scholarly journals Zakat Impact on Poverty and Welfare of Mustahik: A CIBEST Model Approach

2017 ◽  
Vol 1 (01) ◽  
pp. 1
Author(s):  
Irfan Syauqi Beik ◽  
Caesar Pratama
Keyword(s):  
Rural Areas ◽  
Poverty Alleviation ◽  
Positive Impact ◽  
Primary Data ◽  
Poverty Index ◽  
Absolute Poverty ◽  
Welfare Index ◽  
The Impact ◽  
Model Approach

<p>This research aims to analyze the impact of productive zakat program in poverty alleviation of mustahik households, based on materially and spiritually aspects. Primary data was used as the source of data through distributing administered questionnaires in four rural areas in Bogor Regency. 121 respondents had been interviewed. They were the recipients of Masyarakat Mandiri program of Dompet Dhuafa Amil Institution. CIBEST model which have been developed by Beik dan Arsyianti (2014) was used as the tool of analysis. CIBEST model comprising four indices is used as tool of analysis. These indices are welfare index, material poverty index, spiritual poverty index and absolute poverty index. It is found that the presence of zakat utilization program is able to increase welfare index of the mustahik by 147.14 percent. The material poverty index, spiritual poverty index and absolute poverty index can also be reduced by 49.6 percent 1.6 and 12.3 percent, respectively. Meanwhile, welfare index increase by 63.7 percent. In conclusion, productive zakat program give positive impact to the mustahik household life.</p><p><br />Keywords: CIBEST model, Islamic poverty index, poverty, productive-based zakat program</p>

An Assessment of Poverty Alleviation Measures and Sustainable Livelihood Capability of Farm Households in Rural China: A Sustainable Livelihood Approach

Agriculture ◽  
2021 ◽  
Vol 11 (12) ◽  
pp. 1230
Author(s):  
Fang Su ◽  
Nini Song ◽  
Nannan Ma ◽  
Altynbek Sultanalive ◽  
Jing Ma ◽  
...  
Keyword(s):  
Rural Areas ◽  
Poverty Alleviation ◽  
Shaanxi Province ◽  
Theoretical Research ◽  
Farm Households ◽  
Sustainable Livelihood ◽  
Absolute Poverty ◽  
Mountain Area ◽  
Sustainable Livelihood Approach ◽  
The Impact

This paper aims to identify effective mechanisms for government poverty alleviation measures based on the livelihood sustainability of farm households in Southern Shaanxi province, China. The paper utilizes data from 414 farm households, collected through field observations and in-depth interviews in 24 rural communes in Qinba Mountain Area of Shaanxi province, China. Using theoretical research methods and employing the sustainable livelihood approach (SLA) framework, this paper analyzes poverty alleviation measures as well as the impact of varied capital availability on sustainable livelihood. The study shows that developing local industries and governmental financial support improve the sustainable livelihood of farmers and eradicate absolute poverty. The findings of this study further indicate that there is a positive correlation between poverty alleviation measures and natural and social capital for sustainable livelihood. The paper provides empirical and quantitative evidence on alleviation of poverty, and the findings will help improve the sustainability of livelihood capability of farming households. This study suggests impactful approaches to stabilizing mechanisms for poverty alleviation in rural areas over the longer term.

scholarly journals Impact of Microcredit on Living Standard of Dairy Entrepreneurs: Special Focus on Oddusuddan DS Division in Mullaitivu District

2019 ◽  
Vol 3 (2) ◽  
pp. 43-48
Author(s):  
Saseela Balagobei ◽  
Sankeetha Aravinthakumar
Keyword(s):  
Quantitative Analysis ◽  
Low Income ◽  
Rural Areas ◽  
Positive Impact ◽  
Primary Data ◽  
Living Standard ◽  
Poor People ◽  
Special Focus ◽  
The Impact ◽  
Micro Credit

Microcredit is part of micro finance, which provides a wider range of financial services for low income people. Micro credit serves as a vital role for Living standard of poor people in the developing countries as well as in Sri Lanka. In this Study Oddusuddan DS division in Mullaitivu district was selected as research area. After the 30 years conflict situation most people in the Oddusuddan area in Mullaitivu district are subordinate to the poverty line, because most of the displaced people who are female other than male staying here. Women lost their male relatives in struggle, and forced to take a responsibility of their family in order to look after their children, aged parents and their male relatives.  Micro credit helps the poor people particularly women in effective ways in order to create income generating activities.  The prime objective of this study is to investigate the impact of Microcredit on living standard of dairy entrepreneurs in Oddusuddan DS division in Mullaitivu District. In the rural areas of Mullaitivu, Oddusuddan Divisional Secretariat Divisions 100 dairy entrepreneurs were selected as the sample size of population. The selected entrepreneurs who have received loan from samurdhi bank for dairy farming activities in Oddusuddan DS Division. Primary data were used for gathering information and quantitative analysis was carried out to find out the results. In the quantitative analysis the correlation and regression methods were employed to examine the hypotheses by using SPSS. The result of this study concluded that there is a positive impact of samurdhi micro credit on living standard of dairy entrepreneurs in Oddusuddan DS Division. In addition to this, using micro credit facilities create more job opportunities and variety of economic activities and improve household education, income, saving and heath condition of the people. The study recommends that micro credit institution should consider improve the living standard of dairy entrepreneurs through increase the loan amount with lower interest rate.

