The Words and Practices of the Prophet (Pbuh) in the Context of Business Ethics

In the global world, cultural interaction and global organizations lead to great activities in the field of business. However, this situation has brought with it negative situations such as unfair competition, discrimination, mobbing, bribery, nepotism and corruption in the job, employer and worker. Especially in the last fifty years, with the strengthening of socialism and the decline of liberalism, business ethics has become a matter of debate in the West. In this context, the European Business Ethics network was established, and many rights regarding work and workers were brought to the agenda in the United States. It is possible to see the aforementioned measures that the business world tried to implement only in the 20th century, in the words and practices of the Prophet towards social life. As a matter of fact, among the general moral principles that the Prophet Muhammad (Pbuh) presented to humanity, the principles related to business ethics are too many to be denied. The narrations about work and worker, which are also related to general moral principles, show that the Prophet Muhammad aimed to establish an inclusive system on this issue. According to this study; It aims to present the principles that today's business ethics defends within its own body, in terms of business, employer and employee, by examining it with the historical development process. It aims to reveal the existence of the business ethics principles presented on the western axis in the general words and practices of the Prophet.

Pieces and Parts

<p>Cross-Laminated Timber (CLT) is a contemporary engineered wood product and its use is growing within the construction industry. CLT is a readily available structural timber product and with the development of CNC (Computer Numerical Control), customisable panels can be fabricated off-site. There is, however, a gap to create both a system, which is all-inclusive of the exterior cladding system with the structural CLT panel. The research fills this gap, with the design of custom joinery between CLT panels and the cladding. The design of the vertical metal joints aim at creating a prefabricated envelope system that responds to any design, due to working with any cladding option. The holistic system also investigated an efficient approach with the connection between CLT wall and floor panels. The horizontal base and top connection between the wall and floor panels aimed at utilising modern techniques, whilst applying a high level of prefabrication. The designed prefabricated vertical and horizontal joints allow for a savings in time within the construction stage as the system is fabricated off-site, delivered to the site, and therefore erected quickly. The ease of on-site assembly is dependent on the off-site production. Fabricating the system off-site within a controlled environment is cost effective and is fabricated regardless of weather. Due to the efficient assembly of parts on-site, this reduces the need for on-site scaffolding. The new design system includes structural CLT panels, insulation, waterproofing, the custom designed joints, and the exterior cladding. This ensures that when it is brought to site, minimum amount of construction is needed. Developing this all-inclusive system ensures ease of construction, also in locations that are hard or dangerous to reach. This specifically includes infill sites, but is also not limited to this. Construction on sites harder to access (beach fronts, hills) can also be considered due to the system being fabricated off-site, resulting in an easier build, therefore not deterring people away from specific sites. The holistic system examines off-site production methods and on-site assembly. The development of the off-site fabricated CLT panel that is inclusive of a weather-sealed cladding ensures that the on-site assembly is minimised. Developing the vertical joinery system for the cladding, and the horizontal connection for the panels, ensures that system can be constructed without the use of scaffolding, minimising the need to access the exterior. With the increase of CLT buildings, and prefabrication being an efficient way of building, the development of this system could provide a start to a solution within the construction industry.</p>

