scholarly journals Non-Performing Assets (NPAs) of Urban Co-operative Banks (UCBs) in Coimbatore District of Tamil Nadu: An Empirical Study

2018 ◽  
Vol 7 (2) ◽  
pp. 27-31
Author(s):  
P. Selvaraju
Keyword(s):  
Empirical Study ◽  
Tamil Nadu ◽  
Service Industry ◽  
Banking Industry ◽  
Academic Research ◽  
Special Method ◽  
Policy Makers ◽  
The People ◽  
Coimbatore District ◽  
The Rich

Co-operation is a special method of doing work jointly and suits the poor more than the rich. The rich, however, are not precluded from coming with its fold. All those who want to co-operate must, as a condition precedent, have a common need and to fulfill it, should agree to work selflessly. The origin of Indian Co-operative Credit Movement can be traced as far back as to 1844 as per the Report of Woodhead Famine Commission of Bengal Province. The said commission recommended that credit should be given at low rate of interest to the needy people. The Maclagan Committee’s recommendations (1914) have much to contribute in evolving the urban cooperative credit movement and such banks have started developing in all the states of the nation. Banking is a service industry. The main objective of the banking is to provide the financial support to its customers / members in co-operatives. The Urban Co-operative Banks (UCBs) occupy a significant place in the urban credit movement. The urban co-operative credit movement started in India with the chief object of catering to the banking and credit requirements of the urban middle class. The expanding NPAs in banking Industry are a major concern for banking industry. NPAs affect the performance of banks and growth in NPA which bring down the entire profitability of the sector. In backlash of this situation, the core objectives of this empirical study to bring the real status and conditions of Non-Preforming Assets in Urban Co-operative Banks in Coimbatore District of Tamil Nadu. Further, the study can explore the factual outlook and effects of the same on different heads such as assets classifications (Standard asset, sub-standard, Doubtful Assets 1(D1),D2 and D3 Assets, Loss Assets, Sector-wise analysis, Gross and Net NPAs etc., all about, the findings of this empirical study can give a better understanding about the sector to the people who are associated with academic, research scholars, banking professionals, policy makers and consultant are in particular and allied groups are in general.

scholarly journals Working Performance of Urban Co-operative Banks (UCBs) in Coimbatore District, Tamil Nadu: A Study

2018 ◽  
Vol 7 (1) ◽  
pp. 71-74
Author(s):  
P. Selvaraju
Keyword(s):  
Urban Areas ◽  
Tamil Nadu ◽  
Service Industry ◽  
Formal Organization ◽  
Policy Makers ◽  
Doing Business ◽  
Coimbatore District ◽  
Working Together ◽  
Technical Sense ◽  
Working Performance

Co-operation in its ordinary sense would mean working together. Whereas in its technical sense the term would denote a special mode of doing business, which gives rise to the formal organization and the methods and techniques associated with it. The formal co-operation is the framework for people working together according to certain conditions or principles which the participants agree to observe. Banking is a service industry. The main objective of the banking is to provide the financial support to its customers / members in co-operatives. The urban co-operative banks occupy a significant place in the urban credit movement. The urban co-operative credit movement started in India with the chief object of catering to the banking and credit requirements of the urban middle class, e.g., the small trader of businessman, the artisan or factory worker, the salaried people with a limited fixed income in urban or semi-urban areas. This study is an Empirical Research; study reveals the working performance of the Urban Co-operative Banks (UCBs) in Coimbatore District of Tamil Nadu, India. The core finding of the study will explore the knowledge path and give a financial outlook of UCBs for researchers and policy makers in all respect to take effective decisions.

Service Gap In Hospital Industry- A Patient Centric Analysis

2019 ◽  
Vol 118 (6) ◽  
pp. 80-89
Author(s):  
T. Muthupandian ◽  
A. Sabarirajan ◽  
B. Arun ◽  
P.S. Venkateswaran ◽  
S. Manaimaran
Keyword(s):  
Tamil Nadu ◽  
Service Providers ◽  
Hospital Industry ◽  
Major Objective ◽  
The People ◽  
Coimbatore District ◽  
Service Gap ◽  
Very High ◽  
Century Health ◽  
Patient Centric

This paper is having a major objective of finding out the service gap in hospital industry – A patient centric analysis in Coimbatore District. In the 21st century, Health conscious is very high among the people in Tamil Nadu. Before fifty years, people have limited level of hospitals and other allied health services. But today, increases of public, private, corporate and municipal hospitals providing quality services. Hence patients are expecting high quality services from the service providers. The study reveals that services provided in the hospitals have a positive and strong effect on the satisfaction of the inpatients. But reliability is the factor the hospital administrations have to consider.

scholarly journals Role of Banks in Ensuring a Sustainable and Inclusive Growth

2017 ◽  
Vol 6 (3) ◽  
pp. 509
Author(s):  
Saurabh Agarwal
Keyword(s):  
Economic Growth ◽  
Financial Services ◽  
Banking Industry ◽  
Essential Element ◽  
Financial Inclusion ◽  
Market Size ◽  
Inclusive Growth ◽  
Policy Makers ◽  
The People

