External Funding And The Development Of Small And Medium-Sized Businesses In The City Of Makassar (Indonesia): An Explanatory Quantitative Study

Academics are interested in exploring small and medium business actors both from a macro perspective that examines external factors in developing small and medium business actors, as well as from a micro perspective on internal determinants that contribute to the performance for small and medium enterprises. The purpose of this study was to analyze the effect of entrepreneurial character on external funding and the development of small and medium business actors. This research is a quantitative study that explains the influence of exogenous variables on endogenous variables. Research location in the city of Makassar, South Sulawesi. The population in this study were 136 entrepreneurs who made loans to banks (State-owned enterprises) in the city of Makassar. The sampling of this study used the census sampling method (saturated sample). The data collection method uses a survey method with primary data collection in the form of a questionnaire. Data analysis techniques using structural equation modelling. The results showed that the entrepreneurial character variable had a significant effect on external funding and the development of small and medium business actors. Therefore, based on research findings, efforts to enhance the development of small and medium business actors in further research can develop further models.

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Impact of Financial Management Practices on SMEs Profitability with Moderating Role of Agency Cost

Information Management and Business Review ◽

10.22610/imbr.v9i1.1593 ◽

2017 ◽

Vol 9 (1) ◽

pp. 23-30 ◽

Cited By ~ 2

Author(s):

Saqib Muneer ◽

Rao Abrar Ahmad ◽

Azhar Ali

Keyword(s):

Financial Management ◽

Structural Equation ◽

Management Practices ◽

Small And Medium Enterprises ◽

Agency Cost ◽

Partial Least Square ◽

Least Square ◽

Primary Data ◽

Medium Enterprises ◽

The Impact

The importance of Small and medium enterprises (SMEs) towards economic development and growth is considerable. Some SMEs are facing difficulties to their development due to the lack of financial resources and management experience. The objective of this study is to check the relationships of financial management practices on profitability of small and medium enterprises and also to check the impact of agency cost on this relationship. This study consists of data analysis of two hundred SMEs from Faisalabad Pakistan. The study used primary data predominantly. SPSS 23 is used for descriptive analysis and Structural Equation Model (SEM) through Partial Least Square (PLS) 3 for hypothesis testing. The findings of this study indicate the presence of positive relationship between financial management practices and SMEs profitability but agency cost as a moderator has no effect on this relationship. The study strongly recommends higher adherence to financial management practices. Policy makers, developments partners, owners, and managers of SMEs may use these findings for sustainability of their business in Pakistan.

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Effect of Web atmospherics and satisfaction on purchase behavior: stimulus–organism–response model

Future Business Journal ◽

10.1186/s43093-021-00107-3 ◽

2021 ◽

Vol 7 (1) ◽

Author(s):

Abbas N. Albarq

Keyword(s):

Data Collection ◽

Purchase Intention ◽

Structural Equation ◽

Developing Economies ◽

Capital City ◽

Purchase Behavior ◽

Primary Data ◽

Equation Modeling ◽

Survey Method ◽

The Impact

AbstractThe effect of Web atmospheric clues on the purchase intention of Jordanian shoppers has been evaluated in this study, along with the interventions of Website gratification. The primary data collection for testing the research model via a survey method has been performed from Jordan's capital city, namely Amman. The tenure of data collection from Amman is from July to January 2020. The Structural Equation Modeling method was used to analyze the data with AMOS 22.0 software. Convergent and discriminatory legitimacy of the measurement model has been estimated with the use of confirmatory factor analysis. The satisfaction component effectively negotiates the impact of Website clues on the intent of purchase. Moreover, the purchase intention is a consequent effect of the satisfaction caused by these preliminary factors. The e-retailers and marketers of Jordan are able to interpret the influence of multiple stimulating factors on the satisfaction gained from Web-related services with the help of the outcomes of this study. It is the prerogative of online retailers to ensure the delivery of the strongest atmospheric clues impacting the Website satisfaction to the shoppers. In the context of Jordanians, this study establishes that Web managers should designate a higher number of resources to the clues that enhance the excitement value of the atmospherics of Web portals. This study boosts the knowledge of the researchers having academic interest and practical inclination toward the aspects of developing economies and adds to their current level of knowledge regarding e-retailing and online buying behavior.

