Voluntary health insurance in the market of personalized medicine: new risk management models

2020 ◽  
pp. 54-57
Author(s):  
P. Kuznetsov ◽  
E. Kakorina
Keyword(s):  
Public Health ◽  
Risk Management ◽  
Health Insurance ◽  
Personalized Medicine ◽  
Digital Health ◽  
Human Life ◽  
Emerging Market ◽  
The Public ◽  
Voluntary Health Insurance ◽  
The Future

The public health systems that existed up to now and the future ones — personalized — are described. The trend of the Sixth technological paradigm is the transition from government expenses on the healthcare system to compensation for citizens expenses on biomedical services. The public health system in the future will certainly be personalized, it will include management of the risks of health disorders and cost compensation from personal savings accounts — tools for personifying all aspects of human life. All biomedical information about an individual will be collected in the one-stop digital health service. New models of risk management within voluntary health insurance in the emerging market for personalized medicine are needed by insurers to know how to compensate for damage when an insurance event occurs. Risk calculation is possible when there is a forecast, analysis, prevention — all the direct risk management tools.

Does voluntary health insurance reduce the use of and the willingness to finance public health care in Sweden?

2021 ◽  
pp. 1-18
Author(s):  
Linn Kullberg ◽  
Paula Blomqvist ◽  
Ulrika Winblad
Keyword(s):  
Public Health ◽  
Health Care ◽  
Health Insurance ◽  
Health Care System ◽  
Health Care Systems ◽  
Public Health Care ◽  
The Public ◽  
Voluntary Health Insurance ◽  
Care Systems ◽  
Care System

Abstract Voluntary private health insurance (VHI) has generally been of limited importance in national health service-type health care systems, especially in the Nordic countries. During the last decades however, an increase in VHI uptake has taken place in the region. Critics of this development argue that voluntary health insurance can undermine support for public health care, while proponents contend that increased private funding for health services could relieve strained public health care systems. Using data from Sweden, this study investigates empirically how voluntary health insurance affects the public health care system. The results of the study indicate that the public Swedish health care system is fairly resilient to the impact of voluntary health insurance with regards to support for the tax-based funding. No difference between insurance holders and non-holders was found in willingness to finance public health care through taxes. A slight unburdening effect on public health care use was observed as VHI holders appeared to use public health care to a lesser extent than those without an insurance. However, a majority of the insurance holders continued to use the public health care system, indicating only a modest substitution effect.

The regulation of health care in Scandinavia: professionals, the public interest and trust

2018 ◽  
pp. 61-76
Author(s):  
Karsten Vrangbæk
Keyword(s):  
Health Care ◽  
Public Policy ◽  
Health Insurance ◽  
Health System ◽  
Health Systems ◽  
Public Interest ◽  
State Level ◽  
Professional Regulation ◽  
The Public ◽  
Voluntary Health Insurance

Scandinavian health systems have traditionally been portrayed as relatively similar examples of decentralised, public integrated health systems. However, recent decades have seen significant public policy developments in the region that should lead us to modify our understanding. Several dimensions are important for understanding such developments. First, several of the countries have undergone structural reforms creating larger governance units and strengthening the state level capacity to regulate professionals and steer developments at the regional and municipal levels. Secondly, the three Nordic countries studied experienced an increase in the purchase of voluntary health insurance and the use of private providers. This introduces several issues for the equality of users and the efficiency of the system. This paper will investigate such trends and address the question: Is the Nordic health system model changing, and what are the consequences for trust, professional regulation and the public interest?

scholarly journals MENEJMEN RISIKO DALAM PERFEKTIF ISLAM

2017 ◽  
Vol 5 (1) ◽  
Author(s):  
Supriyo Supriyo
Keyword(s):  
Risk Management ◽  
Production System ◽  
Human Life ◽  
Short Term ◽  
Islamic Perspective ◽  
The Family ◽  
The Future ◽  
Short Run ◽  
A Company

Human life with all its activities in order to meet the needs of life always will always faced the possibility of risk either directly or indirectly, can occur in the short term or long term. A possibility of the occurrence or risk had certainly will affect the activity to be done And adversely affect the economy of a family and even a company, if the risks that occur have a vital impact on the family or an organization. Many failures within a company's organization are due to unforeseen risks occurring as for example the company never thinks that a newly established company is still in the short run abruptly because a workforce lacking control in the production system creates a great fire and spends all and has a bad impact For the economy of a family and even a company, if the risks that occur have a vital impact on the family or an organization. Many failures within a company's organization are due to unforeseen risks occurring as for example the company never thinks that a newly established company is still in the short run abruptly because a workforce lacking control in the production system creates a terrible fire and consumes all the company's assets Newly established. Everyone or anyone else would not want the incident to happen and befall themselves and his business in the future. Keywords: Islamic perspective, Risk management

Between the Waves: Building Power for a Public Option

2021 ◽  
Author(s):  
Jacob S. Hacker
Keyword(s):  
Public Health ◽  
Health Insurance ◽  
Public Health Insurance ◽  
The Political ◽  
The Public ◽  
Political Landscape ◽  
Near Term ◽  
Key Steps ◽  
The Waves

Abstract Given the close division of power in D.C., how might health reformers pursue their bolder aims? In particular, how might they pursue the robust public option that is a centerpiece of Joe Biden’s reform proposal? This ambitious plan, which would allow all Americans to enroll in subsidized public health insurance, is not in the cards right now. However, I argue for conceiving of it as an inspiring vision that can structure immediate initiatives designed to make its achievement more feasible. First, I explain just how far-reaching the mainstream vision of the public option now is. Second, I describe a self-reinforcing path to that endpoint that involves what I call “building power through policy”—using the openings that are likely to exist in the near term to reshape the political landscape for the long term. This path has three key steps: (1) pursuing immediate improvements in the ACA that are tangible and traceable yet do not work against the eventual creation of a public option; (2) building the necessary policy foundations for a public option, while encouraging progressive states to experiment with state public plan models; and (3) seeding and strengthening movements to press for more fundamental reform.

