scholarly journals Microfinance as a Mechanism against Financial Exclusion in the European Rural Areas – an Inspiration for the Czech Republic

2021 ◽  
Vol 13 (4) ◽  
pp. 61-69
Author(s):  
Gabriela Chmelíková ◽  
Annette Krauss ◽  
Francois Lategan
Keyword(s):  
Czech Republic ◽  
Rural Areas ◽  
Urban Areas ◽  
Consumer Credit ◽  
Microfinance Institutions ◽  
The Czech Republic ◽  
Factors Influencing ◽  
Rural And Urban ◽  
Financial Exclusion ◽  
Legal Frameworks

One of the factors influencing the emergence of disparities between rural and urban regions is the varying level of financial inclusion of the population. The system of microfinancing is becoming an important mechanism against poverty and social exclusion in Europe. However, there is available very limited legal, regulatory and historical information on the microfinance system in the Czech Republic. As a result, microfinance institutions are absent and small entrepreneurs tend to use expensive consumer credit products, thereby increasing the risk of over-indebtedness. The aim of this research is to examine the repayment performance of the European microfinance institutions with increased share of clients from rural areas. Based on an empirical statistical analysis of an unique European microfinance institutions´ database, we are presenting evidence that suggests that microfinance systems perform better in rural than in urban areas. This finding is strongly recommended for consideration in the development of policies to guide legal frameworks regarding microfinancing.

scholarly journals Changes in Migration to Rural Regions in The Czech Republic: Position and Perspectives

2013 ◽  
Vol 21 (3) ◽  
pp. 37-54 ◽  
Author(s):  
Marie Novotná ◽  
Jiří Preis ◽  
Jan Kopp ◽  
Michael Bartoš
Keyword(s):  
Czech Republic ◽  
Rural Areas ◽  
Urban Areas ◽  
Communication Technologies ◽  
Rural Regions ◽  
The Czech Republic ◽  
Residential Preferences ◽  
Second Homes ◽  
The Past ◽  
Automobile Use

Abstract Migration trends in the Czech Republic after 1990 are discussed in this paper. To evaluate the migration trends, the databases of immigrants and emigrants from the Czech Statistical Office from 1990 to 2010, are used. While migration from rural areas to urban areas prevailed in the past, after 1990 the direction changed: the population in rural areas with good natural and socio-cultural environments has been increasing due to migration. Small municipalities have a positive migration balance. We can conclude that these trends could be influenced primarily by social and environmental problems in cities, the increase in automobile use and the development of communication technologies, the migration of pensioners who settle in second homes, and the changing residential preferences of people and entrepreneurs.

scholarly journals Smart Innovations as Accelerators for SMEs in Rural Areas

2021 ◽  
Vol 90 ◽  
pp. 01021
Author(s):  
Dominika Šulyová ◽  
Marie Gabryšová ◽  
Josef Vodák
Keyword(s):  
Czech Republic ◽  
Rural Areas ◽  
Urban Areas ◽  
Best Practice ◽  
Smart Cities ◽  
European Level ◽  
The Czech Republic ◽  
Expert Opinions ◽  
New Concepts ◽  
Innovative Approaches

Innovative approaches are driving the stabilization, development, and competitiveness of small and medium-sized enterprises (SMEs). The introduction of smart concepts has a favourable impact on their activities. At present, urban areas and urban projects are more preferred and supported. The importance and benefits of rural areas and SMEs' engagement therein is underestimated in terms of country development at the European level. This contribution aims to point out innovative approaches that contribute to the development of SMEs and smart cities or regions using best practice examples from abroad with a focus on specific rural areas in the Czech Republic—where this issue is gaining momentum. The analysis of best practice examples and expert opinions in this field was used to make comparisons and to summarise the knowledge gained. This contribution also serves as a basis for mapping the factors that can support regional development and growth, as well as provides recommendations for future follow-ups and new concepts for the coming years in Czech rural areas, or areas that are culturally similar, such as Slovak rural areas.

TURNING FARMERS INTO SOCIAL FARMER ENTREPRENEURS FOR DISADVANTAGED PEOPLE

2020 ◽  
Author(s):  
Remus Runcan
Keyword(s):  
Rural Communities ◽  
Low Income ◽  
Rural Areas ◽  
Urban Areas ◽  
Health And Safety ◽  
Physical Work ◽  
Healthy Environment ◽  
Rural And Urban Areas ◽  
Rural Development Programme ◽  
Rural And Urban