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The effect of digital marketing and e-commerce on financial performance and business sustaina-bility of MSMEs during COVID-19 pandemic in Indonesia

International Journal of Data and Network Science ◽

10.5267/j.ijdns.2021.6.006 ◽

2021 ◽

pp. 275-282 ◽

Cited By ~ 1

Author(s):

Mas Intan Purba ◽

Demak Claudia Yosephine Simanjutak ◽

Yois Nelsari Malau ◽

Walmi Sholihat ◽

Edy Anas Ahmadi

Keyword(s):

Data Collection ◽

Data Processing ◽

Financial Performance ◽

Quantitative Research ◽

Small And Medium Enterprises ◽

Digital Marketing ◽

Primary Data ◽

Collection Method ◽

Business Sustainability ◽

Medium Enterprises

The purpose of this study is to analyze the effects of digital marketing (DM), e-commerce (EC), business sustainability (BS) and financial performance (FP) of Micro, Small and Medium Enterprises (MSMEs) during Pandemic Covid19 in Indonesia. The relationships between digital marketing and business sustainability, e-commerce and business sustainability, digital marketing and financial performance, e-commerce and financial performance, financial performance and business sustainability are investigated. This research is quantitative research with a questionnaire approach. Data processing tools use the SmartPLS 3.3.3 software. The primary data collection method was accomplished by distributing online questionnaires to 120 MSMEs in Banten Indonesia who had experienced the pandemic. The results show that digital marketing had significant effect on business sustainability, e-commerce had significant effect on business sustainability, digital marketing had significant effect on financial performance. However, e-commerce had no significant effect on financial performance, financial performance had no significant effect on business sustainability, digital marketing had no significant effect on business sustainability through financial performance, e-commerce had no significant effect on business sustainability through financial performance. The use of digital marketing has been carried out to increase customer awareness. Marketplace as a manifestation of e-commerce is used as an innovation or change in sales methods.

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PENGARUH BUSINESS KNOWLEDGE TERHADAP BUSINESS PERFORMANCE MELALUI BUSINESS SKILL DAN INNOVATION PADA UMKM KOTA PADANG DI ERA INDUSTRI 4.0

Jurnal Benefita ◽

10.22216/jbe.v5i1.4405 ◽

2020 ◽

Vol 5 (1) ◽

pp. 39

Author(s):

Hasmaynelis Nelis Fitri ◽

Ramdani Bayu Putra Bayu Putra ◽

Lusiana Lusiana Lusiana

Keyword(s):

Significant Influence ◽

Indirect Effects ◽

Structural Equation ◽

Business Performance ◽

Small And Medium Enterprises ◽

Analysis Tool ◽

Business Skills ◽

Business Knowledge ◽

Medium Enterprises ◽

The City

The increasingly strong pressure of change in the industrial era 4.0 has forced all entities to make changes. Therefore the purpose of this study is to find out and analyze the effect of the influence of business knowledge on business performance through business skills and innovation in micro, small and medium enterprises (MSMEs) in the city of Padang in the industrial era 4.0. The population and sample of this study were 225 MSMEs in Padang City. The model of this study is structural equation modelings (SEM), with an analysis tool using SmartPLS 3. The findings of this study conclude that there is a positive and significant influence of business knowledge, business skills, innovation on business performance. In addition, it was also found that business knowledge has a positive and significant effect on business skills and innovation. While indirect effects through innovation variables are found in the fact that innovation cannot play a role in strengthening the influence of business knowledge on business performance. But the indirect effect through the variable business skills, found a significant effect of business knowledge on business performance. Desakan perubahan yang semakin kuat di era industri 4.0, telah memaksa semua entitas untuk melakukan perubahan. Oleh karena itu tujuan penelitian ini adalah untuk mengetahui dan menganalisis pengaruh pengaruh business knowledge terhadap business performance melalui business skill dan innovation pada Usaha mikro kecil dan menengah (UMKM) di Kota Padang di era industri 4.0. Populasi dan sampel penelitian ini adalah 225 UMKM di Kota Padang. Model penelitian ini adalah structural equation modelings (SEM), dengan alat analisis menggunakan SmartPLS 3. Temuan penelitian ini menyimpulkan terdapat pengaruh positif dan signifikan business knowledge, businee skills, innovation terhadap business performance. Selain itu, juga ditemukan bahwa business knowledge berpengaruh positif dan signifikan terhadap business skills dan innovation. Sedangkan pengaruh tidak langsung melalui variabel innovation ditemukan fakta bahwa innovation tidak dapat berperan dalam memperkuat pengaruh business knowledge terhadap business performance. Namun pengaruh tidak langsung melalui variabel businee skills, ditemukan pengaruh yang signifikan business knowledge terhadap business performance.

