scholarly journals Affirmative Approach in Strengthening Women’s Access to the Information and Communication Technology’s Vocational Training

2021 ◽  
Vol 26 (1) ◽  
pp. 49
Author(s):  
Tauvik Muhamad ◽  
Hirania Wiryasti ◽  
Eka Novitasari
Keyword(s):  
Affirmative Action ◽  
Quantitative Methods ◽  
Online Survey ◽  
Secondary Data ◽  
Policy Formulation ◽  
Digital Economy ◽  
Skills Development ◽  
Qualitative And Quantitative Methods ◽  
Internet Users ◽  
Information And Communication

<p>Despite growing of internet users and digitalizing economy as result of Industry Revolution 4.0, Indonesia experiences with digital divide in which young women are still left behind in the digital economy. To address the issue, affirmative action in accessing skills development and labour market are crucial. The aim of the study is observing whether affirmative action for women exist and it helps to address the issue. The paper uses mixed qualitative and quantitative methods in which primary and secondary data collected respectively through interview, and online survey as well as literature review. The study argues that the affirmative action will not be adequate to address gender inequality in the digital economy, unless integrated approaches through capacity building and women engagement are in place. The paper concludes that the affirmative action is only effective if the intervention integrated with skills development and women engagement at various level of process for policy formulation and its implementation.  </p>

Bank and product selection – an Australian student perspective

2018 ◽  
Vol 36 (1) ◽  
pp. 126-146 ◽  
Author(s):  
Mark Tucker ◽  
Christine Jubb
Keyword(s):  
Quantitative Methods ◽  
Online Survey ◽  
Student Perspective ◽  
Key Factors ◽  
Online Questionnaire ◽  
Content Type ◽  
Automated Teller Machines ◽  
Qualitative And Quantitative Methods ◽  
Internet Users ◽  
Size Limits

Purpose The purpose of this paper is to investigate and comment on the factors used by Australian students to select their bank and the products and services they utilise, based on responses to an online questionnaire. Design/methodology/approach A mixed-methods approach, incorporating both qualitative and quantitative methods, was used to investigate this research issue. Convenience sampling resulted in 276 completed online responses. Mean ranking and factor analysis methods were employed to identify the key factors used in selecting a bank and frequency analysis used to examine the products and services utilised by students. Findings The key factors used by students to select a bank in Australia were bank competence, recommendations and outside influences, bank costs, returns and services, and finally location. The main bank products and services used by students were automated teller machines (ATMs), savings accounts, internet and telephone banking, and debit cards. Research limitations/implications The use of an online survey which limits the pool of respondents to internet users and, the sample size limits generalisability of the findings. Practical implications Banks can better target and understand the key determinants used by students in selecting a bank and the products and services this group values. This will allow Australian banks to develop programs to better attract and retain student customers. Originality/value Provides insight to and understanding of the determinants used by students to select their bank and the products and services they utilise. Furthermore, this study fills a gap in the literature by focusing on the banking behaviour of Australian students, an important segment of bank customers previously under-researched.

scholarly journals ANALISIS EKONOMI DIGITAL DAN KETERBUKAAN TERHADAP PERTUMBUHAN GDP NEGARA ASEAN

2018 ◽  
Vol 7 (2) ◽  
pp. 66
Author(s):  
Edi Wahyu Wibowo
Keyword(s):  
Quantitative Methods ◽  
Secondary Data ◽  
Digital Economy ◽  
Gdp Growth ◽  
Economic Community ◽  
Statistical Probability ◽  
Internet Users ◽  
Asean Country ◽  
Asean Countries ◽  
Asean Economic Community

<p><strong><em>Abstract</em></strong></p><p><em>The ASEAN Economic Community was formed with the aim of achieving the perfection of economic integration in the ASEAN region which is believed to provide tangible benefits to all elements of society. Opportunities of digital economy and the pollination of each ASEAN country is very important to succeed the purpose of the establishment of The ASEAN Economic Community. This study uses quantitative methods with secondary data by panel period 2012-2016 by combining 10 ASEAN countries (Indonesia, Malaysia, Singapore, Thailand, Philippines, Vietnam, Myanmar, Brunei, Laos, Cambodia). T test results obtained are the effect of digital variables on the GDP of ASEAN countries ie the probability value of t-statistics obtained 0.0420. Then the statistical probability &lt;α = 5% is 0.0420 &lt;0.05. So it can be concluded that digital variables partially have a positive significance to GDP variables. While the influence of openness to GDP growth of ASEAN countries is the probability value of t-statistics obtained 0.6386, then the statistical probability &lt;α = 5% is 0.6386&gt; 0.005. So it can be concluded that the variables of disclosure partially no effect on the significance of GDP variables. While the simultaneous F test result is the effect of digital variables and openness to GDP growth of ASEAN countries obtained Adjustted R-Squere value of 0.994. This shows that the model is able to explain 99.4% of the dependent variable, while the remaining 0.52 other factors influenced beyond the regression model. Digital influence on GDP growth of ASEAN countries is good so it needs to be improved to manage internet users. Internet users are expected not only as a consumer but also create business opportunities to make a star up (entrepreneur) for economic growth in each country can be improved. While the influence of openness to the growth of GDP of ASEAN countries needs to be improved especially in producing products that can be exported and reduce the import of goods, export and import tariff are also to be re-arranged so that grow export climate in each country. It is expected that openness will increase so much investment will be present so that ultimately the purpose of establishment of ASEAN Economic Community can prosper each ASEAN country.</em></p><strong><em>Keywords:</em></strong><em> Digital Economy, Openness, GDP, ASEAN</em>

