Pengaruh Persepsi Kemudahan Penggunaan, Manfaat Dan Risiko Terhadap Minat Menggunakan Uang Elektronik Di Surabaya

The problem examined in this study is whether the perceived ease of use, perceived benefits and perceived risk partially have asignificant effect on the interest in using electronic money in Surabaya. This study aims to determine the significance of the effect of perceived ease to use, perceived benefits and perceived risk of interest in using electronic money in Surabaya. There are three independent variable studied, namely perceived ease to use, perceived benefits and perceived risk. The dependent variable is interest in using. The population is people in Surabaya who know electronic money. Determination of the sample using purposive sampling with criteria at minimal 18 year old and using electronic money. The number sample processed was 94 samples. The analysis technique uses multiple linear regression analysis. The hypothesis testing using t test. The result is that perceived ease of use and perceived benefits partially have a significant positive effect and risk perception has a significant negative effect on interest in using electronic money in Surabaya. The implication is that electronic money issuers should continue to innovate electronic money by increasing or adding service features found in application on smartphones and making their operation easier and opening more places to fill electronic money. Public understanding of electronic money needs to be improved again.

Pengaruh Zakat, Pembiayaan Syariah Dan APBN Terhadap Pengentasan Kemiskinan Di Indonesia Dan Malaysia

Tujuan penelitian ini adalah untuk menganalisis pengaruh Anggaran Pendapatan dan Belanja Negara (APBN), Pembiayaan syariah dan Zakat terhadap pengentasan Kemiskinan. Metode pengumpulan data dilakukan dengan menggunakan data sekunder yang didapatkan dari website resmi seperti www.kemenkeu.go.id, www.baznas.go.id, www.zakat.com. Kemudian data yang didapat berupa data panel di uji menggunakan regresi linear berganda melalui aplikasi statistik E-VIEWS 9 dengan mengestimasi semua variabel independen terhadap variabel dependen. Hasil penelitian menunjukkan bahwa APBN berpengaruh positif dan tidak signifikan terhadap kemiskinan, pembiayaan syariah berpengaruh negatif dan tidak signifikan dan zakat berpengaruh negatif dan signifikan terhadap kemiskinan.

Pengaruh ROA, ROE Dan NIM Terhadap Return Saham Bank BUMN

From this research aims to find out return on assets, return on equity and net interest margin that affect simultaneously or in part against the share price on the Indonesia Stock Exchange.This research is a comparative causal data source used from bank aunual reports 2015 to 2019 from the Indonesia Stock Exchange. According to the criteria in this study, the sample is 4 i.e. state-owned banks. To analyze models and test research hypotheses, we used several statistical methods of linear regression analysis.Based on the results of hypothetical research and tests, we can conclude as follows:1) ROA, ROE and NIM have a significant effect on stock returns.2) ROA and ROE ratios, partially affecting stock returns, while NIM ratios have been shown to have no affect.

Penentu Harga Saham pada Perusahaan Terdaftar di Jakarta Islamic Index (JII)

The research objective is to analyze the effect of Return on Equity (ROE), Earning per Share (EPS), Inflation, and Exchange Rates on the Jakarta Islamic Index stock price, 2015-2018. This research is a quantitative study, using secondary data published on the Indonesia Stock Exchange. There are 45 companies listed on the JII index which are made population. The sampling technique used purposive sampling, and there were 17 companies sampled, based on the criteria. Data analysis used multiple linear regression, with the SPSS program version 20. The results of the study, the variable Return on Equity (ROE) and Earning per Share (EPS) partially had a positive and significant effect on stock prices, while the Inflation variable and the exchange rate partially has no effect on stock prices. Simultaneously, Return on Equity (ROE), Earning per Share (EPS), Inflation, and Exchange Rate affect stock prices.

Studi Faktor Anteseden Turnover Intention

The purpose of this research is to examine and analyze the influence of variables work environment, work stress, and organizational commitment toward turnover intention, study at CV Bagaskara Galih Perkasa. This research uses a quantitative approach. The population and sample in this study were employees of 90 employees, using simple random sampling technique. The data analysis method used is multiple linear regression analysis processed using the IBM SPSS.25 program. The results of the study at the 5% significance level can be concluded that partially (1) the work environment has no effect on turnover intention, (2) work stress has a positive and significant effect on turnover intention, (3) commitment has a negative and significant effect on turnover intention. While simultaneously work environment variables, work stress and organizational commitment have a significant effect toward turnover intention. Based on the R2 test that the three independent variables affect the turnover intention of CV Bagaskara Galih Perkasa employees by 30.5% and the remaining 69.5% are influenced by other variables such as organizational culture, transformational leadership, and perveived organizational support.

Pengaruh Struktur Modal, Ukuran Perusahaan, Dan Pendidikan Dewan Komisaris Terhadap Kinerja Perusahaan Manufaktur Di Bursa Efek Indonesia

Penelitian ini merupakan penelitian kuantitatif yang bertujuan untuk mengetahui pengaruh struktur modal, ukuran perusahaan, dan latar belakang pendidikan dewan komisaris terhadap kinerja perusahaan. Metode regresi diterapkan pada laporan tahunan perusahaan sektor manufaktur selama tahun 2016-2018. Hasil penelitian menunjukkan struktur modal yang diukur dengan debt to equity ratio dan latar belakang pendidikan dewan komisaris tidak berpengaruh terhadap kinerja perusahaan. Ukuran perusahaan yang diukur dengan total penjualan berpengaruh signifikan positif terhadap kinerja perusahaan.

