scholarly journals Impact of Choppies Enterprise in Southern Africa: An Exploratory Study on Strategic Management Perspective

2020 ◽  
Vol 6 (1) ◽  
pp. 30-38
Author(s):  
Taelo Simon ◽  
Abdur Rakib Nayeem ◽  
Md. Khorshed Alam ◽  
Md. Shahab Ali Raja
Keyword(s):  
Strategic Management ◽  
Financial Services ◽  
Research Problem ◽  
Sub Saharan Africa ◽  
Annual Reports ◽  
Retail Sector ◽  
Distribution Centers ◽  
Main Research ◽  
Depth Analysis ◽  
The Impact

Organizations nowadays are increasingly impacting in using strategic management to improve their performance; this study has mainly focused on the impact of strategic management on the performance of Choppies Enterprises. Choppies Enterprise Botswana-based Choppies is an investment holding company operating in the retail sector across sub-Saharan Africa. Its operations are food and general merchandise retailing as well as financial services transactions supported by centralized distribution channels, through distribution centers and logistical support assets in Botswana, South Africa, Zimbabwe, Kenya, and Zambia. This study focused on the strategic management of Choppies Enterprises. The main research problem was to make an in-depth analysis of its competitive strategy and how to implement it. The main research method was qualitative research by analyzing their company data, annual reports, and making interviews with the manager, staff, and customers in Botswana shops. The result shows a clear image of the process of strategic management by Choppies' case. Some recommendations made for Choppies help to improve their sustainable developments and support a vivid example for many companies. In the theoretical part, it described the definition, process, benefit, and challenge of strategic management. In the practical part, an exhaustive analysis of the company's strengths, weaknesses, opportunities, and threats was made by using the detailed figures.  

scholarly journals Financial Inclusion, Income Inequality and Sustainable Economic Growth in Sub-Saharan African Countries

2021 ◽  
Vol 13 (4) ◽  
pp. 1780
Author(s):  
Chima M. Menyelim ◽  
Abiola A. Babajide ◽  
Alexander E. Omankhanlen ◽  
Benjamin I. Ehikioya
Keyword(s):  
Economic Growth ◽  
Income Inequality ◽  
Financial Services ◽  
Sub Saharan Africa ◽  
Kuznets Curve ◽  
African Countries ◽  
Financial Access ◽  
Sub Saharan ◽  
Sustainable Economic Growth ◽  
The Impact

This study evaluates the relevance of inclusive financial access in moderating the effect of income inequality on economic growth in 48 countries in Sub-Saharan Africa (SSA) for the period 1995 to 2017. The findings using the Generalised Method of Moments (sys-GMM) technique show that inclusive financial access contributes to reducing inequality in the short run, contrary to the Kuznets curve. The result reveals a negative effect of financial access on the relationship between income inequality and economic growth. There is a positive net effect of inclusive financial access in moderating the impact of income inequality on economic growth. Given the need to achieve the Sustainable Development Targets in the sub-region, policymakers and other stakeholders of the economy must design policies and programmes that would enhance access to financial services as an essential mechanism to reduce income disparity and enhance sustainable economic growth.

scholarly journals The Importance of Online Shopping Behavior in the Strategic Management of E-Commerce Competitiveness

2020 ◽  
Vol 12 (4) ◽  
pp. 143-160
Author(s):  
Veronika Svatosova
Keyword(s):  
Strategic Management ◽  
Online Shopping ◽  
Secondary Data ◽  
Shopping Behavior ◽  
Management Process ◽  
Main Research ◽  
Online Shopping Behavior ◽  
The Impact ◽  
Strategic Management Process

In this article a total of fifteen determinants of online shopping behavior have been identified that could have an impact on the strategic management process in e-commerce competitiveness. The main objective of the paper is to evaluate the impact of determinants of online shopping behavior on the strategic management process in e-commerce. The main research methods used in the research are as follows: analysis of secondary data, a questionnaire survey among a selected group of e-commerce companies, a critical analysis and a quality comparison of the actually applied determinants of online shopping behavior. The verification of hypotheses is realized using selected methods of statistical induction and descriptive statistics. In summary, the research has shown there is no relationship between evaluating the quality of determinants companies in e-commerce and evaluating the importance of determinants of online shopping behavior. Determinants have an important impact in the process of creating and realizing an e-commerce strategy, with all e-commerce companies regardless of their size being aware of their practical impact and importance. It can be concluded the importance and quality of determinants of online shopping behavior correspond to the type of strategy and strategic management process in terms of e-commerce competitiveness.