<div><p><em>Economic growth in India has to be inclusive in order to make it sustainable. Inclusiveness is an essential element in a democracy. If policies that bring about economic growth do not benefit the people in a wide and inclusive manner, they will not be sustainable. Equally, inclusive growth is essential to grow the market size, which alone will sustain growth momentum. Inclusive growth is the only just and equitable way that any society can grow. Financial Inclusion rests on three pillars viz. access to <strong>financial services, affordability of such services and actual utilization of such services.</strong> Financial Inclusion can be achieved only if all the three pillars show affirmative results. It may prove to be very useful for the banking Industry and the overall Indian economy. It will be useful for policy makers, academicians and researchers in the field.</em></p></div>

scholarly journals MODEL AIDA SEBAGAI STRATEGI PEMASARAN BAGI NASABAH MENGAMBANG PERBANKAN SYARIAH (SURVEI MASYARAKAT DI KOTA BEKASI)

2017 ◽  
Vol 13 (1) ◽  
pp. 10-21
Author(s):  
Silviana ◽  
Purnama
Keyword(s):  
Human Resources ◽  
Market Segmentation ◽  
Mixed Method ◽  
Service Industry ◽  
Banking Industry ◽  
Marketing Strategies ◽  
Capital City ◽  
Banking Service ◽  
The People ◽  
Loyal Customers

As a country with moslem as the majority, Indonesia turns out to be the market of sharia Banking Industry. Yet, ironically, Sharia Banking only has market segmentation of 4,86% from the total banking service industry. This research focuses on the mapping of floating customers of sharia banking and marketing strategies done to interest future customers to be loyal customers using the model of Attention, Interest, Desire, and Action (AIDA). Bekasi is chosen as the research site since it is one of the capital city backbone for human resources and industries. The method used is a mixed method with the approach of concurrent embedded. The result shows that 54 % sample of the people in Bekasi are floating customers of sharia banks. Sharia banks around Bekasi have also implemented AIDA models to turn the floating into loyal customers. The recommendation posed by the floating customers is that sharia banks are supposed to enhance the service given to them in terms of socialization and promotion.Indonesia sebagai negara yang mayoritas berpenduduk muslim menjadi pangsa pasar industri perbankan syariah. Hal yang menjadi ironi bahwa Perbankan syariah hanya mempunyai segmen pasar 4,86 % dari total industri layanan jasa perbankan. Riset ini berfokus pada pemetaan Nasabah Mengambang Perbankan Syariah dan strategi promosi yang dilakukan Bank Syariah untuk menarik calon nasabah menjadi nasabah loyalis menggunakan model Attention, Interest, Desire dan Action (AIDA). Bekasi dipilih menjadi lokasi penelitian ini dikarenakan sebagai daerah penyangga ibukota baik dari aspek sumberdaya manusia maupun industrinya. Metode yang digunakan dalam  adalah metode kombinasi dengan pendekatan concurrent embedded.Hasil dalam riset ini bahwa 54 % masyarakat kota Bekasi merupakan nasabah mengambang perbankan syariah. Perbankan syariah sudah menerapkan metode AIDA dalam strategi pemasarannya untuk menarik nasabah mengambang menjadi loyalis. Rekomendasi yang diberikan oleh nasabah mengambang yang mendapatkan porsi terbesar dengan melakukan peningkatan pelayanan sebagai perwujudan sosialisasi dan promosi kepada nasabah mengambang.

scholarly journals Study on comparative assessment of human tolerance towards wildlife in coimbatore district (karamadai, thondamuthur & periyanaickenpalayam), tamil nadu

2020 ◽  
Vol 7 (2) ◽  
pp. 39-49
Author(s):  
Arshath Iqram S ◽  
Gayathri A ◽  
Rajeshkumar S
Keyword(s):  
Wild Boar ◽  
Tamil Nadu ◽  
Comparative Assessment ◽  
Tolerance Level ◽  
Wildlife Conflict ◽  
The People ◽  
Coimbatore District ◽  
The Mean ◽  
Human Conflict ◽  
Human Wildlife Conflict

Human Wildlife conflict is an emerged problem in wildlife today. Our study deals with assessing the tolerance level of human towards wildlife by taking some parts of Coimbatore like Karamdai,Thondamuthur and Periyanaickenpalayam as study area. These are areas where human conflict with wildlife and wildlife conflict with human are often seen. Conflict with animals like wild boar, peacock,elephant and deer are seen here. The aim of our study is to analyze the original tolerance level of people towards human wildlife conflicts, to compare the tolerance level of people towards different animals, to compare the tolerance level of on comparing with different groups on basis of age, gender, occupation,forest area coverage and losses faced. Our study was conducted on December 2018 and about 48 peoples are investigated in our study area. The voices of people were recorded in phone and tolerancepercentages were given. The mean tolerance level of the people was found to be 58.75%. About 23% of people showed 90% level of tolerance. The comparative tolerance levels between different groups of people were discussed. The reasons behind the factors which determine the tolerance level of groups were also discussed.

