scholarly journals Optimization of the Law against Customer Financing That Performs Default in Leasing Agreements Legal Optimization of Customer Financing That Performs Default in Leasing Agreements in Indonesia

2021 ◽  
Vol 04 (09) ◽  
Author(s):  
Rianda Dirkareshza ◽  
Keyword(s):  
Data Collection ◽  
Dispute Resolution ◽  
Supreme Court Decision ◽  
Third Party ◽  
Court Decision ◽  
Normative Approach ◽  
Debt Collectors ◽  
Long Time ◽  
Court Process ◽  
Over Time

There are several facilities provided by financing institutions, until now leasing has become the most frequently used facility by the community. Leasing is a type of fiduciary guarantee, where in the agreement Customer Financing must pay an installment fee against the fiduciary guarantee object until the object can be said to be paid off. In practice, it is often found that Customer Financing defaults with discontinued installments and does not provide voluntary collateral objects to financing institutions. Thus, the dispute of default must be resolved immediately so that it does not take a long time, this financing institution is assisted by a third party, namely debt collectors. However, the passing of Supreme Court Decision No. 18/PUU-XVII/2019 the procedure of execution of the object of bail must now be taken by court process. In addition to the court process is considered relatively long, the value of the object of guarantee also continues to decrease over time, then in this case the financing institution becomes the aggrieved party. Therefore, research is needed so that there is no inequality of rights. This research is conducted with a juridical-normative approach and doctrinal law, with data collection techniques in document studies and leasing staff interviews, and analyzed qualitatively. To increase effectiveness in the implementation of execution rights and avoid losses that are always borne by financing institutions, it requires firm enforcement and optimization of default dispute resolution carried out by Customer Financing.

Penyelesaian Sengketa Dalam Perjanjian Baku Jual Beli Rumah Susun Menurut Undang Undang Nomor 8 Tahun 1999 Tentang Perlindungan Konsumen

2021 ◽  
Vol 8 (3) ◽  
Author(s):  
Eni Jaya ◽  
Arihta Esther Tarigan
Keyword(s):  
Dispute Resolution ◽  
Consumer Protection ◽  
Rapid Development ◽  
Housing Development ◽  
Third Party ◽  
Housing Construction ◽  
Entrepreneurship Research ◽  
Normative Approach ◽  
Legal Provisions ◽  
Mutual Agreement

Rapid development of housing construction raises various concerns related to making the customer satisfied and at concurrently allowing the developer to make profit. Increase in housing development does not go in pair with increase in compliance of obligations made by the entrepreneurs.   Terms and conditions of the business construction agreement are prepared by the entrepreneur and listed as standard agreement or standard clause. The purpose of this research was to determine the resolution of disputes in consumer protection law. The normative approach consists of learning the laws regarding the juridical process and debating about the standard agreement using terms of consumer protection law.   he outcome of this research ar (1) Legal Provisions of standard clauses in PPJB which is detrimental to consumer and is contained in the provisions of the article 18 of law Number 8 from  1999 concerning consumer protection. (2) Resolved the consumer dispute through mutual agreement or by means of a third party (authorized agency).  The existence of standard agreement has impact on the profitability of the entrepreneurship. Research shows that there is a necessity to regulate the contents of standard clauses in order to make the development of Indonesian business more transparent.Keywords: Consumer Protection, standard agreement, dispute resolution ABSTRAKPesatnya pembangunan rumah susun menimbulkan permasalahan lain yang sering muncul dalam pemenuhan kebutuhan akan perumahan yakni hak-hak konsumen yang dirugikan. Meningkatnya pembangunan perumahan, seringkali tidak diselaraskan dengan pemenuhan kewajiban oleh pelaku usaha. Permasalahan dalam bisnis rumah susun yang sering muncul adalah ketentuan mengenai pernyataan dan persetujuan untuk menerima segala persyaratan dan ketentuan-ketentuan yang ditetapkan secara sepihak dan ketentuan-ketentuan penandatanganan atas dokumen-dokumen yang telah dipersiapkan lebih awal oleh pelaku usaha, tercantum dalam surat pemesanan yang sering disebut perjanjian baku atau klausula baku. Tujuan dari penelitian ini adalah untuk mengetahui penyelesaian sengketa dalam bidang hukum perlindungan konsumen. Metode pendekatan normatif, yang terdiri dari pendekatan yuridis dengan cara mempelajari isi dari Undang-Undang,dengan melihat perdebatan mengenai perjanjian baku  ditinjau menurut UU Perlindungan Konsumen.  Adapun hasil penelitian ini adalah : (1) Ketentuan hukum terhadap pencantuman klausula baku  dalam PPJB yang merugikan konsumen menurut Undang-undang Perlindungan Konsumen terdapat dalam ketentuan pada Pasal 18 Undang-Undang No. 8 Tahun 1999 Tentang  Perlindungan Konsumen.(2) Penyelesaian sengketa dalam bidang hukum perlindungan konsumen pada umumnya dapat diselesaikan setidak-tidaknya melalui 2 (dua) cara penyelesaian, yaitu, Penyelesaian sengketa secara damai dan Penyelesaian melalui lembaga atau instansi yang berwenang, karena adanya kontrak baku perjanjian ini, cenderung merugikan pihak yang kurang dominan dalam hal ini pihak konsumen. Adapun  saran dalam penelitian ini diantaranya adalah Perlunya adanya peraturan dan sanksi terhadap pencantuman  klausa baku untuk memberikan batasan-batasan bagi perkembangan bisnis di Indonesia.Kata Kunci: Perlindungan Konsumen, Perjanjian Baku, penyelesaian sengketa           

scholarly journals Third Party Consent Searches Following the Search and Surveillance Act

