Role of Microfinance Institutions in Poverty Reduction in Upper West Region: A Case Study of The Wa Co – operative Union

2015 ◽  
Vol 5 (8) ◽  
Author(s):  
Andrews Salakpi
Keyword(s):  
Poverty Reduction ◽  
Microfinance Institutions ◽  
West Region

scholarly journals Group Borrowing : Microfinance-Tontine Sustainable Co-Existence. Case Of Cameroon

2021 ◽  
Vol 04 (11) ◽  
Author(s):  
AKANGA REUBEN Johnson ◽  
Keyword(s):  
Qualitative Data ◽  
Microfinance Institutions ◽  
Case Study Approach ◽  
Rural Finance ◽  
Study Approach ◽  
West Region ◽  
Group Survival ◽  
Group Members

This paper uses a case study approach to examine the role of group account in Microfinance institutions on tontine's survival. The research investigates on the origin of funds deposited in group accounts, and its importance to group members. The collection of respondents’ perceptions will contribution to promote digital-group account – accessible both on apps and handset – for the group’s benefit. We interviewed ten participants coming from the critical stakeholders of rural finance in the community of Balessing in the west region of Cameroon. We performed a textual and content analysis of the qualitative data collected. The results showed that group accounts contribute to the financial, managerial and social development of tontine group – factors indispensable for strong cohesion and group survival. Moreover, group accounts also benefit microfinance institutions by contributing to their growth and development. From the results mentioned above, we made recommendations to consolidation the link between microfinance institutions and tontine groups through group accounts.

The Role of Mobile Money in Moderating Financial Exclusion: A Tanzanian Experience

2020 ◽  
Vol 2 ◽  
pp. 1-24 ◽  
Author(s):  
Deogratius Joseph Mhella
Keyword(s):  
Developing Countries ◽  
Financial Institutions ◽  
Banking Sector ◽  
Research Question ◽  
Microfinance Institutions ◽  
Mobile Money ◽  
Access To Credit ◽  
Financial Exclusion

Prior to the advent of mobile money, the banking sector in most of the developing countries excluded certain segments of the population. The excluded populations were deemed as a risk to the banking sector. The banking sector did not work with cash stripped and the financially disenfranchised people. Financial exclusion persisted to incredibly higher levels. Those excluded did not have: bank accounts, savings in financial institutions, access to credit, loan and insurance services. The advent of mobile money moderated the very factors of financial exclusion that the banks failed to resolve. This paper explains how mobile money moderates the factors of financial exclusion that the banks and microfinance institutions have always failed to moderate. The paper seeks to answer the following research question: 'How has mobile money moderated the factors of financial exclusion that other financial institutions failed to resolve between 1960 and 2008? Tanzania has been chosen as a case study to show how mobile has succeeded in moderating financial exclusion in the period after 2008.

scholarly journals Religion and Poverty Reduction: A Case Study of Coastal Communities in Takalar Regency, South Sulawesi

Al-Ulum ◽  
2021 ◽  
Vol 21 (2) ◽  
Author(s):  
Abdullah
Keyword(s):  
Poverty Reduction ◽  
Work Ethic ◽  
Economic Prosperity ◽  
South Sulawesi ◽  
The Social ◽  
Role Of Religion ◽  
Collection Methods ◽  
Acquisition Technique

This paper focuses on examining the role of religion in improving the work ethic of fishing communities in Takalar Regency. The approach used in this research is the Socio-theological Approach (Social monotheism). The social theological approach is a method or method used to link the sociological level of religious or divine society in order to analyze and reveal data on the reality under study. The data acquisition technique is to use data collection methods in the form of observation, interviews and documentation. The results of this study indicate that religion (Islam) plays a role in building work ethic. Poverty can make a person disbelieve in his Lord. Islam teaches its adherents to share with those who are entitled in terms of the theological concept of zakat as poverty alleviation and as a means of realizing social welfare. Islam does not close the space for its adherents to achieve economic prosperity. The framework of monotheism in Islamic teachings has outlined social involvement for its followers to always care and help others.

