scholarly journals A STUDY OF DETERMINANTS IMPACTING LIFE INSURANCE CONSUMPTION WITH REFERENCE TO AHMEDABAD CITY

2021 ◽  
Vol 4 (1) ◽  
pp. 33-35
Author(s):  
Dhaval Nakum

Paper investigates how various demographic factors influence the life insurance consumption. Life insurance is complex and abstract service that has become an essential part of individual’s future planning and safety by offering a diverse variety of policies. What are the major factors that influence the purchase of life insurance? Research hypotheses are tested empirically using chi-square test and the results of study are based on nearly three hundred responses from Ahmedabad city. Paper finds that educational background, occupation and annual income are significant demographic variables where as no association found between age and consumption of life insurance

2019 ◽  
Vol 2 (1) ◽  
pp. 17-39 ◽  
Author(s):  
Chandramani Aryal ◽  
Narayan Niroula ◽  
Bina Ghimire

Participatory conservation approach practiced in most of the protected areas of Nepal mandate the active role of people for conservation planning and implementation. Peoples’ participation in conservation is largely regulated by the benefits they receive. Ecotourism, as it envisions the improved living standard of local people, could be one of the drivers for alluring local people towards biodiversity conservation. Thus, it is essential to assess ecotourism potential of a site for planning and implementing community engagement for biodiversity conservation. The potentiality of ecotourism depends upon three major factors i.e. visitors’ satisfaction, willingness of local people to participate in ecotourism related activities, and enthusiasm of park authority. Studies on ecotourism potential in Nepal are limited in scope and time. Therefore, this study tends to recognize the perspective of youth towards ecotourism in Rara National Park, where visitors’ numbers are growing of late. Scheduled interview was used to collect the perspectives of youth. Data were explored using descriptive statistics and association between the perceptions and visitors’ general background were explored using Chi-Square test. In the study, length of stay was observed to be associated with educational background. As per the responses, ecotourism activities in the park were found to contribute in biodiversity conservation and betterment of livelihood of local people. Though, the number of tourists are increasing, they are not adequate yet with potential to increase further in near future. When optimum tourist visit the park area, ecotourism activities can create win-win situation to biodiversity and people.


2018 ◽  
Vol 13 ◽  
pp. 39
Author(s):  
Ganesh Sharma ◽  
Badri Aryal

<p>This study attempts to characterize a typical Chepang community in Chitwan  district with reference to their economy at household level based on the study conducted in Lothar Village Development Committee. Chepang are considered to be one of the highly marginalized communities in Nepal having traditional subsistence based small economies. Their houses are small with mud floor, stone walls and straw roofs. One third of the Chepang households do not have toilets. They rear small number of mixed livestocks in a house eg. Cattle, buffaloes, poultry, goat and pig. They do not have household amenities like freeze, telephone, television, computer, motorcar and motorbike; but have mobile phones. More than ninty percent of Chepang go to jungle to collect one or the other types of edibles like githavyakur, wild fruits, and chiuri.Ninty five percent of Chepang people do not have bank account, thus rely on their friends and relatives for borrowing in household needs for money. Chi-square test reveals highly significant association between size of landholding and food sufficiency months, level of education and annual income, purpose of taking loan and sources of loan; as well as estimated  annual income and account holding in bank.</p><p><em> </em><strong><em>Economic Literature</em></strong><em>, </em>Vol. XIII August 2016, page 39-45</p>


2021 ◽  
Vol 10 (4) ◽  
pp. 126
Author(s):  
José María Álvarez Martínez-Iglesias ◽  
Pedro Miralles Martínez ◽  
Jesús Molina Saorín ◽  
Francisco Javier Trigueros Cano

The aim of this study is to find out the relevance of the competences worked on in the area of social science, specifically in the subjects of geography and history, through the perceptions of pupils in the 4th year of compulsory secondary education (ESO). In order to carry out the survey, a purposive sampling was carried out in which more than 1400 4th year ESO students (in Spain) participated. In addition, using a Likert-type scale of our own creation called Evaluation of the Perception of Social Science Competences (EPECOCISO) and following a design of quantitative methodology, an exploratory factor analysis was carried out with the analysis software SPSS through the descriptive process, which allowed us to select the three factors that make up the study. Subsequently, correlations were established between factors through Pearson’s test, and between the different variables that make up each one of them with the socio-demographic variables (distinguishing between ordinal and nominal variables) through the chi-square test of independence and Cramer’s V test (nominal), as well as the linearity test, Goodman’s gamma test, and the Kruskal (ordinal) test. Finally, one of the most important conclusions of this study is that the difficulties encountered by students in the acquisition of competences is conditioned by the development of the assessment processes that are carried out.


