scholarly journals Interplay between digital technologies and business performance in banking industry: Global and regional perspectives

Ekonomika ◽  
2021 ◽  
Vol 67 (3) ◽  
pp. 75-92
Author(s):  
Ismail Musabegović ◽  
Mustafa Ozer ◽  
Milena Lazić ◽  
Stefan Jovanović
Keyword(s):  
Information And Communication Technologies ◽  
Fixed Effects ◽  
Business Performance ◽  
Banking Sector ◽  
Communication Technologies ◽  
Global Market ◽  
Information And Communication ◽  
Smart Technologies ◽  
See Region ◽  
The Impact

In order to remain competitive on both domestic and global market as well as to satisfy evolving consumers' needs, modern banks must not ignore the potential of digital and smart technologies. Taking into consideration the importance of digitalization as a new standard in business practice, the aim of this paper is to evaluate the impact of digitalization on the performance of banking sector globally and in SEE region. The main purpose of this paper is to test if the investments in information and communication technologies (ICT) contribute to the growth of profitability of banking sector as well as to the reduction of OPEX. In order to test the influence of investments in ICT on banking performance adequately, the static panel data models of fixed effects models were used. The results indicate that the influence of investments in ICT on OPEX defers on global and regional level. The results also indicate statistically significant positive relationship between investments in ICT and banks' profitability in SEE region.

IMPROVING THE EFFICIENCY OF USING INFORMATION AND COMMUNICATION TECHNOLOGIES IN THE BANKING SYSTEM

2021 ◽  
Vol 4 (4) ◽  
pp. 41-46
Author(s):  
Ra’no Parpieva ◽  
◽  
Nafisa Norboyeva ◽  
Adiba Turayeva
Keyword(s):  
Information And Communication Technologies ◽  
Information Technologies ◽  
Banking Sector ◽  
Banking System ◽  
Modern Society ◽  
Communication Technologies ◽  
Payment Systems ◽  
Information And Communication ◽  
Effective Use ◽  
The Impact

This article will serve to select the system required for the effective use of information and communication technologies in the banking system and the impact of national payment systems in the banking sector on modern society, the effective use of new modern information technologies in the system.Study of foreign experience to select information and communication technologies that should be used in modern banks with information and communication technologies in the banking system, which have been used before.

scholarly journals Impact of the use of Information and Communication Technologies on Business Performance: Tunisian Context-Application

2018 ◽  
Vol 13 ◽  
pp. 3261-3280
Author(s):  
Achwak Chouchane ◽  
Hanene Louati
Keyword(s):  
Information And Communication Technologies ◽  
Structural Equation ◽  
Business Performance ◽  
Quantitative Method ◽  
Communication Technologies ◽  
Empirical Testing ◽  
Socio Economic Development ◽  
Information And Communication ◽  
The Impact ◽  
Business Sectors

The focus of the current study is analyze the impact of the use of ICT on the performance of Tunisian companies. These companies must be always fully aware of the importance of a practical valorization of ICTs that bring about socio-economic development. Thus, using ICTs on Tunisian companies’ performance has unquestionably remained a vital need. In fact, this study is carried out on a sample of 150 Tunisian companies operating in different business sectors. We chose the quantitative method. So, to test our conceptual model, we applied the exploratory factor analysis and then the structural equation methods. The empirical testing of hypotheses of this research led to partially confirm the influence of ICTs on the performance of Tunisian companies. In this regard, the companies surveyed are almost aware of the importance of the value of ICT, which implies an insufficient use of ICTs and an incomplete maturity of this field.

scholarly journals A Study on the Evolution and Assessment of ICT practices in the Indian Rural Sector Banking.

