scholarly journals The contribution of loan management on the financial performance of umurenge savings and credits cooperatives in rwanda

2020 ◽  
Vol 10 (1) ◽  
pp. 64-86
Author(s):  
Alphonse Nsengiyumva ◽  
Jean Bosco Harelimana
Keyword(s):  
Financial Performance ◽  
Quantitative Methods ◽  
Management Practices ◽  
Positive Impact ◽  
Secondary Data ◽  
Simple Random Sampling ◽  
Total Sample ◽  
Qualitative And Quantitative Methods ◽  
Credit Cooperatives ◽  
Descriptive Survey

The study analyzed the contribution of loan management on the financial performance of Umurenge Savings and Credit Cooperatives in Rwanda. The study adopted the use of descriptive survey using both qualitative and quantitative methods for a total sample size of 78 clients who have received more than two times the loan. Purposive and simple random sampling was used for this purpose. Primary and secondary data were collected and then analyzed. The study found that loan management determinants used such as membership enrolment, client appraisal, credit risk control and collection policy impact on financial performance respectively at 23,9%; 24,1%; 39,2 % ; 28,4%.Loan management practices have a high influence on the SACCO’s financial performance during the five years.The correlation results imply that suitable loan management in a saving and credit institution has a positive impact on financial sustainability and profitability and on financial efficiency and productivity as they move in the same direction (R=0.980).

scholarly journals The Impact of Information Communication and Technology Utilization on the Financial Performance of Microfinance Institutions in Rwanda Case Study: Reseau Interdiocesain De Microfinance (Rim) Ltd, Rwanda (2011 -2015)

2017 ◽  
Vol 4 (2) ◽  
pp. 13
Author(s):  
Jean Bosco Harelimana
Keyword(s):  
Financial Performance ◽  
Quantitative Methods ◽  
Positive Impact ◽  
Financial Sustainability ◽  
Microfinance Institutions ◽  
Information Communication ◽  
Qualitative And Quantitative Methods ◽  
Descriptive Survey ◽  
The Impact

The study analyzed the impact of ICT utilization on the financial performance of microfinance institutions inRwanda with case study of Réseau Interdiocesain de microfinance (RIM) Ltd undertaken within 5 years (2011-2015). The study adopted the use of descriptive survey using both qualitative and quantitative methods for a totalsample size of 132. Purporsive and simple random simpling was used for this purpose. Primary and Secondary datawere collected and thene analyzed using SPSS version 16.00. The study found that ICT has been introduced and usedabout 5 years and above. The study found that ICT impact firstly on financial sustainability and profitability (65.8%),secondly on financial efficiency and productivity (23.7) and finally on portfolio quality (5.3%). ICT utilization havea high influence to the RIM Ltd.’s financial performance compared to the previous situation.The correlation results imply that ICT usage has a positive impact on financial sustainability and profitability as theymove in the same direction (R=0.502). The strength of the impact was found to be low due to the low investments inICT among microfinance institutions.

scholarly journals ANALISIS PENGESAHAN FAKTOR KERENTANAN PETANI PASCA TSUNAMI DI ACEH

2017 ◽  
Vol 2 (1) ◽  
pp. 1
Author(s):  
Adhiana ,
Keyword(s):  
Structural Equation ◽  
Quantitative Methods ◽  
Secondary Data ◽  
Total Sample ◽  
Measurement Model ◽  
Primary Data ◽  
Equation Modeling ◽  
Qualitative And Quantitative Methods ◽  
Aceh Province ◽  
Structural Equation Modeling Model

Limitations of access and loss of various life assets caused by tsunamis and conflicts in Aceh faced by farmers have influenced their survival. The purpose of this research is to analyze the model of determination factor of farmer life assets the post-tsunami in Aceh. This study was conducted in Aceh Province covering five areas: Aceh Barat, Aceh Besar, Pidie Jaya, Bireun and Aceh Utara. The total sample for this study was 280 farmers using stratified random sampling method. This research uses primary data obtained by survey using quesioner and secondary data. Data analysis using qualitative and quantitative methods with Structural Equation Modeling model is by measurement model. This model 2 is used as the final model for the construct of the farmer's vulnerability factors as it demonstrates a good model compatibility. It also indicates that all loading factor values have above 0.5 and all probability values are significant at a = 1%. It indicated that all indicators can explain the existing constructs.