2019 ◽  
Vol 46 (2) ◽  
pp. 137-142
Author(s):  
Elis Janaina Lira dos Santos ◽  
Alana Moura Xavier Dantas ◽  
Raíssa Marçal Vilela ◽  
Karina Jerônimo Rodrigues Santiago de Lima ◽  
Rejane Targino Soares Beltrão

Objective: To evaluate patient perception of the smile focused on analysis of the upper incisors. Design: Cross-sectional study. Setting: Department of Clinical and Social Dentistry at Federal University of Paraíba, João Pessoa, Brazil. Participants: The sample consisted of 135 individuals (73 women and 62 men). Methods: Images with different characteristics associated with the incisal edges were shown at random and analysed using a Likert scale. Data were analysed using the Chi-square test or Fisher’s exact test with a statistically significant difference ( P < 0.05). Results: Smile I (difference of 1.5 mm in relation to the central incisor and lateral) was considered the most aesthetic, while Smile III (no difference in height between the central and lateral incisors) was the least aesthetic. A significant difference was found between perception of smile II (difference of 1 mm in relation to the central incisor and lateral) and age groups ( P < 0.005), with 31% (n = 13) of individuals aged 45–64 years considering smile II as not pleasant, 4.4% (n = 2) aged 15–24 years and 8.3% (n=4) aged 25–44 years and 4.4% (n = 2) aged 15–24 years considering the same. A significant difference was also found in relation to educational background of the assessor and smile perception, with smile III ( P = 0.0441) and smile IV ( P = 0.0053) considered the most aesthetic ( P = 0.0116). Conclusion: The smile considered most attractive among the sample was that with 1.5 mm steepness between the central and lateral incisors, while a flat smile arc was considered least attractive.


2020 ◽  
Vol 31 (3) ◽  
pp. 48-56
Author(s):  
Gibson Mpokonyoka Ngwira ◽  
Benjamin Bolaane ◽  
Bhagabat P. Parida

Road fatalities remain a major public health concern as over 1.3 million people across the world die in road accidents annually, and another 20-50 million sustain injuries. Malawi, with vehicle ownership about 437,416, has not been an exception to this, with reported fatality rates of 35 crash deaths per 100,000 population, possibly due to limited understanding of factors that contribute to such high road fatality rates. This may have resulted in implementing inappropriate and ineffective mitigation measures. Thus, the overall objective of this study was to investigate the availability, including their functionality and usage of seatbelts in motor vehicles, which could possibly be one of the major factors for increase in road fatalities. To establish the rates of availability, ncluding their functionality and usage of seatbelts in motor vehicles, primary data through survey for a sample of 1,200 vehicles were investigated. The independent ariables of data were cross tabulated with the dependent variables to establish these rates. Chi-square test was also performed to establish the significance of associations between the cross tabulated variables. The analysis found that Malawi’s drivers and assengers poorly comply with seatbelt laws. The overall seatbelt usage rate was 35.8%. In this regard, where over 90% of motor vehicles in Malawi have functional seatbelts, poor enforcement of existing seatbelt laws and awareness on the dangers of not using eatbelts could account for the low usage.


2015 ◽  
Vol 9 (1) ◽  
pp. 23-29
Author(s):  
V Jain ◽  
A Sharma ◽  
K Arora ◽  
M Jain ◽  
S Akhilandan ◽  
...  

ABSTRACT Objectives This study aimed to determine Indian dental students’ views on tobacco cessation counselling, their skills as counsellors and the barriers faced by them. Methods A questionnaire study was conducted among 182 dental students in dental colleges of Faridabad, India. Significant differences among responses and demographic variables were calculated using chi square test. Results Majority (62.1 percent) of the participants indicated willingness to counsel their patients about the effects of tobacco and planned to advise patients about tobacco cessation (90 percent) while 74.2 percent felt that tobacco cessation counselling by dentist would help patients to quit. A majority disagreed that giving tobacco cessation counselling is not a part of their role (78.1 percent) or that they did not consider tobacco cessation counselling a part of their role (74.8 percent). However, 53.3 percent agreed that they do not have sufficient training to provide tobacco cessation counseling. Conclusion Dental students did not show much confidence in providing tobacco cessation counselling despite their perception that tobacco users look forward to them for such counselling.


