An Evaluation of the Performance of Nigeria Agricultural Insurance Scheme in Kogi State, Nigeria

2019 ◽  
pp. 1-9
Author(s):  
S. J. Ibitoye ◽  
O. J. Saliu
Keyword(s):  
Random Sampling ◽  
Commercial Banks ◽  
Secondary Data ◽  
Sampling Technique ◽  
Study Data ◽  
Sources Of Information ◽  
Insurance Scheme ◽  
Statistical Tools ◽  
Agricultural Insurance ◽  
Multi Stage

The study evaluated the performance of Nigeria Agricultural Insurance Scheme in Kogi State, Nigeria. A multi-stage random sampling technique was used to select 300 insured farmers. Primary and secondary data were used for the study. Data obtained were subjected to statistical analysis using both descriptive and inferential statistical tools. The services provided by the scheme include; subsidized livestock, subsidized crops, commercial livestock, commercial crops, multiple cover, motor liability, fire, and special peril, general accident, engineering and bonds, and special risks. However, the study showed that insured farmers in the state were only engaged in subsidized crops (94.7%), subsidized livestock (44.3%), multiple covers (17.7%), and commercial crops (1.7%). The findings further showed that 92.7% of the insured farmers used the scheme occasionally. Commercial banks (99.3%) and cooperative societies (92%) were the major sources of information on agricultural insurance among the insured farmers. The study showed an improvement in the income of insured farmers after the scheme, though the marginal increase was not significant. Conclusively, the insurance scheme has not brought about the desired increase in farmers’ income.

scholarly journals Board Audit Committee Characteristics and Financial Performance of Selected Commercial Banks in Ghana

2020 ◽  
Vol 10 (1) ◽  
pp. 222
Author(s):  
John Nana Ekow Baiden
Keyword(s):  
Financial Performance ◽  
Random Sampling ◽  
Commercial Banks ◽  
Audit Committee ◽  
Secondary Data ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Correlational Design ◽  
Study Population

The purpose of the study was to examine the influence of board audit committee characteristics on the financial performance of selected commercial banks in Ghana during the period of 2008 to 2017. The correlational design was employed. The study population was 23 commercial banks licensed under the Bank and Special Deposit Taking Institution Act with audit committee on their board and offices in Ghana as at December 2018. The sample size for the study was 13 commercial banks in Ghana. The lottery method of simple random sampling technique was used to select the 13 banks. The study made use of only secondary data. Statistical tools such as means, standard deviations, Pearson product moment correlation, and linear multiple regression analysis were used to analyse the data. The findings of the study revealed that when banks audit committee increase the frequency of their meetings, increase the number and quality of financial qualifications of member on board and also increase the size of the audit committee members on total board membership, it will have a significant influence on the banks’ financial performance. It was recommended to Bank of Ghana (BoG) and managers of the various commercial banks to ensure that audit committee members are independent, meaningfully represented at boards of the banks, and are people with expertise in accounting/finance.

scholarly journals Stakeholders’ Perception of Coconut Palm Insurance Scheme: A Study on the Coastal States of India

CORD ◽  
2013 ◽  
Vol 29 (1) ◽  
pp. 11
Author(s):  
D. Rajasenan ◽  
Rajeev B.
Keyword(s):  
Random Sampling ◽  
Tamil Nadu ◽  
Sampling Technique ◽  
Coconut Palm ◽  
Financial Inclusion ◽  
Insurance Scheme ◽  
Pests And Diseases ◽  
Natural Factors ◽  
Multi Stage ◽  
Analysis Point

The Coconut Palm Insurance Scheme (CPIS) is a mechanism, devised to endow effective risk management aid, to those coconut growers who are likely to be impacted by non-preventable natural factors as well as pests and diseases. This study analyses the perception of the stakeholders for drawing empirical validity, so as to appraise sustainability of CPIS as a measure towards financial inclusion. 528 samples, encompassing Kerala, Karnataka, Tamil Nadu, Goa and Maharashtra states, classified into three regions, were taken using multi-stage proportionate random sampling technique with a view to develop a recurrent scheme to assist the coconut growers. Analyses and inferences, based on Factor Analysis, point out that growers across the regions are convinced that the scheme is necessary for a crop like coconut and, accordingly, the scheme seems to have achieved its goal.

