Factors Affecting Loan Repayment Performance of Microfinance Institution Borrowers

2019 ◽  
Vol 8 (2) ◽  
pp. 27-43
Author(s):  
Akalewold Fedilu Mohammed ◽  
Mesfin Hirpato Wobe
Keyword(s):  
Random Sampling ◽  
Quantitative Methods ◽  
Secondary Data ◽  
Sampling Technique ◽  
Loan Repayment ◽  
Factors Affecting ◽  
Qualitative And Quantitative ◽  
Qualitative And Quantitative Methods ◽  
Microfinance Institution ◽  
Major Factors

This study investigated the factors that affect the loan repayment performance of Omo Microfinance Institution borrowers at Wondo Genet Woreda, Ethiopia. Both primary and secondary data were used in the study. The required data were collected from 225 borrowers of Omo Microfinance. Respondents were selected by a stratified random sampling technique. Both qualitative and quantitative methods of analysis were used. The findings of the study revealed that 44.9% of borrowers in the study area did not repay the amount of money they borrowed as per credit schedules. The major factors that affect the loan repayment performance of borrowers were their sex, educational level, family size, borrowing experience, timelines of loan, repayment period and advisory visit.

PROSPEK PENGEMBANGAN UMKM PENGOLAHAN IKAN DI KOTA AMBON

2017 ◽  
Vol 1 (1) ◽  
pp. 10-15
Author(s):  
Stevanus Marelly Siahainenia ◽  
Johanis Hiariey
Keyword(s):  
Quantitative Methods ◽  
Secondary Data ◽  
Primary Data ◽  
Fish Processing ◽  
Skilled Worker ◽  
Qualitative And Quantitative ◽  
Qualitative And Quantitative Methods ◽  
Survey Technique ◽  
Medium Enterprise ◽  
Micro Enterprises

Small- and medium Micro Enterprises (SMME) of fish processing in Ambon City play an important role in employment and income, but identified that the enterprises deal with developing problems. The objectives of this research are to identify characteristics of the micro enterprises of fish processing, to analyze financial feasibility, and to identify determinant of development of the micro enterprises of fish processing in Ambon city. Primary data were gathered from six micro enterprise units of fish processing using survey technique, while secondary data were obtained from official publications. Data were analyzed using qualitative and quantitative methods. The results show that the micro enterprises of the fish processing are categorized as a small- and medium enterprise (SMME) based on the business capital, level of production, ineffectual function of institution, locally product marketing, and lack of management skill in business. Empirical results indicate the SMME of CV. Nacha and PT. Maluku Maya Mandiri are feasible to be developed. Some factors that need to be concerned in developing the SMME of fish processing in Ambon city are of capital availability, skilled worker, product promotion, and marketing strategy.

The Effect of Gender on the Commercialisation of Goat Production in the Semi-arid Area of Msinga, South Africa

2020 ◽  
pp. 002190962097242
Author(s):  
Susan Tsvuura ◽  
Maxwell Mudhara ◽  
Michael Chimonyo
Keyword(s):  
South Africa ◽  
Quantitative Methods ◽  
Market Access ◽  
Factors Affecting ◽  
Qualitative And Quantitative ◽  
Qualitative And Quantitative Methods ◽  
Investment Opportunities ◽  
The Government ◽  
Female Headed Households ◽  
Semi Arid

Factors affecting households’ choices to participate in markets are often not disaggregated by gender, leading to policies that are insensitive to women’s needs. Using qualitative and quantitative methods, the study analysed challenges faced by male and female-headed households in goat commercialisation in the semi-arid Msinga area of South Africa. The main constraints were poor condition of goats and mortality, high illiteracy rates of women, shortage of transport to take goats to the market and limited access to information. The study recommends that women be provided with greater market access and information and for the government to avail more attractive investment opportunities to reduce the use of goats as a store of wealth.

scholarly journals An application of the spatial regression model for Vietnam’s export: province-level approach

