scholarly journals How Green FinTech Can Alleviate the Impact of Climate Change—The Case of Switzerland

2020 ◽  
Vol 12 (24) ◽  
pp. 10691
Author(s):  
Thomas Puschmann ◽  
Christian Hugo Hoffmann ◽  
Valentyn Khmarskyi

The financial services industry is currently undergoing a major transformation, with digitization and sustainability being the core drivers. While both concepts have been researched in recent years, their intersection, often conceived as “green FinTech,” remains under-determined. Therefore, this paper contributes to this important discussion about green FinTech by, first, synthesizing the relevant literature systematically. Second, it shows the results of an empirical, in-depth analysis of the Swiss FinTech landscape both in terms of green FinTech startups as well as the services offered by the incumbents. The research results show that literature in this new domain has only emerged recently, is mostly characterized by a specific focus on isolated aspects of green FinTech and does not provide a comprehensive perspective on the topic yet. In addition, the results from the literature and the market analysis indicate that green FinTech has an impact along the whole value chain of financial services covering customer-to-customer (c2c), business-to-customer (b2c), and business-to-business (b2b) services. Today the field is predominantly captured by startup companies in contrast to the incumbents whose solutions are still rare.

Author(s):  
Marco Vieri ◽  
Daniele Sarri ◽  
Stefania Lombardo ◽  
Marco Rimediotti ◽  
Riccardo Lisci ◽  
...  

The use of Precision Agriculture in the vineyard chain has had a strong evolution over the last years, due to the need to risks control derived by pest and climate change. The great variability of the specific environment, dimension and infrastructure have determined more research development than market ready technologies, in comparison with what is happened in tillage crops. In viticulture, pest and climate dangerous event risk control, with IoT technologies is the core of innovation, then there is the vigour control of the vines by monitoring an agronomical management. For the high value chain of wine traceability and sustainability, key indexes are fundamental. Digital and high tech territorial platforms are essential to increase PA technologies acquisition in grape and wine value chain.


2021 ◽  
Vol 12 (4) ◽  
pp. 43
Author(s):  
Srikrishna Chintalapati

From retail banking to corporate banking, from property and casualty to personal lines, and from portfolio management to trade processing, the next wave of digital disruption in financial services has been unleashed by the concepts and applications of Artificial Intelligence (AI) and Machine Learning (ML). Together, AI and ML are undoubtedly creating one of the largest technological transformations the world has ever witnessed. Within the advanced streams of research in AI and ML, human intelligence blended with the cognitive reasoning of machines is finally out of the labs and into real-time applications. The Financial Services sector is one of the early adopters of this revolution and arguably much ahead of its leverage compared to other sectors. Built on the conceptual foundations of Innovation diffusion, and a contemporary perspective of enterprise customer life-cycle journey across the AI-value chain defined by McKinsey Global Institute (2017), the current study attempts to highlight the features and use-cases of early-adopters of this transformation. With the theoretical underpinning of technology adoption lifecycle, this paper is an earnest attempt to comment on how AI and ML have been significantly transforming the Financial Services market space from the lens of a domain practitioner. The findings of this study would be of particular relevance to the subject matter experts, Industry analysts, academicians, and researchers focussed on studying the impact of AI and ML in the financial services industry.


2020 ◽  
Vol 6 (4) ◽  
pp. 406-423
Author(s):  
Kirsten Westphal

Russia is the world’s largest gas exporter and Germany is its most important market. Moreover, natural gas is a centerpiece of the Russian economy and the backbone of its energy supply to the Russian population. In terms of its external gas relations, Germany has always kept a special and strategic position, both in terms of volumes, but also in substance. This contribution explores the impact of the energy transition on the bilateral gas relationship. It argues that the bilateral gas relationship has been subjected to various paradigm shifts in the past, but, until recently, the relationship has been seen as in line with the strategic energy triangle of climate change/sustainability, supply security and economic competitiveness. This perception has come into question over two issues: climate change and supply security. Moreover, Germany’s authority over the conduct and the legal framework of bilateral gas relations has been increasingly contested, by Brussels, but also horizontally by other EU member states. At this stage, it is very uncertain whether both sides will manage to maintain and redefine their close energy partnership to address climate change. Decarbonizing the gas value chain would be a centerpiece. This would require a political shift away from securitization to decarbonization, not only in Germany, but even more so in the EU, and in particular, in Russia.


