Performance and problems of self help groups (SHGs) in Meerut district of Uttar Pradesh

2019 ◽  
Vol 4 (01) ◽  
pp. 76-80
Author(s):  
Pukhraj Singh ◽  
Nitin Kumar Nag ◽  
Lalit Kumar Verma ◽  
Dushyant Kumar
Keyword(s):  
Data Collection ◽  
Uttar Pradesh ◽  
Economic Benefits ◽  
Primary Data ◽  
Economic Activities ◽  
Financial Problem ◽  
Rural People ◽  
Mutual Help ◽  
Self Help ◽  
Self Help Groups

The present study was carried out in the rural area of Meerut district, with the objective to find out the study the performance of SHGs and problems faced by the SHGs in the study area. As a part of primary data collection, a sample (random) of 110 women respondents were selected out of 22 SHGs operating in the district. The data was collected during the period July 2018 - Dec 2018. A self-help is a small, economically and attractive group of 10-20 rural people which comes together to save small amounts regularly. It generally performs various types of economic activities with the help of their small savings. Self-help groups are informal association of women. The main purpose of such an association is to enable members to mobilization of savings and credit facilities gain economic benefits out of mutual help, solidarity and social responsibility. SHGs is the group based approach, which helps the women members of each SHGs to accumulate capital by way of small saving and helping them to get credit facilities from their funds. Presently, the women of the society are facing the financial problem to start business or to undertake different economic activities to become self-employed and self-reliant.

Repayment Performance of Self-Help Groups in Uttar Pradesh: An Empirical Investigation

2021 ◽  
pp. 002190962110071
Author(s):  
Udai Bhan Singh ◽  
Tanushree Gupta
Keyword(s):  
Rural Areas ◽  
Household Income ◽  
Empirical Investigation ◽  
Field Survey ◽  
Peer Group ◽  
Uttar Pradesh ◽  
Primary Data ◽  
Self Help ◽  
Peer Group Pressure ◽  
Self Help Groups

This paper aims to study the determinants of repayment performance of self-help groups in India’s Uttar Pradesh state, which has one of the highest numbers of defaulting self-help groups. The study is based on primary data collected in 2017 through a field survey covering 300 members across 100 self-help groups from the rural areas of Sultanpur and Faizabad districts. The survey reveals an overall repayment rate of about 55% with better pay-back performance seen among members of old self-help groups. The results, computed with the help of the Tobit model, show that factors such as group maturity (age of the group), ratio of family workers to household size and household income are negatively associated with the incidence of delinquency while peer group pressure and social ties associate positively with delays and overdues.

Dynamic Incentives and Microfinance Borrowers

2017 ◽  
Vol 5 (1) ◽  
pp. 67-92 ◽  
Author(s):  
Vijeta Singh ◽  
Puja Padhi
Keyword(s):  
Uttar Pradesh ◽  
Primary Data ◽  
Microfinance Institutions ◽  
Joint Liability ◽  
Self Help ◽  
Loan Demand ◽  
Socio Economic Impact ◽  
Credit Contracts ◽  
Self Help Groups ◽  
Policy Mechanisms

In recent years microfinance has been recognised as one of the policy mechanisms to achieve the goal of financial inclusion. Different lending models have been appropriated in microfinance sector to provide micro-loans to microfinance borrowers and their likely socio-economic impact on microfinance borrowers varies across different lending models. In case of microfinance, credit contracts between lenders and borrowers are designed in such a manner that borrowers’ initial loans are smaller but increases with each loan cycle over a period of time, termed as progressive lending.2 The present study using primary data collected from Mirzapur district in Uttar Pradesh attempts to explore the determinants/variables that explain progressive loan demand by microfinance borrowers in self-help groups (SHGs) and joint liability groups (JLGs). Using logit model, the paper concludes that in both SHGs and JLGs, longer association with microfinance groups helps in availing progressive loans from SHGs/microfinance institutions (MFIs) followed by loans procured from other sources also compel microfinance borrowers to demand larger loans from MFIs primarily for paying loan instalments. In addition to this income, size of group, number of dependents in household and asset endowment characteristics of SHG/JLG members also affect progressive loan demand by SHG/JLG members.