Pieces and Parts

<p>Cross-Laminated Timber (CLT) is a contemporary engineered wood product and its use is growing within the construction industry. CLT is a readily available structural timber product and with the development of CNC (Computer Numerical Control), customisable panels can be fabricated off-site. There is, however, a gap to create both a system, which is all-inclusive of the exterior cladding system with the structural CLT panel. The research fills this gap, with the design of custom joinery between CLT panels and the cladding. The design of the vertical metal joints aim at creating a prefabricated envelope system that responds to any design, due to working with any cladding option. The holistic system also investigated an efficient approach with the connection between CLT wall and floor panels. The horizontal base and top connection between the wall and floor panels aimed at utilising modern techniques, whilst applying a high level of prefabrication. The designed prefabricated vertical and horizontal joints allow for a savings in time within the construction stage as the system is fabricated off-site, delivered to the site, and therefore erected quickly. The ease of on-site assembly is dependent on the off-site production. Fabricating the system off-site within a controlled environment is cost effective and is fabricated regardless of weather. Due to the efficient assembly of parts on-site, this reduces the need for on-site scaffolding. The new design system includes structural CLT panels, insulation, waterproofing, the custom designed joints, and the exterior cladding. This ensures that when it is brought to site, minimum amount of construction is needed. Developing this all-inclusive system ensures ease of construction, also in locations that are hard or dangerous to reach. This specifically includes infill sites, but is also not limited to this. Construction on sites harder to access (beach fronts, hills) can also be considered due to the system being fabricated off-site, resulting in an easier build, therefore not deterring people away from specific sites. The holistic system examines off-site production methods and on-site assembly. The development of the off-site fabricated CLT panel that is inclusive of a weather-sealed cladding ensures that the on-site assembly is minimised. Developing the vertical joinery system for the cladding, and the horizontal connection for the panels, ensures that system can be constructed without the use of scaffolding, minimising the need to access the exterior. With the increase of CLT buildings, and prefabrication being an efficient way of building, the development of this system could provide a start to a solution within the construction industry.</p>

Listening to Bluetooth Beacons for Epidemic Risk Mitigation

The ongoing COVID-19 pandemic let to efforts to develop and deploy digital contact tracing systems to expedite contact tracing and risk notification. Unfortunately, the success of these systems has been limited, partly owing to poor interoperability with manual contact tracing, low adoption rates, and a societally sensitive trade-off between utility and privacy. In this work, we introduce a new privacy-preserving and inclusive system for epidemic risk assessment and notification that aims to address these limitations. Rather than capturing pairwise encounters between user devices as done by existing systems, our system captures encounters between user devices and beacons placed in strategic locations where infection clusters may originate. Epidemiological simulations using an agent-based model demonstrate that, by utilizing location and environmental information and interoperating with manual contact tracing, our system can increase the accuracy of contact tracing actions and may help reduce epidemic spread already at low adoption.

Strengthening Integrated Inclusive System, Creates The Inclusive Islamic Banking Industry In Indonesia

Economic growth in Indonesia has averaged about 6% since 2008. Shariah- compliant financial service providers currently account for only 4.5% of total banking sector assets. Between 2008 and 2012, Islamic bank assets tripled, increasing by an average of 31.5% annually. Strong growth in the past five years was helped by the Shairah Banking Law introduced in July 2008. Since then, the number of Islamic banking outlets has increased from 241 to 517, comprising 11 fully Shariah-compliant banks, 24 Islamic banking units and 158 Shariah-compliant rural banks. Islamic bank’s network has spread with the number offices rising at a rate of 27% year-on-year. Community Service Responsibility (CSR), banking institutions should have to take part in social activities, integrated with the society, and "be part of non-Muslims". Blending in the sense of helping or supporting their programs that are good and useful, such as being a sponsorship or held a charity eventAs a country with largest Muslim population in the world, Indonesia is considered by global world, multiculturalism in Indonesia makes Islamic banking should be inclus ive. Inclusive Integrated System is one way to eliminate exclusivity Islamic banking which still there, the improvement in terms of branding, Corporate Social Responsibility (CSR), socialization, services, and product innovation

Does financial inclusion induce poverty, income inequality, and financial stability: empirical evidence from the 54 African countries?

PurposeThe aim of the study is to examine the impact of financial inclusion on poverty, income inequality and financial stability using panel data of 54 African countries.Design/methodology/approachTo achieve this objective, the current study used multiple regressions across an unbalanced panel data of 54 African countries which are based on the four years mean value for the period 2001–2019.FindingsThe results show that financial inclusion (FI) is a valuable indicator; it reduces poverty, income inequality and improves financial stability.Research limitations/implicationsThe study invokes the attention of government and policymakers to build up a financially inclusive system which, in turn, leads to improve financial stability and lower poverty and income inequality. They should focus on quality and sustainable financial products and services in terms of financial inclusion to avoid dominant accounts and ensure consumer protection.Originality/valueThis adds to the scarce literature on the impact of financial inclusion on poverty, income inequality and financial stability in the context of African countries. The study contributes to the literature on the issue of financial inclusion and poverty, income inequality and financial stability by reconfirming (or otherwise) findings of previous studies.