Author(s):  
Ayansola Olatunji Ayandibu ◽  
Makhosazana Faith Vezi-Magigaba

Entrepreneurs in emerging and developing economies face many challenges curtailing their ability to finance and grow their business ventures. Climate change provides new opportunities for entrepreneurs to gain access to finance and contribute toward more climate-resilient economies. The objective of this chapter is to outline the dimensions of entrepreneurial financing that are sensitive to levels of climate change with emphasis on the financial services sector's role in reacting to these changes. An analysis of current extant literature will be explored, and evidence supporting effective entrepreneurial financing will be used to develop a theoretical framework for climate change and entrepreneurial financing to foster a more climatic conditions-sustainable economy. The literature in this chapter indicated the need for establishing the impact of climate change on entrepreneurial financing in the financial services sector in order to provide recommendations that can direct funding more effectively towards climate-resilient activities and a more climatic conditions-sustainable economy.


2021 ◽  
Vol 913 (1) ◽  
pp. 012027
Author(s):  
D Maretta ◽  
Sobir ◽  
I Helianti ◽  
Purwono ◽  
E Santosa

Abstract Indonesia is a tropical country that experiences the impact of climate change. The utilization of taro as an amphibian crop might sustain the food availability for the most vulnerable farmers against the negative impact of climate change. The study aims to evaluate the current status of taro utilization and production as local food concerning food diversification, sustainable agriculture, and climate change issues. Data were obtained from a focus group discussion with primary stakeholders of the taro value chain and literature review. Results show that taro is an important secondary food in some regions with three main uses as local consumption, local trading, and export. Prominent taro consumers existed in West Papua, Papua, Maluku, and Central Sulawesi Provinces with consumption rates 10.6, 5.3, 2.2, and 2.0 kg/capita/year, respectively. Taro was intensively cultivated in Banten, West Java, and South Sulawesi provinces, for fresh and processed products. The respondents agree with taro as a prospective adaptive crop to climate change of both drought and excess precipitation. There are some issues in the biodiversity conservation, crop improvement, link-match industry, and stakeholder capacity building for competitive, quality, quantity, and sustainable production, as future works in the taro value chain in Indonesia.


2019 ◽  
Vol 86 ◽  
pp. 00013
Author(s):  
Elżbieta Jasińska

The subject of this publication is to determine what environmental and climatic factors can significantly affect the value of real estate. As a research object, there was chosen area surrounding the Gulf of Gdansk, which, like the entire coast, is attractive for investment and constitutes an interesting object as a space with a special focus on tourism, including short-term rental. Progressing climate change is particularly affecting this sector. It is safe to assume that unfavorable environmental conditions can significantly change the attractiveness of this area. Therefore, the research hypothesis about the correlation between climate aspects distinguishing the coastal belt and the distribution of real estate prices in the selected area has been verified. The area of the Gulf of Gdansk Coast and the technical and protective belt were analyzed. The weather situation on the coast is different from that prevailing in the rest of the country. There are strong and gusty winds, local floods, but at the same time a natural landscape, proximity to the sea and clean, iodized air. Other possible climatic factors have also been tracked, i.e. temperature, sea level and possible changes that may occur over the next years. The analyzes were based on the data of the KLIMAT project entitled "The impact of climate change on the environment, economy and society", and the Government Project KLIMADA and SPA analyzes. An in-depth analysis of the problem of combining planning documents for the maritime sector influencing the Study of Spatial Development of Polish Marine Areas with Local Spatial Management Plans, introduced Flood Risk Maps and Flood Risk Maps was also conducted.