According to Romania’s National Rural Development Programme, the socio-economic situation of the rural environment has a large number of weaknesses – among which low access to financial resources for small entrepreneurs and new business initiatives in rural areas and poorly developed entrepreneurial culture, characterized by a lack of basic managerial knowledge – but also a large number of opportunities – among which access of the rural population to lifelong learning and entrepreneurial skills development programmes and entrepreneurs’ access to financial instruments. The population in rural areas depends mainly on agricultural activities which give them subsistence living conditions. The gap between rural and urban areas is due to low income levels and employment rates, hence the need to obtain additional income for the population employed in subsistence and semi-subsistence farming, especially in the context of the depopulation trend. At the same time, the need to stimulate entrepreneurship in rural areas is high and is at a resonance with the need to increase the potential of rural communities from the perspective of landscape, culture, traditional activities and local resources. A solution could be to turn vegetal and / or animal farms into social farms – farms on which people with disabilities (but also adolescents and young people with anxiety, depression, self-harm, suicide, and alexithymia issues) might find a “foster” family, bed and meals in a natural, healthy environment, and share the farm’s activities with the farmer and the farmer’s family: “committing to a regular day / days and times for a mutually agreed period involves complying with any required health and safety practices (including use of protective clothing and equipment), engaging socially with the farm family members and other people working on and around the farm, and taking on tasks which would include working on the land, taking care of animals, or helping out with maintenance and other physical work”

scholarly journals Urban–rural disparity in cancer incidence in China, 2008–2012: a cross-sectional analysis of data from 36 cancer registers

BMJ Open ◽  
2021 ◽  
Vol 11 (4) ◽  
pp. e042762
Author(s):  
Shuai Yuan ◽  
Shao-Hua Xie
Keyword(s):  
Cancer Incidence ◽  
Rural Areas ◽  
Urban Areas ◽  
Incidence Rates ◽  
Cancer Type ◽  
Anatomic Site ◽  
Cross Sectional ◽  
Rural And Urban Areas ◽  
Rural And Urban ◽  
Urban Rural

ObjectiveThe substantial differences in socioeconomic and lifestyle exposures between urban and rural areas in China may lead to urban–rural disparity in cancer risk. This study aimed to assess the urban–rural disparity in cancer incidence in China.MethodsUsing data from 36 regional cancer registries in China in 2008–2012, we compared the age-standardised incidence rates of cancer by sex and anatomic site between rural and urban areas. We calculated the rate difference and rate ratio comparing rates in rural versus urban areas by sex and cancer type.ResultsThe incidence rate of all cancers in women was slightly lower in rural areas than in urban areas, but the total cancer rate in men was higher in rural areas than in urban areas. The incidence rates in women were higher in rural areas than in urban areas for cancers of the oesophagus, stomach, and liver and biliary passages, but lower for cancers of thyroid and breast. Men residing in rural areas had higher incidence rates for cancers of the oesophagus, stomach, and liver and biliary passages, but lower rates for prostate cancer, lip, oral cavity and pharynx cancer, and colorectal cancer.ConclusionsOur findings suggest substantial urban–rural disparity in cancer incidence in China, which varies across cancer types and the sexes. Cancer prevention strategies should be tailored for common cancers in rural and urban areas.

Relating Household Consumption Expenditures to Road Traffic Fatalities: A Rural–Urban Study

2021 ◽  
pp. 036119812110332
Author(s):  
Ruchika Agarwala ◽  
Vinod Vasudevan
Keyword(s):  
Developing Countries ◽  
Traffic Safety ◽  
Rural Areas ◽  
Urban Areas ◽  
Household Consumption ◽  
Household Expenditure ◽  
Traffic Fatality ◽  
Rural And Urban Areas ◽  
Rural And Urban ◽  
The Relationship

Research shows that traffic fatality risk is generally higher in rural areas than in urban areas. In developing countries, vehicle ownership and investments in public transportation typically increase with economic growth. These two factors together increase the vehicle population, which in turn affects traffic safety. This paper presents a study focused on the relationship of various factors—including household consumption expenditure data—with traffic fatality in rural and urban areas and thereby aims to fill some of the gaps in the literature. One such gap is the impacts of personal and non-personal modes of travel on traffic safety in rural versus urban areas in developing countries which remains unexplored. An exhaustive panel data modeling approach is adopted. One important finding of this study is that evidence exists of a contrasting relationship between household expenditure and traffic fatality in rural and urban areas. The relationship between household expenditure and traffic fatality is observed to be positive in rural areas and a negative in urban areas. Increases in most expenditure variables, such as fuel, non-personal modes of travel, and two-wheeler expenditures, are found to be associated with an increase in traffic fatality in rural areas.