Pengaruh Gaya Kepemimpinan, Motivasi, Disiplin Kerja Terhadap Kinerja Karyawan Pada PT Huawei Tech Investment

This study aims to determine the effect of leadership style, motivation, and work discipline on performance at PT. Huawei Tech Investment. There are negative factors that reduce the performance of employees of PT. Huawei Tech Investment, including decreased employee desire to achieve work performance, lack of timeliness in completing work so that they do not comply with regulations, influence that comes from their environment, coworkers who also decline in enthusiasm and there are no examples that should be used as a reference in achieving work performance. well. This research method uses a quantitative approach method. Data collection techniques by distributing questionnaires directly to employees of PT. PT. Huawei Tech Investment uses google form with a sample of 50 people. Using the descriptive analysis method and SEM (Structural Equetion Modeling) research method with PLS (Partial Least Square) analysis with the help of PLS 2.0 software. Based on the results of the analysis of factors that significantly influence employee performance are motivation and work discipline because it is proven in the hypothesis test with the t-statistic greater than the t-table, while the leadership style does not have a significant effect on employee performance.

Pengaruh ROE, Size, dan DER terhadap Harga Saham pada Perusahaan Publik Kategori Restoran, Hotel, dan Pariwisata

The increase in return on equity, company size and debt to equity ratio is not always followed by an increase in share prices in trading, service and investment companies listed on the Indonesia Stock Exchange for the 2014-2018 period. This study aims to examine and analyze how the effect of return on equity, company size and debt to equity ratio on stock prices in trading, service and investment companies listed on the Indonesia Stock Exchange for the 2014-2018 period. The research method used in this research uses quantitative research methods with descriptive quantitative research that is explanatory. The population used in this study were all trading, service and investment companies listed on the Indonesia Stock Exchange totaling 129 companies with a sample size of 39 companies with purposive sampling technique. The data analysis method used multiple linear regression.

Prinsip-Prinsip Jual Beli Online dalam Islam dan Penerapannya pada e-Commerce Islam di Indonesia

E-Commerce di Indonesia telah mengalami perkembangan yang sangat cepat. Banyak situs e-Commerce yang mulai bermunculan seiring dengan perkembangan teknologi informasi dan penetrasi internet di masyarakat. Perkembangan tersebut juga terjadi pada sektor pasar muslim yang ditandai dengan munculnya beberapa e-Commerce Islam. Kemunculan e-Commerce Islam ini sangat bisa dimaklumi mengingat potensi transaksi pada pasar muslim di Indoensia sangat besar, yakni mencapai 2.800 triliun pada tahun 2012. Penelitian ini bertujuan untuk mengetahui sejauh mana prinsip-prinsip jual beli online dalam Islam terimplementasi pada situs e-Commerce Islam di Indonesia, serta untuk mengetahui bagaimana bentuk penerapan prinsip-prinsip jual beli dalam Islam pada praktik transaksi melalui e-Commerce Islam. Penelitian ini adalah penelitian kualitatif dengan pendekatan deskriptif analitis. Teknik pengumpulan data dilakukan melalui observasi langsung dan dokumentasi. Melalui penelitian diharapkan agar praktik jual beli online yang terjadi pada situs e-Commerce Islam benar-benar dijalankan sesuai dengan prinsip-prinsip jual beli dalam Islam.

PENDAPATAN NON HALAL SEBAGAI SUMBER DANA KEBAJIKAN PADA BANK UMUM SYARIAH

Penelitian ini bertujuan untuk mengetahui pemanfaatan pendapatan non halal pada bank umum syariah sebagai dana kebajikan. Data penelitian bersumber dari hasil publikasi statistik perbankan syariah Otoritas Jasa Keuangan (OJK), dan laporan tahunan bank umum syariah tahun 2018, dengan sampel 10 (sepuluh) bank. Data yang diperoleh ditabulasi berdasarkan permasalahan yang dianalisis, dan diolah lebih lanjut dengan bantuan persentase dan grafik. Temuan penelitian menunjukkan bahwa sumber pendapatan non halal bank umum syariah terdiri dari pendapatan bunga, dan pendapatan denda/pinalti. Pendapatan tersebut tidak diakui sebagai milik bank umum syariah, namun diperlakukan sebagai dana kebajikan yang dialokasikan untuk kepentingan kegiatan sosial. Besarnya share pendapatan non halal terhadap total dana kebajikan cukup tinggi, atau sebesar 55,62 persen. Meskipun dana kebajikan ini digunakan untuk tujuan sosial, namun perlu terus diminimisasi bahkan dihindari, sebagaimana keputusan BNIS untuk menghilangkan kebijakan denda keterlambatan angsuran. Pada sisi lain, pendapatan jasa giro dapat dihindari melalui ketersediaan layanan khusus wadiah (titipan) bagi penempatan dana bank syariah pada bank konvensional. Produk wadiah ini tidak berbasis bunga maupun bagi hasil, namun berfungsi sebagai titipan.