2020 ◽  
Author(s):  
Kritin Agarwal

Abstract Investor behaviour and financial literacy are some of the most discussed topics in modern times. In the present technology-driven setting understanding the above concerns could lead to major economic boosts for individuals as well as countries. This study treads on to explore these topics by developing a unique financial index based upon research-backed literature suited for the respondents residing in the urban cities of India and understanding investor behaviour through a series of questions. The paper studies the financial index developed with respect to the various demographic variables of the respondents trying to establish relations between them. The study finds that 43% of the respondents are financially literate while almost 10% are financially illiterate. We observe the relationships between age, gender, residence types, occupation, educational background, investment sizes, income and financial literacy scores. The study also in pursuance of understanding investor behaviour employs factor analysis techniques to the data gathered and recognizes that the same could be classified into four broad categories namely Active Investors, Proactive Investors, Dependent Investors and Cautious Investors. The analysis of preferences of the modern-day Indian investors through statistical methods reveal fixed deposits to be the most preferred vehicle closely followed by life insurance policies and mutual funds. Equity and Gold gain similar scores and one can conclude that the predominantly risk-averse Indian investors have shifted from investing in traditional avenues such as gold and real estate to more technical investment vehicles requiring a greater understanding of the world of finance.


2015 ◽  
Vol 2 (4) ◽  
Author(s):  
Jaya Bharti

This is a cross-sectional comparative study with the aim to compare two patient groups of schizophrenia and schizoaffective disorder and their respective caregivers with the objectives to quantify and compare the burden in caregivers of person with schizophrenia and schizoaffective disorder and to study the relationship between them. In this study, 40 patients schizophrenia, 40 patients of schizoaffective disorder, along with their 80 respective caregivers were taken on the basis of inclusion and exclusion criteria. Subjects were assessed using Socio-demographic and clinical sheet &BAS. Appropriate statistics such as mean, standard deviation, chi-square test, unpaired t test, Pearson’s correlation were applied to analyze the data. The results of the study revealed considerable burden of care in families of the patients and a significantly greater burden of care in caregivers of patients with schizoaffective especially in the following domains: spouse related, caregivers’ routine, physical and mental health, taking responsibility, patient’s behaviour and caregiver’s strategy. Some of the demographic variables like age and education etc. were also found to have significant correlation with burden of care.


2019 ◽  
Vol 16 ◽  
Author(s):  
Simpiwe Sobuwa ◽  
Bill Lord

BackgroundSouth Africa is one of the few countries to produce emergency care graduates in Africa. However, a large number of these graduates are emigrating from Africa. Although academic success has been studied in various contexts in Africa, none have looked into the Bachelor of Emergency Medical Care (BEMC). Maximising academic success in the BEMC might ensure a sustainable skilled workforce in an area which has a shortage of skilled personnel.AimsThis study aimed to describe the socio-demographic variables of current South African BEMC students. We also aimed to describe whether any associations exist between socio-demographic variables, various racial groupings and repeating a year during the course of study.MethodsA cross-sectional descriptive survey was conducted among students enrolled for the BEMC in 2016. Continuous and categorical variables were analysed using descriptive statistics. The Fisher’s exact test and Pearson chi-square test were used to test associations between the survey variables and repeating a year.ResultsA total of 176 participants responded to the survey. Having a pre-existing emergency care qualification was associated with not repeating a year on the BEMC (p=0.02). The statistical difference between race and not repeating a year in the BEMC was not significant (p=0.07). However, when the black-African and minority cohort are grouped together, it is significant (p=0.05).ConclusionA number of socio-demographics were described in this study. Students with pre-existing emergency care qualifications were least likely to repeat a year. 


2012 ◽  
Vol 6 (2) ◽  
pp. 64-68
Author(s):  
Ruchi Arora

ABSTRACT Aim Little data is available on the initiative shown by the Muslim parents for dental health care of their children. This study was conducted to evaluate the awareness among Muslim parents of preschool children in Udaipur city of Rajasthan India, regarding the importance of primary teeth. Material and Methods A total of hundred Muslim parents of preschool children were included in the study with equal ratio of males and females. Self-administered questionnaire were given to the parents to be completed by holding interactive meetings with the help of respective community heads. Chi-square test was applied and significance level was calculated. Results The results showed that a high proportion of parents were unaware of their children's dental needs. It was surprising to note that the male parents (67.7%) were more aware as compared to the female parents (58.2%). Conculusion Parents lack adequate knowledge on importance of the primary teeth; hence, there is an increasing need to increase the knowledge of parents through effective strategies. Educational background appeared to influence the level of awareness of the importance of primary dentition.


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