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ORIENTASI PASAR DAN INOVASI PRODUK PENGARUHNYA TERHADAP KEUNGGULAN BERSAING (Studi Pada UMKM Tenun Gedogan Kota Bima)

JMM UNRAM - MASTER OF MANAGEMENT JOURNAL ◽

10.29303/jmm.v8i4.474 ◽

2019 ◽

Vol 8 (4) ◽

Author(s):

Muhajirin Muhajirin ◽

Kamaluddin Kamaluddin

Keyword(s):

Competitive Advantage ◽

Market Orientation ◽

Product Innovation ◽

Small And Medium Enterprises ◽

Primary Data ◽

Analysis Tool ◽

World Economic ◽

Data Analysis Tool ◽

Medium Enterprises ◽

The City

Small and medium enterprises are one of the leading drivers in the world economic development. Small and medium enterprises are one of the fields in absorption very significant workforce. At this time is a period of globalization where competition is getting tougher, many companies will go bankrupt or out of business if the company does not prepare the company inside current competition. The goal to be achieved is to increase market orientation and product innovation towards competitive advantage in the Gedong Weaving Small and medium enterprises (UMKM) in the City of Bima. The data used is primary data. Research sample amounting to 90 respondents. The data analysis tool in this study uses multiple linear regression. The results of this study indicate that Market orientation positive and significant effect on competitive advantage in UMKM Weaving Gedogan in Bima City, product orientation has a positive and significant effect on competitive advantage in Gedogan Weaving Small and medium enterprises (UMKM) in Bima City and there are the positive and significant influence of market orientation and product innovation has been reduced Competitive advantage in UMKM Weaving in Bima City. So that it is higher market orientation is carried out, and the higher the level of product innovation, then Increasing competitive advantage in Gedogan Weaving Small and medium enterprises (UMKM) in Bima City.Keywords: Market Orientation, Product Innovation, Competitive Advantage

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PENGARUH TINGKAT PENDIDIKAN, PENGETAHUAN AKUNTANSI DAN PELATIHAN AKUNTANSI TERHADAP PENGGUNAAN INFORMASI AKUNTANSI DIMODERASI KETIDAKPASTIAN LINGKUNGAN USAHA KECIL MENENGAH

JURNAL EKONOMI PENDIDIKAN DAN KEWIRAUSAHAAN ◽

10.26740/jepk.v5n1.p68-90 ◽

2017 ◽

Vol 5 (1) ◽

pp. 68

Author(s):

Choirul Hudha

Keyword(s):

Data Collection ◽

Random Sampling ◽

Structural Equation ◽

Small And Medium Enterprises ◽

Sample Selection ◽

Accounting Information ◽

Environmental Uncertainty ◽

Education Level ◽

Equation Modelling ◽

Medium Enterprises

The purpose of the study were to examine and analyze the influence of education level, accounting knowledge, accounting training on the use of accounting information, and to examine and analyze the environmental uncertainty as a moderating variable that influence the education level, accounting knowledge and accounting training on the use of accounting information. The number of population in this research were 514 owners of Small and Medium Enterprises (SMEs) in Surabaya. The sample selection in this research based on proportional random sampling and choosen 225 owners of the SMEs. The data collection techniques used questionnaires, interviews, and documentation. The analyze method used Structural Equation Modelling (SEM). The results showed that the education level did not significantly influence the use of accounting information. The accounting knowledge and accounting training significantly influence the use of accounting information on SMEs. The environmental uncertainty as a moderating variable moderated the influence of education level, accounting knowledge, and accounting training on the use of accounting information

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Impact of ethical practices on small and medium enterprises’ performance in Saudi Arabia: An Partial Least Squares-Structural Equation Modeling analysis

South African Journal of Business Management ◽

10.4102/sajbm.v52i1.2551 ◽

2021 ◽

Vol 52 (1) ◽

Author(s):

Turki S. Abalala ◽

Mazharul M. Islam ◽

Mohammad M. Alam

Keyword(s):

Saudi Arabia ◽

Structural Equation ◽

Driving Forces ◽

Small And Medium Enterprises ◽

Primary Data ◽

Equation Modeling ◽

Ethical Practice ◽

Ethical Practices ◽

Ethical Policy ◽

Medium Enterprises

Purpose: The real challenge of establishing and maintaining business ethics in small and medium enterprises (SMEs) has become a global issue. We investigated the driving forces of ethical practices (EP) and its contribution to the overall performance in businesses.Design/methodology/approach: This study collected primary data from 117 small and medium enterprises (SMEs) in Saudi Arabia by using a well-designed questionnaire survey amongst SMEs and draw inferences using the structural equation modelling (SEM) analysis.Findings/results: Findings suggested that top management’s characters and ethical commitment, ethical policy and culture of the organisation and external pressure positively influence the ethical practice in the organisation, which leads to a significant positive impact on both financial and non-financial performances of SMEs. But the level of fraud and corruption and the level of monitoring show a mixed moderating effect on the relationships between ethical practice in the organisation and business performance.Practical implications: The findings of this research will help SMEs’ administrators and managers, as well as the companies to instil workplace ethics, which manages the level of business performance. The policymakers and other relevant authorities can also utilise the outcomes of this study to develop ethical policy guidelines and frameworks to improve SMEs’ competitiveness and sustain their companies in the long run.Originality/value: The unique feature of this research is that both the causes and effects of EP are considered in one integrated model. This gives a more vivid picture of the ethical issue in a business organisation.