scholarly journals MEASURING ZAKAT IMPACT ON POVERTY AND WELFARE USING CIBEST MODEL

2016 ◽  
Vol 1 (2) ◽  
pp. 141-160 ◽  
Author(s):  
Irfan Syauqi Beik ◽  
Laily Dwi Arsyianti
Keyword(s):  
Data Collection ◽  
Primary Data ◽  
Spiritual Values ◽  
Poverty Index ◽  
Absolute Poverty ◽  
Poverty Level ◽  
Welfare Index

This research attempts to analyze the role of productive-based zakat program in reducing poverty level of mustahik (zakat recipient) households from the perspective of material and spiritual dimensions. The study utilizes primary data which is obtained from interview through questionnaire in DKI Jakarta and Bogor Regency. 221 respondents are selected and interviewed as research samples. They are zakat beneficiaries managed by BAZIS DKI Jakarta and Dompet Dhuafa. The primary data collection was conducted on February until May 2015. CIBEST model comprising four indices is used as tool of analysis. These indices are welfare index, material poverty index, spiritual poverty index and absolute poverty index. It is found that the presence of zakat utilization program is able to increase welfare index of the mustahik by 96.8 percent. The material poverty index and absolute poverty index can also be reduced by 30.15 percent and 91.30 percent, respectively. Unpredictable result occurs on spiritual poverty index in which there is an increase of two households living under spiritual poverty. It means that these two zakat recipient households suffer weakening spiritual values despite materially better-off in the presence of zakat program.Keywords:  CIBEST model, Poverty, Productive-based zakat programJEL Classification: O150, R290, Z120, Z190

scholarly journals Measurement of Zakat Impact on Baitul Maal Hidayatullah: Evidence from Indonesia

2021 ◽  
Vol 8 (1) ◽  
pp. 1
Author(s):  
Abdullah Alkhosik Fathoni ◽  
Efri Syamsul Bahri ◽  
Mustafa Kamal
Keyword(s):  
Social Welfare ◽  
Poverty Alleviation ◽  
Primary Data ◽  
Household Welfare ◽  
The Third ◽  
Welfare And Poverty ◽  
Index Value ◽  
Welfare Index ◽  
The Impact ◽  
Economic Studies

<p><em>Zakat is the third pillar of Islam that must be fulfilled by every Muslim who has a sufficient amount of zakat. The purpose of zakat management is to increase the benefits of zakat in creating social welfare and poverty alleviation. This study aims to measure the impact of zakat on the welfare of mustahiq using the Center of Islamic Business and Economic Studies (CIBEST) model. The research sample consisted of mustahiq households who received zakat funds from the Baitul Maal Hidayatullah Amil Zakat Institute (LAZ BMH). Measuring the impact of zakat using the CIBEST model includes both material and spiritual aspects. </em><em>The </em><em>primary data were collected using a questionnaire. The results of the study found that the mustahiq household welfare index value increased by 11.5 per cent. In terms of material, productive zakat succeeded in reducing material poverty by 11.5 per cent</em><em>. However, the zakat assistance provided </em><em>does not have a significant effect on poverty alleviation. In the spiritual aspect, productive zakat can maintain mustahiq's spiritual stability. Therefore, as a form of accountability</em><em>, both vertically and horizontally, to </em><em>Allah SWT, the impact of zakat must be increased from both material and spiritual aspects</em><em>.</em></p>

scholarly journals Impact of Micro-Finance Intervention on Livelihood Status of Women Households

2018 ◽  
Vol 11 (1) ◽  
pp. 45-56
Author(s):  
Ramkrishna Chapagain ◽  
Pradeep Sapkota ◽  
Mukta Raj Gautam
Keyword(s):  
Rural Areas ◽  
Positive Impact ◽  
Capital Expenditure ◽  
Occupational Status ◽  
Positive Association ◽  
T Test ◽  
Primary Data ◽  
Metropolitan City ◽  
The Impact ◽  
Status Of Women