Do Self-Help Groups Empower Women? Evidences from Nuh District of Haryana

2021 ◽  
pp. 68-76
Keyword(s):  
Group Intervention ◽  
Gender Disparity ◽  
Primary Data ◽  
Economic Activities ◽  
Positive Role ◽  
Men And Women ◽  
Self Help ◽  
Participation Of Women ◽  
The Family ◽  
Self Help Groups

Men and women complement each other in many aspects of life. Nevertheless, when we talk about empowerment, there is big diversity. There are often pressures and opposition from within the family due to societal stereotypes that force women to take care of the house as her key responsibility. Unequal or unfair treatments marginalized the women and hindered their participation in socio-economic growth of the country. However, the findings of the studies showed that women participation in economic activities produced large gains in economic welfare. This study was an attempt to contribute in the debate about how the self-help groups were helpful to empower the women; as women empowerment overcame the gender disparity (the gap between men and women) and increased the participation of women in economic as politic activities of the country. For this purpose, the primary data was collected from the Nuh district of Haryana, considered the most backward district of India. This study showed that self-help group intervention had a positive role in empowering women.

Workers’ Welfare: A Comparative Study Between Public and Private Industries in Bareilly, Uttar Pradesh

2018 ◽  
Vol 43 (3) ◽  
pp. 192-204 ◽  
Author(s):  
Naeem Ahmed
Keyword(s):  
Data Collection ◽  
Uttar Pradesh ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Well Being ◽  
Primary Data ◽  
Private Industry ◽  
Public And Private ◽  
Secondary Sources ◽  
Questionnaire Method

Labour welfare is an umbrella term which includes overall well-being of the worker. Labour welfare facilities are classified by the International Labour Organization (ILO) into two types: intramural labour welfare facilities and extramural labour welfare facilities. In India, several labour legislations have been enacted to provide proper labour welfare facilities to the workers. Factories Act, 1948 is one of most important welfare-related labour legislations in which a number of labour welfare facilities are specified like washing facility, canteen facility, crèches room facility, labour welfare officer, sitting facility, and so on. In this particular study, the researcher chose descriptive research design; sample size of the study is 120 respondents, 60 respondents from each organization were selected by using simple random sampling technique. For data collection, both primary and secondary sources of data were used; as primary data collection, questionnaire method was used. Collected data were analysed in the form of tables and diagrams. Findings of the study are very interesting: some welfare facilities are good in public industry and some are good in private industry.

Empowering SHGs Women through Micro-finance in Uttar Pradesh

2020 ◽  
Vol 62 (6) ◽  
pp. 591-606
Author(s):  
Shalini Aggarwal ◽  
Praveen Kumar ◽  
Vikas Garg
Keyword(s):  
Factor Analysis ◽  
Uttar Pradesh ◽  
Household Survey ◽  
The State ◽  
Primary Data ◽  
Development Projects ◽  
Women Empowerment ◽  
Content Type ◽  
Political Empowerment ◽  
Self Help Groups

Purpose This paper aims to explore the factors for self-help groups (SHGs) women empowerment in the state of Uttar Pradesh using the primary data. Design/methodology/approach The primary data have been collected by a household survey in the four districts of Uttar Pradesh. Factor analysis is used to estimate the odd of improving women empowerment after participating in SHG. Findings Factor analysis extracted four factors which were economic development, improvement in family matters, decision to use public amenities and political empowerment. Also, analysis of variance and t-test was used employing SPSS. The results, therefore, show that education has a significant impact on all the aspects of SHGs people. Practical implications The findings of the study can help policymakers to adopt appropriate policies that integrate empowerment in development projects with women. Social implications The results of this research could encourage more women to participate in SHG activities and development projects. Originality/value This research provides the most updated data from a primary survey in the state of Uttar Pradesh.

scholarly journals Perceived Social Networks and Newborn Health: Evidence from Self-Help Group Communities in Northern India

Societies ◽  
2018 ◽  
Vol 8 (4) ◽  
pp. 92 ◽  
Author(s):  
Jenny Ruducha ◽  
Xinran Huang ◽  
James Potter ◽  
Divya Hariharan ◽  
Danish Ahmad ◽  
...  
Keyword(s):  
Social Capital ◽  
Health Workers ◽  
Uttar Pradesh ◽  
Newborn Health ◽  
Individual Level ◽  
Northern India ◽  
Self Help ◽  
Health Advice ◽  
Advice Networks ◽  
Self Help Groups