2012 ◽  
Vol 43 (3) ◽  
pp. 447
Author(s):  
Sam McMullan
Keyword(s):  
United States ◽  
New Zealand ◽  
Property Rights ◽  
Supreme Court ◽  
Living Arrangements ◽  
Supreme Court Decision ◽  
The United States ◽  
Third Party ◽  
Court Decision ◽  
The Supreme Court

Many New Zealanders live in shared living arrangements. The result of this is that reasonable expectations of privacy are becoming more limited. State officials may conduct a lawful search where a person consents to such a search if that person has the authority to consent. Where people live in shared living arrangements, several people may have authority to consent to a search of the same property. This article explores the extent of a third party's power to consent to property searches where more than one person has authority to consent to a search under the Search and Surveillance Act 2012. It argues that the question of reasonable expectations of privacy should not be assessed by reference to property rights. It also considers the concept of "apparent" authority which has arisen in New Zealand from the Court of Appeal's decision in R v Bradley as well as the concept of a present and objecting occupant which has arisen in the United States in the Supreme Court decision of Georgia v Randolph.

scholarly journals JUSTICE IN MANY ROOMS IN SHARIA BANKING DISPUTE RESOLUTION TO ACHIEVE JUSTICE

2018 ◽  
Vol 3 (1) ◽  
pp. 43
Author(s):  
Nita Triana
Keyword(s):  
Dispute Resolution ◽  
Alternative Dispute Resolution ◽  
Dispute Settlement ◽  
Islamic Law ◽  
Third Party ◽  
Second Step ◽  
Legal Research ◽  
Long Time ◽  
The Cost ◽  
Religious Courts

This paper examines the dispute resolution of Sharia Banking. The method is a non-doctrinal legal research using qualitative research  and Socio Legal approach. Sharia banking cannot be separated from the problems between the banking and the Customer. This problem is calledproblematic financing. The resolution  of problematic financing of sharia banks in litigation is now the absolute authority of the Religious Courts. The downside of litigation settlement usually takes a long time, the need for proof, the cost is quite expensive and the result is winningor lost. Therefore, the settlement of sharia banking is very rarely resolved through litigation. Alternative Dispute Resolution is a choice of dispute settlement chosen by Sharia Banking. The first stage isto carry out negotiation between all parties, namely Banking (lender) and The Customer (Debtor) in the form of warning and guidance. If it does not succeed, there will bedebt restructuration. The second step is mediation, in the form of consultation with third party as a mediator.  The mediation determines the rescue process of debt by Banks when a debtor is still unable to return his debt, executed by the bank. According to Marc Galanter these various dispute resolutionsis called justice in many rooms. In Islamic Law it is known as Sulh (peace). However, to a large extent this non-litigation settlement is more satisfactory to both parties in resolving the dispute because it senses fairness and a win-win solution.

scholarly journals AXIOLOGY ARBITRATION VALUE RULING IN THE CASE SETTLEMENT TRADE (Case Study Decision Of Supreme Court Number : 199 K / Pdt.Sus / 2012)

2016 ◽  
Vol 1 (2) ◽  
pp. 228
Author(s):  
Safrin Salam
Keyword(s):  
Supreme Court ◽  
Dispute Resolution ◽  
Alternative Dispute Resolution ◽  
Ad Hoc ◽  
Supreme Court Decision ◽  
Court Decision ◽  
Legal Certainty ◽  
Opportunity Loss ◽  
Legal Grounds

The existence of the Indonesian National Arbitration Board (BANI) in Indonesia that still exist to this day is one manifestation of diakomodasinya patterns of dispute resolution outside the court. Legal Considerations Application Reasons Cancellation Arbitral Article 70 of Law No. 30 of 1999 on Arbitration and Alternative Dispute Resolution in Supreme Court Decision No. 199 K / Pdt.Sus / 2012 Relation Ensure Legal Certainty In the disputing parties are legal considerations of the cancellation decision was not all acceptance or rejection of the cancellation request arbitration decision based on legal grounds contained in Article 70 of Law No. 30 of 1999. Act No. 30 of 1999 on the ADR needs to be improved, especially the explanation of article 60 and article 70 which could lead to legal uncertainty for justice seekers among businesses in the dispute and the opportunity loss of trust businesses to resolve the dispute out of court through arbitration institution (the Arbitration Tribunal Ad-Hoc, BANI, etc.)