scholarly journals Digital Economy and Communication Technologies: Methods and Mechanisms of Promotion through E-Commerce and E-Marketing

2021 ◽  
pp. 10-22
Author(s):  
Foued Sabbagh ◽  
Keyword(s):  
Information And Communication Technology ◽  
Communication Technology ◽  
Theoretical Study ◽  
Technological Development ◽  
Communication Technologies ◽  
Digital Economy ◽  
Daily Lives ◽  
Internet Users ◽  
Information And Communication

This paper focuses on the methods and the mechanisms of E-commerce and E-marketing, and the important role of international electronic companies in this vital and digital field. The spreaders of the digital economy and the techniques of information and communication technology are deployed with applications of E-commerce and E-marketing. Thus, the digital globalization opens the horizon of technological development and accelerates the growth of the use of modern techniques through the innovation of the digital economy in our daily lives. In addition, the modernization of companies in the field of E-marketing and E-commerce has a direct impact on the strategic relationship between internet users, information, technology and business. In this sense, my theoretical study determines methods and mechanisms of promotion through E-commerce and E-marketing during the revolution of the digital economy and the technologies of modern and social communication.

scholarly journals Taking a pragmatic behavioral approach to alternative agriculture research

1998 ◽  
Vol 13 (2) ◽  
pp. 90-95 ◽  
Author(s):  
Leslie Aileen Duram
Keyword(s):  
Quantitative Methods ◽  
Systems Approach ◽  
Agricultural Research ◽  
Social Activism ◽  
Environmental Issues ◽  
Policy Formulation ◽  
Behavioral Approach ◽  
Alternative Agriculture ◽  
Qualitative And Quantitative Methods ◽  
Problematic Situations

AbstractThis article seeks to stimulate thought on the philosophy behind agricultural research. Pragmatism is identified as a philosophical basis for studying environmental issues that focus on human behavior. The ways in which this approach is applicable to the study of alternative agriculture are illuminated. “Behavioral pragmatists” differ from “behavioral positivists” in their aim, focus, process, and approach to research. I describe the main goals of the pragmatic behavioral approach: accepting a systems approach to study the interrelationships between humans and the environment; gaining understanding through human experiences; viewing problems as whole complex “problematic situations”; and promoting social activism and appropriate policy formulation. Combining qualitative and quantitative methods is often most effective. Pragmatism allows for holistic analysis that incorporates numerous factors that influence human uses of the environment. A specific example shows how behavioral pragmatism is effective in research on alternative agriculture.

scholarly journals The contribution of loan management on the financial performance of umurenge savings and credits cooperatives in rwanda

2020 ◽  
Vol 10 (1) ◽  
pp. 64-86
Author(s):  
Alphonse Nsengiyumva ◽  
Jean Bosco Harelimana
Keyword(s):  
Financial Performance ◽  
Quantitative Methods ◽  
Management Practices ◽  
Positive Impact ◽  
Secondary Data ◽  
Simple Random Sampling ◽  
Total Sample ◽  
Qualitative And Quantitative Methods ◽  
Credit Cooperatives ◽  
Descriptive Survey

The study analyzed the contribution of loan management on the financial performance of Umurenge Savings and Credit Cooperatives in Rwanda. The study adopted the use of descriptive survey using both qualitative and quantitative methods for a total sample size of 78 clients who have received more than two times the loan. Purposive and simple random sampling was used for this purpose. Primary and secondary data were collected and then analyzed. The study found that loan management determinants used such as membership enrolment, client appraisal, credit risk control and collection policy impact on financial performance respectively at 23,9%; 24,1%; 39,2 % ; 28,4%.Loan management practices have a high influence on the SACCO’s financial performance during the five years.The correlation results imply that suitable loan management in a saving and credit institution has a positive impact on financial sustainability and profitability and on financial efficiency and productivity as they move in the same direction (R=0.980).

