scholarly journals THE IMPACT OF MICROFINANCE PROGRAMME UNDER IFAD PROJECT ON POVERTY ERADICATION OF TRIBAL WOMEN IN UKHRUL DISTRICT OF MANIPUR

Author(s):  
Dr. K. I. Meetei ◽  
Mr.VS. Khathing

A joint venture project of International Fund for Agricultural Development (IFAD) and Government of India was launched in Ukhrul District of Manipur in February 1998. Among various components of the upland area development, microfinance programme was incorporated for rural poverty alleviation. The Ukhrul Community Resource Management Society (URMS) took up activity on formation of SHGs and 654 SHGs were set up in 103 villages. Required microcredit linkage was made with UBI, Ukhrul bank and NIM. To examine the impact of microfinance programme under IFAD sponsored project an empirical study has been carried out. 200 sample units (SHG- Members) have been selected through multistage stratified random sampling method. Poverty Eradication Index (PEI) is employed for measurement of extent of poverty eradication. Employment generation and income generation are taken as causal factors. Consumption pattern, knowledge & skill level, and health care are taken as impact factors. The value of PEI indicates that 47.61% of the SHG members have crossed poverty line during last two decades and 48.5%of them are enabled to construct their own houses. On the whole, an effective socio- economic change of tribal women has been assured during the span of two decades. Nevertheless, better pace of achievement is called for. KEY WORKS: Microfinance, Self-Help Group, Employment Generation, Income Generation, Poverty Evaluation Index and Asset Creation

2021 ◽  
pp. 58-60
Author(s):  
T. Indumathi ◽  
G. Savaraiah

The World Bank's Andhra Pradesh Rural Poverty Reduction Project supports the self helf groups of the women members. It promotes women's social, economic, legal and political empowerment to reduce poverty among the poor and the poorest of the poor. The important object of this article is to examine the impact of micronance on the socio economic empowerment of the rural women supported by the national reputed NGO- Rashtriya Seva Samithi (RASS). 184 women members of the SHGs promoted by Rasthriya Seva Samathi (RASS) an NGO which located in Tirupati town. 184 samples are selected randomly from 15 SHGs scattered throughout the Tirupati rural mandal (Taluk) from the area of the study have been considered to conduct the present research study. The study reveals that 87.71 percent of the sample women were below the poverty line before joining the SHGs. As a result of SHG, about 40 percent of the sample women crossed the poverty line. The highest intensive value indicates that more women have participated in social agitations for the welfare of the children and the society. The second highest intensity reveals that considerable numbers of women of SHGs have participated in the government sponsored schemes. The 1st point secured 3rd rank with total intensity value of 605 which status that the micro credit has resulted in increased social status and empowerment.


2018 ◽  
Vol 14 (5) ◽  
pp. 105
Author(s):  
Greene Ifeanyi Eleagu

Poverty has been a huge challenge to Nigeria for a long time as majority of Nigerians live below poverty line. Successive civilian and military governments in Nigeria agreed on the need to eradicate or alleviate this ugly situation. In an attempt to ameliorate the situation, they introduced a number of schemes and programmes. The apparent failure of the various schemes and programmes and the resultant citizen discontent led to the creation of the National Poverty Eradication Programme, NAPEP, in all the states of the federation and the Federal Capital Territory. The broad objective of the study was to empirically evaluate the impact of NAPEP towards poverty eradication in Abia state, through the provision of youth employment. The structuralfunctionalist theory was adopted with an interrogation of relevant documents on financial flows, projects and programmes. The findings suggest that youth unemployment was pervasive. Again, the poverty reduction or alleviation efforts were fraught with corruption. To correct these, the work recommended disbursing monies to beneficiaries through banks. It also suggested, among others, that future efforts should be rural-centred, instead of urban-centred.