A principal component analysis of the determinants of spatial disparity between rural and urban localities of Ghana

2017 ◽  
Vol 44 (6) ◽  
pp. 715-731 ◽  
Author(s):  
Ivy Drafor
Keyword(s):  
Principal Component Analysis ◽  
Rural Areas ◽  
Urban Areas ◽  
Principal Component ◽  
Component Analysis ◽  
Spatial Inequality ◽  
Necessary Condition ◽  
Spatial Disparity ◽  
Content Type ◽  
Rural And Urban

Purpose The purpose of this paper is to analyse the spatial disparity between rural and urban areas in Ghana using the Ghana Living Standards Survey’s (GLSS) rounds 5 and 6 data to advance the assertion that an endowed rural sector is necessary to promote agricultural development in Ghana. This analysis helps us to know the factors that contribute to the depravity of the rural sectors to inform policy towards development targeting. Design/methodology/approach A multivariate principal component analysis (PCA) and hierarchical cluster analysis were applied to data from the GLSS-5 and GLSS-6 to determine the characteristics of the rural-urban divide in Ghana. Findings The findings reveal that the rural poor also spend 60.3 per cent of their income on food, while the urban dwellers spend 49 per cent, which is an indication of food production capacity. They have low access to information technology facilities, have larger household sizes and lower levels of education. Rural areas depend a lot on firewood for cooking and use solar/dry cell energies and kerosene for lighting which have implications for conserving the environment. Practical implications Developing the rural areas to strengthen agricultural growth and productivity is a necessary condition for eliminating spatial disparities and promoting overall economic development in Ghana. Addressing rural deprivation is important for conserving the environment due to its increased use of fuelwood for cooking. Absence of alternatives to the use of fuelwood weakens the efforts to reduce deforestation. Originality/value The application of PCA to show the factors that contribute to spatial inequality in Ghana using the GLSS-5 and GLSS-6 data is unique. The study provides insights into redefining the framework for national poverty reduction efforts.

Diversity, status and habitat usage of avifauna at sadar upazila, magura, Bangladesh

2021 ◽  
Vol 48 (2) ◽  
pp. 441-456
Author(s):  
Ashikur Rahman Shome ◽  
Md Mahabub Alam ◽  
Md Fazle Rabbe ◽  
Mohammad Mijanur Rahman ◽  
Mohammad Firoj Jaman
Keyword(s):  
Rural Areas ◽  
Urban Areas ◽  
Winter Season ◽  
Bird Species ◽  
Diversity Indices ◽  
Habitat Diversity ◽  
Seasonal Abundance ◽  
Line Transect ◽  
Common Myna ◽  
Rural And Urban

A study on diversity, status, and habitat preference of avifauna was conducted from November 2017 to October 2018 in Magura Sadar upazila, Magura. Data was collected through direct field observations using line-transect method. Field surveys were made for three days per month in both rural and urban sites. A total of 140 species of birds belonged to 18 orders and 48 families were reported. Among the total species, 55% (77 species) were non-passerines and 45% (63 species) passerines with the highest individuals were counted under order Passeriformes. Resident bird species were dominant (106 species, 75.71%) over migratory (34 species, 24.28%) species. Species richness was the highest in the rural areas (124 species, 88.57%) and occurrence was the highest in winter season (97 species, 69.29%). The maximum species were recorded from trees (87 species, 62.14%) as preferred habitat. In this study, in total 4,060 individuals of birds were counted and among them, 51.55% (n=2093) were observed in the rural areas and 48.45% (n=1967) were in the urban areas. The highest number of birds was found in December (10.34%, n=432) and seasonal abundance was the highest in winter (40.15%, n=1630). Abundance was the highest for Common Myna (5.76%, n=234) among all recorded species. Diversity indices showed that the bird species were the most diverse in the rural areas in the winter season and in July. Habitat diversity indices were the highest for trees and birds used different types of habitats at different times for roosting, breeding and feeding. Regarding the observation status, 29.28% species was very common, 4.28% common, 31.42% fairly common, and 35% were few. This baseline data indicate that this study site is significant from the ecological and conservation point of views. Therefore, further research is necessary to understand how this avian diversity is maintained in this ecological setting. Bangladesh J. Zool. 48(2): 441-456, 2020

Komparácia pro-poor rastu vo vidieckych a mestských oblastiach Indonézie

2021 ◽  
Author(s):  
Barbora Frličková
Keyword(s):  
Rural Areas ◽  
Urban Areas ◽  
Poor People ◽  
Average Income ◽  
Poor Growth ◽  
Rural And Urban Areas ◽  
Rural And Urban ◽  
Poverty And Inequality ◽  
Partial Period ◽  
Urban And Rural Areas

The paper analyses construction and use of a selected indicator of pro-poor growth – the rate of pro-poor growth. It further explains the interpretation of this indicator in absolute and relative terms and indicates how economic growth affects poverty and inequality. The selected indicator is applied to the example of Indonesia and compares pro-poor growth in urban and rural areas of the country, examines regional disparities in terms of pro-poor growth for the period 1996–2019. From the absolute interpretation, pro-poor growth is observed in both urban and rural areas over the whole period. In relative terms, results of pro-poor growth for the first partial period (1996–2000) differ. While there was a relative pro-poor growth in the rural areas, there was a strong pro-poor growth in the cities with a significant decline in inequality observed (incomes of poor people increased while the average income of the whole population dropped). Indonesia achieved trickle-down growth in both rural and urban areas in two remaining periods (2000–2010 and 2010–2019).

