scholarly journals KETENTUAN PEGADAIAN SYARIAH BERDASARKAN FATWA DEWAN SYARIAH NASIONAL MAJELIS ULAMA INDONESIA

2021 ◽  
Vol 2 (2) ◽  
pp. 117-126
Author(s):  
Yuyun Juwita Lestari
Keyword(s):  
Basic Needs ◽  
Literature Study ◽  
Islamic Bank

In this article, we will explain about sharia pawnshops and their provisions based on the Fatwa of the MUI National Sharia Council. Meanwhile, according to islam pawning is pawning an item as collateral for debt transactions carried out based on sharia principles. The existence of this pawn can be a solution for the communicaty in meeting their urgent financial needs. The practice of pawning in Indonesia is now growing very rapidly along with the increasing need of the community for fast funds to meet their basic needs. With this, it can inspire several Islamic bank and pawnshops to open pawn services. The method that the author uses in this article is a literature study that examines several previous scientific works and other literature that is in accordance with the theme of sharia pawnshops. With the result of the study obtained by the author, it is hoped that it can be used as a reference for readers. Abstrak Dalam artikel ini akan dijelaskan seputar tentang pegadaian syariah serta ketentuannya berdasarkan pada Fatwa Dewan Syariah Nasional Majelis Ulama Indonesia. Yang dimaksud dengan gadai berdasarkan kaidah Islam itu ialah kegiatan menggadaikan barang sebagai jaminan atas transaksi hutang yang dilakukan sesuai dengan prinsip syariah. Adapun dengan adanya kegiatan gadai itu dapat menjadi solusi bagi masyarakat untuk memenuhi kebutuhan keuangan yang sangat mendesak. Di Indonesia praktek gadai ini sudah tumbuh dengan sangat pesat yang beriringan dengan meningkatnya suatu kebutuhan masyarakat terhadap dana cepat/ mendesak untuk memenuhi kebutuhannya. Dengan adanya hal tersebut dapat menjadi inspirasi bagi bank-bank syariah dan lembaga pegadaian untuk menambah layanan jasa gadai. Pada artikel ini penulis menggunakan metode studi literatur yang menelaah beberapa karya ilmiah terdahulu dan literatur lain yang sesuai dengan tema artikel. Harapannya dengan hasil telaah yang diperoleh oleh penulis dapat menjadikan referensi bagi seorang pembaca.

scholarly journals Literature Study on Murābaḥah Financing in Islamic Banking in Indonesia

2018 ◽  
Vol 9 (1) ◽  
pp. 25 ◽  
Author(s):  
Ahmad Maulidizen
Keyword(s):  
Islamic Banking ◽  
Literature Study ◽  
Significant Growth ◽  
Islamic Bank ◽  
Bank Financing ◽  
Principle Of Justice ◽  
Optimal Function ◽  
Number Of Customers

<p>Islamic banking in Indonesia has experienced significant growth, including assets, financing provided and the number of customers. Islamic bank financing 70-80% is given to the community by using the contract of murābaḥah, in the form of consumptive and productive. Islamic bank operations must be guided by Fatwa of the National Sharia Council in order to carry out its optimal function economically and to run the Shari'a comprehensively. Therefore, this article will explain the concept of murābaḥah conceptually and application in Islamic banking in Indonesia. The purpose of writing this article so that the implementation of Murābaḥah contract in Islamic Bank in Indonesia can be in accordance with the principles of Shari'a that put forward the principle of justice and no party is harmed.</p><p>Perbankan syariah di Indonesia telah mengalami pertumbuhan yang signifikan, termasuk aset, pembiayaan yang diberikan dan jumlah pelanggan. Pembiayaan bank syariah 70-80% diberikan kepada masyarakat dengan menggunakan kontrak murābaḥah, dalam bentuk konsumtif dan produktif. Kegiatan bank syariah harus dipandu oleh Fatwa Dewan Syariah Nasional untuk menjalankan fungsi optimalnya secara ekonomis dan menjalankan syariat secara komprehensif. Oleh karena itu, artikel ini akan menjelaskan tentang konsep murābaḥah secara konseptual dan aplikasinya pada Bank Islam di Indonesia. Tujuan penulisan artikel ini agar pelaksanaan kontrak Murābaḥah di Bank Syariah di Indonesia dapat sesuai dengan prinsip syariah yang mengedepankan asas keadilan dan tidak ada pihak yang dirugikan.</p>

scholarly journals CONSTRUCT INDUSTRIALIZATION STRATEGIC MODEL IN ISLAMIC PERSPECTIVE