The limitations of individual level interventions in changing behaviors to improve global maternal, newborn and child health have generated more interest in the patterns of social influence and decision making embedded in families, friends and communities. The purpose of this study is to expand the understanding of village dynamics in India and how first degree social and advice networks and cognitive perceptions of 185 recently delivered women (RDW) in areas with and without women’s Self-Help Groups (SHGs) affect immediate breastfeeding. Data was collected in 6 blocks and 36 villages in Uttar Pradesh, India. The expansion of RDW’s social worlds and creation of social capital through the organization of Self-Help Groups in their villages allowed us to examine basic relationships and advice formation as well as perceptions of interconnectedness of known groups. RDW living in SHG villages and blocks had consistently higher numbers of relationship ties, health advice ties and higher density of health advice networks than RDW living in the non-SHG areas. RDW’s perceived knowing ties were also significantly higher between family and health workers in the SHG areas with related higher immediate breastfeeding rates. These results suggest that SHGs can accelerate community social capital and promote more accountability in the health system to engage with families and support the change from traditional to more evidence-based health practices.

TOPICS AND TANGENTS FOR MUTUAL HELP IN UNCERTAINTY

Africa ◽  
2014 ◽  
Vol 84 (4) ◽  
pp. 510-529 ◽  
Author(s):  
Parker Shipton
Keyword(s):  
Change Over Time ◽  
Trade Off ◽  
Mutual Help ◽  
Self Help ◽  
Generalize Input ◽  
Self Help Groups ◽  
Over Time ◽  
As If

ABSTRACTSelf-help groups of varied kinds emerge when kinship, territorial governance or other accustomed associations prove unreliable. Interactions that appear helpful and mutual to one party need not always seem so to another. Shaping their character are not just reason and economic or political necessity, but also feelings, some of which humans share with other animals. These feelings often depend, however, on distinctly human symbolic and linguistic contrivances, sometimes of ironic kinds. Mutual help in Africa often spans generations, and by some interpretations both the living and the non-living. Rites and ceremonies can change over time in relation to other ones performed. Whether these conventions strengthen each other, as if by exercise, or substitute for each other in a more hydraulic way as a trade-off is hard to predict or generalize. Input from several sciences, once integrated with humanistic inquiry, may further enrich our understanding.

scholarly journals The occupational structure of rural workers in Mathura district, Uttar Pradesh

2021 ◽  
Vol 67 (3) ◽  
pp. 294-307
Author(s):  
Kapil Kaushik ◽  
◽  
Ashok Kumar Kaushik ◽  
Keyword(s):  
Negative Relationship ◽  
Uttar Pradesh ◽  
Structured Interview ◽  
Primary Data ◽  
Occupational Structure ◽  
Economic Activities ◽  
Literacy Rate ◽  
Rural Workers ◽  
Development Plans ◽  
The Village

Occupational structure refers to the division of workers into different types of economic activities. It is the activities by which people secure their livelihood and it also provides background knowledge for formulating development plans for any region. The paper presents the occupational structure of rural workers in the Mathura district. Mathura district is situated in the western part of Uttar Pradesh and has a high religious and economic importance. The whole study is mainly based on primary data collected through a structured interview schedule designed for the purpose. Field surveys were conducted during 2015-16 and 5270 respondents (2929 males and 2341 females) of 755 households were questioned to generate primary data. In the surveyed villages, the share of cultivation and agricultural labourers was 44.41 % and 16.32 % respectively. A large share of workers was engaged in primacy activities (66.73%). The analysis shows that there is a negative relationship between workers and literacy rate. It happens because as people get employment in cities they leave the village and only unemployed literates stay there. The results were derived with the help of statistical techniques and SPSS software whereas maps were prepared with the help of GIS Arc View software.

scholarly journals Self Help Group: A Strategy to Rural Development of Puri District in Odisha, India

2017 ◽  
Vol 4 (01) ◽  
Author(s):  
Kailash Chandra Mishra
Keyword(s):  
Rural Development ◽  
Food Processing ◽  
Economic Activities ◽  
Commercial Farming ◽  
Self Help ◽  
Group A ◽  
Micro Level ◽  
Self Help Groups ◽  
Self Help Group

On the basis of a micro level study for Puri district in Odisha, this paper finds that the Self Help Groups (SHGs) have played a positive and significant role in generation of employment and income of its members engaged in different economic activities such as commercial farming, pisciculture, food processing, trade and commerce, household industry and agriculture. The members are found to have a change in the quality of their lives. Promotion of SHGs therefore, not only helps foster rural development but also go a long way in attaining inclusive growth in India.

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