2019 ◽  
Vol 3 (3) ◽  
Author(s):  
Nguyen Van Si ◽  
Nguyen Viet Bang
Keyword(s):  
Regression Model ◽  
Quantitative Methods ◽  
Export Performance ◽  
Spatial Regression ◽  
Secondary Data ◽  
Labor Costs ◽  
Factors Affecting ◽  
Qualitative And Quantitative Methods ◽  
Spatial Regression Model ◽  
New Research

The paper attempts to define and measure factors affecting export of provinces/ cities in Vietnam, using both qualitative and quantitative methods. In particular, the former was conducted through in-depth interviews with 15 experts (including 3 academics, 7 export officials of Departments of Industry and Trade and 5 managers of export enterprises) in December 2018. The latter was performed using spatial regression model on secondary data of 63 provinces/cities from 2013 to 2017. The paper provides a new research methodology on export of Vietnam’s provinces/ cities (i.e. the spatial regression model). The empirical results show that there is a positive correlation between neighboring provinces/ cities in export activities, indicating that the good export performance of one province boosts that of its neighbors. The results also show that the export of Vietnam’s provinces/ cities is affected by GDP, import value, investment capital, and labor costs.

scholarly journals THE CORELATION OF RISK TOWARD PROFIT MARKETING LEVEL OF COCONUT PRODUCTS

2018 ◽  
Vol 6 (8) ◽  
pp. 172-178
Author(s):  
Ine Fausayana ◽  
Weka Gusmiarty Abdullah ◽  
La Ode Dawid
Keyword(s):  
Random Sampling ◽  
Quantitative Methods ◽  
Simple Random Sampling ◽  
Low Risk ◽  
Risk Level ◽  
Qualitative And Quantitative ◽  
Qualitative And Quantitative Methods ◽  
Medium Risk ◽  
High Level

This study aims to analyze the correlation of risk with the marketing profit of coconut products in Kendari City This research uses qualitative and quantitative methods (deviation standard and probability). The populations of this research are all sellers of grated coconut, young coconut dan young coconut ice in Kendari City. Determination of sample for seller of coconut shredded using simple random sampling, while for seller of young coconut dan young coconut ice by using census. The results of this study are grated coconut products in the normal and surplus sales period have a medium risk level, and critical sales period has a high risk. Young coconut dan young coconut ice in normal and high sales periods have low risk, and in critical sales periods have a medium risk. The correlation of risk and the marketing profit level of coconut products is that high level of risk followed by a low marketing profit, conversely low risk level followed by high marketing profits.

scholarly journals Persepsi Konsumen Terhadap Pembelian Pangan Lokal Kupu (Studi Kasus Pada Industri Rumah Tangga Griya Jawau Melin Kelurahan Bukit Tunggal Kecamatan Jekan Raya Kota Palangka Raya)

2021 ◽  
Vol 1 (1) ◽  
pp. 17-26
Author(s):  
Dina Graselita Putri ◽  
Emmy Uthanya Antang ◽  
Tri Yuliana Eka Sinta
Keyword(s):  
Quantitative Methods ◽  
Local Food ◽  
Sampling Technique ◽  
Taste Quality ◽  
Consumer Perceptions ◽  
Average Score ◽  
Qualitative And Quantitative ◽  
Qualitative And Quantitative Methods ◽  
Convenience Sampling

This study aims to: (1) to know the consumer's characteristics of local food kupu (made of cassava), and (2) to know consumer perceptions of local food kupu. This research was a case study at the Home Industry "Griya Jawau Melin". The number of samples was 35 respondents, which has been specified with a convenience sampling technique. The research was designed both qualitative and quantitative methods, Data were collected through interviews with a questionnaire guide, and data were analyzed descriptively and using a Likert Scale.   These results indicate that kupu consumers have varied characteristics, including gender, age, ethnic, education, occupation, and income. Consumers' perceptions of local food kupu which consist of variables i.e. taste, quality, price, sosial, and culture, are considered good with a score of 3203 and an average score of 79.58. The variable that gives the highest score was a culture with an average score of 84.57, followed by sosial variables (average score 81.94), quality variable (average score 81.55), price variable (average score 77, 90), and lastly, the taste score with an average of 69.43. These results indicate that the most influencing purchases are cultural and sosial faktors, the taste faktor being the last variable influencing the purchase of Kupu after the quality and price variables.