At-Taradhi ◽  
2018 ◽  
Vol 8 (2) ◽  
pp. 87
Author(s):  
Rahman Fauzan
Keyword(s):  
Economic Growth ◽  
Basic Needs ◽  
Developed Countries ◽  
Literature Study ◽  
Islamic Perspective ◽  
Strategic Model ◽  
Strategy Model ◽  
The Developed Countries ◽  
Two Stages ◽  
Strategic Perspective

Abstract: Nowaday, there are two strategic perspective in the industialization, that are import subtitution strategic with structural perpective (Sosialism) and eksport promotion strategic with liberal perspective (Capitalism). Eventhough both of them have long been used by many countries, including Indonesia, but they have not been able to make them as the developed countries which have independence of industry and strong economic growth. This research aimed to get industrialization strategy with different perspectives, that is industrialization strategy model in Islamic perspective to create independently and strong economic growth. There are two stages in this research; the first stage is literature study to formulate the main concepts of the industrialization strategy in Islamic perspective. The second stage is to create a model of industrialization strategy ini Islamic perspective based on the formulation from the first stage. From this research showed that there are three goal of Islamic industrialization strategy they are independence, fulfillment of basic needs and defense. This research also can modeled two systems of industrialization strategy in Islamic perspective there are; the model of Industrial Funding Systems, and the model of Interaction between Resources, Industrial Type and Basic Necessities. Both models can describe the Islamic perspective of industrialization strategy in relation to independence, fulfillment of basic needs, and defense of a nation. Keywords: Construct, Model, Industrialization Strategy, Islamic Perspective, Independence, fulfillment of basic needs, defense.

scholarly journals HIERARCHY OF HAPPINESS IN AL-SHA’RÂWÎ’S INTERPRETATION OF THE TERM AL-SURÛR FROM THE PERSPECTIVE OF ABRAHAM MASLOW

2020 ◽  
Vol 21 (2) ◽  
pp. 255
Author(s):  
Putri Alfia Halida
Keyword(s):  
Data Analysis ◽  
Early Stage ◽  
Basic Needs ◽  
Modern Society ◽  
Hierarchy Of Needs ◽  
Literature Study ◽  
Abraham Maslow ◽  
Analysis Techniques ◽  
The World ◽  
Theological Belief

Happiness is the foremost goal of humans’ in running their activities. Even the fulfillment of the most basic needs is motivated to achieve it. However, the measure of happiness becomes very difficult to determine. In this context, al-Qur'an guides by mentioning various redactions that have the meaning of happiness, such as al-surûr. Therefore, this study aims to find the happiness fulfillment model described in the Qur'an. This study uses the interpretation of al-Sha'rawi, to narrow the scope of meaning, which is considered more relevant to the context of modern society. This research uses a literature study method with data analysis techniques using the approach of Abraham Maslow’s hierarchy of needs. This research concludes that al-Sha’râwî interprets the word al-surûr as happiness in the world and the hereafter. In the world, happiness is achieved by enjoying sensory beauty, while in the afterlife, it will be achieved by behaving obediently in the world. The achievement of happiness is precisely obtained by fulfilling the needs following the hierarchy of happiness. At the early stage, happiness is achieved through theological belief. This belief will lead to sensory happiness in the world. At the uppermost stage, the peak of happiness can only be reached when humans meet their God.

scholarly journals PENGEMBANGAN DASAR KEBUTUHAN RENCANA KEGIATAN PEMBELAJARAN BERORIENTASI SAINS PADA SUB TEMA AIR UNTUK MENGOPTIMALKAN KETERAMPILAN MENGAMATI ANAK USIA DINI

2020 ◽  
Vol 4 (1) ◽  
pp. 185-196
Author(s):  
Wasilah Nur Adawiyah ◽  
Edi Hendri Mulyana ◽  
Elan Elan
Keyword(s):  
Early Childhood ◽  
Design Research ◽  
Basic Needs ◽  
Field Studies ◽  
Learning Activity ◽  
Literature Study ◽  
Educational Design ◽  
Engineering Research ◽  
Educational Design Research ◽  
Research Problems

