Optimizing Tabarru' Funds in Sharia Insurance by Digital Donation-Based Crowdfunding

2021 ◽  
Vol 1 (2) ◽  
pp. 40-46
Author(s):  
Diamantin Rohadatul Aisy
Keyword(s):  
Public Awareness ◽  
Basic Needs ◽  
Financial Statements ◽  
Digital Innovation ◽  
Mutual Cooperation ◽  
Mutual Assistance ◽  
The Public ◽  
Qualitative Descriptive ◽  
Islamic Insurance ◽  
The Relationship

The COVID-19 pandemic had transformed people's lifestyles in various aspects, among which is the priority shift where health is the main priority in addition to basic needs. In addition, the mobility restrictions during the pandemic have made society adapts to digitalized activities. The phenomenon of increasing donations is also a new occurrence in the era of the COVID-19 pandemic, which shall be acknowledged as the digitized version of Indonesian tradition of mutual cooperation (gotong royong) to help each other to ease the burden on people affected by COVID-19. This phenomenon is similar to the concept of tabarru’’ funds in sharia insurance which uses the mutual assistance (ta'awun) principle among insurance participants. Due to the increase of public awareness of health and high solidarity in the midst of this pandemic, Islamic insurance can find opportunities to increase the number of Tabarru’' Funds participation, with a touch of digital innovation for wider reach in the society. This research aims to develop the management of sharia insurance combined with donation-based crowdfunding management to apply in optimizing tabarru’’ funds. This research was conducted using qualitative descriptive methods, to explore the qualitative datas in several phenomenon of sharia insurance and crowdfunding, and generate a description of the relationship between these phenomena. The results of this study explain that the crowdfunding management can be applied in management of tabarru' funds in Shria insurance, including the following (1) Prospective donors and prospective respondent are both can registered as insurance participants; (2) Donations paid by donors as insurance installment are collected in tabarru’ funds; (3) Every donors and respondents has the same rights over the donation funds; (4) Sharia insurance management applies the principle of crowdfunding transparency through the public financial statements of donation funds or tabarru’ funds, and the report of donor respondent’s progress.

scholarly journals THE RELATIONSHIP BETWEEN CORRUPTION, SHADOW ECONOMY AND HAPPINESS. SURVEY ON ROMANIA

2021 ◽  
Vol IV(1) ◽  
Author(s):  
Monica Violeta Achim ◽  
Keyword(s):  
Shadow Economy ◽  
Basic Needs ◽  
Public Institutions ◽  
Average Income ◽  
The Public ◽  
The Relationship

In this paper we address the relationship between happiness and acts of corruption and shadow economy in Romania. From our survey conducted on a sample of 101 respondents from Romania (on March 2020), we find that Romanian people do not link happiness to material issues in particular, but rather they see it as a consequence of having families, professional and spiritual fulfillment, while money and property are last in this ranking. The average income that would make the respondents happy is on average of 5,223 lei (about 1,100 Euro) per month, an amount that they consider necessary to cover the basic needs that influence their development. Our findings reveal that the most corruption practices encountered in the public institutions refer to receiving money and gifts for services to which people are entitled followed by receiving money and gifts to favor someone. However, corruption and shadow economy are not perceived as being very relevant in fully influencing the level of happiness they perceive.

Managing E-Governance

2013 ◽  
pp. 204-224 ◽  
Author(s):  
Gianluca Misuraca ◽  
Gianluigi Viscusi
Keyword(s):  
Public Sector ◽  
Smart Cities ◽  
Analytical Framework ◽  
Policy Implications ◽  
Value Drivers ◽  
Digital Innovation ◽  
The Public ◽  
Digital Governance ◽  
The Relationship ◽  
Practical Recommendations

This chapter presents and discusses the application of an analytical framework for managing digital innovation initiatives in the public sector. The chapter positions e-Government and digital innovation initiatives in the public sector within the broader framework of e-Governance (i.e. governance aided by ICT). It first introduces the conceptual framework on which the discussion is based, and then proposes a higher order conceptualization of the relationship between e-Governance and its underpinning value drivers of performance, openness and inclusion. In particular, the analysis focuses on the role that these value drivers plays in the enactment of digital governance initiatives such as the ones related to open government and smart cities. To this end, the chapter discusses its application to initiatives carried out in Barcelona and Tallinn. A typology of e-Governance ‘attitudes’ is then identified to provide evidence of further specific interventions required for an appropriate management of similar initiatives in other countries. The chapter concludes by highlighting the policy implications for administrative reform and offering practical recommendations for implementing digital governance initiatives.

