scholarly journals The Role of Fintech Firms in Contemporary Financial Sector Development

2021 ◽  
Vol 18 ◽  
pp. 411-423
Author(s):  
Inese Mavlutova ◽  
Tatjana Volkova ◽  
Aivars Spilbergs ◽  
Andris Natrins ◽  
Ilja Arefjevs ◽  
...  
Keyword(s):  
Information And Communication Technologies ◽  
Financial Services ◽  
New Technologies ◽  
Regional Distribution ◽  
Financial Sector ◽  
The Pacific ◽  
Significant Difference ◽  
Alternative Financial Services ◽  
Information And Communication

The development of new technologies provided by Information and communication technologies, robotics, artificial intelligence and their application have an essential influence on the business model of the financial sector companies. Changes are taking place through a variety of technology processes in different industries of the financial sector such as payment systems (including cryptocurrencies, smart chaining), customer acquisition and management, crowdfunding, P2P lending. The aim of the research is to study the role of Fintech firms in the changes in the financial sector landscape, as well dynamics of changes in investments in Fintech by regions and by segments. This study provides empirical evidence on the development of alternative financial services and their role in the development of the financial sector. Based on the research results there is strong evidence about statistically significant difference between investments allocated to Fintech firms by regions and vintage. There have been changes in the regional distribution of investment, with North America (85-90%) dominating in the first years of the decade, and Asia and the Pacific accounting for more than a third and Europe for more than 20% of total investment in recent years. Contemporary statistics data analysis also indicates different trends in investments in various Fintech segments by years.

scholarly journals Evaluation of electronic readiness level: A case of financial institution

2021 ◽  
Vol 34 (3) ◽  
pp. 401-413
Author(s):  
Hossein KardanMoghaddam ◽  
Nafiseh Sarboland
Keyword(s):  
Information And Communication Technologies ◽  
New Technologies ◽  
Financial Institution ◽  
Service Level ◽  
Average Score ◽  
Statistical Population ◽  
Organizational Position ◽  
Significant Difference ◽  
Readiness Level ◽  
Information And Communication

Electronic readiness is the ability to accept, use and apply information and communication technology in an organization. To effectively implement information and communication technologies, the first step is to measure the electronic readiness of companies and organizations to adopt these new technologies. In this research, the level of electronic readiness of Mellat Bank has been studied in Khorasan Razavi province in Iran, from the perspective of the employees in cities of Feyz Abad, Kashmar, Bajestan, Gonabad and Bazar and Central branches in Khorasan Razavi province. Electronic readiness levels of Bank Mellat have been evaluated in the following dimensions: Strategy readiness and IT policies, IT infrastructure readiness, management readiness, legal-juridical readiness, culture and human resource (personnel) readiness and Process readiness. This research is based on descriptive research design and applied purpose. The statistical population of the personnel includes people with sufficient and necessary information in the field of financial and banking activities regarding e-commerce issues and e-readiness, which was a total population of 74 people. 50 questionnaires consisting of 30 questions were distributed using non-probability convenience sampling method of which 42 questionnaires were accurate. The SPSS15 software was used for analysis. The results of the analysis showed that the level of electronic readiness of Mellat Bank in Khorasan Razavi province in the studied branches is significantly higher than the average theoretical score (3) (p <0.001) in total and its components. This demonstrates the level of electronic readiness of Mellat Bank in Khorasan Razavi is high (above average) from the perspective of the studied personnel. Also, there is no significant difference in the average score of the perspective of personnel based on gender, age, years of service, level of education, field of study and organizational position concerning the level of electronic readiness in Mellat Bank in Khorasan Razavi.

Elderly People, Disability, Dependence and New Technologies

2011 ◽  
pp. 36-45
Author(s):  
José Millán-Calenti ◽  
Ana Maseda
Keyword(s):  
Information And Communication Technologies ◽  
New Technologies ◽  
New Products ◽  
Communication Technologies ◽  
The Elderly ◽  
Assistive Technologies ◽  
Information And Communication ◽  
Role Of Information

The potential impact of new assistive technologies to help people stay in their own homes for longer, age well and independently is a crucial challenge for future empowerment of the elderly. The main goals of this chapter are to draw attention to the characteristics of the elderly population and their situation regarding the increase in life expectancy and aging-related aspects, increasing the risk of disability and dependence. Notably, the role of information and communication technologies as supportive tools can help the elderly to improve their quality of life and independence. Services adapted to this population, e.g., tele-health, domotics or robotics, are examined in the text. We also look at the most relevant future opportunities and challenges to society towards new products and services.