2005 ◽  
Vol 10 (1) ◽  
pp. 1-14 ◽  
Author(s):  
Abdul Saboor Abdul Saboor ◽  
Zakir Hussain

At the start of the 21st century, almost one-fifth of humanity-1.2 billion people-live on less than a dollar a day. Pakistan is confronted by a multifaceted dilemma. The major issues facing the country are poverty and income disparity, particularly among the rural segments of the society. And evidence indicates that both have worsened. The impact of poverty is particularly acute on the most vulnerable sections of the society. In the year 1990-91, 39.42 percent of the total 31.81 percent of the population below the poverty line were termed as absolute poor including 34 percent chronically and 61 percent extremely poor. During the last decade or so, nearly 2 million people are added to the clusters of extremely poor, 5 million to chronically poor, 7 million to transient poor. Thus bringing nearly 59.11 percent of the poor population out of poverty is to a certain extent easier than bringing the remaining 40.89 percent out of the poverty trap. Pakistan has witnessed a decline in the growth rate from 6.1 per cent during the 1980s to 4.2 percent during the 1990s. However, the Poverty Equivalent Growth Rate (PEGR) analysis reported in this paper indicates that the pro-poor growth scenario is improving in rural Pakistan. If growth remains pro-poor in the subsequent years as it was in the year 2000-01, there is a likelihood that the growth will trickle down to the poor more than the non-poor.


2018 ◽  
Vol 10 (4) ◽  
pp. 683-694
Author(s):  
Jun Wang ◽  
Yong Hu

PurposeThe purpose of this paper is to investigate how trade liberalization influences rural poverty reduction in China.Design/methodology/approachThe authors make use of China Family Panel Studies survey data, take annual income of farmers of RMB2,300 and RMB3,450 as the poverty lines (poverty line 1 and poverty line 2, respectively). Residents below poverty line 1 and poverty line 2 are 2,580 and 2,661, respectively. Probit model is used to estimate the impact of trade liberalization on the poverty probability. Income-deciding equation is used to estimate the impact of trade liberalization on the income level of poor residents in rural areas. Income-deciding equation is also used to examine the transmission mechanism of trade liberalization affecting rural poverty.FindingsThis study finds that trade liberalization can reduce the poverty probability of rural residents and promote the income growth of poor residents in rural areas. Trade liberalization increases the income of poor residents and reduces poverty through transmission mechanisms such as promoting economic growth and financial expenditure.Originality/valueTo the authors’ knowledge, this is the first empirical study to quantitatively model the impact of trade liberalization on rural poverty reduction in China using residents’ survey data.


2020 ◽  
Vol 8 (1) ◽  
pp. 634-641
Author(s):  
Pacha Malyadri

Purpose of the study: The study tried to evaluate two issues which are socio-economic conditions of tribal women and the impact of welfare schemes financing by banks for income generation among tribal women. Methodology: This empirical research adopted a quantitative method by distributing a schedule to 120 tribal women located in a rural-based Khammam district of Telangana state. The data analyzed by using the one-way ANOVA, mean, regression analysis and standard deviation (S.D.) with the assistance of Statistical Package for Social Sciences to determining the impact of income generation schemes on socio-economic conditions. Main Findings: This study found that incomes are improved phenomenally after availing welfare schemes targeted at tribal women. However, the tribal women are needed to facilitate awareness of various schemes on circulation by the Government. The known income generation schemes were impacted positively among few tribal women and they have expressed satisfaction as there was significant empowerment in their livelihoods. Applications of this study: The findings of the study are useful for the government in implementing income generation activities to strengthen tribal women economically, socially and politically. It would be relevant to apply solutions for the problems encountering by tribal women. Novelty/Originality of this study: The impact of income generation schemes has been addressed categorically concerning empowerment. Therefore a determined plan of implementation of further action can significantly empower the tribal women in all respects.