This study attempts to examine the impact of micro finance intervention on the livelihood status of the women households. With the purpose of measuring the impact of micro-finance, 60 non-intervened and the rest 60 intervened respondents having minimum five years attachment with Chhimek Laghubitta Bittiya Sanstha Limited established in the rural area of Pokhara Metropolitan City and nearby VDCs has been selected. Primary data were collected by a semi-structured questionnaire, and both qualitative and quantitative data were used to assess the impact of micro-finance intervention. The study is based on the interventional research design and used randomized control trial approach. Respondents were selected through stratified random sampling. The collected data were analyzed by using parametric (t-test) and non-parametric (Chi-square test) test. The findings of the research show that micro-finance intervention has positive impact on income level, consumption expenses, capital expenditure and savings. The research also shows that micro-finance intervention has positive association with occupational status and micro enterprise creation. One sample t-test on respondent’s rating indicates that micro finance has reached to the remote areas, enhances financial inclusion, facilitates to poverty reduction and ultimately increases the livelihood status of women of rural areas of Pokhara Metropolitan City and nearby VDCs.

scholarly journals Impact of Microcredit on Rural Poverty Alleviation in the Context of Bangladesh

2019 ◽  
Vol 11 (6) ◽  
pp. 70
Author(s):  
Shakina Sultana Pomi
Keyword(s):  
Rural Areas ◽  
Poverty Alleviation ◽  
Positive Impact ◽  
Rural Poverty ◽  
Living Standard ◽  
Cross Sectional Survey ◽  
The Poor ◽  
Poor Women ◽  
The Impact ◽  
Women Borrowers

Microcredit and poverty alleviation have become the two sides of a coin as the role of microcredit on poverty alleviation is well accepted in the arena of economic development. This study is an attempt to analyse the impact of microcredit on poverty alleviation in the rural areas namely Hathazari, Mirsharai and Sitakunda upazilla (sub-units of district ) of Chittagong district, Bangladesh. A cross sectional survey was conducted on the rural part of these three upazillas. Data have been collected through a well-structured questionnaire from 100 microcredit-recipients/borrowers of Bangladesh Rural Advancement Committee (BRAC) and Association for Social Advancement (ASA) - two giant microcredit providers in Bangladesh and from 50 non-borrowers of the study areas. Respondents were selected randomly. Tabular method was used to describe the data. Hypothetically, the outcomes were found significant resulted from chi-square test (X &sup2; -test) and ANOVA (Analysis of Variance) without an exception for clothing expenditure. The study revealed that microcredit disbursed through BRAC and ASA, plays a dynamic role to reduce poverty in the study areas by income generating activities of the poor women borrowers and by improving their living standard. It is found from the study that microcredit has&nbsp; positive impact on income, expenditure, condition of dwelling house, education, health and decision making ability of the poor women borrowers who spent at least five years in BRAC and ASA comparing to the non-borrowers.

scholarly journals Evaluation of the Productive Zakat Program of BAZNAS: A Case Study from Western Indonesia

2017 ◽  
Vol 2 (1) ◽  
pp. 81-93 ◽  
Author(s):  
Mohamad Soleh Nurzaman ◽  
Ninik Annisa ◽  
Ridho Gusti Hendharto ◽  
Khairunnajah , ◽  
Noviyanti ,
Keyword(s):  
Well Being ◽  
Poverty Index ◽  
Absolute Poverty ◽  
Human Needs ◽  
Welfare Index ◽  
The Impact

This paper aims to measure the impact of zakat distribution program implemented by Indonesia’s National Zakat Board (BAZNAS). The study intended to accurately assess the impact of the program for a potential extension to other zakat institutions. The studyadopted theCIBEST model developed by Beik and Arsyianti (2015), a quadrant model that combines the fulfillment of human needs that are both material and spiritual. The CIBEST consists of well-being index, material poverty index, spiritual poverty index, and absolute poverty index. The study has found that fund distribution by BAZNAS through the productive zakat program is quite effective in improving the welfare index of mustahik households in both material and spiritual aspects. Keywords: CIBEST model, Mustahik, Productive Zakat

scholarly journals Impact of Electricity Service on Performance of Microenterprises of Rural Entrepreneurs in Ogun State, Nigeria

2019 ◽  
pp. 1-10
Author(s):  
Emilola Cecilia Olanrewaju
Keyword(s):  
Rural Communities ◽  
Power Supply ◽  
Rural Areas ◽  
Positive Impact ◽  
Sampling Procedure ◽  
Primary Data ◽  
Alternative Source ◽  
Power Outage ◽  
Ogun State ◽  
The Impact