Author(s):  
T. T. Wong ◽  
Henry C.W. Lau

The nature of work is changing–to adapt to the global market. Many enterprises will concentrate on core activities and outsource other services to those with specialist expertise. Outsourcing is one way in which the pool of available knowledge can be enlarged and enhanced. Virtual enterprises are likely to rely on such knowledge to meet customers’ demands on a customer-built or small batch production basis. Although information technology plays an important role in linking the core company with its partner companies, it remains subservient to the humans that form the virtual enterprise. For effective knowledge management, it is clear that the electronic handshake would need to be based on trust between partner companies as well as the correct protocol. However, current practice showed that trust between top management teams was rarely considered in the selection of partner companies. A review of the relevant literature indicated that neither scholars nor practitioners agree on a single model of inter-firm trust that applies to all partner evaluation contexts. Hence a decision support system based on neural network and data mining technologies is proposed. A case example is used to illustrate the feasibility of incorporating inter-firm trust in real industrial situations.


SAGE Open ◽  
2017 ◽  
Vol 7 (4) ◽  
pp. 215824401774898 ◽  
Author(s):  
Willem Van Rensburg ◽  
Brian W. Head

The contextual drivers of climate change scepticism are well described and explained in the literature. A key assumption underlying most of the scholarly constructions of the sceptical phenomenon is that the key objections raised by sceptics to climate science and climate policy proposals represent some form of submerged deception or self-delusion on their part. This article refocuses attention on sceptics’ central criticisms, and argues that direct responses to these criticisms should not be neglected in favor of a primary focus on sceptics’ possible inner motivations. The article investigates the core objections raised by sceptics, with particular attention to the views of one prominent Australian sceptic, Andrew Bolt. We argue that some of these objections should be treated as legitimate forms of dissent, and that ongoing constructive responses to such criticisms are necessary to counter the impact of climate change scepticism.


2021 ◽  
Author(s):  
Dawit Alemu ◽  
Abebaw Assaye

The goal of this working paper is to identify the core challenges that have contributed to the poor performance of Ethiopia’s rice sector, and highlight approaches to successfully promote the commercialisation of the rice value chain. The authors achieve this by emphasising the underlying political economy dynamics of the rice value chain in Ethiopia, and how these can offer a better understanding of the drivers and constraints of agricultural commercialisation in the country. The paper also discusses the performance of, and challenges faced by, actors involved in the rice value chain. In addition, it looks at the role of development partners in promoting the rice value chain, the role of rice in the rural labour market, as well as the impact of COVID-19 on the various actors.


2020 ◽  
Vol 217 ◽  
pp. 06003
Author(s):  
Olga Korobeynikova ◽  
Diana Burkaltseva ◽  
Tatiana Dugina ◽  
Zinaida Kozenko ◽  
Svetlana Shaldokhina

The purpose of the article is to assess the state of the Russian payment market and the impact on it of two main factors - the COVID-19 pandemic and the development of the digital economy. Objectives of the article: 1) highlight the stages of development of the modern payment market in Russia; 2) identify the dynamics of the payment market of the Russian Federation (infrastructure for the provision of payment and other financial services, the number of non-cash payments, the use of cash); 3) to establish the impact of the COVID-19 pandemic and the development of the digital economy on the state of the Russian payment market. As a result of solving the tasks, the following was established. There are three stages to assess the Russian payment market. Analysis of data on the infrastructure for the provision of payment and other financial services showed that since 2010 there has been an annual decrease in the number of banks. The structure of non-cash payments is changing: the number and amount of transactions using payment cards are growing, the number and volume of money transfers are decreasing, and cash is being phased out. The impact of the COVID-19 pandemic and digitalization on the state of the Russian payment market reflects trends that are being strengthened by the pandemic and are shaping a sustainable trend.


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