2021 ◽  
Vol 12 (3) ◽  
pp. 5495-5503
Author(s):  
Dr.Ch. Hymavathi
Keyword(s):  
Information And Communication Technologies ◽  
Information And Communication Technology ◽  
Communication Technology ◽  
Banking Sector ◽  
Communication Technologies ◽  
Information Communication ◽  
Rural Sector ◽  
Technical Aspects ◽  
Information And Communication ◽  
The Impact

In order to survive in the cut throat competition, the banking sector has been adopting technical aspects. The information communication technological aspects of the banks help to attain the competitive advantage over the other. This research paper is emphasized to evaluate the information and communication technologies adopted by the banking sector in India. However, this paper is also aimed to assess the impact of information and communication technology in the Indian banking. The study focused to understand this scenario in the Indian rural sector. The samples are drawn from 300 rural banking customers and analyzed the data.

scholarly journals CYCLICITY ANALYSIS OF THE BANK PERFORMANCE INDICATORS IN TERMS OF THE IMPLEMENTATION OF INNOVATIVE CUSTOMER SERVICE TECHNOLOGIES

2021 ◽  
Vol 2021 (1) ◽  
Author(s):  
O. Kuzmenko ◽  
V. Ovcharenko
Keyword(s):  
Information And Communication Technologies ◽  
Customer Service ◽  
Banking Sector ◽  
Communication Technologies ◽  
Change Models ◽  
Innovative Technologies ◽  
Information And Communication ◽  
Administrative Expenses ◽  
The Impact ◽  
Number Of Customers

Technological development, especially in the field of information and communication technologies, are changing the banking business. The implementation of innovative information and communication technologies for customer service in the banking sector allows banks to increase the number of customers and reduce their costs. The study of indicators that characterize changes in bank costs and customer number, their trends and seasonal or cyclical changes, will predict the development of the banking sector and the introduction of modern technologies in their activities, which, in turn, reduce the impact of inefficient management and investment decisions when implementing the latest technologies in their activities. The purpose of the study is to identify the trend and cyclical changes in the values of banking indicators and their relationship with the implementation of innovative technologies by banks. This paper has analyzed the indicators of general administrative expenses and commission income of Ukrainian banks for the period from January 2009 to December 2020, as these indicators indirectly characterize the implementation and use of innovative technologies by banks. This paper constructs indicators change models of general administrative expenses and commission incomes which include trend and cyclical components. The models' accuracy is within 10%. The analysis of indicators' cyclicity was performed by methods of harmonic analysis using the package PTC Mathcad 6.0. Both indicators show an increasing trend. The identified periods of fluctuations in the components of the total administrative expenses are 3, 4 and 72 months. The identified periods of fluctuations in the components of the commission income are 14.4, 28.8 and 72 months. The paper has made the forecast of indicators of general administrative expenses and commission incomes for 2021. The results of this study can be considered at planning and forecasting of development of banking system of Ukraine and influence of innovative technologies on this development.

scholarly journals Informatization of global economic development and place of Ukraine in the information environment

2019 ◽  
Keyword(s):  
Economic Development ◽  
Information And Communication Technologies ◽  
Global Economy ◽  
World Economy ◽  
Communication Technologies ◽  
Global Market ◽  
Development Index ◽  
The World ◽  
Information And Communication ◽  
The Impact

This publication studies the impact of information and communication technologies on the global economy; using the main Indices (Network Readiness Index, Global Innovation Index, E-Government Development Index, E-Participation Index and ICT Development Index) the authors analyzed at a on information society development. Information and communication technologies are an integral part of the global economy; the decisive factor of the country's economic development is the level of ICT use in various areas of public life. The fact of the transition from the “old industrial order” to the “new economy”, which affects the processes of production, processing and transmission of information, transforming the economy, politics and culture in the modern world, becomes obvious. The rapid development and spread of new ICT technologies acquire the nature of the global information revolution. This leads to an irreversible transformation into a new post-industrial type of society. The main idea of this research is relevant within the scientific and practical terms. The subject of the research is the informatization of global economic development. The purpose of the research is to study informatization processes and to analyze ICT as a resource of the modern development of the world economy. The object of the study is the dynamics of the informatization process development and the detailed analysis of the impact of ICT on the world economy. The scientific methods are a system analysis, a factor analysis and a graphical method. The study reveals new components of the world economy and countries’ positions on the global market. The authors conclude that due to the development of ICT, almost all areas of the economy, which have an impact on the development of states and people's welfare, are getting intensified.

scholarly journals Challenges and directions of developing business communication on the global market

2021 ◽  
Vol 7 (3) ◽  
pp. 67-103
Author(s):  
Slobodan Rakić ◽  
Vladimir Adamović ◽  
Marko Špiler
Keyword(s):  
Information And Communication Technologies ◽  
Communication Technologies ◽  
Business Communication ◽  
Global Market ◽  
Business World ◽  
Use Of Technology ◽  
Modern Business ◽  
Information And Communication ◽  
Political Economic ◽  
The Impact