Financial Inclusion and Gender Inequality Reduction: Evidence from Sub-Saharan Africa

2019 ◽  
Vol 67 (3-4) ◽  
pp. 367-372
Author(s):  
Sylvester Ohiomu ◽  
Evelyn Nwamaka Ogbeide-Osaretin
Keyword(s):  
Gender Inequality ◽  
Financial Services ◽  
Negative Impact ◽  
Estimation Method ◽  
Financial Inclusion ◽  
Sub Saharan Africa ◽  
Sub Saharan ◽  
The Government ◽  
And Gender ◽  
The Impact

Reduced inequality and gender equality are parts of the sustainable development goals (SDGs) towards global development, but the financial sector appears daunted in respect of financial inclusion for these noble goals. Concerns are more on gender inequality in the area of full utilisation of financial and human resources. Hence, this study investigated the impact of financial inclusion on gender inequality in sub-Saharan Africa. The study employed the generalised method of moments (GMM) estimation method on panel data on some countries in sub-Saharan Africa. The result of the study revealed that financial inclusion substantially reduced gender inequality. Financial inclusion access was found to drive down gender inequality more than usage. Female educational levels were found to have a substantial but negative impact on gender inequality. This study recommends that there is a need for an increase in commercial bank branches to increase accessibility to financial services. The government should increase its expenditure, and this should be channelled towards financial development and higher levels of education for females to improve financial literacy.

scholarly journals The Complementary Currency Zielony in Poland and Its Importance for the Development of Local Economy Entities during the COVID-19 Pandemic Lockdown

2021 ◽  
Vol 13 (16) ◽  
pp. 9184
Author(s):  
Nina Stępnicka ◽  
Grzegorz Zimon ◽  
Dariusz Brzozowiec
Keyword(s):  
Critical Analysis ◽  
Comparative Method ◽  
Research Problem ◽  
Local Economy ◽  
Special Focus ◽  
Main Research ◽  
Expert Interview ◽  
Complementary Currencies ◽  
Complementary Currency ◽  
The Impact

The article aims to present how the COVID-19 pandemic lockdown affects the functioning and circulation of complementary currencies in entities that have joined the complementary currency system with a special focus on the complementary currency Zielony (PLZ) in Poland. The main research problem of the paper is formulated in the form of a question concerning the impact of the lockdown during the COVID-19 pandemic on the use of the Zielony in Poland in commercial transactions by entities belonging to the local currency system. In order to achieve the objective and solve the main problem, the article uses such research methods as: the method of critical analysis of literature, historical method, statistical method, comparative method, observational method, free expert interview, as well as analysis and synthesis, deduction and induction and abstraction. We conducted a critical analysis of the literature and analysis of statistical data of the complementary currency Zielony in Poland in the period from March 2015 to June 2021, and the results of the expert interview showed that this currency is not a tool to support the functioning of local economy entities during non-financial crises, such as COVID-19 pandemic. This is influenced by, among other things, full or partial lockdown and other restrictions on the functioning of commercial entities during a pandemic. The consequences of such solutions include the weakening of economic activity and a decrease in the value of turnover of entities operating in various sectors of the local economy, especially entities of a service nature, which constitute about 80% of the structure of the Zielony complementary currency system in Poland. The main conclusion resulting from the conducted research is as follows: the complementary currency Zielony in Poland can influence the creation of local entrepreneurship and sustainable development and support the activities of the sector of small- and medium-sized enterprises, but these benefits are possible to achieve primarily in conditions of stable and undisturbed functioning of the economy. The realization of the payment function of the complementary currency, the Zielony, and its use in payments of entities belonging to those industries covered by lockdown and other administrative restrictions is impossible (or insignificant) at this time due to the absence (or hindered) of its circulation in the economy. The research results and conclusions presented in the article meet the assumptions of the application objective and can provide the entities of the micro-, small- and medium-sized enterprise sector with knowledge about the dependencies resulting from the use of the complementary currency in the lockdown period by the entities that implement the assumptions of the system of complementary currencies.

scholarly journals The potential of digital entrepreneurship in Serbia

2021 ◽  
Vol 57 (45) ◽  
pp. 97-115
Author(s):  
Milan Krivokuća ◽  
Dragan Ćoćkalo ◽  
Mihalj Bakator
Keyword(s):  
Online Survey ◽  
Digital Technologies ◽  
Research Problem ◽  
Data Sources ◽  
Primary Data ◽  
New Paradigm ◽  
Main Research ◽  
The Republic ◽  
The Impact ◽  
Digital Entrepreneurship