scholarly journals ARAHAN KETERPADUAN PEMANFAATAN DAN PENGENDALIAN PEMBANGUNAN PERUMAHAN DAN KAWASAN PERMUKIMAN PADA LINTAS DAERAH KABUPATEN/KOTA

2020 ◽  
Vol 3 (1) ◽  
pp. 23-33
Author(s):  
Mohtana Kharisma Kadri ◽  
Faisal Faisal
Keyword(s):  
Quantitative Methods ◽  
Secondary Data ◽  
Housing Development ◽  
Primary Data ◽  
Rural Settlements ◽  
Sustainable Housing ◽  
Qualitative And Quantitative Methods ◽  
Urban Settlements ◽  
And Control ◽  
Settlement Areas

ABSTRAKAglomerasi suatu kawasan sering kali disebabkan adanya konurbasi suatu wilayah dengan dipengaruhi adanya perkembangan kawasan perumahan dan permukiman dalam suatu wilayah sehingga perlu adanya arahan terkait pemanfaatan lahan dan pengendalian pembangunan perumahan dan kawasan permukiman khususnya yang berada pada kawasan lintas daerah kabupaten/kota yang ada di Provinsi Kalimantan Timur. Adapun tujuannya dari penelitian ini adalah agar tidak terjadi perbedaan konsep pengembangan ruang perkotaan dan permukiman pada daerah lintas kabupaten/kota tersebut, dan keterpaduan rencana pemanfaatan dan pengendalian yang lebih detail dapat terwujud yakni perumahan dan kawasan permukiman yang berkualitas dan berkelanjutan. Adapun metode yang digunakan adalah metode diskriptif kualitatif dan kuantitatif, dengan bersumber dari data-data sekunder dan data primer. Adapun arahan keterpaduan pemanfaatan dan pengendalian pembangunan perumahan dan kawasan permukiman pada lintas daerah kabupaten/kota diatur dalam sebuah peraturan zonasi yang terbagi atas dua peruntukan yaitu kawasan peruntukan permukiman perkotaan dan kawasan peruntukan permukiman perdesaan. Pada masing-masing peraturan tersebut mengatur terkait perijinan pengembangan perumahan, intensitas bangunan, Sarana dan prasarana pendukung dan moda sarana angkutan masal, pengembangan Fasilitas Lainnya dan Larangan pengembangan lahan.Kata kunci: Aglomerasi, Konurbasi, Perumahan permukiman lintas daerah.ABSTRACTAgglomeration of an area is often caused by the conurbation of an area which is influenced by the development of housing and settlement areas in an area so that there is a need for directions related to land use and control of housing development and settlement areas, especially those in cross-district / municipal areas in Kalimantan Province. East. The purpose of this research is that there is no difference in the concept of urban spatial development and settlements in the cross-regency / municipal area, and that more detailed utilization and control plans can be realized, namely quality and sustainable housing and settlement areas. The method used is descriptive qualitative and quantitative methods, sourced from secondary data and primary data. The directions for the integrated use and control of housing development and settlement areas across regencies / municipalities are regulated in a zoning regulation which is divided into two designations, namely areas designated for urban settlements and areas designated for rural settlements. Each of these regulations regulates housing development licensing, building intensity, supporting facilities and infrastructure and mass transportation modes, development of other facilities and prohibition of land development.Keywords: Agglomeration, Conurbation and Housing Inter-regional settlements.

scholarly journals Analisis Manajemen Risiko Kredit Pada Produk Kredit Pemilikan Rumah BTN

Jurnal Ecogen ◽  
2021 ◽  
Vol 4 (2) ◽  
pp. 212
Author(s):  
Yunia Safitri ◽  
Abel Tasman
Keyword(s):  
Risk Management ◽  
Quantitative Methods ◽  
Secondary Data ◽  
Mortgage Loans ◽  
Qualitative And Quantitative Methods ◽  
Direct Observations ◽  
Qualitative Descriptive ◽  
Branch Office ◽  
Internal And External Factors ◽  
Depth Interviews