scholarly journals Implementation of Inclusive Child Friendly Primary Schools Policy in Nyandarua County, Kenya

2020 ◽  
Vol 4 (1) ◽  
pp. 15-32
Author(s):  
Daniel Kirogo Wahungu ◽  
Ibrahim Oanda ◽  
Violet Wawire
Keyword(s):  
Primary Schools ◽  
Quantitative Methods ◽  
Policy Recommendations ◽  
Validity And Reliability ◽  
Group Discussions ◽  
Qualitative And Quantitative Methods ◽  
Child Friendly ◽  
The Government ◽  
Policy And Suggestion ◽  
Descriptive Survey

The main problem addressed by this study was the implementation of inclusive child friendly primary schools policy in Nyandarua County. The Inclusive Child Friendly Schools (CFS) policy has become the vehicle through which the government is providing quality education for all children in school by creating a learning environment where all children can learn, all children want to learn, and all children feel included in the classrooms and schools. However, studies show that the conditions in schools are not adequately adapted to accommodate the diversity of learners and even many more children of school going age are left out of school. These challenges generated the objectives of the study which were to examine the practice in public primary schools in line with the inclusive CFS policy and suggestion of appropriate strategies for implementation of inclusive CFS in public primary schools. To achieve this, the study utilized a descriptive survey using both qualitative and quantitative methods. Data collection instruments entailed questionnaires, interview schedule, focus group discussions, observation schedule and document analysis which were first piloted to improve validity and reliability and the accruing data was then analyzed thematically as per the study objectives. The findings of the study indicated that there was a substantial gap between CFS policy expectations and its actual day to day practice in the schools. Schools had the CFS messages engraved but had not made a significant alteration in the line with the policy. From these study findings, the paper presented several policy recommendations including adopting CFS policy to internal contexts so that individual schools look for ways of developing and utilizing selfassessment indicators of CFS at the school levels. Though the area of CFS is relatively new, it was hoped the study could shed light on the way forward for inclusive child friendly school programme in Kenya.

scholarly journals Harga Saham Kini: Dalam Bayang-bayang Fundamental

2020 ◽  
Vol 17 (1) ◽  
pp. 71-80
Author(s):  
Sari Gabe Sagala ◽  
Mochamad Muslih
Keyword(s):  
Financial Performance ◽  
Stock Prices ◽  
Stock Price ◽  
Quantitative Methods ◽  
Industrial Revolution ◽  
Stock Exchange ◽  
Secondary Data ◽  
Pharmaceutical Companies ◽  
Funding Policy ◽  
Funding Policies

This study aims to determine the effect of liquidity, funding policies, and financial performance on the stock prices of pharmaceutical companies listed on the Indonesia Stock Exchange (BEI) for the 2009-2018 period. The theory tested in this research is signaling theory. This research uses quantitative methods. The research variables are stock price, company liquidity, funding policy, and financial performance. The data used are secondary data taken from the Indonesia Stock Exchange (IDX). The population in this study is pharmaceutical companies listed on the Indonesia Stock Exchange. The research sample is 7 (seven) pharmaceutical companies listed on the Indonesia Stock Exchange (IDX) for the period 2009-2018. The results showed that company liquidity had no significant effect on stock prices, funding policies had no significant effect on stock prices, and financial performance had no significant effect on stock prices. The results of this study add to the outer layer of knowledge building according to Imre Lakatos. The implication of this research is that the company's fundamental conditions do not necessarily affect stock prices, depending on the type of stock market. It is recommended to investors to be more careful in observing the factors that influence stock prices in the 4.0 industrial revolution era. Next researchers are advised to use other fundamental aspects as their independent variables so that more fundamental elements of the company are examined in relation to stock prices in the 4.0 industrial revolution era.

scholarly journals PENGARUH CITRA MEREK, KUALITAS PELAYANAN DAN PERSEPSI HARGA TERHADAP KEPUASAN MAHASISWA DI UNIVERSITAS MUHAMMADIYAH TANGERANG

2019 ◽  
Vol 18 (2) ◽  
pp. 121-143
Author(s):  
Ade Indra Permana ◽  
Mulky Fauzan ◽  
Sugeng Lubar Prastowo
Keyword(s):  
Service Quality ◽  
Student Satisfaction ◽  
Random Sampling ◽  
Brand Image ◽  
Secondary Data ◽  
Simple Random Sampling ◽  
Total Sample ◽  
Primary Data ◽  
Perceived Price ◽  
Students Satisfaction