The development of digital technologies has fundamentally changed all segments of the functioning of human societies and ways of doing business in all activities. Digital entrepreneurship has emerged as a consequence of the development of digital technologies and digitalization. The subject of research conducted in this paper is digital entrepreneurship as a new paradigm of business due to market globalization. The main research problem addressed in this paper is the analysis of the impact that digital entrepreneurship has on business. Within the work, empirical research was conducted, on a sample of 147 respondents, which aimed to point out the potentials that digital entrepreneurship has in the Republic of Serbia. The research conducted in this paper aimed to point out the importance of digital entrepreneurship, as a new business paradigm in global markets, and the potential of digital entrepreneurship in the Republic of Serbia. In addition to a comprehensive analysis of secondary data sources, the results of which are presented in the literature review, the paper also used primary data sources, i.e. the results of research on the potential of digital entrepreneurship in the Republic of Serbia, conducted by the author through an online survey.

scholarly journals The Cultural Constituents of the urban environment; the impact on the patterns and nature behavior (University space as a model)

2021 ◽  
Vol 28 (1) ◽  
pp. 28-45
Author(s):  
Ameera Jaleel Ahmed ◽  
Saba Jabbar Neima
Keyword(s):  
Urban Environment ◽  
Human Behavior ◽  
Urban Space ◽  
Experimental Approach ◽  
Research Problem ◽  
Human Interaction ◽  
Urban Spaces ◽  
Aesthetic Quality ◽  
Main Research ◽  
The Impact

Human's relationship with the environment is strong and mutually beneficial, with thedevelopment of this relationship, a person develops and increases his awareness. The urban environment isa natural, physical, social and cultural milieu that a human lives in it, and get from him the life Constituents.As well as it is a product of human interaction with it, so the urban environment represents what has animpact on human behavior. It effects on human physiology and psychology then represented the relationshipconceptually, socially, and physically. the Cultural Constituents of the urban environment plays a criticaland essential role in user behavior, because they are part of the project they must be included in making thedesign decision as well as in treatment of urban spaces. on the other side, the comprehensive behavioralstudies are still few in this field, especially those studies that are based on ecological behavioral trend andthrough observing of behavior in the urban environment .The current study seeks to draw out a theoreticalmodel for developing ecological behavior measures, to evaluate the role of Cultural Constituents indetermining patterns and nature of human behavior through the experimental approach. Through theprevious literature has been identified the main research problem is represented ) There is a lack ofknowledge in the distribution of behavioral patterns in urban environments that have a high aestheticquality, also there are few objective measures that can be used as an indicator to evaluate the aestheticquality of the urban environment before its development and presenting urban designs in urban space andspecial organization (.According to the research problem, the goals and hypothesis of the research weredetermined, and an inductive experimental approach was defined theoretical and practical axes, also theresearch samples were identified (ten urban spaces in University of Babylon) were observing during (2018-2019),furthermore survey questionnaire sent to the experts In architecture, urban design and psychologyfield .Finally, the results were analyzed and the research found that aesthetic quality plays an important andmajor role in determining patterns and nature of behavior.

Case Studies in the Research Process Related to Management Sciences

2020 ◽  
pp. 1-6
Author(s):  
Henryk Dźwigoł ◽  
Keyword(s):  
Qualitative Methods ◽  
Case Studies ◽  
Deep Understanding ◽  
Research Problem ◽  
Research Process ◽  
Research Strategy ◽  
Survey Questionnaire ◽  
Depth Analysis ◽  
The Impact

Purpose: The aim of the article was to diagnose the impact of the use of case studies on the analysis of the research problem by verifying a set hypothesis. Design/methodology/approach: The verification was carried out through the performance of quantitative research by means of a questionnaire. The survey questionnaire was addressed to the theoreticians of management sciences. The survey questionnaire, used for carrying out the research, was distributed among the target group comprising: - 93 domestic universities, - 2307 domestic academics, - 272 foreign universities, - 21024 foreign academics. Findings: In conclusion, it should be pointed out that the usefulness of case studies is limited to a certain type of hypotheses being tested and is gradual, and that their application should be the second or third choice within the research strategy rather than the first. The conclusions from the analysis of the research results clearly confirm that: the case study provides an opportunity to analyse the research problem in depth. Moreover, qualitative methods in research processes should be supported by case studies. Research limitations/implications: It should be pointed out that case studies also have their limitations, e.g.: they are related to the research objectives to which case studies can be applied. Practical implications: The essence of the case study is determined by the use of exploratory methods that will allow an in-depth understanding of the phenomenon under consideration. Neither the size nor the given characteristics of the object are relevant here since the research subject can be a single decision, process, cluster or the whole country. Social implications: Generalizations, which are among the most creative elements of case studies, require an ability to think synthetically, a lot of intellectual effort and a deep understanding of the problem being analysed; Originality/value: The conclusions of the literature analysis and own research unanimously confirm that: • He case study provides an opportunity for an in-depth analysis of the research problem, • Qualitative methods in research processes should be accompanied by case studies.