scholarly journals KEPUASAN NASABAH DITINJAU DARI KUALITAS PELAYANAN, REPUTASI PERUSAHAAN, DAN PERSEPSI KLAIM NASABAH (STUDI PADA KC AJAB BUMIPUTERA 1912 SURAKARTA)

2020 ◽  
Vol 4 (01) ◽  
Author(s):  
Yolanda Cahya Utami ◽  
Sri Hartono ◽  
Eny Kustiyah
Keyword(s):  
Customer Satisfaction ◽  
Service Quality ◽  
Random Sampling ◽  
Secondary Data ◽  
Sampling Technique ◽  
Study Data ◽  
Primary Data ◽  
Literature Study ◽  
Company Reputation ◽  
Quantitative Descriptive

The purpose of this study is to determine whether there is a significant influence between the variable quality of service, company reputation, and customer claims perception and customer satisfaction. In addition, it is also to find out whether there is a significant simultaneous effect and which variable is the most dominant in influencing customer satisfaction at KC AJB Bumiputera 1912 Surakarta. The method used is a method based on quantitative descriptive, where the sampling technique uses Random Sampling, which is a random sampling technique, regardless of the level contained in the population. The data used are primary data and secondary data with data collection techniques: questionnaires, observations, interviews, and literature study. Data analysis techniques in this study used multiple linear, determination test (R2), F test, and t test. The results of the study can be concluded that: 1) There is an effect of service quality, company reputation, and simultaneous perception of customer claims on customer satisfaction at KC AJB Bumiputera 1912 Surakarta, 2) There is an influence of service quality on customer satisfaction at KC AJB Bumiputera 1912 Surakarta Batik in the City of Solo, 3) There is an influence of company reputation on customer satisfaction in KC AJB Bumiputera 1912 Surakarta, 4) There is an influence of customer perception perceptions of customer satisfaction on KC AJB Bumiputera 1912 Surakarta. Keywords: Service Quality, Company Reputation, Customer Claim Perception, and Customer Satisfaction

scholarly journals Improving The Effectiveness of Commercial Bank Employess in Cross River State Through Appropriate Remuneration

2021 ◽  
Vol 2 (3) ◽  
pp. 158-162
Author(s):  
Pius U. Angioha ◽  
Rose U. Agba ◽  
Beauty U. Kenneth ◽  
Eno U. Ishie
Keyword(s):  
Commercial Bank ◽  
Random Sampling ◽  
Commercial Banks ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Study Data ◽  
Survey Method ◽  
Inferential Statistics ◽  
Cross River ◽  
Cross River State

The study specifically examines the correlation between remuneration and the effectiveness of employees in commercial banks in cross river state, adopting a survey method, data was collected from 232 participants employed by five commercial banks in cross river state. The participants were selected using the proportional stratified and simple random sampling technique. A self-developed questionnaire was adopted to elicit the required information for the study. Data collected was analyzed using descriptive and inferential statistics. out of the 232 distributed questionnaires, 213 was returned and used for analysis. Result revealed a correlation between remuneration and the effectiveness of employees in commercial banks in cross river state. From the analysis 21.8 per cent of the variance in the effectiveness of bank's employees is accounted for by remuneration. The study concludes that bank the management of banks need to take into cognizance the economic situation in the country and improve on the take-home package of their employees.

scholarly journals Perceived extension needs of rubber production among farmers in Delta State, Nigeria