People Participatory Approach: A Study Of Drought Management Programmes Through Mnrega In Mewat Region, Haryana

2019 ◽  
Vol 8 (8) ◽  
pp. 50-61
Author(s):  
Satpal Singh
Keyword(s):  
Empirical Study ◽  
Rural Society ◽  
Participatory Approach ◽  
Correlation Technique ◽  
Drought Management ◽  
Executive Process ◽  
The People ◽  
Varied Degree ◽  
Degree Of Satisfaction ◽  
Topographical Attributes

The paper examines the people participatory approach towards executive process of drought management programmes of Mewat region of Haryana. It is an empirical study, based on 93 respondents, taken from three villages, who have been engaged in varied drought management activities within these villages. The study has thrown an adequate light on various levels of benefits and varied degree of satisfaction, derived from the drought management projects, executed in these villages, characterized with different topographical attributes. On the basis of findings of the study, varied inferences have been drawn from the study. This participatory approach has also been testified with correlation technique which shows the results in accordance with responses, responded by the people; belonged to various strata of rural society in their respective villages of Mewat region.

M. V. Nadkarni. Farmer's Movements in India. New Delhi: Allied Publishers Pvt. Ltd., 1987.237 pp.,Price: (hardbound edition) Rupees (Indian) 100.00.

1988 ◽  
Vol 27 (3) ◽  
pp. 333-335
Author(s):  
Khwaja Sarmad
Keyword(s):  
Tamil Nadu ◽  
Rural Poverty ◽  
Price Policy ◽  
New Delhi ◽  
Root Cause ◽  
The Subject ◽  
The Rich ◽  
Land Holdings ◽  
Set Up ◽  
Agricultural Price

This book is a comprehensive analysis of farmers' movements in India with a focus on the movements in Tamil Nadu, Maharashtra, Punjab and Karnatka. It examines the economic, social and political aspects of the farmers' struggle for a better deal within regional and national perspectives and evaluates the potential impact of these struggles on economic development in general, and on rural development, in particular. In a most competent way the author has presented the current state of the debate on the subject. He deals exhaustively with the subject of agricultural price policy and argues against the proposition that favourable price-setting for farm products is adequate to alleviate rural poverty. A better way to tackle this problem is to improve the per capita output in the rural sector, since the root cause of the problem is not unfavourable terms of trade but the increasing proportion of land holdings, which are economically not viable. Agricultural price policy is analyzed within the context of class relations, which enables to establish a link between the economic and political demands of the farmers. This analysis leads the author to conclude, that in contrast with the peasants' movements in India, which helped to break up the feudal agrarian set-up, the recent farmers' movements, with a few exceptions, have little revolutionary content. Their leadership has been appropriated by the rich landowners, who have transformed the movements into a lobby for advancing their own interests, within the existing power structure, to the neglect of the poorer peasantry.

Measurement of Vulnerability of Financial Portfolio of Sharia Commercial Banks by Cardona Method

2017 ◽  
Vol 9 (2) ◽  
pp. 109
Author(s):  
Paulina Harun ◽  
Atman Poerwokoesoemo
Keyword(s):  
Commercial Banks ◽  
Quantitative Research ◽  
Banking Sector ◽  
Banking Industry ◽  
Policy Makers ◽  
Factors Affecting ◽  
Section Data ◽  
Initial Stage ◽  
The Face ◽  
Asset Portfolio

his study aims to: (1) to know and analyze the extent of volatility (vulnerability) of sharia banking industry in Indonesia in the face of competition (2) to know and analyze factors affecting vulnerability of sharia commercial banks; (3) to know and analyze the extent of sustainable development of sharia banking industry to Indonesia's economic development.The research conducted to measure the vulnerability (volatility) of proto folio of syariah bank using observation period 2015, and the data used is cross section data. The research design used in this research is quantitative research, using asset dimension (asset portfolio, liability portfolio, equity portfolio) and stressor (pressure, including: credit risk, market risk, and liquidity risk).The activity plan of this research is: in the initial stage of conducting theoretical study related to the vulnerability related to banking especially BUS; The next step is to determine the asset and stressor dimensions associated with the BUS; Further determine the indicators related to assets and stressors; The next step performs calculations to determine the index of each BUS as well as the dimensions that affect the vulnerabilities faced by each BUS.Target expected outcomes can be generated from this research is: for the object of research (BUS) provide a solution for BUS to deal with and overcome the vulnerabilities encountered and policies that must be done. For policy makers, the results of this study are expected to provide input in decision-making and other policies.Measurement of vulnerability to be performed related to banking operations in the face of competition and the continuity of BUS in Indonesia. The outcomes of this study are expected to be included in Bank Indonesia journals, the selection of this journal is based on studies conducted in the banking sector, especially BUS in Indonesia.

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