scholarly journals Savings and Investment Decisions in the Polish Energy Sector

2021 ◽  
Vol 13 (2) ◽  
pp. 553
Author(s):  
Arkadiusz J. Derkacz ◽  
Agnieszka Dudziak
Keyword(s):  
Empirical Studies ◽  
Investment Decisions ◽  
Correlation Coefficients ◽  
Research Problem ◽  
Energy Sector ◽  
Main Research ◽  
Independent Variables ◽  
Private Investments ◽  
Economic Reality ◽  
The Impact

The paper presents the results of empirical studies of the energy sector in Poland in the period 2005–2020. The main research problem was the impact of gross savings of changes in gross investment levels in this sector. To this end, we used a formula determining the value of private investments from the theory of the economic dynamism of M. Kalecki. First, we checked its adjustment to the economic reality of the energy sector and analysed the impact of individual independent variables on gross investment levels. We calculated linear regression and correlation coefficients in two variants due to delays between investments and investment decisions. The results of the studies justified the hypothesis. According to it, gross investments in the Polish energy sector are determined by the level of gross savings of companies.

scholarly journals How Green FinTech Can Alleviate the Impact of Climate Change—The Case of Switzerland

2020 ◽  
Vol 12 (24) ◽  
pp. 10691
Author(s):  
Thomas Puschmann ◽  
Christian Hugo Hoffmann ◽  
Valentyn Khmarskyi
Keyword(s):  
Climate Change ◽  
Value Chain ◽  
Financial Services ◽  
Relevant Literature ◽  
Market Analysis ◽  
The Core ◽  
Depth Analysis ◽  
Major Transformation ◽  
The Impact ◽  
Business To Business

The financial services industry is currently undergoing a major transformation, with digitization and sustainability being the core drivers. While both concepts have been researched in recent years, their intersection, often conceived as “green FinTech,” remains under-determined. Therefore, this paper contributes to this important discussion about green FinTech by, first, synthesizing the relevant literature systematically. Second, it shows the results of an empirical, in-depth analysis of the Swiss FinTech landscape both in terms of green FinTech startups as well as the services offered by the incumbents. The research results show that literature in this new domain has only emerged recently, is mostly characterized by a specific focus on isolated aspects of green FinTech and does not provide a comprehensive perspective on the topic yet. In addition, the results from the literature and the market analysis indicate that green FinTech has an impact along the whole value chain of financial services covering customer-to-customer (c2c), business-to-customer (b2c), and business-to-business (b2b) services. Today the field is predominantly captured by startup companies in contrast to the incumbents whose solutions are still rare.

Problems and Major risks in the Banking Sector of Azerbaijan

2021 ◽  
Vol 27 (12) ◽  
pp. 1003-1012
Author(s):  
T. Dzhabieva
Keyword(s):  
Financial Literacy ◽  
Financial Services ◽  
Deposit Insurance ◽  
Banking Sector ◽  
Banking System ◽  
Institutional Development ◽  
Expert Assessment ◽  
Credit Risks ◽  
Depth Analysis ◽  
The Impact

Aim. The presented study aims to perform a comprehensive and in-depth analysis of problems and risks in the banking sector of Azerbaijan and to develop recommendations for improving the efficiency and reliability of its functioning in accordance with national interests.Tasks. The author shows the key problems and risks in the country’s banking sector, focusing on dollarization as the main risk; investigates the content and causes of dollarization; examines new trends, particularly the impact of the COVID-19 pandemic on the banking sector of Azerbaijan.Methods. A systems approach to identifying the major factors affecting the development of the banking sector in Azerbaijan serves as the methodological basis of this study. The author also uses the methods of scientific analysis, such as the statistical method, comparative, fundamental, and functional analysis, and expert assessment. The study reflects the ideas set forth in the scientific works of economists on the problems of the institutional development of the banking system in the country under consideration.Results. According to the results of the study, the patterns and current problems in the development of the banking sector of Azerbaijan after the devaluation of 2015 are identified. Its major risks and current state are analyzed, and the reasons for the dollarization of the economy as the main channel of risk for the banking sector of Azerbaijan are determined. In addition, the impact of the COVID-19 pandemic on this sector is analyzed.Conclusions. Positive and negative aspects are identified by performing a risk analysis of the banking sector of Azerbaijan. On the positive side, there are large strategic monetary reserves, a relatively low level of public debt, a single authority for regulating and supervising financial markets, basic risk management elements, and full deposit insurance. The vulnerabilities of the banking sector of Azerbaijan include fragile capital positions of the banking system, high credit risks of banks, low capitalization of banks, lack of legal mechanisms for regulating and selling non-performing assets, lack of effective tools for the rehabilitation and restructuring of banks, weak corporate governance in the financial services sector, low financial literacy, increased monetary and credit risks in the banking sector.

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