scholarly journals An Overview of Sustainable Development through Micro Finance: A Study of Self Help Group – Bank Linkage Program in Central Region of India.

2021 ◽  
Vol 23 (05) ◽  
pp. 294-318
Author(s):  
Dr. Jai Jayant ◽  
◽  
Chandra Dev Bhatt ◽  
Keyword(s):  
Rural Development ◽  
Central Region ◽  
Pilot Project ◽  
Financial Inclusion ◽  
Bank Loan ◽  
Self Help ◽  
National Bank ◽  
Self Help Groups ◽  
Linkage Program ◽  
Self Help Group

Micro finance is playing an important role in India for socio-economic development of those citizens who are economically and socially backward. Micro – finance have become a vital tool for promoting financial inclusion in the country. In India, as per 2011-12 censuses, 21.9% population was below poverty line. Self Help Group – Bank Linkage Program has been continuously working since its inception for alleviating poverty in the country. Self Help Group- Bank Linkage Program was started as a pilot project by National Bank for Agriculture & Rural Development (NABARD) in the year 1992. NABARD was established in the country in the year 1982 and since its establishment, it has been continuously working in analyzing most suitable financial policies, loan disbursement methods and other allied services for promoting financial inclusion in the country. The program had been proved an important channel for smooth operation of micro-finance in the country and a yard stick for measuring growth and development of socio- economic conditions of deprived and poor people. As a pilot project, NABARD aimed to finance 500 Self Help Groups in February 1992. It has shown a tremendous growth and reached to landmark increment in number of Self Help Groups which were 55.77 lakhs as on 31-03- 2020. The present study aims to find out the growth of micro finance through SHG- Bank Linkage Program by National Bank for Rural Development in Central Region of India during a decade period ending financial year 2020. The study would analyze the Savings of SHGs’ with Banks, Bank Loans disbursed to SHG’s and Bank Loan outstanding against SHGs’ during above mentioned period.

Success of Self Help Group – Bank Linkage Program in India under Financial Inclusion

2016 ◽  
Vol 6 (1) ◽  
Author(s):  
Ritu Singh
Keyword(s):  
Rural Areas ◽  
Commercial Banks ◽  
Financial Inclusion ◽  
Functional Reach ◽  
Self Help ◽  
Geographical Spread ◽  
The Social ◽  
Linkage Program ◽  
Self Help Group

The ‘social banking’ policies being followed by the country resulted in widening the geographical spread and functional reach of commercial banks in rural areas in the period that followed the nationalization of banks. This paper is concluded with a view that SHG – Bank Linkage program is a success in our country India and helping many people to make their life better.

scholarly journals Engendering Women’s Access to Credit through Financial Inclusion in India

2016 ◽  
Vol 8 (6) ◽  
pp. 201
Author(s):  
Jaya Mathew ◽  
Reeba Kurian
Keyword(s):  
Financial Inclusion ◽  
Access To Credit ◽  
Representation Of Women ◽  
Self Help ◽  
Reserve Bank ◽  
National Bank ◽  
The Government ◽  
Self Help Groups ◽  
Formal Finance ◽  
Women In India

<p>Government of India and Reserve Bank of India has undertaken a lot of measures to mitigate the problem of financial inclusion in India. The emergence of Self Help Groups (SHGs) and SHG-Bank linkage Programme have helped extensively to strengthen the poor especially women. In India due to social and cultural reasons women face greater challenges in access to formal finance.</p><p>This study highlights the representation of Women in Self Help Groups (WSHGs) and SHG-Bank Linkage programmes undertaken by the Government of India (GOI) and National Bank for Agriculture and Rural Development (NABARD) and tries to establish that these initiatives have improved women’s access to finance in India.</p>

scholarly journals Self Help Group: A Strategy to Rural Development of Puri District in Odisha, India

2017 ◽  
Vol 4 (01) ◽  
Author(s):  
Kailash Chandra Mishra
Keyword(s):  
Rural Development ◽  
Food Processing ◽  
Economic Activities ◽  
Commercial Farming ◽  
Self Help ◽  
Group A ◽  
Micro Level ◽  
Self Help Groups ◽  
Self Help Group

On the basis of a micro level study for Puri district in Odisha, this paper finds that the Self Help Groups (SHGs) have played a positive and significant role in generation of employment and income of its members engaged in different economic activities such as commercial farming, pisciculture, food processing, trade and commerce, household industry and agriculture. The members are found to have a change in the quality of their lives. Promotion of SHGs therefore, not only helps foster rural development but also go a long way in attaining inclusive growth in India.

scholarly journals Path To Financial Inclusion: The Success Of Self-Help Groups-Bank Linkage Program In India

2011 ◽  
Vol 8 (11) ◽  
Author(s):  
Sivakumar Venkataramany ◽  
Balbir B. Bhasin
Keyword(s):  
Child Labor ◽  
Developing Economies ◽  
Financial Inclusion ◽  
Major Theme ◽  
Self Help ◽  
Women Groups ◽  
Social Cause ◽  
The Government ◽  
Self Help Groups ◽  
Linkage Program