scholarly journals Event Characteristics of Crypto Currency and Security

2019 ◽  
Vol 8 (2S10) ◽  
pp. 494-498
Keyword(s):  
Public Interest ◽  
Public Awareness ◽  
Data Retrieval ◽  
Mining Equipment ◽  
Security Incident ◽  
The Public ◽  
Currency Exchange ◽  
Crypto Currency ◽  
Block Chain ◽  
The Relationship

Recently, there has been a continuous occurrence of a security incident on a crypto currency exchange. This background is not related to the current social situation. This is because the social interest in crypto currency provides an attacker with a chance to attack. In this paper, we have started to investigate the relationship between crypto currency and security incidents of block chain. This paper focuses on analysis of crypto currency event of block chain. In this paper, we analyzed the amount of Google data retrieval around specific keywords during a specific period. And we analysis the relevance of this keyword to specific keywords related to security. For example, we analyzed the decrypted bitch coin or etherium, the nice money exchange, nicehash, coincheck, BTCglobal, BITGRAIL, Blackwallet. We are focused on the relationship between the time of the security incident and the public awareness of the related crypto currency exchange. According to the results of the study, it can be assumed that a security incident occurred at a certain point in each exchange. Through this study, we were able to confirm public interest in crypto currency miners. I was able to confirm the degree of interest by time. Cryptographic digger was mainly focused on BitMiner, CGMiner, MultiMiner, and BFGMiner. Most of the public interest in these mining equipment is peaking in December 2017. We also looked at public interest in cryptic bit coin and etherium, mainly in December 2017. The results of this paper can be used to analyze the point of time of the attack on the crypto currency exchange. Crypto currency exchange attacks will continue to occur in the future. If so, when is this attack going to take place? At that point, we need to know at what point the exchange will have public interest. At that point, we should also look at the exchange for vulnerabilities.

Antecedents of Security Pillars in E-Commerce Applications

2011 ◽  
Vol 7 (1) ◽  
pp. 36-51
Author(s):  
Amin A. Shaqrah
Keyword(s):  
Conceptual Model ◽  
Structural Equation Model ◽  
Structural Equation ◽  
Public Awareness ◽  
Equation Model ◽  
Internet Security ◽  
The Public ◽  
Antecedents And Consequences ◽  
Internet Performance ◽  
The Relationship

This paper investigates the relationship between internet security and e-business competence at banking and exchange firms in Jordan. The proposed conceptual model examines the antecedents and consequences of e-business competence and tests its empirical validity. The sample of 152 banking and exchange firms tests the posited structural equation model. The results consistently support the validity of the proposed conceptual model, the results also found that organizations realize the importance of e- business and are willing to proceed further with e-business. Beyond concerns about internet security, their awareness of security hazards and internet performance is minimal. The author concludes that the public awareness of ICT in general is low. In light of the data collected, the author makes recommendations for the interested authorities to improve e-business in Jordan.

DETERMINANT FACTORS AFFECTING ON ACCURACY OF AUDITOR’S OPINION: MULTIGROUP ANALYSIS

2020 ◽  
Vol 2 (1) ◽  
pp. 36-43
Author(s):  
Briyan Efflin Syahputra ◽  
Anggit Esti Irawati ◽  
Akhmad Afnan ◽  
Btari Bunga Ceisari
Keyword(s):  
Research Result ◽  
Financial Statements ◽  
Positive Influence ◽  
Survey Method ◽  
Accounting Firms ◽  
Factors Affecting ◽  
Professional Skepticism ◽  
The Public ◽  
The Relationship ◽  
Positive Effect