New Technologies and Democratic Participation on the International Level

2013 ◽  
pp. 10-19
Author(s):  
Marios Papandreou
Keyword(s):  
Information And Communication Technologies ◽  
New Technologies ◽  
National Level ◽  
Communication Technologies ◽  
International Level ◽  
The European Union ◽  
Global Democracy ◽  
Information And Communication ◽  
The One

This chapter shows that the role of new technologies in global democracy is very important. First, the concept of democracy is analyzed with particular reference to participation and (access to) information. Second, it is explained that democracy should not be limited to the national level because of the major changes of globalization and because of the fact that these changes influence the everyday lives of billions of people. Examples of the United Nations and the European Union are examined, the former as an example of what could be done and how (with regard to individuals’ participation) and the latter as an example of what has already been achieved. Finally, it is explained how and under which conditions new technologies could help build more democratic and more participatory processes on the international level. The concept of access is the central link between information and communication technologies on the one side and international participatory democracy on the other.

scholarly journals TEACHING IN HIGHER EDUCATION: TEACHER TRAINING AND THE CHALLENGE OF NEW INFORMATION AND COMMUNICATION TECHNOLOGIES (ICT)

2021 ◽  
Keyword(s):  
Information And Communication Technologies ◽  
New Technologies ◽  
Communication Technologies ◽  
First Century ◽  
New Information ◽  
The Face ◽  
Information And Communication ◽  
Teaching Learning ◽  
Teaching In Higher Education

In the face of the advance of new technologies that has been occurring and reaching all sectors of society, this article presents a discussion guided by scholars about the changes that are occurring in education. It is important to think of how you can use so many resources available today while providing power changes in the teaching-learning process which until then was seen as something static and conservative. The task of the teacher in the twenty-first century is no longer ready to take the knowledge to the student, but rather has the role of acting as a mediator and facilitator in the process of knowledge construction. The changes that are taking place have led educators to seek knowledge and expertise so that they can perform satisfactorily their role in society.

scholarly journals New technologies and quality of customer service – case study

2019 ◽  
Vol 2 (1) ◽  
pp. 548-558
Author(s):  
Katarzyna Midor
Keyword(s):  
Information And Communication Technologies ◽  
Customer Service ◽  
New Technologies ◽  
Communication Technologies ◽  
The Internet ◽  
Information And Communication ◽  
Purchase Process

Abstract Nowadays, companies are increasingly forced to fight against competition. The number of competitors on the market is constantly growing, and customer’s demands on the products offered by the companies are increasing. The role of customers on the market has changed in recent years. Customers are more active than before, i.e. they started to actively co-create value, so they stopped being passive to the purchase process. Organizations that make appropriate use of the increase in customer activity can count on large benefits for the company. One of the methods to increase competitiveness is continuous introduction of new technologies based on the Internet, which recently resulted in easier cooperation between customers and suppliers, making and settling transactions, coordination of orders in the supply chain thanks to e.g. solution supporting electronic exchange of EDI documents. Therefore, the development of information and communication technologies has significantly influenced the development of organization through its improvement. This paper presents the importance of new technologies for the customer that improve the process of its service in a selected clothing sales network in Poland.

scholarly journals ICT Lifecycle and its major Role in the Development of Strategic Intelligence

2013 ◽  
Vol 3 (2) ◽  
Author(s):  
Francisco Carlos Paletta ◽  
Nilson Dias Vieira Junior
Keyword(s):  
Information And Communication Technologies ◽  
New Technologies ◽  
Communication Technologies ◽  
Sustainable Growth ◽  
Digital Information ◽  
Information And Communication ◽  
Increase Productivity ◽  
Short And Long Term

In this article, we focus on the role of Information and Communication Technologies - ICT - to create additional sources of competitive advantage that can help companies to prepare themselves for sustainable growth. First, we discuss the dynamics of ICTs and the ability to generate innovations with a direct impact on business. Then we present the need for greater balance between goals of short and long term on IT projects. In the third part, we discuss how these new technologies have helped to increase the productivity of information professionals as well as to enhance the decision-making process and the satisfaction of the end customer. To conclude, the main challenges that the technology-based companies will have to face in relation to the management of the lifecycle of their technology, is consolidation and simplification of their processes within their computing environments, aiming to increase productivity and develop agile environments that allow the organizations to meet the demands of managing digital information.

