scholarly journals Applying Machine Learning to the Development of Prediction Models for Bank Deposit Subscription

2022 ◽  
Vol 9 (1) ◽  
pp. 1-12
Author(s):  
Sipu Hou ◽  
Zongzhen Cai ◽  
Jiming Wu ◽  
Hongwei Du ◽  
Peng Xie

It is not easy for banks to sell their term-deposit products to new clients because many factors will affect customers’ purchasing decision and because banks may have difficulties to identify their target customers. To address this issue, we use different supervised machine learning algorithms to predict if a customer will subscribe a bank term deposit and then compare the performance of these prediction models. Specifically, the current paper employs these five algorithms: Naïve Bayes, Decision Tree, Random Forest, Support Vector Machine and Neural Network. This paper thus contributes to the artificial intelligence and Big Data field with an important evidence of the best performed model for predicting bank term deposit subscription.

2018 ◽  
Author(s):  
Nazmul Hossain ◽  
Fumihiko Yokota ◽  
Akira Fukuda ◽  
Ashir Ahmed

BACKGROUND Predictive analytics through machine learning has been extensively using across industries including eHealth and mHealth for analyzing patient’s health data, predicting diseases, enhancing the productivity of technology or devices used for providing healthcare services and so on. However, not enough studies were conducted to predict the usage of eHealth by rural patients in developing countries. OBJECTIVE The objective of this study is to predict rural patients’ use of eHealth through supervised machine learning algorithms and propose the best-fitted model after evaluating their performances in terms of predictive accuracy. METHODS Data were collected between June and July 2016 through a field survey with structured questionnaire form 292 randomly selected rural patients in a remote North-Western sub-district of Bangladesh. Four supervised machine learning algorithms namely logistic regression, boosted decision tree, support vector machine, and artificial neural network were chosen for this experiment. A ‘correlation-based feature selection’ technique was applied to include the most relevant but not redundant features into the model. A 10-fold cross-validation technique was applied to reduce bias and over-fitting of the data. RESULTS Logistic regression outperformed other three algorithms with 85.9% predictive accuracy, 86.4% precision, 90.5% recall, 88.1% F-score, and AUC of 91.5% followed by neural network, decision tree and support vector machine with the accuracy rate of 84.2%, 82.9 %, and 80.4% respectively. CONCLUSIONS The findings of this study are expected to be helpful for eHealth practitioners in selecting appropriate areas to serve and dealing with both under-capacity and over-capacity by predicting the patients’ response in advance with a certain level of accuracy and precision.


2021 ◽  
Vol 9 (1) ◽  
pp. 215-223
Author(s):  
Prateek Mishra, Dr.Anurag Sharma, Dr. Abhishek Badholia

Adverse effects can be seen in the entire body due to the major disorders known as Diabetes. The risk of dangers like diabetic nephropathy, cardiac stroke and other disorders can increase severally because of the undiagnosed diabetes. Around the globe the people are suffering from this disease. For a healthy life early detection of this disease is very curtail. As the causes of the diabetes is increasing rapidly this disease might turn up as a reason for worldwide concern. Increasing the chances for a more accurate predictions and form experiences automatic learning by computational method may be provided by Machine Learning (ML). With the help of R data manipulation tool for trends development and with risk factor patterns detection in Pima Indian diabetes technique of machine learning is been used in the current researches. With the use of R data manipulation tool analysis and development five different predictive models is done for the categorization of patients into diabetic and non- diabetic.  supervised machine learning algorithms namely multifactor dimensionality reduction (MDR), k-nearest neighbor (k-NN), artificial neural network (ANN) radial basis function (RBF) kernel support vector machine and linear kernel support vector machine (SVM-linear) are used for this purpose.


2019 ◽  
Vol 1 (1) ◽  
pp. 384-399 ◽  
Author(s):  
Thais de Toledo ◽  
Nunzio Torrisi

The Distributed Network Protocol (DNP3) is predominately used by the electric utility industry and, consequently, in smart grids. The Peekaboo attack was created to compromise DNP3 traffic, in which a man-in-the-middle on a communication link can capture and drop selected encrypted DNP3 messages by using support vector machine learning algorithms. The communication networks of smart grids are a important part of their infrastructure, so it is of critical importance to keep this communication secure and reliable. The main contribution of this paper is to compare the use of machine learning techniques to classify messages of the same protocol exchanged in encrypted tunnels. The study considers four simulated cases of encrypted DNP3 traffic scenarios and four different supervised machine learning algorithms: Decision tree, nearest-neighbor, support vector machine, and naive Bayes. The results obtained show that it is possible to extend a Peekaboo attack over multiple substations, using a decision tree learning algorithm, and to gather significant information from a system that communicates using encrypted DNP3 traffic.