This study aims to analyze the influence of brand image, service quality, and perceived price and its implication towards student satisfaction in Universitas Muhammadiyah Tangerang (UMT). This research is quantitative in nature. Both primary and secondary data were obtained from various source such as journals. Primary data were gathered using questionnaire which were distributed to the target respondent. The population consists of active students from Faculty of Engineering and Faculty of Economy actively studying in 2017 using a purposive sampling. Total sample of 100 students were obtained. Data were analyzed using SPSS version 23. The research found that the brand image, service quality and perceived price are affecting students satisfaction of Universitas Muhammadiyah Tangerang. Researcher suggests UMT to improve their brand image, also to improve administration services and lecturer quality. In addition UMT shall adjust their tuition costing structure to win the competition in pricingPenelitian ini bertujuan untuk menganalisis pengaruh Citra Merek, Kualitas Layanan dan Persepsi Harga Terhadap Kepuasan Mahasiswa di Universitas Muhammadiyah Tangerang (UMT). Penelitian bersifat kuantitatif dan bersifat explanatory, sedangkan teknik pengumpulan data berdasarkan kuesioner dan dokumen. Populasi penelitian ini adalah mahasiswa dari fakultas teknik dan fakultas ekonomi yang aktif berkuliah pada tahun 2017. Metode pengambilan sample menggunakan metode probability sampling dan teknik pengambilan sampel dengan menggunakan simple random sampling. Penentuan ukuran sampel menggunakan rumus Slovin dengan tingkat kesalahan 10% berjumlah 100 mahasiswa yang diambil sebagai responden. Data yang terkumpul dianalisa menggunakan SPSS versi 23. Hasil penelitian ditemukan bahwa Citra Merek, Kualitas Layanan dan Persepsi Harga secara signifikan berpengaruh terhadap Kepuasan Mahasiswa di UMT. Peneliti menyarankan UMT perlu meningkatkan citra merek, dan juga melakukan peningkatan di kualitas staf administrasi dan pengajar. Selain itu UMT perlu meninjau kembali biaya perkuliahan yang dikenakan ke mahasiswa agar dapat meningkatkan daya saing

scholarly journals The study on value co-creation behaviour of shared bicycle users

2018 ◽  
Vol 232 ◽  
pp. 01057
Author(s):  
Yashun Zhang
Keyword(s):  
Structural Equation ◽  
Quantitative Methods ◽  
Positive Impact ◽  
Peer Acceptance ◽  
Reliability And Validity ◽  
Equation Model ◽  
Qualitative And Quantitative ◽  
Qualitative And Quantitative Methods ◽  
The Past ◽  
Shared Bicycle

In the past few years, shared bicycles without piles developed so fast, they also experienced problems such as unregulated bicycle parking and unrepaired damaged bicycles. This article’s study about users’ consciously participating in the reporting damaged or illegal vehicles, encourages shared bicycle users’ value co-creation behaviours, and strengthens the interaction between companies and users. This paper uses the combination of qualitative and quantitative methods to analyse the reliability and validity of the collected questionnaires, and uses the structural equation model to test the relevant hypotheses. It draws the conclusion that sense of responsibility, sense of accomplishment, expected revenue, peer acceptance, and self-efficacy have positive impacts on the value co-creation behaviour of shared bicycle users. The value creation behaviour of users has a positive impact on process satisfaction and result satisfaction.

DAMPAK KEBERADAAN KAPAL PENYAMBANG TERHADAP PERTUMBUHAN KAWASAN EKONOMI PERIKANAN DI PELABUHAN PERIKANAN MUARA KINTAP KABUPATEN TANAH LAUT

2016 ◽  
Vol 3 (5) ◽  
pp. 29
Author(s):  
Martiah Akhdianti ◽  
Idiannor Mahyudin ◽  
Tri Dekayanti
Keyword(s):  
Development Strategy ◽  
Quantitative Methods ◽  
Positive Impact ◽  
Strategy Development ◽  
Fishing Communities ◽  
Fishing Activity ◽  
Qualitative And Quantitative Methods ◽  
Production Area ◽  
The Impact ◽  
The Village