The increasing number of cases of manipulation of financial statements that often occur to date has made the public increasingly question the performance of the auditor profession. This is because, most cases of manipulation can occur due to the negligence of auditors who are unable to detect the fraud. So the opinion published is not correct, and then the information presented in the auditor's report becomes misleading. Therefore, it is necessary to conduct research to determine the various factors that can increase the accuracy of auditor's opinion. This research was conducted with the aim of analyzing the relationship between auditor competence, experience, and professional skepticism on accuracy of auditor's opinion. In addition, this research was also conducted to analyze the moderating effect of the gender variable on the respective relationship between auditor competence, experience, and professional skepticism on accuracy of auditor's opinion. This research was conducted using a quantitative approach with a survey method through distributing questionnaires to 142 auditors who work in public accounting firms in Yogyakarta, Solo and Semarang. This research was tested statistically using simultaneous equations assisted by the SmartPLS application. This research result has found that auditor competence, experience and professional skepticism gives positive influence on accuracy of auditor's opinion. In addition, gender has also been shown to have a positive effect on accuracy of auditor’s opinion as moderating variable.

scholarly journals Exploring the Relationship of Emotional Intelligence and Obesity among University Students

2021 ◽  
Author(s):  
Jafar Shabani ◽  
Tazehgol Moradi
Keyword(s):  
Emotional Intelligence ◽  
University Students ◽  
Public Awareness ◽  
Regression Analyses ◽  
The Public ◽  
Emotional Factors ◽  
Golestan Province ◽  
Acute Psychological Stress ◽  
Relationship Of ◽  
The Relationship

Objective: Obesity is related to emotional pressures and psychological disorders. Psychiatric disorders, acute psychological stress, psychological problems, and emotional factors induce obesity. This study aimed to investigate the relationship between scale and subscale of emotional intelligence (EI) and obesity among university students in Golestan province, Iran. Materials and Methods: This is a descriptive study. The sample size contained 358 university students. The research instrument was Bar-On and Parker Emotional Intelligence (EI) Questionnaire. The collected data were analyzed by SPSS 22. Moreover, descriptive statistics, Pearson’s correlation, and multiple regression analyses were also done. Results: There is a direct and inverse relationship between students’ total EI (-0.415) and its subscales including intrapersonal skills (-0.393), interpersonal skills (-0.313), adaptability (-0.359), stress management (-0.383), and general mood (-0.372) with overweight. Conclusion: The results of this research may not only open a new window to assist in achieving successful nutritional diet programs, providing people but it also can pave the way for further research conducted by experts in nutrition, medicine, and psychology. The findings of this study will enhance social public awareness on the side- effects of obesity equipping the public with some counseling to lose weight through using EI for people, especially students suffering from obesity.

scholarly journals ANALISIS PENGARUH PENGALAMAN DAN PENGGUNAAN INTUISI AUDITOR DALAM MENDETEKSI KEKELIRUAN

2013 ◽  
Vol 8 (3) ◽  
Author(s):  
Novitha Rosaliana Mariane Wuisan ◽  
Agus T. Poputra ◽  
Victorina Z. Tirayoh
Keyword(s):  
Public Sector ◽  
Private Sector ◽  
Financial Statements ◽  
Multiple Correlation ◽  
Accounting Profession ◽  
The Public ◽  
The North ◽  
North Sulawesi ◽  
Multiple Correlation Analysis ◽  
The Relationship

Accounting profession is aprofession that is based on the public trust. But with the case - the case of the financial statements and the disclosure of the indicator solutions between the public account firm and its clien in order to qualify to go public that the commmunity is not fully confident in the accounting profession. Institutional background and different laws that distinguish public sector audit by the private sector, where public sector auditing procedures and have different responsibilities and a broader role than the private sector audit. It can be seen that govemment auditor in carrying out their duties not only examine and assess the fairness of the financial statment of the public sector but also govemmen officials to assess compliance laws - laws and regulations. Purpose of this study was determine the effect of auditor experience and use intuition in detecting errors in the North Sulawesi Provincial Inspectorate. Methodes of analysis used in this study is multiple regression analysis. Result showed that experience and use intuition influential auditors in detecting errors in the North sulawesi Provincial Inspectorate. Multiple correlation analysis shows that the relationship between the variables of experience and use intuition auditors in detecting errors in the North Sulawesi Provincial Inspectorate strong enough.

scholarly journals PENGARUH ATURAN ETIKA TERHADAP KUALITAS AUDIT YANG DIMEDIASI OLEH PENGENDALIAN MUTU (SURVEI PADA AUDITOR BPK RI)