scholarly journals JUSTICE IN MANY ROOMS IN SHARIA BANKING DISPUTE RESOLUTION TO ACHIEVE JUSTICE

2018 ◽  
Vol 3 (1) ◽  
pp. 43
Author(s):  
Nita Triana
Keyword(s):  
Dispute Resolution ◽  
Alternative Dispute Resolution ◽  
Dispute Settlement ◽  
Islamic Law ◽  
Third Party ◽  
Second Step ◽  
Legal Research ◽  
Long Time ◽  
The Cost ◽  
Religious Courts

This paper examines the dispute resolution of Sharia Banking. The method is a non-doctrinal legal research using qualitative research  and Socio Legal approach. Sharia banking cannot be separated from the problems between the banking and the Customer. This problem is calledproblematic financing. The resolution  of problematic financing of sharia banks in litigation is now the absolute authority of the Religious Courts. The downside of litigation settlement usually takes a long time, the need for proof, the cost is quite expensive and the result is winningor lost. Therefore, the settlement of sharia banking is very rarely resolved through litigation. Alternative Dispute Resolution is a choice of dispute settlement chosen by Sharia Banking. The first stage isto carry out negotiation between all parties, namely Banking (lender) and The Customer (Debtor) in the form of warning and guidance. If it does not succeed, there will bedebt restructuration. The second step is mediation, in the form of consultation with third party as a mediator.  The mediation determines the rescue process of debt by Banks when a debtor is still unable to return his debt, executed by the bank. According to Marc Galanter these various dispute resolutionsis called justice in many rooms. In Islamic Law it is known as Sulh (peace). However, to a large extent this non-litigation settlement is more satisfactory to both parties in resolving the dispute because it senses fairness and a win-win solution.

Impartiality and independence: fundamental and fluid

2021 ◽  
Author(s):  
Jacomijn J van Haersolte-van Hof
Keyword(s):  
Supreme Court ◽  
Supreme Court Decision ◽  
Court Decision ◽  
Over Time

Abstract In this article, the author discusses the paradox between the fundamentality of arbitrator impartiality and independence and the fluidity of the applicable norms. These norms differ over time and place, and vary depending on the type of arbitration, the stage of the proceedings and the applicable rules and laws. While standards applicable to judges have some relevance for this discussion, they cannot be equated with the standards for arbitrators. The recent English Supreme Court decision in Halliburton v Chubb is used to illustrate various aspects of the discussion.

TINJAUAN YURIDIS MENGENAI TINDAK PIDANA YANG DITUNTUT DENGAN PASAL 351 (3) KUHP STUDI KASUS PUTUSAN MA NO. 1043 K/PID/2016

2018 ◽  
Vol 12 (1) ◽  
pp. 25-62
Author(s):  
Rahmat Saputra
Keyword(s):  
Data Collection ◽  
Supreme Court ◽  
Supreme Court Decision ◽  
Criminal Code ◽  
Court Decision ◽  
District Court ◽  
Public Prosecutor ◽  
Literature Study ◽  
The Public ◽  
The Supreme Court

The purpose of this study was to provide an overview of the actions of the defendant already fulfilling the elements of Article 351 paragraph (3) of the Criminal Code in the Supreme Court Decision No. 1043 K / PID / 2016 and to illustrate the basic consideration of the judge in imposing a verdict on a criminal offense charged with Article 351 paragraph (3) of the Criminal Code in the Supreme Court decision No. 1043 K / PID / 2016. The method used in this study is normative law research. Data collection methods in this study were carried out with literature study, which is a method of collecting data by searching and reviewing library materials (literature, research results, scientific magazines, scientific bulletins, scientific journals). Data collection techniques using qualitative analysis methods. The conclusion in this study is the application of material criminal law by the Panel of Judges of the Supreme Court in the case of Number 1043 K / PID / 2016 which corrected the decision of the Banjarmasin High Court Number 59 / PID / 2016 / PT.BJM, dated 13 July 2016 which strengthened the Kotabaru District Court Decision Number 64 / Pid.B/2016/PN. Ktb, dated April 27, 2016 stating that the defendant Nanang Ramli bin (late) Syamsudin was proven legally and convincingly guilty of committing a criminal act of maltreatment which resulted in the death of the victim Jumadi alias jumai bin yahya ( alm) as stipulated in Article 351 paragraph (3) the Penal Code (hereinafter referred to as the Criminal Code) is correct, it is in accordance with the Public Prosecutor's Subsidies indictment, and has been based on the facts of the trial, the evidence presented The Public Prosecutor is in the form of witness statements, evidence, post mortem, and statements of the defendant. The Panel of Judges of the Kotabaru District Court in its consideration there are still some shortcomings, especially in its subjective considerations, namely on consideration of things that are burdensome and matters that alleviate the defendant. The consideration used by the judge in this case only focuses on the perpetrators of the crime. Whereas Article 5 paragraph (1) of Law Number 48 Year concerning Judicial Power requires judges to explore, follow, and understand the legal values ​​and sense of justice that lives in society. This means that the judge must also consider the loss of the crime victim, and the community

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