Kintap coastal area is one of the areas that developed as a coastal fishery production.    Area-based coastal fisheries as Kintap Muara district is consisting of the main activities of fishing activity in the form of Fish Landing Base (PPI) with a variety of amenities. Coastal areas in the village of Muara Kintap pattern fisheries are people who are known to pattern  middlemen (Indonesian : penyambang) and developed since 2003. Study was conducted to see how the existence determines penyambang ships for fishing communities and the fishing estuary fishing port Kintap with : identifying the impact of fishing communities penyambang vessel catch and fishing port Muara Kintap; analyze business profits as penyambang ship; formulate strategy development as a fishing port economic zone fisheries. Technique uses qualitative and quantitative methods with a descriptive approach.The existence of the ship penyambang was a positive impact on fishermen catch. Fishermen catch will work more effectively and provide capital as a form of business development, while for the Port of Muara Kintap, penyambang ship has negatif impact on the port becauses penyambang ship can not be loading and unloading in the port. So that data from the catches of fishermen willnot be sould to penyambang as data the basis for determining the policy is difficult to know and retribution for PAD port no.  Average profit businesses penyambang vessel during fishing season is Rp. 2.773.611,00 per month while the crew (ABK) get Rp.1.386.806, 00 per month and crew still above the local minimum wage (UMR) South Kalimantan Province of  Rp. 1.337.500.00. Fishing harbor in the village of Muara Kintap, Tanah Laut District as district fisheries economy still needs a better development strategy so that the presence of the ship penyambang can contribute to Improved Income (PAD) Kintap Estuary Fishery Port.

scholarly journals The effect of clean development mechanism projects on human resource management practices in Brazil

2017 ◽  
Vol 37 (10) ◽  
pp. 1348-1365 ◽  
Author(s):  
Luz Fernández ◽  
Andrea Cardoso Ventura ◽  
Jose Célio Andrade ◽  
Julio Lumbreras ◽  
Jose Ramon Cobo-Benita
Keyword(s):  
Human Resource ◽  
Clean Development Mechanism ◽  
Quantitative Methods ◽  
Management Practices ◽  
Ghg Emissions ◽  
Cost Effective ◽  
Content Type ◽  
Qualitative And Quantitative Methods ◽  
Hrm Practices ◽  
Development Mechanism

Purpose The clean development mechanism (CDM) project is a cost-effective instrument to reduce greenhouse gas (GHG) emissions and to transfer technology and capital from industrialized to developing countries. HRM practices are important sustainable development co-benefits of CDM projects and Brazil is the third largest CDM project developer in the world. The purpose of this paper is to analyze the HRM practices declared by Brazilian CDM projects and how these practices have been, in fact, implemented by the proponents of these projects. Design/methodology/approach A mixed methodology was developed, based especially on qualitative and quantitative methods, in the Brazilian context. Findings The authors found that CDM activities are improving recruitment, human resource participation and training practices in Brazilian companies, influencing the integration of environmental management into HRM practices – green HRM. In addition, the study presents hints of interesting avenues to explore in further studies. For example, why is it that some organizations are able to change the routines associated with organizational learning and/or culture while others are not. Originality/value The overall results suggested that there is further potential within GHG emissions reduction projects to improve green HRM.

scholarly journals Analisis Kinerja Keuangan Perusahaan Ditinjau dari Rentabilitas, Likuiditas dan Solvabilitas

Syntax Idea ◽  
2021 ◽  
Vol 3 (3) ◽  
pp. 533
Author(s):  
Hidayatul Mu'arifin ◽  
Peri Irawan
Keyword(s):  
Data Collection ◽  
Financial Performance ◽  
Firm Value ◽  
Quantitative Methods ◽  
Secondary Data ◽  
Financial Statements ◽  
State Condition ◽  
Company Value ◽  
Level Of Analysis ◽  
Analyze Data

The purpose of this study is to analyze the financial performance of PT Sentul City Tbk and its Subsidiaries in 2018-2019 in terms of profitability, liquidity and solvency and to determine the effect of profitability, liquidity and solvency on Company Value both simultaneously and partially. The research object was carried out on the official website of PT Sentul City and at LQ45. The type of data used is secondary data. Methods of data collection using quantitative methods and descriptive methods, namely data in the form of exact numbers and analyze data from the company's financial statements. And it can be concluded that the level of analysis of profitability, liquidity and solvency is very influential on Firm Value and from the analysis the company can be categorized in a multi-state condition or not.