The role of entrepreneurship in reducing poverty in agricultural communities

2021 ◽  
Vol 15 (5) ◽  
pp. 665-683
Author(s):  
Mufaro Dzingirai
Keyword(s):  
Poverty Reduction ◽  
The Body ◽  
Exploratory Research ◽  
Microfinance Institutions ◽  
Cross Sectional ◽  
Content Type ◽  
Agricultural Communities ◽  
Agricultural Entrepreneurship ◽  
Practical Implications

Purpose Entrepreneurship has increasingly become a subject of interest for scholars and policymakers in an attempt to reduce poverty in agricultural communities across the world, especially in Africa. Accordingly, the purpose of this paper is to examine the role of entrepreneurship in reducing poverty in agricultural communities of Lower Gweru, Zimbabwe. Design/methodology/approach Exploratory research design informed the data collection and analysis in this study. In-depth interviews were conducted with 20 owners of agribusinesses from various socio-economic backgrounds. The collected data from the field were analyzed using thematic analysis. Findings The results revealed that entrepreneurship plays a catalytic role in poverty reduction in agricultural communities through food security, skill transfer, employment creation, income generation and a decrease in food costs. Research limitations/implications This study focused on four agricultural communities in Lower Gweru which can limit the generalizability of the results to other contexts. Furthermore, this inquiry is a cross-sectional study that did not capture the longitudinal factors that can affect entrepreneurship and poverty reduction in agricultural communities. Practical implications The research outcomes have some practical implications for the Zimbabwean government and microfinance institutions in designing policies and programs to reduce poverty in marginalized agricultural communities. The findings are also useful for non-governmental organizations in designing, monitoring and evaluating poverty reduction programs in agricultural communities. Originality/value This study advances, contextualizes and enriches the body of knowledge concerning agricultural entrepreneurship and poverty reduction in the under-researched setting of agricultural communities. Notably, this study captures the African flavor in the agricultural entrepreneurship and poverty reduction discourse by focusing on the unique Zimbabwean context.

Pros and Cons of Integrating Non-Financial Services in Microfinance

2018 ◽  
pp. 171-199
Author(s):  
Nhung Thi Hong Vu
Keyword(s):  
Social Services ◽  
Financial Services ◽  
Poverty Reduction ◽  
Microfinance Institutions ◽  
Negative Effects ◽  
The Poor ◽  
Need Support ◽  
Microfinance Institution ◽  
Pros And Cons

Microfinance as argued in recent literature is not a panacea for poverty reduction as it was expected. The poor may need support from various ranges of non-financial services including business development services and social services alongside microfinance services. The main aim of this chapter is to provide policymakers and practitioners some discussions on the pros and cons of integrating non-financial services together with microfinance services. This chapter proposes a framework of both positive and negative effects of providing non-financial services on microfinance institutions and clients. A case study of offering non-financial services in a microfinance institution in Vietnam provides both quantitative and qualitative evidence of effects on the microfinance institution and its clients.

scholarly journals Role of Microfinance in Employment Generation: A Case Study of Microfinance Program of Paschimanchal Grameen Bikash Bank

2012 ◽  
Vol 7 (1) ◽  
pp. 31-38 ◽  
Author(s):  
Hari Prasad Pathak ◽  
Mukunda Gyawali
Keyword(s):  
Poverty Reduction ◽  
Research Study ◽  
Small Scale ◽  
Economic Empowerment ◽  
Internal Resources ◽  
The Past ◽  
Self Employment ◽  
Employment Generation

This research study focuses on role of microfinance program in creation of enterprise and employment generation. In the Nepalese context various microfinance programs have been running with the aims of socio-economic empowerment, mobilization of internal resources, creation of awareness and generation of self-employment targeting the rural poor. Microfinance has been one of the few effective tools for poverty reduction over the past years. It has been revealed that the loans have been mostly invested on small scale business, livestock and other agro-based enterprises. The study shows that micro finance program has been helpful to create enterprises and generate employment.The Journal of Nepalese Business StudiesVol. Vii, No. 1, 2010-2011Page : 31-38Uploaded date: July 7, 2012

scholarly journals Gender and Poverty Reduction in Ghana: The Role of Microfinance Institutions

2021 ◽  
Vol 13 (8) ◽  
pp. 71
Author(s):  
Bibiana K. Batinge ◽  
Hatice Jenkins
Keyword(s):  
Health Education ◽  
Rural Women ◽  
Poverty Reduction ◽  
Gender Disparity ◽  
Vital Role ◽  
Living Standards ◽  
Standard Of Living ◽  
Microfinance Institutions ◽  
Access To Finance