Author(s):  
Prathima P

Abstract: Fall is a significant national health issue for the elderly people, generally resulting in severe injuries when the person lies down on the floor over an extended period without any aid after experiencing a great fall. Thus, elders need to be cared very attentively. A supervised-machine learning based fall detection approach with accelerometer, gyroscope is devised. The system can detect falls by grouping different actions as fall or non-fall events and the care taker is alerted immediately as soon as the person falls. The public dataset SisFall with efficient class of features is used to identify fall. The Random Forest (RF) and Support Vector Machine (SVM) machine learning algorithms are employed to detect falls with lesser false alarms. The SVM algorithm obtain a highest accuracy of 99.23% than RF algorithm. Keywords: Fall detection, Machine learning, Supervised classification, Sisfall, Activities of daily living, Wearable sensors, Random Forest, Support Vector Machine


2021 ◽  
Vol 10 (22) ◽  
pp. 5330
Author(s):  
Francesco Paolo Lo Muzio ◽  
Giacomo Rozzi ◽  
Stefano Rossi ◽  
Giovanni Battista Luciani ◽  
Ruben Foresti ◽  
...  

The human right ventricle is barely monitored during open-chest surgery due to the absence of intraoperative imaging techniques capable of elaborating its complex function. Accordingly, artificial intelligence could not be adopted for this specific task. We recently proposed a video-based approach for the real-time evaluation of the epicardial kinematics to support medical decisions. Here, we employed two supervised machine learning algorithms based on our technique to predict the patients’ outcomes before chest closure. Videos of the beating hearts were acquired before and after pulmonary valve replacement in twelve Tetralogy of Fallot patients and recordings were properly labeled as the “unhealthy” and “healthy” classes. We extracted frequency-domain-related features to train different supervised machine learning models and selected their best characteristics via 10-fold cross-validation and optimization processes. Decision surfaces were built to classify two additional patients having good and unfavorable clinical outcomes. The k-nearest neighbors and support vector machine showed the highest prediction accuracy; the patients’ class was identified with a true positive rate ≥95% and the decision surfaces correctly classified the additional patients in the “healthy” (good outcome) or “unhealthy” (unfavorable outcome) classes. We demonstrated that classifiers employed with our video-based technique may aid cardiac surgeons in decision making before chest closure.


The advancement in cyber-attack technologies have ushered in various new attacks which are difficult to detect using traditional intrusion detection systems (IDS).Existing IDS are trained to detect known patterns because of which newer attacks bypass the current IDS and go undetected. In this paper, a two level framework is proposed which can be used to detect unknown new attacks using machine learning techniques. In the first level the known types of classes for attacks are determined using supervised machine learning algorithms such as Support Vector Machine (SVM) and Neural networks (NN). The second level uses unsupervised machine learning algorithms such as K-means. The experimentation is carried out with four models with NSL- KDD dataset in Openstack cloud environment. The Model with Support Vector Machine for supervised machine learning, Gradual Feature Reduction (GFR) for feature selection and K-means for unsupervised algorithm provided the optimum efficiency of 94.56 %.


Author(s):  
Nabil Mohamed Eldakhly ◽  
Magdy Aboul-Ela ◽  
Areeg Abdalla

The particulate matter air pollutant of diameter less than 10 micrometers (PM[Formula: see text]), a category of pollutants including solid and liquid particles, can be a health hazard for several reasons: it can harm lung tissues and throat, aggravate asthma and increase respiratory illness. Accurate prediction models of PM[Formula: see text] concentrations are essential for proper management, control, and making public warning strategies. Therefore, machine learning techniques have the capability to develop methods or tools that can be used to discover unseen patterns from given data to solve a particular task or problem. The chance theory has advanced concepts pertinent to treat cases where both randomness and fuzziness play simultaneous roles at one time. The main objective is to study the modification of a single machine learning algorithm — support vector machine (SVM) — applying the chance weight of the target variable, based on the chance theory, to the corresponding dataset point to be superior to the ensemble machine learning algorithms. The results of this study are outperforming of the SVM algorithms when modifying and combining with the right theory/technique, especially the chance theory over other modern ensemble learning algorithms.