scholarly journals ASSESING THE ROLE OF MEDIA IN ECONOMIC DEVELOPMENT OF THE COMMUNITY: THE CASE OF THE SOUTH RADIO AND TELEVISION AGENCY, BONGA BRANCH IN DECHA WOREDA, SOUTHERN ETHIOPIA

2021 ◽  
pp. 5-13
Author(s):  
WOGAYEHU BELACHEW BEKELE
Keyword(s):  
Economic Development ◽  
Quantitative Methods ◽  
Secondary Data ◽  
Sampling Technique ◽  
Radio Station ◽  
Southern Ethiopia ◽  
Economic Activities ◽  
Qualitative And Quantitative Methods ◽  
The Media

This study investigates the role of media in economic development of community in the case of South Radio and Television Agency Bonga branch Radio in Decha woreda, Kafa Zone in southern Ethiopia. The study has attempted to address the contribution of media in changing the audience’s knowledge, attitude, and practices in the community’s economic activities. In this study to address the objectives, a researcher applied mixed research approaches and descriptive design. Both primary and secondary data were used in the study and analyzed through qualitative and quantitative methods. To investigate information about the intended objective of the study, the data were collected through questionnaires, key informant interviews and focus group discussions. To determine the sample size for the study, multi-stage sampling technique was employed. Three Kebeles were selected purposively and 106 respondents participated in the study. The general finding of the study shows that Bonga branch radio has been influencing the behavior (attitude, knowledge and practice) of the community in their agricultural productivity, income generation, job creation and saving culture in its information transmits both in news and program formats in the community’s ethnic language. Even though, the media is playing its role in the community’s development, different challenges have been identified. Finally, the researcher tried to forward the recommendations; the local government should support the media, the media management should arrange training for the journalists and technician of the radio station and should take improving measures of transmission coverage of the radio station.

scholarly journals Factors affecting customer satisfaction and loyalty: A case study in Ben Tre

2019 ◽  
Vol 2 (3) ◽  
pp. 5-18
Author(s):  
Nguyen Van Si ◽  
Nguyen Viet Bang
Keyword(s):  
Service Quality ◽  
Quantitative Methods ◽  
Local Food ◽  
Small Sample Size ◽  
Sampling Technique ◽  
Small Sample ◽  
Factors Affecting ◽  
Cultural Contact ◽  
Qualitative And Quantitative Methods ◽  
Tourist Satisfaction

The paper defines and measures key factors affecting Homestay tourist loyalty in Ben Tre using qualitative and quantitative methods, in which the qualitative research is carried out through focus group discussions with 10 tourists and the other through direct interviews with 294 tourists in Ben Tre Province, Vietnam. The results show that: (i) tourist loyalty is affected by tourist satisfaction, Homestay service quality, cultural contact, tourist satisfaction, and local food; and (ii) tourist satisfaction is affected by Homestay service quality, cultural contact, and local food. However, the research has certain limitations, namely small sample size of 294 tourists and convenient sampling technique through direct interviews with respondents who are using Homestay service in Ben Tre.

scholarly journals Examination of the apricot variety use and the factors affecting variety use in the Gönc production area

2010 ◽  
Vol 16 (3) ◽  
Author(s):  
D. D. Nagyné ◽  
J. Nyéki ◽  
M. Soltész ◽  
Z. Szabó
Keyword(s):  
Data Collection ◽  
Rural Areas ◽  
Quantitative Methods ◽  
Research Work ◽  
Value Added ◽  
Secondary Data ◽  
Relevant Information ◽  
Factors Affecting ◽  
Qualitative And Quantitative Methods ◽  
Empirical Survey