Research and development has been carried out, which aims find out the basic needs of developing scienceoriented learning activity plans on the water sub theme to optimize early childhood observation skills. Metode penelitian yang dilakukan menggunakan metode pengembangan, model pendekatan mix method dengan teknik Educational Design Research mengacu pada model menurut McKenney dan Reeves. This article only explains the Educational Design Research engineering research in the first stage, namely the exploration and analysis of research problems. Data collection was carried out with preliminary studies, namely field studies with initial observations and literature studies. The field study was conducted at Raudhatul Athfal AT-Taufiq which is located in Cibeureum Sub-district, Tasikmalaya City. Literature study is carried out by examining the journals and the results of previous research related to problems and science-oriented books in early childhood. Thus, the results of the study indicate various basic needs for developing science-oriented learning activity plans to optimize observational skills, which will later be used as a reference or guideline for designing research development products in the form of learning activity plans. Telah dilakukan penelitian dan pengembangan, yang bertujuan untuk mengetahui dasar kebutuhan pengembangan rencana kegiatan pembelajaran berorientasi sains pada sub tema air untuk mengoptimalkan keterampilan mengamati anak usia dini. Metode penelitian yang dilakukan menggunakan metode pengembangan, model pendekatan mix method dengan teknik Educational Design Research mengacu pada model menurut McKenney dan Reeves. Artikel ini hanya menjelaskan penelitian teknik Educational Design Research pada tahap pertama yaitu tahap eksplorasi dan analisis masalah penelitian. Pengumpulan data dilakukan dengan studi pendahuluan yaitu studi lapangan dengan observasi awal dan studi literatur. Studi lapangan dilaksanakan di Raudhatul Athfal AT-Taufiq yang beralamat di Kecamatan Cibeureum Kota Tasikmalaya. Studi  literatur dilakukan dengan mengkaji jurnal dan hasil penelitian terdahulu terkait permasalahan serta buku-buku berorientasi sains pada anak usia dini. Sehingga, hasil penelitian menunjukan berbagai kebutuhan dasar untuk mengembangkan rencana kegiatan pembelajaran berorientasi sains untuk mengoptimalkan keterampilan mengamati, yang nantinya akan dijadikan sebagai acuan atau pedoman untuk perancangan produk pengembangan penelitian berupa rencana kegiatan pembelajaran.

scholarly journals NAFKAH WAJIB MENURUT PEMIKIRAN YUSUF AL-QARDHAWI DALAM PERSPEKTIF MAQASYID ASY SYARI’AH

Hukum Islam ◽  
2019 ◽  
Vol 19 (1) ◽  
pp. 44
Author(s):  
Husni Fuaddi
Keyword(s):  
Basic Needs ◽  
Primary Source ◽  
Secondary Data ◽  
Literature Study ◽  
Physical Strength ◽  
A Priority ◽  
Husband And Wife

ABSTRACTThe purpose of this study is to analyze the thoughts of Yusuf al-Qaradhawi about the necessity of living for a husband to his wife and career career as well as to analyze the review of maqasyid ash-sharia on obligatory subsistence. This research is a literature study. The primary source in this research is Yusuf al-Qaradhawi's book entitled Min Hadyil Islam Fatawa Mu’ashirah. The secondary data are materials related to research targets and books relating to living. The results of the study are that according to Yusuf al-Qaradhawi regarding the livelihoods and demands of life that are obligatory syara 'for wives that is sufficient levels according to the methods that ma'ruf. What is meant by ma'ruf (proper) is adequate size. Regarding the mandatory livelihood for a husband towards a career wife is if the wife works with the husband's permission, this is more related to the habits and agreements between the husband and wife. Regarding the concept of basic needs that must be a priority in the implementation of obligatory livelihoods are all the minimum basic needs that must exist and are needed to maintain the safety of religion, soul, physical strength, intellect and human property, so that each individual can carry out obligations towards himself, family, society , social and security systems.ABSTRAKTujuan dari penelitian ini adalah untuk menganalisis pemikiran Yusuf al-Qaradhawi tentang nafkah wajib bagi seorang suami terhadap istri dan istri yang berkarir serta untuk menganalisis tinjauan maqasyid asy-syariah terhadap nafkah wajib. Penelitian ini bersifat penelitian studi kepustakaan, Sumber primer dalam penelitian ini adalah kitab Yusuf al-Qaradhawi yang berjudul Min Hadyil Islam Fatawa Mu’ashirah. Adapun data sekunder yaitu materi-materi yang berkaitan dengan sasaran penelitian dan buku-buku yang berkaitan mengenai nafkah. Hasil penelitian yaitu bahwasanya menurut Yusuf al-Qaradhawi mengenai nafkah dan tuntutan hidup yang diwajibkan syara’ untuk istri yaitu dengan kadar yang mencukupinya menurut cara yang ma’ruf. Yang dimaksud dengan ma’ruf (patut) itu ialah ukuran yang mencukupi. Mengenai nafkah wajib bagi seorang suami terhadap istri yang berkarir adalah jika istri bekerja atas izin suami, ini lebih terkait dengan kebiasaan dan kesepakatan antara suami istri. Mengenai konsep kebutuhan dasar yang harus menjadi prioritas dalam pelaksanaan nafkah wajib adalah segala kebutuhan dasar minimal yang harus ada dan diperlukan untuk menjaga keselamatan agama, jiwa, kekuatan jasmani, akal dan harta manusia, agar setiap individu dapat melaksanakan kewajiban terhadap diri sendiri, keluarga, masyarakat, sistem sosial dan keamanan.