2014 ◽  
Vol 2014 ◽  
pp. 1-10 ◽  
Author(s):  
Mingzhong Li ◽  
Guodong Zhang ◽  
Jianquan Xue ◽  
Yanchao Li ◽  
Shukai Tang

Considering the influence of particle shape and the rheological properties of fluid, two artificial intelligence methods (Artificial Neural Network and Support Vector Machine) were used to predict the wall factor which is widely introduced to deduce the net hydrodynamic drag force of confining boundaries on settling particles. 513 data points were culled from the experimental data of previous studies, which were divided into training set and test set. Particles with various shapes were divided into three kinds: sphere, cylinder, and rectangular prism; feature parameters of each kind of particle were extracted; prediction models of sphere and cylinder using artificial neural network were established. Due to the little number of rectangular prism sample, support vector machine was used to predict the wall factor, which is more suitable for addressing the problem of small samples. The characteristic dimension was presented to describe the shape and size of the diverse particles and a comprehensive prediction model of particles with arbitrary shapes was established to cover all types of conditions. Comparisons were conducted between the predicted values and the experimental results.


Sensors ◽  
2021 ◽  
Vol 21 (6) ◽  
pp. 2119
Author(s):  
Victor Flores ◽  
Claudio Leiva

The copper mining industry is increasingly using artificial intelligence methods to improve copper production processes. Recent studies reveal the use of algorithms, such as Artificial Neural Network, Support Vector Machine, and Random Forest, among others, to develop models for predicting product quality. Other studies compare the predictive models developed with these machine learning algorithms in the mining industry as a whole. However, not many copper mining studies published compare the results of machine learning techniques for copper recovery prediction. This study makes a detailed comparison between three models for predicting copper recovery by leaching, using four datasets resulting from mining operations in Northern Chile. The algorithms used for developing the models were Random Forest, Support Vector Machine, and Artificial Neural Network. To validate these models, four indicators or values of merit were used: accuracy (acc), precision (p), recall (r), and Matthew’s correlation coefficient (mcc). This paper describes the dataset preparation and the refinement of the threshold values used for the predictive variable most influential on the class (the copper recovery). Results show both a precision over 98.50% and also the model with the best behavior between the predicted and the real values. Finally, the obtained models have the following mean values: acc = 0.943, p = 88.47, r = 0.995, and mcc = 0.232. These values are highly competitive when compared with those obtained in similar studies using other approaches in the context.


2021 ◽  
Vol 2 (8) ◽  
pp. 675-684
Author(s):  
Jin Wang ◽  
Youjun Jiang ◽  
Li Li ◽  
Chao Yang ◽  
Ke Li ◽  
...  

The purpose of grain storage management is to dynamically analyze the quality change of the reserved grains, adopt scientific and effective management methods to delay the speed of the quality deterioration, and reduce the loss rate during storage. At present, the supervision of the grain quality in the reserve mainly depends on the periodic measurements of the quality of the grains and the milled products. The data obtained by the above approach is accurate and reliable, but the workload is too large while the frequency is high. The obtained conclusions are also limited to the studied area and not applicable to be extended into other scenarios. Therefore, there is an urgent need of a general method that can quickly predict the quality of grains given different species, regions and storage periods based on historical data. In this study, we introduced Back-Propagation (BP) neural network algorithm and support vector machine algorithm into the quality prediction of the reserved grains. We used quality index, temperature and humidity data to build both an intertemporal prediction model and a synchronous prediction model. The results show that the BP neural network based on the storage characters from the first three periods can accurately predict the key storage characters intertemporally. The support vector machine can provide precise predictions of the key storage characters synchronously. The average predictive error for each of wheat, rice and corn is less than 15%, while the one for soybean is about 20%, all of which can meet the practical demands. In conclusion, the machine learning algorithms are helpful to improve the management effectiveness of grain storage.


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