Hungary is a traditional fruit growing country for ages. As fruit sector has a very high hand work request and value added, it has an important role to decrease the elimination of unemployment and the lack of income in the disadvantage rural areas. The study was made in the year of 2009, the studied population consisted of the members of the fruit-grower marketing organization (Gyümölcsért Ltd.), that organizes growing and sales of stone fruits in Hungary. The studied area of this Ltd is in North Hungary. The growers, who filled the questionnaire, were selected random simple sample. Two data collection were used during our research work: primer and secondary data collection. The resources of the primer data-collection were the questionnaires of our empirical survey that have been completed by the relevant information from informal interviews with farmers (who previously filled the questionnaires in). We introduced and analysed the local (county level) and the wider (region level) farming conditions by the secondary data. By the composition of the questions both qualitative and quantitative methods have been used. This current study intends to represent one part of this comprehensive research.We wish to briefly introduce mainly the research results concerning variety use.

scholarly journals Re-Designing Conventional Face Mask by Using Triz (Teoriya Resheniya Izobreatatelskikh Zadatch) Method

2021 ◽  
Vol 4 (1) ◽  
Author(s):  
Ahmad Padhil ◽  
Muhammad Dafha Reza Ramadhan Saputra Ramlan ◽  
Rifdat Indratma ◽  
Nurul Dwiana Lestari
Keyword(s):  
Quantitative Methods ◽  
Secondary Data ◽  
Material Design ◽  
Face Mask ◽  
New Normal ◽  
Qualitative And Quantitative ◽  
Qualitative And Quantitative Methods ◽  
Library Research ◽  
Short Period ◽  
Made In

New Normal becomes the way out to keep Indonesia's weakened economy because of covid-19 pandemic stays in balance. Of course, New Normal must be well-balanced with the application of strict protocols to reduce transmission rates and anticipate a surge in new cases. From a few points of pandemic protocols, using face mask is considered as the most-effective basic need. Re-designing the mask is aiming at eliminating the worsening feature and developing the improving feature. This research is developing the widely used 1-ply mask, which doesn't meet WHO standard regarding cloth-material mask that must be made in 3-ply.  The method used in this research is TRIZ (Teoriya Resheniya Izobreatatelskikh Zadatch), an inventive problem solving theory to the issues regarding ideas, products, or concepts, in this case is face mask redesigning concept. In this research, the data are collected by doing library research to obtain secondary data that will be processed in qualitative and quantitative methods. The results shows the aspects that should be eliminated from cloth-material face mask are brittle for being easily damaged, short period of usage, and non-reusable. After the redesigning concept is carried out using the principles and features of TRIZ method, some aspects such as weight, material, design, and functionality are developed. The result is a relatively light weight face mask because the using of PLA+ filament-based material with good durability and environmentally friendly. This design has longer period of usage, and user only needs to replace the additional inserted tissue every 4 hours. The researchers hope that the new design can be further developed by government to deal with New Normal and other possibilities in the future.

scholarly journals Faktor Ekonomi yang Mempengaruhi Minat Konsumen Untuk Menggunakan Sistem Pembangkit Listrik Tenaga Surya (PLTS) Atap di Kota Palembang

2020 ◽  
Vol 5 (02) ◽  
pp. 49-60
Author(s):  
Melia Frastuti ◽  
Royda
Keyword(s):  
Random Sampling ◽  
Secondary Data ◽  
Sampling Technique ◽  
Economic Factors ◽  
Generation System ◽  
Qualitative And Quantitative ◽  
Power Generation System ◽  
Secondary Data Sources ◽  
The City ◽  
Data Analysis Methods

The purpose of this study is to determine whether there is an influence of economic factors that affect people's interest in using the Solar Roofing Power Generation System (PLTS) in Palembang. Data analysis methods used are qualitative and quantitative, with primary and secondary data sources in the form of questionnaires and interviews. The population in this study were all consumers of PT. PLN in the city of Palembang which has power> 2200 VA. Sampling using the Slovin formula obtained as many as 400 respondents, the sampling technique using proportionate stratified random sampling with the location of rayon into sub-populations. The results showed that there was a significant influence between economic factors on people's interest in using the PLTS Roof system with Sig 0,000.

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