ANALYSIS OF THE SITUATION OF CLOSED MINING PERIMETERS IN MARAMUREȘ COUNTY

2019 ◽  
Vol 33 (2) ◽  
pp. 21-26
Author(s):  
Adina Bud ◽  
Keyword(s):  
Public Health ◽  
Environmental Impact ◽  
The Public ◽  
The Future ◽  
Long Term Consequences ◽  
Physical And Chemical

The paper presents the context in which the closure of the mining in the Maramureş county took place by carrying out some inappropriate works that generated phenomena with a strong environmental impact through manifestations, physical and chemical in nature. The analysis performed so far shows that these events will amplify the environmental impact on the public health in the future, with long-term consequences.

scholarly journals Leveraging Health Department Capacities, Partnerships, and Health Insurance for Infectious Disease Response in Massachusetts, 2014-2018

2020 ◽  
Vol 135 (1_suppl) ◽  
pp. 75S-81S
Author(s):  
H. Dawn Fukuda ◽  
Liisa M. Randall ◽  
Thera Meehan ◽  
Kevin Cranston
Keyword(s):  
Public Health ◽  
Infectious Disease ◽  
Health Insurance ◽  
Viral Hepatitis ◽  
Public Health Laboratory ◽  
Health Programs ◽  
Public Health Response ◽  
Public Health Programs ◽  
The Public ◽  
Health Response

Policies facilitating integration of public health programs can improve the public health response, but the literature on approaches to integration across multiple system levels is limited. We describe the efforts of the Massachusetts Department of Public Health to integrate its HIV, viral hepatitis, sexually transmitted infection (STI), and tuberculosis response through policies that mandated contracted organizations to submit specimens for testing to the Massachusetts State Public Health Laboratory; co-test blood specimens for HIV, hepatitis C virus (HCV), and syphilis; integrate HIV, viral hepatitis, and STI disease surveillance and case management in a single data system; and implement an integrated infectious disease drug assistance program. From 2014 through 2018, the number of tests performed by the Massachusetts State Public Health Laboratory increased from 16 321 to 33 674 for HIV, from 11 054 to 33 670 for HCV, and from 19 169 to 30 830 for syphilis. Service contracts enabled rapid response to outbreaks of HIV, hepatitis A, and hepatitis B. Key challenges included lack of a billing infrastructure at the Massachusetts State Public Health Laboratory; the need to complete negotiations with insurers and to establish a retained revenue account to receive health insurance reimbursements for testing services; and time to train testing providers in phlebotomy for required testing. Investing in laboratory infrastructure; creating billing mechanisms to maximize health insurance reimbursement; proactively engaging providers, community members, and other stakeholders; and building capacity to transform practices are needed. Using multilevel policy approaches to integrate the public health response to HIV, STI, viral hepatitis, and tuberculosis is feasible and adaptable to other public health programs.

scholarly journals Digital health in a social health insurance system: new emergent market powers in Germany

2020 ◽  
Vol 30 (Supplement_5) ◽  
Author(s):  
J Posselt ◽  
E Kuhlmann
Keyword(s):  
Public Health ◽  
Health Insurance ◽  
Social Inequalities ◽  
Driving Forces ◽  
Digital Health ◽  
Social Health Insurance ◽  
Global Strategy ◽  
Social Health ◽  
Health Insurance System ◽  
Private Actors

Abstract Background This presentation analyses the dynamics of digital health from a governance perspective. It aims to explore the driving forces for the implementation of digital health in Germany. Germany is chosen as a case study of a social health insurance system, which is based on joint self-governance of sickness funds and providers, and strong corporatist power of the medical profession. Methods A qualitative explorative approach is applied, drawing on document analysis and other secondary sources. The research is based on a governance approach adapted from Glassman and Buse's model of public health policy reform. Results The WHO Global Strategy for Digital Health 2020-2024 serves as a key international policy framework. However, the analysis reveals firstly that implementation is shaped by national healthcare systems and may create different results; secondly, the global strategy provides only a weak guidance on the national level. In Germany, strong corporatism and weak state intervention is supporting market forces and private actors. Poorly developed digital health governance has opened a window of opportunity for market powers as driving forces for digital health, thus creating new risks of social inequalities. There is an urgent need for public health to step up advocacy for health literacy to improve the accessibility to digital health for all citizens. Conclusions National healthcare systems strongly shape the implementation of international digital health frameworks, which makes digital health an issue of governance. Stronger public health orientation and a people-centred approach are needed to counteract new emergent social inequalities created by market power. Key messages Market power and private actors are important drivers of digital health in the German healthcare system. Social health insurance systems may be vulnerable to market powers and new digital health inequalities.

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