JURIDICAL NORMATIVE REVIEW OF CONVERSION CONVENTIONAL BANKS INTO ISLAMIC BANK AFTER THE PROMULGATION OF QANUN ACEH CONCERNING SHARIA FINANCIAL INSTITUTIONS

2020 ◽  
Vol 3 (2) ◽  
pp. 113-126
Author(s):  
Fahrul Fauzi
Keyword(s):  
Financial Institutions ◽  
Islamic Banks ◽  
Literature Study ◽  
Islamic Bank ◽  
Islamic Financial Institutions ◽  
Conventional Banks ◽  
Conventional Bank

Nowadays, Islamic banks in Indonesia continue to experience growth, one of which is in the Province of Nanggroe Aceh Darussalam. In Aceh, in order to support Islamic financial institutions, Qanun No. 11 of 2018 concerning Islamic Financial Institutions has been formed. It is interesting to review the provisions of Article 65 which reads "When this Qanun comes into force, financial institutions operating in Aceh must adjust to this Qanun no later than 3 (three) years from the enactment of this Qanun". These provisions have an impact on every conventional bank in Aceh that must adjust to Islamic principles. In order to continue to run its business activities in Aceh, conventional banks must make adjustments to implement sharia principles. One form of adjustment is to convert conventional banks into Islamic banks as stipulated in the OJK Regulation Number 64/POJK.03/2016. The approach used by the author in analyzing this problem is a normative juridical approach supported by the literature study method.

PEMANFAATAN TEKNOLOGI TEPAT GUNA MESIN PENGIRIS TEMPE UNTUK MENINGKATKAN PRODUKTIFITAS UMKM KERIPIK TEMPE DI DESA SILIRAGUNG KECAMATAN SILIRAGUNG

ROTOR ◽  
2017 ◽  
Vol 10 (2) ◽  
pp. 64
Author(s):  
Trianasari Ely ◽  
Pamuji Ridlo Dian ◽  
Prayogo Sandy Galang ◽  
Rahayu Sri Ninik
Keyword(s):  
Small And Medium Enterprises ◽  
Economic Value ◽  
Production Capacity ◽  
Basic Needs ◽  
Business Community ◽  
Raw Material ◽  
Literature Study ◽  
Nutritional Needs ◽  
Processed Products ◽  
Medium Enterprises

Tempe is a favorite food of Indonesian society either from the bottom to the upper class of society. In addition to the cheap price, protein and other nutrients in tempe can meet some of the daily nutritional needs of Indonesian society. As soybean, tempe can also be processed into several foods that are tasty, nutritious and have high economic value. One of processed products using tempe as raw material  is tempe chips. Given the increasing prices of basic needs that exist today, many people do small and medium enterprises to meet the basic needs. One of them is by doing tempe chips business. Nowadays, a lot of small business community found selling tempe chips, one of which is in the Siliragung, Banyuwangi. Because the taste is tasty and crunchy, tempe chips are much preferred. In designing the machine, partners and students of Mechanical Engineering Program are involved. The initial phase of this devotional activity is to conduct a survey in order to identify problems faced by partners and conduct a literature study to find solutions to partner problems. After the solution of partner problems obtained, the next step is to design the required machine that is tempe slicing machine. The machine to be made is expected to help the community in increasing the productivity / production capacity of tempe chips compared with manual or traditional process so that the production time can be shortened and the income of the society increases. Keywords: tempe slicing machine, tempe, productivity.