Agro-Science ◽  
2020 ◽  
Vol 19 (4) ◽  
pp. 30-36
Author(s):  
S.A. Adebayo ◽  
I. Ogunlade ◽  
E.E. Ede
Keyword(s):  
Land Tenure ◽  
Sampling Technique ◽  
Study Data ◽  
Sources Of Information ◽  
Extension Services ◽  
Rubber Production ◽  
Multi Stage ◽  
Marketing Information ◽  
Exploitation System ◽  
Latex Coagulation

The need to develop a sustainable exploitation system for the Nigerian rubber farmers requires that extension services should be available to assist the farmers in specific areas that can help them function effectively and improve productivity. The study investigated the perceived extension needs of rubber production farmers in Delta state Nigeria. The specific objectives of the study were to determine sources of information on rubber production, varieties of rubber clones cultivated by the respondents, perceived extension needs of rubber farmers, and constraints to rubber production. A multi stage sampling technique was used to select 120 rubber farmers as respondents for the study. Data were analysed using frequency, percentages, means and Pearson Product Moment correlation analysis. Results showed that majority of the respondents (85.5%) were male, married (83.3%) and had average farming experience of 14 years. The NIG801 and NIG800 varieties were the local clones majorly cultivated and the GT1 and PB217 varieties were the exotic clones majorly cultivated. Findings also showed that respondents need production information on use of formic acid for latex coagulation (66.7%), use of ammonia for latex preservation (73.3%) and marketing information (60.8%). The constraintsindicated by the respondents were problem of land tenure (81.7%), lack of adequate credit facilities (70%), fire outbreaks (72.5%) among others. The result of the hypothesis showed that age (r = 0.199) had a positive significant relationship with farmers’ extension needs. It was recommended that extension personnel should be trained on techniques of rubber production in order to deliver effectively to the farmers. Key words: extension needs, rubber, farmers, Delta, Nigeria

Comparsion Of Efficency Of Cucumber Production In Poly-House

2019 ◽  
Vol 8 (9) ◽  
pp. 22-30
Author(s):  
SONIA HOODA
Keyword(s):  
Open Field ◽  
Resource Use ◽  
Secondary Data ◽  
Sampling Technique ◽  
Farming System ◽  
Primary Data ◽  
Statistical Tools ◽  
Average Percentage ◽  
Net Returns ◽  
Douglas Production Function

The study has made an attempt on resource use and economic efficiency of cucumber production under poly-house farming and open field farming. Primary data collected by using purposive sampling technique from selected districts. Sample of 50 farmers (25 Poly-house farmers and 25 Open field farmers) was taken from each district on the basis of availability. Secondary data was collected from Horticulture Department. For data analysis statistical tools average, percentage and Linear Cobb-Douglas Production Function was used. The study found that the yield of cucumber was more under poly-house farming as compare to open field farming system. The reason behind this was long harvesting period and more number of fruits per plant under poly-house farming conditions. The data specifies higher net returns per acre of cucumber under poly-house farming over open field farming, which implicit poly-house farming not only highly profitable but also economically viable as compared to open field farming in study area.

PENGARUH KEPEMIMPINAN DAN MOTVASI KERJA TERHADAP KUALITAS PELAYANAN PUBLIK (STUDI KASUS PADA KANTOR KEMENTERIAN AGAMA SUNGAI PENUH )

2020 ◽  
Author(s):  
Pahrizal
Keyword(s):  
Data Analysis ◽  
Service Quality ◽  
Public Service ◽  
Random Sampling ◽  
Secondary Data ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Primary Data ◽  
Analysis Techniques ◽  
Intervening Variables

The research is proposed to test the influence of Leadership and Motivation Work on Public Service Quality. The population in this study was the Kantor Kementerian Agama Sungai Penuh who had received the last 1 year service at the Kantor Kementerian Agama Sungai Penuh, amounting to 260 people. Furthermore, by using the Slovin formula, a sample size of 158 people was chosen with a sampling technique based on Simple Random Sampling. This study uses primary data and secondary data. Data analysis techniques used are path analysis and hypothesis testing using t test with data analysis using SPSS version 20. The results of the study based on showing that partially the Leadership and motivation work have a positive and significant effect on Public Service Quality. The results also show that motivation work variables act as intervening variables between Leadership and Public Service Quality.