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KAJIAN MANFAAT E-COMMERCE PADA PENJUALAN PRODUK USAHA “SNACKING” DI KOTA MANADO

AGRI-SOSIOEKONOMI ◽

10.35791/agrsosek.16.3.2020.31131 ◽

2020 ◽

Vol 16 (3) ◽

pp. 413

Author(s):

Josua Julio Brenda Lumintang ◽

Grace Adonia Josefina Rumagit ◽

Melissa Lady Gisela Taroreh

Keyword(s):

Data Analysis ◽

Data Collection ◽

Business Owners ◽

Quantitative Approach ◽

Primary Data ◽

Survey Method ◽

Analysis Method ◽

Collection Method ◽

The City ◽

Descriptive Method

This study aims to examine the benefits of e-commerce in selling "snacking" business products in the city of Manado. This research was conducted from May to June 2020. The data used in this study are primary data obtained through interviews with “Snacking” business owners. The data collection method in this study is a survey method. The data analysis method used in this research is descriptive method with a quantitative approach, to describe the sales of "snacking" business products in utilizing e-commerce. The results showed that the benefits of e-commerce in selling "snacking" business products, which can help in increasing the number of orders and sales turnover, as well as a means of business promotion, as well as helping in the development of business products.

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The Impact of Ethical Practices on the Performance of Small and Medium Enterprises in South Africa

Journal of Economics and Behavioral Studies ◽

10.22610/jebs.v9i5.1924 ◽

2017 ◽

Vol 9 (5) ◽

pp. 209-218

Author(s):

Obey Dzomonda ◽

Olawale Fatoki

Keyword(s):

South Africa ◽

Data Collection ◽

Small Businesses ◽

Quantitative Research ◽

Ethical Issues ◽

Small And Medium Enterprises ◽

Primary Data ◽

Survey Method ◽

Ethical Practices ◽

The Impact

SMEs have become beacons of hope towards improving economic growth and development of many countries globally. However, the literature documents a high discontinuance rate among small businesses. The purpose of this study is to investigate the impact of ethical practices on the performance of SMEs in South Africa. The study was based on a quantitative research design. The survey method was used as a data collection method. Using this method, self-administered questionnaires were used as the primary data collection tool. These questionnaires were hand delivered to the participants by the researcher. The random sampling method was used to obtain the participants. The population consisted of SME owner/managers in Polokwane municipality. 74 SME owner/managers participated in the survey. Data analysis included descriptive statistics, factor analysis, T tests and regression analysis. The Cronbachâ€™s alpha was used as a measure of reliability. The findings showed that SMEs display unethical behavior and a weak performance. It was discovered that SMEs does not have policies in place to guide their ethical behavior. The T test results showed significant differences between gender and education levels with ethical practices of SMEs. The regression results showed that there is a positive relationship between ethical practices and performance of SMEs. Recommendations were made for SMEs to treat ethical issues seriously lest they risk incurring costs associated with lawsuits and negative brand reputation.

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Strategi Pengembangan Produk Pembiayaan Dalam Upaya Peningkatan Kapasitas UMKM Pada BPRS UMMU di Bangil Pasuruan

Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah ◽

10.36908/isbank.v6i2.173 ◽

2021 ◽

Vol 6 (2) ◽

pp. 199-214

Author(s):

Nila Safira Ramadhanty ◽

Renny Oktafia

Keyword(s):

Data Collection ◽

Qualitative Methods ◽

Small And Medium Enterprises ◽

Secondary Data ◽

Data Sources ◽

Primary Data ◽

Medium Enterprises

This study aims to determine the strategy of developing financing products in an effort to increase the capacity of micro, small and medium enterprises (MSMEs) at Islamic people’s financing bank (BPRS) UMMU in Bangil Pasuruan. This type of research uses qualitative methods. Data sources used in this study are primary data and secondary data. Data collection techniques used were interviews and documentation. The results of this study ate the existence of BPRS UMMU in Bangil Pasuruan is very beneficial for the community especially thosr who have small an medium micro businesses because with the financing can help in terms of capital, increase the capacity to trade and help sustain the economy in Bangil Pasuruan.

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