Damage assessment mapping of rural environments; integration of SAR and Optical data

2021 ◽  
Author(s):  
Shiran Havivi ◽  
Stanley R. Rotman ◽  
Dan G. Blumberg ◽  
Shimrit Maman
Keyword(s):  
Natural Disaster ◽  
Rural Areas ◽  
Urban Areas ◽  
Damage Assessment ◽  
Vegetation Index ◽  
Urban Environments ◽  
Optical Data ◽  
Damage Level ◽  
Rural Environments ◽  
Rural And Urban

<p>The damage caused by a natural disaster in rural areas differs in nature, extent, landscape and in structure, from the damage in urban environments. Previous and current studies focus mainly on mapping damaged structures in urban areas after catastrophe events such as an earthquake or tsunami. Yet, research focusing on the damage level or its distribution in rural areas is absent. In order to apply an emergency response and for effective disaster management, it is necessary to understand and characterize the nature of the damage in each different environment. </p><p>Havivi et al. (2018), published a damage assessment algorithm that makes use of SAR images combined with optical data, for rapid mapping and compiling a damage assessment map following a natural disaster. The affected areas are analyzed using interferometric SAR (InSAR) coherence. To overcome the loss of coherence caused by changes in vegetation, optical images are used to produce a mask by computing the Normalized Difference Vegetation Index (NDVI) and removing the vegetated area from the scene. Due to the differences in geomorphological settings and landuse\landcover between rural and urban settlements, the above algorithm is modified and adjusted by inserting the Modified Normalized Difference Water Index (MNDWI) to better suit rural environments and their unique response after a disaster. MNDWI is used for detection, identification and extraction of waterbodies (such as irrigation canals, streams, rivers, lakes, etc.), allowing their removal which causes lack of coherence at the post stage of the event. Furthermore, it is used as an indicator for highlighting prone regions that might be severely affected pre disaster event. Thresholds are determined for the co-event coherence map (≤ 0.5), the NDVI (≥ 0.4) and the MNDWI (≥ 0), and the three layers are combined into one. Based on the combined map, a damage assessment map is generated. </p><p>As a case study, this algorithm was applied to the areas affected by multi-hazard event, following the Sulawesi earthquake and subsequent tsunami in Palu, Indonesia, which occurred on September 28th, 2018. High-resolution COSMO-SkyMed images pre and post the event, alongside a Sentinel-2 image pre- event are used as inputs. The output damage assessment map provides a quantitative assessment and spatial distribution of the damage in both the rural and urban environments. The results highlight the applicability of the algorithm for a variety of disaster events and sensors. In addition, the results enhance the contribution of the water component to the analysis pre and post the event in rural areas. Thus, while in urban regions the spatial extent of the damage will occur in its proximity to the coastline or the fault, rural regions, even in significant distance will experience extensive damage due secondary hazards as liquefaction processes.     </p>

scholarly journals The economic conditions for the utilisation of the land fund in the Czech Republic after its accession to the European Union

2012 ◽  
Vol 51 (No. 10) ◽  
pp. 452-454
Author(s):  
M. Hrabánková
Keyword(s):  
European Union ◽  
Czech Republic ◽  
Rural Areas ◽  
Monitoring And Evaluation ◽  
Economic Conditions ◽  
The European Union ◽  
Environment Friendly ◽  
The Czech Republic ◽  
The Sustainable Development ◽  
Public Benefit

The important part of the increase of regional potential is the farming of the land fund. The economic conditions for its utilisation have been already prepared. They are based especially on the drawing of funds of the European Union, namely for the period after the accession of the Czech Republic to the European Union and for the years 2007–2013. The measures concerning the land are included in the prepared programme documentation, especially in the Horizontal Rural Development Plan (HRDP) and in the Operational Programme “Agriculture”. The farmers will obtain the direct payment per area (SAPS) in addition to supports on foregoing measures. The requirements for environment-friendly farming of land will be increased in the future. The economic conditions for next period will concentrate on these priorities. It will concern the securing of public benefit contributing to the sustainable development of rural areas. The project assurance of these trends and their regional monitoring and evaluation will be important.

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