PENGARUH KOMPETENSI DAN LINGKUNGAN KERJA FISIK TERHADAP KINERJA KARYAWAN PT. SUZUKI INDOMOBIL MOTOR

2019 ◽  
Vol 7 (2) ◽  
Author(s):  
Rasmansyah Rasmansyah ◽  
M Zainal Aripin
Keyword(s):  
Work Environment ◽  
Random Sampling ◽  
Employee Performance ◽  
Secondary Data ◽  
Sampling Technique ◽  
Primary Data ◽  
Physical Work ◽  
Physical Work Environment ◽  
And Performance ◽  
Dominant Influence

<em>This research was conducted based on the existence of problems in the competence and physical work environment of employee performance. This study aims to determine the effect of competencies and physical work environment simultaneously or partially on the performance of employees of PT. Suzuki Indomobil Motor. The sampling technique is the sample random sampling technique. The type of research used is descriptive and verivative research methods, with data collection techniques using primary data and secondary data. The results showed that competency, physical work environment, and performance were categorized quite well. Based on the calculation, it can be seen that simultaneously the competence and physical work environment have a positive and significant influence on the performance of the employees of PT. Suzuki Indomobil Motor. Partially shows that the physical work environment has the most dominant influence on the performance of employees of PT. Suzuki Indomobil Motor</em>

Analisis Kinerja Keuangan Bank Umum Syariah Melalui Pendekatan Islamicity Performance Index

2021 ◽  
Vol 7 (2) ◽  
Author(s):  
Safaah Restuning Hayati ◽  
Mutiah Hanifah Ramadhani
Keyword(s):  
Financial Performance ◽  
Commercial Bank ◽  
Performance Index ◽  
Commercial Banks ◽  
Secondary Data ◽  
Sampling Technique ◽  
Descriptive Research ◽  
Index Approach ◽  
Principles Of Justice ◽  
Quantitative Descriptive

This study aims to determine how the financial performance of Islamic commercial banks in Indonesia through the islamicity performance index approach for the period 2013-2017, by the principles of justice, halalness, and purification. This study using quantitative descriptive research. The number of banks sampled are five Islamic commercial banks in Indonesia that have been selected, through a purposive sampling technique first. These banks are BRI Syariah, BNI Syariah, Mandiri Syariah, BCA Syariah, and Victoria Syariah. The type of data used is secondary data taken from the financial statements of each islamic commercial bank that is sampled. Through the islamicity performance index approach, the results of this study indicate that the financial performance of islamic commercial bank is unsatisfactory, based on the average of the variables that have been processed in accordance with predicate valuation standards.

THE EFFECT OF THE SHARIA SUPERVISORY BOARD AND THE BOARD OF COMMISSIONERS ON THE FINANCIAL PERFORMANCE OF SHARIA COMMERCIAL BANKS IN INDONESIA

2021 ◽  
Vol 3 (1) ◽  
pp. 60-73
Author(s):  
Ahmad Fauzul Hakim Hasibuan ◽  
Fuadi Fuadi ◽  
Angga Syahputra
Keyword(s):  
Data Analysis ◽  
Financial Performance ◽  
Commercial Banks ◽  
Supervisory Board ◽  
Secondary Data ◽  
Sampling Technique ◽  
Islamic Banks ◽  
Purposive Sampling ◽  
Islamic Bank

This study aims to determine the influence of the Sharia Supervisory Board and the Board of Commissioners on the Financial Performance of Islamic Banks in Indonesia. This study used secondary data from 12 banks.The sampling technique used is the purposive sampling technique. The method of data analysis used is multiple linear regression.The results partially show that the sharia supervisory board and board of commissioners positively and significantly influence the financial performance of Islamic banks in Indonesia. Simultaneously,the board of commissioners and the sharia supervisory board positively and significantly influence the financial performance of Islamic bank

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