Experts who deal with the essence of communication businesses in the theoretical and practical sense, point out the fact that the process of business communication, at the beginning of the third millennium, conceptually and substantively, has changed greatly. These changes are of a technological nature, but also have a specific political, economic, social, cultural, psychological and any other relevant definition. This paper points to a paradigm shift in the application of information and communication technologies, which is happening due to explosion of technology in society and the impact of globalization on modern business communication. Recomposing the worldview and applying new methods and content is necessary to obtain the relevant effects of business communication. The business world challenges us to use business communication by applying information and communication technologies in the way of the 21st century, not so much in the use of technology, but in the attitudes that shape its use.

scholarly journals Performance and internationalization effects of the use of ICT in diversified companies

2018 ◽  
Vol 2 (1) ◽  
pp. 16-28
Author(s):  
Omar León ◽  
Juan Ignacio Igartua ◽  
Jaione Ganzarain
Keyword(s):  
Information And Communication Technologies ◽  
Business Performance ◽  
Small And Medium Enterprises ◽  
Basque Country ◽  
Communication Technologies ◽  
Diversification Strategy ◽  
Level Of Use ◽  
Information And Communication ◽  
Medium Enterprises ◽  
The Impact

The relationship between Information and Communication Technologies (ICT) and business performance has been a topic of great importance for academics from different areas for several decades. In this sense, this study analyzes the impact of the use of ICT on the diversification strategy of small and medium enterprises (SMEs). From a sample of 95 companies in the Autonomous Community of the Basque Country, it is evident that diversified companies show a higher level of use of ICTs and that this resource affects positively the degree of international diversification and business performance. For the descriptive and correlational statistical analysis of the variables, the SPSS software version 21 was used

THE IMPACT OF INFORMATION AND COMMUNICATION TECHNOLOGIES ON THE ECONOMY OF OUR COUNTRY

2020 ◽  
Vol 11 (3) ◽  
pp. 80-85
Author(s):  
Bekzod Bobomurodov ◽  
◽  
Dilfuza Akabirxodjayeva
Keyword(s):  
Information And Communication Technologies ◽  
Communication Technologies ◽  
Analytical Analysis ◽  
Information And Communication ◽  
The Impact

This article has discussed the importance of information and communication technologies for the economy of Uzbekistan and the ongoing reforms in this area. The purpose of the study is to give suggestions and recommendations for the development of ICT in Uzbekistan. In the article, an analytical analysis of employment in the field of ICT has been accomplished.

scholarly journals The Teaching Digital Competence of Health Sciences Teachers. A Study at Andalusian Universities (Spain)

2021 ◽  
Vol 18 (5) ◽  
pp. 2552 ◽  
Author(s):  
Julio Cabero-Almenara ◽  
Julio Barroso-Osuna ◽  
Juan-Jesús Gutiérrez-Castillo ◽  
Antonio Palacios-Rodríguez
Keyword(s):  
Information And Communication Technologies ◽  
Communication Technologies ◽  
Health Sciences ◽  
Teaching Skills ◽  
Digital Competence ◽  
Digital Resources ◽  
Teaching Competence ◽  
Information And Communication ◽  
The Impact ◽  
Educational Field

The impact and benefit that information and communication technologies (ICT) have in the educational field require new teaching skills. This fact has been increased by the recent crisis caused by COVID-19. This study tries to investigate the level of digital teaching competence (DTC) of Higher Education teachers of Health Sciences, and its relationship with several variables. For this, it has the participation of 300 teachers from the 9 universities of Andalusia (Spain). The research is structured through a descriptive (RQ1) and inferential (RQ2) design. The answers given to the DigCompEdu Check-In questionnaire adapted to the Spanish context are analyzed. The results, which show high levels of reliability of the questionnaire (Cronbach and McDonald) and validity (CFA), indicate that the level of competence is basic-intermediate. In addition, the area in which teachers excel is digital resources. For this reason, it is proposed to structure personalized training plans and continue expanding the characteristics of this study at an international level.

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