2018 ◽  
Vol 14 (1) ◽  
Author(s):  
Claudia Wanda Melati Korompis
Keyword(s):  
Joint Venture ◽  
Audit Quality ◽  
Financial Statements ◽  
Public Trust ◽  
Expectancy Theory ◽  
Accounting System ◽  
The Public ◽  
Conducting Research ◽  
The Relationship

The fraud cases involving government auditors certainly erode public trust. The importance of improving audit quality to increase the public trust makes author interested in conducting research that seeks to measure the determinants of audit quality. Before Enron and Worldcom’s accounting scandal on 2001-2002, studies that measured audit quality generally still use KAP-size proxies. DeAngelo's (1981: 186), states that: "The quality of audit services is defined as a market-assessed joint venture, which will both (a) discover a breed of client's accounting system, and (b) report the breach". Ethical rules become independent variables in this study. In addition, author also added Expectancy Theory to mediate the relationship between ethical rules and audit quality represented by quality control variables. This model was inspired by Aldhizer et al. (1995) where the measure of audit quality can also be assessed from how much the level of adherence and appropriateness of the client's financial statements to the rules, laws, and applicable standards. The results of the study indicate that ethical rules have an influence on audit quality by mediating by quality control.Keywords : Ethics, Control, Audit.

Antecedents of Security Pillars in E-Commerce Applications

2013 ◽  
pp. 36-51
Author(s):  
Amin A. Shaqrah
Keyword(s):  
Conceptual Model ◽  
Structural Equation Model ◽  
Structural Equation ◽  
Public Awareness ◽  
Equation Model ◽  
Internet Security ◽  
The Public ◽  
Antecedents And Consequences ◽  
Internet Performance ◽  
The Relationship

This paper investigates the relationship between internet security and e-business competence at banking and exchange firms in Jordan. The proposed conceptual model examines the antecedents and consequences of e-business competence and tests its empirical validity. The sample of 152 banking and exchange firms tests the posited structural equation model. The results consistently support the validity of the proposed conceptual model, the results also found that organizations realize the importance of e- business and are willing to proceed further with e-business. Beyond concerns about internet security, their awareness of security hazards and internet performance is minimal. The author concludes that the public awareness of ICT in general is low. In light of the data collected, the author makes recommendations for the interested authorities to improve e-business in Jordan.

scholarly journals Media Generation and Pharmacy Regulatory Authority Awareness

2022 ◽  
pp. 875512252110515
Author(s):  
Todd A. Boyle ◽  
Bobbi Morrison ◽  
Thomas Mahaffey
Keyword(s):  
Regulatory Authority ◽  
Online Survey ◽  
Public Awareness ◽  
Critical Role ◽  
The Internet ◽  
Future Studies ◽  
The Public ◽  
Regulatory Authorities ◽  
Test Models ◽  
The Relationship

Background: Professional regulatory authorities play a critical role in protecting public interest. Yet, there is a growing view that trust in regulatory authorities may be on the decline. Objective: Awareness has been identified as important for maintaining trust. However, research that examines public awareness and trust in pharmacy regulatory authorities (PRAs) is lacking. This research explores public awareness and trust of PRAs and presents recommendations to enhance PRA communication strategies. Methods: An online survey was conducted with the Nova Scotia (Canada) public in 2020. Adopting classifications from the Communications literature, 3 media generations were explored: newspaper, television, and the Internet. The χ2 test of independence and Kruskal-Wallis H test were adopted to explore differences between the generations. Results: Six hundred sixty-two usable surveys were obtained. Over 80% of those surveyed were aware of the existence of the PRA. Those who had heard of the PRA were most aware of its operational responsibilities and less aware of its governance. The Internet Generation was more aware that the PRA includes members of the public in its decision making than expected and showed increased trust toward the PRA versus the other media generations. Conclusion: The findings should help inform PRA communication plans and set baselines to assess whether such plans enhance awareness. Future studies should explore additional aspects of PRA awareness and trust, perform comparisons across pharmacy jurisdictions, and develop and test models of the relationship between PRA awareness and various dimensions of institutional trust.

Sign in / Sign up

Export Citation Format

Share Document