah’s requirements in conducting transactions is realising the Maqāṣid al-Sharīʿah. The Modern online banking system is very common to everyone, so it is considered as al-ʿUrf or al-ʿādah (common practice or custom) under the Sharīʿah. However, its practice is surrounded with security concerns, ease of use, and trust and cost implications that need observance of some Sharīʿah rulings. This qualitative analytic study uses the framework for the Maqāṣid al-Sharīʿah to explicate the ideal practice of online banking in service delivery to realize the Maqāṣid al-Sharīʿah. While Islam places more attention on the essential needs, online banking should as well be intended to provide essential services to customers and remove hardship in financial transactions. Banks should hence desist from causing any harm through the charging of hidden fees, causing more confusion to their clients, and even devising deceptive means that lead to the charging of ribā. Instead, banks should use online services to introduce means that promote the realization of the Maqāṣid al-Sharīʿah. This paper stresses the importance of financial technology in realising the Maqāṣid al-Sharīʿah.

scholarly journals COMPETITION OF TRANSNATIONAL BANKS: MAIN TRENDS AND WAYS OF DEVELOPMENT

2021 ◽  
pp. 151-157
Author(s):  
Надежда Константиновна Савельева ◽  
Татьяна Алексеевна Тимкина
Keyword(s):  
Commercial Banks ◽  
Banking Sector ◽  
Banking System ◽  
Competitive Advantages ◽  
International Banking ◽  
Statistical Research ◽  
Cross Border ◽  
The World ◽  
Financial Transactions ◽  
Level Analysis

Статья посвящена проблемам сохранения конкурентных преимуществ коммерческих банков для осуществления финансовых операций на трансграничных рынках. Целью исследования является анализ основных тенденций развития деятельности транснациональных банков в условиях глобализации. Объектом исследования являются мировые лидеры международной банковской сферы. Научная новизна заключается в разработке основных направлений развития банковской системы на международном уровне, результатах анализа опыта лидирующих транснациональных банковских компаний в условиях пандемии The article is devoted to the problems of maintaining the competitive advantages of commercial banks for the implementation of financial transactions in cross-border markets. The aim of the study is to analyze the main trends in the development of the work of transnational banks in the context of globalization. The object of research is the world leaders of the international banking sector. In the process of research, the authors have analyzed theoretical and practical material used in general methods of scientific knowledge and statistical research. Scientific novelty lies in the development of the main directions for the development of the banking system at the international level, analysis of the experience of leading transnational banking companies in the context of a pandemic.

scholarly journals MICROTEACHING: AN EFFECTIVE TOOL TO ENHANCE THE TEACHING SKILLS

2020 ◽  
Vol 5 (8) ◽  
Author(s):  
Yogesh Popat
Keyword(s):  
Quantitative Methods ◽  
Core Competencies ◽  
Teaching Methodology ◽  
Teaching Skills ◽  
Day Schools ◽  
Learning Outcomes Assessment ◽  
Qualitative And Quantitative Methods ◽  
Interview Session ◽  
Before And After ◽  
Professional Teaching

This paper depicts the utilization of microteaching session for the analysis of attitude and perception of teachers towards microteaching to enhance their core competencies in teaching skill. The session was conducted for three days at one of the day schools in Indore, The Delhi Public Elementary School. The qualitative and quantitative methods were used and the presentation session was conducted for the teachers to analyse the skills of group of 30 teachers. The finding of the study reflects that there is a drastic build in confidence, attitude and perception of the teacher before and after the micro teaching session was conducted. A questionnaire and an interview session was also conducted at the end of every presentation and the finding shows that teachers believed that this session gives a chance to understand their weakness and strength related to their professional teaching. The results also reflect that the teachers were able to establish the skills of: planning, demonstration, explaining learning outcomes, assessment and management of student’s behaviours. At the end of the session teachers also agreed to common conclusion that the microteaching session must be the part of the routine process of every school, which not helped them to build confidence and improve their skill but it also helped to share the teaching methodology among each other.

scholarly journals Studi Dampak Covid-19 Terhadap Hasil Belajar Geografi di SMA Negeri 1 Sikur

2020 ◽  
Vol 4 (2) ◽  
pp. 231-239
Author(s):  
Animar Animar ◽  
Keyword(s):  
Student Learning ◽  
Learning Outcomes ◽  
Learning Process ◽  
Teaching And Learning ◽  
Quantitative Methods ◽  
Student Learning Outcomes ◽  
Average Value ◽  
Corona Virus ◽  
Before And After ◽  
The Government

The spread of the Corona virus has had a significant impact on the world of education. The policy taken by many countries, including Indonesia, is to close all educational activities. This makes the government and related institutions have to present an alternative learning process. Many factors affect student learning outcomes coupled with changes in learning conditions due to the Corona virus (Covid-19) outbreak. The purpose of this study was to obtain information about the impacts and constraints of the Covid-19 outbreak on teaching and learning activities, especially in Geography subjects at SMA Negeri 1 Sikur. Data collection was carried out using the pretest - posttest method of students' abilities before and after the Covid-19 pandemic. Furthermore, data analysis was carried out by quantitative methods using paired sample t-test to test the difference in the effect of the two treatments on the interrelated sample groups. The results of the analysis indicate that there is a difference in the average Geography learning outcomes of 11th grade of social science students before and after the outbreak of the corona virus. Information was obtained that the average value of student learning outcomes during the face-to-face learning process was 86.27, better than the average value when the learning process was carried out online which was 75.73. Keywords: covid-19 impact, learning outcomes, geography

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