scholarly journals Divergent Movement Ability and Digital learning environments

2016 ◽  
Vol 4 (12) ◽  
pp. 215-229
Author(s):  
Nikolas Ioannis Apostolakis ◽  
Panagiotis Antoniou ◽  
Alexandros Karipidis ◽  
Panagiotis Anastasiades
Keyword(s):  
Information And Communication Technologies ◽  
Personal Development ◽  
New Technologies ◽  
Digital Learning ◽  
School Students ◽  
Digital Learning Environment ◽  
Significant Difference ◽  
Information And Communication ◽  
Movement Ability ◽  
Digital Learning Environments

Creativity and the Information and Communication Technologies are considered as key factors for social and personal development. New technologies are valuable tools on learner's creativity cultivation. When the children act as movers they modify, adapt and combine fundamental movements. When creativity is expressed with a movement, is defined as a creative movement and its outcome as a creative product. The aim of the present study was to investigate if the proposed educational technique has been effective and furthermore to investigate the effects of a Digital Learning Environment (DLE) focused on basketball elements on the motor creativity of elementary school students. 86 students divided in 2 groups participated in the study. According the results, the DLE and its content effect with no significant difference among the three subgroups of the experimental group and help the students to express themselves, to improve their previous divergent movement ability.

New Technologies and Democratic Participation on the International Level

2014 ◽  
pp. 1382-1391
Author(s):  
Marios Papandreou
Keyword(s):  
Information And Communication Technologies ◽  
New Technologies ◽  
National Level ◽  
Communication Technologies ◽  
International Level ◽  
The European Union ◽  
Global Democracy ◽  
Information And Communication ◽  
The One

This chapter shows that the role of new technologies in global democracy is very important. First, the concept of democracy is analyzed with particular reference to participation and (access to) information. Second, it is explained that democracy should not be limited to the national level because of the major changes of globalization and because of the fact that these changes influence the everyday lives of billions of people. Examples of the United Nations and the European Union are examined, the former as an example of what could be done and how (with regard to individuals' participation) and the latter as an example of what has already been achieved. Finally, it is explained how and under which conditions new technologies could help build more democratic and more participatory processes on the international level. The concept of access is the central link between information and communication technologies on the one side and international participatory democracy on the other.

Recent Developments of Ambulatory Assessment Methods

2014 ◽  
Vol 25 (4) ◽  
pp. 279-287 ◽  
Author(s):  
Stefan Hey ◽  
Panagiota Anastasopoulou ◽  
André Bideaux ◽  
Wilhelm Stork
Keyword(s):  
Real Time ◽  
Information And Communication Technologies ◽  
New Technologies ◽  
Psychological Research ◽  
Ambulatory Assessment ◽  
Emotional States ◽  
Recent Developments ◽  
Potential Applications ◽  
Information And Communication ◽  
Physiological Sensors

Ambulatory assessment of emotional states as well as psychophysiological, cognitive and behavioral reactions constitutes an approach, which is increasingly being used in psychological research. Due to new developments in the field of information and communication technologies and an improved application of mobile physiological sensors, various new systems have been introduced. Methods of experience sampling allow to assess dynamic changes of subjective evaluations in real time and new sensor technologies permit a measurement of physiological responses. In addition, new technologies facilitate the interactive assessment of subjective, physiological, and behavioral data in real-time. Here, we describe these recent developments from the perspective of engineering science and discuss potential applications in the field of neuropsychology.

ROLE OF INFORMATION AND COMMUNICATION TECHNOLOGY (ICT) IN AGRICULTURE FOR RURAL DEVELOPMENT

2017 ◽  
Vol 23 (1) ◽  
pp. 3-8
Author(s):  
R. P. BAIN ◽  
D. P. RAI ◽  
SIDDARTH NAYAK
Keyword(s):  
Rural Development ◽  
Information And Communication Technologies ◽  
Information And Communication Technology ◽  
Communication Technology ◽  
Communication Technologies ◽  
Sustainable Society ◽  
Indian Agriculture ◽  
Information And Communication ◽  
Role Of Information

If we want to convert our rural population into knowledge driven, progressive, self sufficient, self reliant, sustainable society, the role of Information and Communication Technologies (ICT’s) cannot be ignored. Timely availability information is considered as most important factor in Indian agriculture. At present ICT is the technology of this millennium. Transferring the developed technology to all end users is time-consuming and tiresome task and is often not completed due to paucity of resources and lack of manpower. In India, agriculture and rural development has gained significantly from ICT due to its widespread extension and adoption. In this era of internet, ICT is committed to provide real, timely accurate authentic information to the farmers and rural peoples.

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