Financial inclusion has been a major theme in both industrialized and developing economies in the era of financial globalization. When microcredit institutions have received limited success in many countries, microfinance is being used in India for the purpose of accomplishing universal financial inclusion. This paper recognizes the overwhelming efforts of the Government of India and focuses on the success of the linkage between commercial banks and self-help groups (SHGs). The SHGs comprising predominantly women groups help in the social cause of alleviation of poverty, , increase of sustainability, reduction of vulnerability, improvement of capacity building and help the weaker sections build assets. Increased education, better standard of living, reduced child mortality and child labor, emancipation cum empowerment of women, and communal harmony are value adding benefits to the country.

scholarly journals Constraints Faced and Suggestions Received by Self Help Group Members of Akola District, Maharashtra

2021 ◽  
pp. 155-158
Author(s):  
Bolleboina Shilpa ◽  
P. P. Bhople ◽  
Banda Sainath
Keyword(s):  
Skills Training ◽  
Pilot Project ◽  
Positive Outcomes ◽  
Credit Availability ◽  
Self Help ◽  
Timely Access ◽  
Group Members ◽  
Household Activities ◽  
Self Help Groups ◽  
Self Help Group

Self Help Groups (SHGs) emerged as a key programming strategy in India for most of the women development activities starting with the NABARD led pilot project in 1992 that aimed at promoting and financing 500 SHGs across the country; the SHG – Bank Linkage programme has come a long way. However, given the SHG approach's positive outcomes, there are many problems and constraints that conflict with the SHGs. The present study was carried out in Akola district of Maharashtra state of India during the year 2018-19 with a sample size of 120 to define the constraints faced and suggestions offered by the members of SHGs. The Major constraints faced were lack of credit availability at low rates of interest, its adequacy and timely access followed by difficulty in managing time to spare for SHG activities from everyday household activities and non Cooperation of family members. Among the suggestions offered majority of the members offered women beneficiaries should be provided with adequate financing and subsidies, more income generating skills training should be organized for the members.

Financial Inclusion Through Microenterprises of Rural SHGs

2018 ◽  
pp. 269-281 ◽  
Author(s):  
Rahul Vyas ◽  
Nidhi Nalwaya
Keyword(s):  
Low Income ◽  
Rural Areas ◽  
Economic Transformation ◽  
Financial Inclusion ◽  
Employment Opportunities ◽  
Self Help ◽  
Financial Framework ◽  
Self Help Groups ◽  
The Impact ◽  
Self Help Group

The elementary aim of microenterprises and Self Help Groups (SHGs) is to empower the impoverished populace, particularly of the rural areas, and furthermore provide financial sustainability so as to improve livelihoods. The pervasive twin threats of unemployment and exclusion from the financial framework in the rural areas are the major challenges to the economic and social development of India. A self-help group is a potent means to remove poverty in the same vein microenterprises contribute significantly to economic development and social stability by affording employment opportunities, thereby emerging as a vehicle through which low-income people can escape poverty. SHGs and microenterprises are a significant means for socio-economic transformation through financial inclusion. The objective of the chapter is to study and analyze the impact of microenterprises and SHGs on the financial inclusion of people in rural areas of Tribal South Rajasthan.

scholarly journals ECONOMIC IMPROVEMENT OF RURAL BPL HOUSEHOLDS THROUGH SHGS: A STUDY AT AURANGABAD DISTRICT OF MAHARASHTRA

2019 ◽  
Vol 7 (3) ◽  
pp. 328-334
Author(s):  
Shankar Chatterjee
Keyword(s):  
Rural Development ◽  
Secondary Data ◽  
Self Employment ◽  
Self Help ◽  
Self Help Groups ◽  
Self Help Group ◽  
Economic Improvement

This study was carried out among the members of self-help groups (SHGs) at Aurangabad District of Maharashtra in the Month of March 2019. Altogether, two SHGs located in two different areas along with the few members of SHGs were contacted to get an idea about the functioning of self-help group (SHG) in the district as well as earning (income) of members after joining in the SHG. The SHGs were part of earlier Swarnajayanthi Gram Swarojgar Yojana (SGSY), a self-employment scheme sponsored under Ministry of Rural Development, Government of India. In view of this few lines about SGSY and its progress are presented here for the benefit of readers. So, the study is based on both primary and secondary data.