The expansion of microenterprises in rural areas is linked with the increase in access and use of electricity services, leading to changes income. However, there is little empirical evidence to underpin the mechanisms that lead from energy supply to profit generation among rural entrepreneurs. To this end, this study analyzed the impact of electricity service on performance of microenterprises of rural entrepreneurs. Primary data were used for this study. Data were collected using questionnaires from a sample of 150 rural entrepreneurs engaged in various microenterprise economic activities from Odeda Local Government Areas of Ogun State in a three-stage sampling procedure. The data collected were analyzed using descriptive statistics, logit model and ordinary regression analysis. The result shows that hair dressing and retail shop were the most common form of businesses followed by grain milling, tailoring, welding, relaxation sports centre and cassava processing.  In addition, the result reveals that age, years of schooling, nature of business, monthly expenditure on alternative source of power and duration of power outage supported the microenterprise owner decisions to connect to grid electricity service. Also power outage duration and billing method negatively affected firms’ profitability. On other hand durations of power supply and expenditure on alternative power supply significantly has a positive impact on the profitability of microenterprise. The study therefore recommends that government should intensify action in providing rural communities with reliable and affordable electricity services.

Impact of financial inclusion on poverty alleviation through cooperative banks

2018 ◽  
Vol 45 (5) ◽  
pp. 808-828 ◽  
Author(s):  
Tarsem Lal
Keyword(s):  
Financial Services ◽  
Poverty Alleviation ◽  
Positive Impact ◽  
Financial Inclusion ◽  
Primary Data ◽  
Content Type ◽  
Study Results ◽  
Depth Analysis ◽  
Cooperative Banks ◽  
The Impact

Purpose The purpose of this paper is to examine the impact of financial inclusion on poverty alleviation through cooperative banks. Design/methodology/approach In order to fulfil the objectives of the study, primary data were collected from 540 beneficiaries of cooperative banks operating in three northern states of India, i.e., J&K, Himachal Pradesh (HP) and Punjab using purposive sampling during July-December 2015. The technique of factor analysis had been used for summarisation of the total data into minimum factors. For checking the validity and reliability of the data, the second-order CFA was performed. Statistical techniques like one-way ANOVA, t-test and SEM were used for data analysis. Findings The study results reveal that financial inclusion through cooperative banks has a direct and significant impact on poverty alleviation. The study highlights that access to basic financial services such as savings, loans, insurance, credit, etc., through financial inclusion has generated a positive impact on the lives of the poor and help them to come out of the clutches of poverty. Research limitations/implications The study was conducted amidst few limitations. First, the in-depth analysis of the study is restricted to three northern states only because of limited resources and time availability. Second, the study is limited to the perception of financial inclusion beneficiaries only, which, in future, could be carried further on the perception of other stakeholders such as bank officials, business correspondents, village panchayats, etc. Originality/value The study makes contribution towards the financial inclusion literature relating to poverty alleviation and fulfils the research gap to some extent by assessing the impact of financial inclusion on poverty alleviation through cooperative banks. This paper can help the policymakers and other stakeholders of cooperative banks in promoting banking habits among poor rural households both at the national and international level.

Strategic Role of Zakat in Multidimensional Quality of Life in Sijunjung, Indonesia

2018 ◽  
Vol 15 (1) ◽  
pp. 55-72
Author(s):  
Herlin Hamimi ◽  
Abdul Ghafar Ismail ◽  
Muhammad Hasbi Zaenal
Keyword(s):  
Quality Of Life ◽  
Positive Impact ◽  
Wealth Distribution ◽  
Absolute Poverty ◽  
Before And After ◽  
The Status ◽  
Being There ◽  
The Impact

Zakat is one of the five pillars of Islam which has a function of faith, social and economic functions. Muslims who can pay zakat are required to give at least 2.5 per cent of their wealth. The problem of poverty prevalent in disadvantaged regions because of the difficulty of access to information and communication led to a gap that is so high in wealth and resources. The instrument of zakat provides a paradigm in the achievement of equitable wealth distribution and healthy circulation. Zakat potentially offers a better life and improves the quality of human being. There is a human quality improvement not only in economic terms but also in spiritual terms such as improving religiousity. This study aims to examine the role of zakat to alleviate humanitarian issues in disadvantaged regions such as Sijunjung, one of zakat beneficiaries and impoverished areas in Indonesia. The researcher attempted a Cibest method to capture the impact of zakat beneficiaries before and after becoming a member of Zakat Community Development (ZCD) Program in material and spiritual value. The overall analysis shows that zakat has a positive impact on disadvantaged regions development and enhance the quality of life of the community. There is an improvement in the average of mustahik household incomes after becoming a member of ZCD Program. Cibest model demonstrates that material, spiritual, and absolute poverty index decreased by 10, 5, and 6 per cent. Meanwhile, the welfare index is increased by 21 per cent. These findings have significant implications for developing the quality of life in disadvantaged regions in Sijunjung. Therefore, zakat is one of the instruments to change the status of disadvantaged areas to be equivalent to other areas.

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