The Completion of The Financing Problems in Islamic Banks

2016 ◽  
Vol 1 ◽  
pp. 364-376
Author(s):  
Indiyani Nurchasanah
Keyword(s):  
Financial Institution ◽  
Academic Research ◽  
Theoretical Aspect ◽  
Islamic Banks ◽  
Literature Study ◽  
Internal Factors ◽  
The Third ◽  
Islamic Bank ◽  
Internal Customers ◽  
Object Of Study

This article aims to examine the factors that cause the occurrence of financing problems and solution in islamic Bank is a financial institution that serves as intermediary between parties with excess funds with those who lack the funds in practice every year also experienced a credit crunch. This research is a literature study, namely the academic research which main objective is to develop the theoretical aspect or aspects of the practical benefits. The object of study in this research is the completion of the financing problems in islamic Banks. Problems in financing may occur caused by several factors, among others: the internal factors of the bank, factors internal customers, external factors, failure factors of business as well as the inability of the management. In order to save islamic banks from financing problems and help the customer in order to complete its obligations then the islamic bank can perform restructuring through: rescheduling (rescheduling); reconditioning systems (terms back); restructuring (re-structuring). However if the third restructuring effort was not successful, then the islamic bank can conduct settlement financing problems through: foreclosure of the collateral, the arbitration board of the national sharia, and settlement through litigation. The completion of the financing problems in Islam run through the mechanism of the peace (al-sulh), arbitration (tahkim), and/or the court (al-Qadha).

scholarly journals The Implementation of Islamic Corporate Governance (ICG) on Sharia Banking in Indonesia

2019 ◽  
Vol 2 (1) ◽  
pp. 29
Author(s):  
Nova Rini
Keyword(s):  
Corporate Governance ◽  
Financial Institutions ◽  
Financial Institution ◽  
Research Question ◽  
Islamic Finance ◽  
Islamic Banking ◽  
Literature Study ◽  
Financial Products ◽  
Islamic Bank ◽  
Finance House

In 2001, a financial institution in Turkey went bankrupt. The financial institution is "Ihlas Finance House". The cause of the bankruptcy of financial institutions according to Islamic finance economists is as a result of weaknesses in the internal and external mechanisms of corporate governance. The purpose of writing this article is to find out how the implementation of Islamic Corporate Governance in Islamic Banking. The method used in this article to answer the research question is a literature study. The results of this study indicate that Islamic banking financial institutions in Indonesia have not fully implemented Islamic Corporate Governance (ICG). The implementation of Islamic Corporate Governance (ICG) that has not been fully implemented is sharia compliance (syari'ah compliance). Sharia compliance in Islamic bank financial products. Conclusion of this article: 1. Implementation of Islamic Corporate Governance (ICG) in Islamic banking is accommodated in the Sharia Banking Law and Bank Indonesia Regulations; 2. Islamic Corporate Government (ICG) can be seen from the establishment of Sharia Supervisory and Sharia Compliance Board in Islamic banking; and 3. Islamic banking in Indonesia does not yet fully implement Islamic Corporate Governance (ICG) in sharia compliance for Islamic financial products.

scholarly journals KETETAPAN HUKUM DAN REKONSTRUKSI PARAMETER HILAH PADA PRAKTIK PERBANKAN SYARIAH

2021 ◽  
Vol 15 (1) ◽  
pp. 27-50
Author(s):  
Diky Faqih Maulana ◽  
Abdul Rozak
Keyword(s):  
Qualitative Research ◽  
Profit Sharing ◽  
Islamic Banking ◽  
Literature Study ◽  
Islamic Bank ◽  
Bank Financing

Many Islamic bank products and contracts are not in accordance with sharia principles. This research will discuss in detail the related hilah in Islamic banking practices and the differences in bank interest with margins, fees, and profit sharing on Islamic bank financing. This research is a qualitative research which is literature study. The results showed that the use and parameters of hilah in syari'ah banking were different and it could be measured to what extent the practice violated the principles of syari'ah or not. Basically, the profit-sharing system, fees and margins are designed to bridge anti-usury groups, but not a few of the syari'ah banks use law to wrap a product or contract with the syari'ah label because in practice it is far from theory and principle. shari'ah. The standard of hilah, where a contract or product must meet Qasd al-shari ', Qasd al-mukallaf, Wasa'il, Maslahah, Rukhsoh and Azimah. If a contract or product meets the five parameters above then it is categorized as masyru'ah (which is permissible), but if it does not fulfill it, even the opposite, it is classified as mazmumah (which is prohibited).

Sign in / Sign up

Export Citation Format

Share Document