This paper studies the impact of mudra on small and micro enterprises in terms of income generation, business expansion, standard of living, and employment generation in the process. The research is socio-economic research. The project applied mean difference method for quantitative data analysis and relative importance index method to analyse qualitative data. Paper used Schedule to conduct personal interviews to collect data from 384 respondents using convenience sampling. It was found that to some extent, the schemes have been successful in providing loans to MSME sector. The enterprises are benefitted due to collateral free mudra loan in terms of income generation and business expansion. But there was no significant impact on employment generation and standard of living as proved from the data collected from the respondents due to mudra loan. Also, no significant improvement in human development index was found among the respondents. No significant improvements in quality of food and nutrition were found as informed by the respondents. Financial independence has not been achieved for the women entrepreneurs. Policy implications for government and bank has been discussed at the end of paper. The paper is based on the project funded by Indian Council of Social Science Research, New Delhi. This is a first kind of study conducted to study the impact of mudra loans on small and micro enterprises in India.


Author(s):  
Sourav Kumar Das ◽  
Tonmoy Chatterjee

Microfinance has emerged as a prime element aimed at reduction of poverty. Microfinance in a broader aspect provides such access to the socially deprived population (i.e., tribes) so that they can uplift from their destitute position. That is why microfinance may be termed as the development finance. This chapter is an attempt to examine the impact of microfinance on the consumption of scheduled tribes in the backward district of Bankura, in West Bengal, India. For the purpose of the present study, the authors selected 50 SHG tribal women households formed under SGSY (now re-structured as NRLM) and 50 non-SHG tribal women households. All the SHG member households and non-SHG member households belong to the category of below poverty line households. The study concludes that the non-SHG households suffer worst and reductions of poverty of SHG households are still in process. Obviously, there is a perceptible positive impact of microfinance for uplifting their living standard.


2012 ◽  
Vol 17 (3) ◽  
pp. 190-198 ◽  
Author(s):  
Günter Krampen ◽  
Thomas Huckert ◽  
Gabriel Schui

Exemplary for other than English-language psychology journals, the impact of recent Anglicization of five former German-language psychology journals on (1) authorship (nationality, i.e., native language, and number of authors, i.e., single or multiple authorships), (2) formal characteristics of the journal (number of articles per volume and length of articles), and (3) number of citations of the articles in other journal articles, the language of the citing publications, and the impact factors (IF) is analyzed. Scientometric data on these variables are gathered for all articles published in the four years before anglicizing and in the four years after anglicizing the same journal. Results reveal rather quick changes: Citations per year since original articles’ publication increase significantly, and the IF of the journals go up markedly. Frequencies of citing in German-language journals decrease, citing in English-language journals increase significantly after the Anglicization of former German-language psychology journals, and there is a general trend of increasing citations in other languages as well. Side effects of anglicizing former German-language psychology journals include the publication of shorter papers, their availability to a more international authorship, and a slight, but significant increase in multiple authorships.


Author(s):  
Shalakha Rao ◽  
Shivani Kushwaha

The connection between poverty and women's lack of power over resources and decision-making has now caught the attention of policymakers in government and mainstream development all over the world. Women empowerment issues perceived nationally or locally are being addressed by both state and non-state agencies. Beside the government intervention, NGOs are implementing various types of Women Empowerment Programmes including IG Programmes. Women Empowerment Programmes in India include livelihood support Programme, rehabilitation and job placement for rescued women, safe motherhood Programme and so forth. In spite of involvement of various NGOs in women empowerment through Income Generation and Skill Development Programmes, the status of women is still not satisfactory in India as various official as well as unofficial reports claim and the outcomes against the stated objectives of the NGOs' Women Empowerment Programmes are often questioned. Therefore, the present study is focused in assessing the impact of IG Programmes run by non-government organizations in empowering women. The researcher hypothesizes that IG Programme with its components viz., skill training, resource inputs of loan and equipment help to increase income to the women through independent business or work in the related field; the increased income lessens their dependence on family heads and enables to spend for personal expenses; gives them certain freedoms as individuals; enables them to contribute to family affairs financially, which creates an environment in the family in favor or the women to accept her views and participation in family matters like education, marriage, purchase etc.


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