Inequality between men and women is widely acknowledged across many parts of the globe. For example, among paid employees in Ghana, women’s average hourly earnings were around 67% of men. The disparity in earnings perpetuates poverty. Access to financial resources is widely regarded as crucial machinery to addressing this gender disparity and reducing poverty among women. Microfinance is a conduit to increasing access to finance among poor urban and rural women who usually lack the collateral to access loans from traditional financial institutions. Notwithstanding the vital role microfinance institutions play, there is no consensus on the assertion that its impact is generally favourable. Therefore, this study investigated the role of microfinance on health, education, and standard of living, as dimensions of poverty reduction in the Techiman Municipality of Ghana. The results indicate that access to microfinance services positively correlates to health, education, living standards and poverty reduction. Therefore, it is essential to extend the reach of microfinance services to increase access further to finance and, consequently, accelerate the rate of poverty reduction within the Municipality.

scholarly journals Evaluating the Sustainability of Microfinance Institutions Considering Macro-Environmental Factors: A Cross-Country Study

2019 ◽  
Vol 11 (21) ◽  
pp. 5947 ◽  
Author(s):  
Wei Xu ◽  
Hongyong Fu ◽  
Huanpeng Liu
Keyword(s):  
Environmental Factors ◽  
Set Theory ◽  
Poverty Reduction ◽  
Soft Set ◽  
Ideal Solution ◽  
Microfinance Institutions ◽  
Order Preference ◽  
Cross Country ◽  
Types Of Information

Microfinance institutions (MFIs) have attracted great attention, due to their significant role in poverty reduction. Given the features of MFIs, this paper proposes a novel hybrid model of soft set theory, and an improved order preference by similarity to ideal solution (HMSIT) to evaluate the sustainability of MFIs, considering accounting ratios, corporate governance factors, and macro-environmental factors, from a cross-country perspective. This setting enables the examination of the role of macro-environmental factors in the sustainability of MFIs. For this purpose, soft set theory is adopted to select optimal criteria. An improved order preference by similarity to ideal solution method, in which the weight of each criterion is determined by soft set theory, is proposed to rank the sustainability of MFIs. This algorithm enables HMSIT to make full use of various types of information. The case study uses cross-country samples. Results indicate that macro-environmental factors are significant in evaluating the sustainability of MFIs from a cross-country perspective. Particularly, they can play a key role in distinguishing MFIs with low sustainability. The results also indicate that HMSIT has strong robustness. Ranked results, produced from the proposed HMSIT are reliable enough to provide some managerial suggestions for MFIs and help stakeholders make decisions.

scholarly journals NDVI Variation and Yield Prediction in Growing Season: A Case Study with Tea in Tanuyen Vietnam

Atmosphere ◽  
2021 ◽  
Vol 12 (8) ◽  
pp. 962
Author(s):  
Phamchimai Phan ◽  
Nengcheng Chen ◽  
Lei Xu ◽  
Duy Minh Dao ◽  
Dinhkha Dang
Keyword(s):  
Poverty Reduction ◽  
Time Lag ◽  
Weather Conditions ◽  
Growing Season ◽  
Optimal Choice ◽  
Support Vector ◽  
Increasing Trend ◽  
Input Variables

Tea is one of the most significant cash crops and plays an important role in economic development and poverty reduction. On the other hand, tea is an optimal choice in the extreme weather conditions of Tanuyen Laichau, Vietnam. In our study, the NDVI variation of tea in the growing season from 2009 to 2018 was showed by calculating NDVI trend and the Mann-Kendall analysis to assess trends in the time series. Support Vector Machine (SVM) and Random Forest (RF) model were used for predicting tea yield. The NDVI of tea showed an increasing trend with a slope from −0.001–0.001 (88.9% of the total area), a slope from 0.001–0.002 (11.1% of the total area) and a growing rate of 0.00075/year. The response of tea NDVI to almost climatic factor in a one-month time lag is higher than the current month. The tea yield was estimated with higher accuracy in the RF model. Among the input variables, we detected that the role of Tmean and NDVI is stronger than other variables when squared with each of the independent variables into input data.

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