The aims of this study is to find out : (1) what the character of problematic debtorts of PT. Bank Tabungan Negara (Persero), Tbk Padang Branch Office, (2) what the factors that cause bad credit of PT. Bank Tabungan Negara (Persero), Tbk Padang Branch Office, (3) how credit rsik management of housing loans at PT. Bank Tabungan Negara (Persero), Tbk Padang Branch Office. This type of research is a qualitative descriptive study. This study using by purposive sampling, while the source and some information through in-depth interviews or in-depth interviews and direct observations to the object of the researcher. Secondary data that supports this research are obtained from documents available at the research site. To test the validity of the data used source triangulation. The results showed that the debtor's character could be seen from the 5C analysis. The factors that cause non-performing loans are internal and external factors. Even though there is a problematic debtor character that causes bad credit on KPR, in this case BTN Padang Branch Office has been good at minimizing this, there is a good flow of risk management analysis. In order to identify risks and implement the checklist, you will be able to review the risks of applying qualitative and quantitative methods. This measurement is not only carried out for customers but also for developers who want to work with BTN. Keywords : Risk management, non-performing loans, mortgage loans

scholarly journals Review : The Development of Digital Economy in Indonesia

2019 ◽  
Author(s):  
Alvin Horianto
Keyword(s):  
Digital Technology ◽  
Small And Medium Enterprises ◽  
Secondary Data ◽  
Digital Economy ◽  
Primary Data ◽  
Internet Users ◽  
The Stability ◽  
The One ◽  
Medium Enterprises ◽  
Average Expenditure

The current number of internet users in Indonesia has exceeded 50% of the total population, with an average expenditure of IDR 6.5 million per annum for online shopping. The value of e-commerce has reached US$ 87.8 or 52% of the e-commerce market in Southeast Asia. On the one hand, the development of digital lifestyle and digital technology-based industries has become a necessity, but on the other hand, it will become “a serious threat” for traditional and conventional businesses as a result of changes in consumer shopping characteristics, that is, fast, practical, and inexpensive. Millennial generation is very familiar with digital technology and becomes potential target to increase market share. This research is categorized as qualitative research with positive paradigm. This research uses primary data and secondary data with the focus on Micro Small and Medium Enterprises (MSMEs) and the behavior of consumers as internet (smartphone) users. The results show that there are still some problems with regulation, collaboration, and infrastructure that need to be addressed so as not to hamper the growth of the digital economy and the stability of the financial system in Indonesia.

PROSPEK PENGEMBANGAN UMKM PENGOLAHAN IKAN DI KOTA AMBON

2017 ◽  
Vol 1 (1) ◽  
pp. 10-15
Author(s):  
Stevanus Marelly Siahainenia ◽  
Johanis Hiariey
Keyword(s):  
Quantitative Methods ◽  
Secondary Data ◽  
Primary Data ◽  
Fish Processing ◽  
Skilled Worker ◽  
Qualitative And Quantitative ◽  
Qualitative And Quantitative Methods ◽  
Survey Technique ◽  
Medium Enterprise ◽  
Micro Enterprises

Small- and medium Micro Enterprises (SMME) of fish processing in Ambon City play an important role in employment and income, but identified that the enterprises deal with developing problems. The objectives of this research are to identify characteristics of the micro enterprises of fish processing, to analyze financial feasibility, and to identify determinant of development of the micro enterprises of fish processing in Ambon city. Primary data were gathered from six micro enterprise units of fish processing using survey technique, while secondary data were obtained from official publications. Data were analyzed using qualitative and quantitative methods. The results show that the micro enterprises of the fish processing are categorized as a small- and medium enterprise (SMME) based on the business capital, level of production, ineffectual function of institution, locally product marketing, and lack of management skill in business. Empirical results indicate the SMME of CV. Nacha and PT. Maluku Maya Mandiri are feasible to be developed. Some factors that need to be concerned in developing the SMME of fish processing in Ambon city are of capital availability, skilled worker, product promotion, and marketing strategy.

Factors Affecting Loan Repayment Performance of Microfinance Institution Borrowers

2019 ◽  
Vol 8 (2) ◽  
pp. 27-43
Author(s):  
Akalewold Fedilu Mohammed ◽  
Mesfin Hirpato Wobe
Keyword(s):  
Random Sampling ◽  
Quantitative Methods ◽  
Secondary Data ◽  
Sampling Technique ◽  
Loan Repayment ◽  
Factors Affecting ◽  
Qualitative And Quantitative ◽  
Qualitative And Quantitative Methods ◽  
Microfinance Institution ◽  
Major Factors

This study investigated the factors that affect the loan repayment performance of Omo Microfinance Institution borrowers at Wondo Genet Woreda, Ethiopia. Both primary and secondary data were used in the study. The required data were collected from 225 borrowers of Omo Microfinance. Respondents were selected by a stratified random sampling technique. Both qualitative and quantitative methods of analysis were used. The findings of the study revealed that 44.9% of borrowers in the study area did not repay the amount of money they borrowed as per credit schedules. The major factors that affect the loan repayment performance of borrowers were their sex, educational level, family size, borrowing experience, timelines of loan, repayment period and advisory visit.

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