Pengaruh Self Help Group Terhadap Kemampuan Keluarga Dalam Merawat Klien Skizofrenia Di Poli Jiwa Puskesmas Kalitidu

2020 ◽  
Vol 10 (2) ◽  
Author(s):  
Yusuf Efendi ◽  
Errix Kristian Julianto
Keyword(s):  
Mental Disorders ◽  
Group Intervention ◽  
Family Members ◽  
Wilcoxon Test ◽  
Sign Test ◽  
Significance Level ◽  
Self Help ◽  
Before And After ◽  
Self Help Groups ◽  
Self Help Group

ABSTRAKDiera perkembangan jaman saat ini, beberapa keluarga dihadapkan dengan permasalahna tentang adanya angggota keluarga yeng mengaami gangguan jiwa, tak jarang keluarga tidak mengetahui bagaimana merawat angota keluarga dengan gangguan jiwa. Self help group pada keluarga dengan gangguan jiwa perlu dilakukan untuk membantu keluarga mengatasi permasalahannya yang diselesaikan bersama dalam kelompok. Manfaat yang didapatkan pada terapi ini adalah terdapatnya peningkatan pengetahuan keluarga tentang Skizofrenia. Peningkatan pengetahuan ini akan berdampak terhadap kemampuan keluarga dalam merawat klien Skizofrenia..Desain penelitian ini menggunakan desain pre eksperimental dengan rancangan one group pre-posttest design. Sampel pada penelitian ini adalah keluarga penderita Skizofrenia di PKU Jiwa Kalitidu yang berjumlah 32. . Data dikumpulkan menggunakan kuesioner kemudian dianalisis dengan menggunakan uji Wolcoxon sign dengan tingkat kemaknaan 0,05. Hasil penelitian menunjukkan bahwa kondisi responden sebelum dan sesudah dilakukan intervensi dengan self help group pada kemampuan merawat dengan  nilai uji wilcoxon sebesar 0,001 yang berarti ada pengaruh dari intervensi self help group dengan merawat keluarga dengan gangguan jiwa. Kata Kunci       : Self Help Group, Kemampuan Merawat, Skizofrenia   ABSTRACT. In the current era of development, some families are faced with problems about family members who suffer from mental disorders, often families do not know how to care for family members with mental disorders. Self help groups for families with mental disorders need to be done to help families overcome the problems that are solved together in a group. The benefit of this therapy is that there is an increase in family knowledge about Schizophrenia. This increase in knowledge will have an impact on the ability of families to care for Schizophrenia clients.The design of this study used a pre-experimental design with one group pre-posttest design. The sample in this study was the families of Schizophrenics in  Kalitidu public helath centre, amounting to 32.. Data were collected using a questionnaire and then analyzed using the Wolcoxon sign test with a significance level of 0.05.The results showed that the condition of the respondents before and after the intervention with self help group on the ability to care for Wilcoxon test value of 0.001, which means there is an influence of self help group intervention by caring for families with mental disorders. Keywords: Self Help Group, Caring Ability, Schizophrenia

scholarly journals Pembentukan Self Help Group Keluarga Orang Dengan Ngangguan Jiwa (ODGJ)

2018 ◽  
Vol 1 (2) ◽  
Author(s):  
Efri Widianti ◽  
Taty Hernawaty ◽  
Titin Sutini ◽  
Aat Sriati ◽  
Nur Oktavia Hidayati ◽  
...  
Keyword(s):  
Group Therapy ◽  
Role Play ◽  
Self Help ◽  
Self Help Groups ◽  
Self Help Group

Kondisi yang dialami oleh klien gangguan jiwa seringkali menyebabkan ketakutan dan kecemasan pada keluarga dan masyarakat sehingga diperlukan suatu upaya untuk bisa membantu keluarga beradaptasi dengan proses perawatan keluarganya yang mengalami gangguan jiwa. Proses adaptasi keluarga lebih cepat diwujudkan ketika keluarga dengan masalah yang sama berkumpul dan sharing untuk mengatasi masalah yang sama dalam sebuah kelompok swabantu yang disebut self help group. Tujuan dari kegiatan pengabdian kepada masyarakat ini adalah untuk memfasilitasi pembentukan self help groups keluarga klien gangguan jiwa di wilayah kerja puskesmas Sukamerang Kabupaten Garut. Tahapan dalam kegiatan terdiri dari sosialisasi kegiatan nersama tokoh masyarakat setempat, pelatihan kader kesehatan, psikoedukasi keluarga, terapi suportif keluarga, dan proses pembentukan self help group. Metode pelaksanaan kegiatan pengabdian pada masyarakat ini adalah psikoterapi kelompok (group therapy) yang dimana dalam kelompok tersebut dilaksanakan diskusi, sharing experience, role play, dan tanya jawab. Luaran yang akan dihasilkan dalam kegiatan pengabdian kepada masyarakat ini adalah terbentuknya self help group atau kelompok swabantu pada keluarga klien dengan gangguan jiwa. Kesimpulan dari kegiatan ini adalah self help group yang terbentuk pada keluarga klien dengan gangguan jiwa merupakan suatu cara untuk menurunkan dampak psikososial pada keluarga dalam perawatan klien gangguan jiwa dan meningkatkan adaptasi dan produktifitas keluarga dalam merawat klien gangguan jiwa di rumah Kata Kunci: Gangguan jiwa,  kelompok swabantu,keluarga, self help group.

Sign in / Sign up

Export Citation Format

Share Document