scholarly journals Resiko Kerentanan Masyarakat Perkotaan Terhadap Bahaya Banjir di Kelurahan Margagiri, Kecamatan Bojonegara, Kabupaten Serang

2020 ◽  
Vol 4 (1) ◽  
pp. 62-76
Author(s):  
Arta Rusidarma Putra ◽  
S Silfiana
Keyword(s):  
Random Sampling ◽  
Quantitative Methods ◽  
Secondary Data ◽  
Simple Random Sampling ◽  
School Level ◽  
Primary Data ◽  
Physical Aspect ◽  
River Channels ◽  
Physical Vulnerability ◽  
Socioeconomic Vulnerability

Penelitian ini bertujuan untuk menganalisis kerentanan sosial ekonomi, dan bangunan fisik masyarakat perkotaan terhadap bencana banjir di Kelurahan Margagiri, Kecamatan Bojonegara Kabupaten Serang Provinsi Banten. Metode yang digunakan dalam penelitian ini metode campuran kualitatif dan kuantitatif. Data yang digunakan data primer dan data sekunder. Data primer dikumpulkan dengan observasi langsung di lapangan dan wawancara berstruktur dengan responden yang dipilih secara random dengan teknik simple random sampling. Wawancara dilakukan terhadap 90 kepala rumah tangga dari total populasi 483 kepala rumah tangga. Sedangkan data sekunder diperoleh dari berbagai dokumen dan instansi terkait yang dianggap berkompeten. Hasil penelitian menujukkan bahwa berdasarkan hasil interpolasi kedalaman banjir yang terkena dampak banjir berada di sebagian besar wilayah bagian timur penelitian dengan kedalaman maksimum 1,5 meter. Berbagai faktor yang dapat menyebabkan banjir, seperti kondisi topografi yang lebih rendah, penyempitan sungai, tersumbatnya drainase dan tersumbatnya saluran sungai yang menyebabkan terhambatnya aliran sungai yang mengalir ke outlet utama. Hasil penelitian ini juga menunjukkan bahwa kerentanan sosial ekonomi yang lebih tinggi ditemukan pada tingkat pendidikan dominan yang rendah yaitu tingkat sekolah dasar (SD) (40,42%) dan elemen penduduk rentan karena usia lanjut dan anak-anak sebanyak 30,09 %. Sementara itu, temuan penelitian lainnya berkaitan dengah kerentanan fisik, menunjukkan bahwa tingkat kerentanan tinggi aspek fisik sebanyak 32 bangunan, kerentanan tingkat sedang aspek fisik ebanyak 43 bangunan, dan kerentanan tingkat rendah sebanyak 25 bangunan. Serta tingkat kerentanan sedang hingga tinggi didominasi oleh jenis bangunan non tembok. Kata Kunci: Masyarakat Perkotaan, Kerentanan Sosial Ekonomi, Kerentanan Fisik, Bahaya Banjir ABSTRACT This study aims to analyze the socio-economic and physical building vulnerability of urban communities against flooding in Margagiri Village, Bojonegara District, Serang Regency, Banten Province. The method used in this study was a mixture of qualitative and quantitative methods. The data used were primary data and secondary data. Primary data were collected by direct observation in the field and structured interviews with respondents randomly selected by simple random sampling technique. Interviews were conducted with 90 heads of households from a total population of 483 heads of households. Meanwhile, secondary data were obtained from various documents of related institutions that is considered to be competent. The results of study showed that based on the results of interpolation the depth of floods affected by flooding was in most of the eastern part of the study with a maximum depth of 1.5 meters. Various factors can cause flooding, such as lower topographic conditions, river narrowing, drainage clogging and blockage of river channels which causes obstruction of river flow flowing to the main outlet. The results of this study also showed that higher socioeconomic vulnerability was found at the low predominant level of education, namely elementary school level (40.42%) and elements of the vulnerable population due to old age and children as much as 30.09%. Meanwhile, other research findings related to physical vulnerability, showed that the high level of physical aspect vulnerability was 32 buildings, the moderate level of physical vulnerability was 43 buildings, and the low level vulnerability was 25 buildings. Keywords: Urban community, socioeconomic vulnerability, physical vulnerability, flood hazarrd 

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