Foreclosure filings and sheriff's sales experienced by low‐income first‐time home buyers

2006 ◽  
Vol 17 (2) ◽  
pp. 341-387 ◽  
Author(s):  
Harriet Newburger
Keyword(s):  
Author(s):  
Geoffrey Meen ◽  
Christine Whitehead

Most UK households do not face affordability difficulties; those most affected are typically low-income renters and aspiring first-time buyers. However, popularly-used affordability indicators look at the average household position across the country, rather than the distribution across households. Therefore, Chapter 2 discusses the strengths and weaknesses of different affordability measures, including the popular price to earnings or income ratios, the share of expenditure taken by housing and residual income methods. The chapter is critical of these measures and, therefore, proposes two new indicators that provide more information: the first examines the relationship between housing stress and expenditure shares for low-income renters; the second constructs a version of the Lorenz curve for aspiring first-time buyers and shows the proportion of houses that could be afforded by households with different levels of income around the country.


2020 ◽  
Vol 12 (18) ◽  
pp. 7665
Author(s):  
Rafael Melo de Brito ◽  
Valente José Matlaba ◽  
Vera Lúcia Imperatriz-Fonseca ◽  
Tereza Cristina Giannini

Nature’s contributions to people (NCP) are increasingly being considered in decisions by policy-makers because of their relevance to the well-being of people. Learning the value of nature from the perception of communities can help to define priorities and to guide the development of public policies for environmental conservation. The objective of this study was to analyze the perception of the importance, benefits, and problems of NCP among residents of five rural communities, and their opinion about the protected areas of the municipality, considering their socioeconomic characteristics. The method consisted of conducting questionnaire-based, semi-structured, face-to-face interviews with a sample of 214 randomly selected households in five rural communities of Parauapebas (Pará, Eastern Amazon). We used appropriate statistical tests for data analysis. The main results show that the communities were highly homogeneous and that 52% of the households had low income (below a minimum wage of USD 250). A high proportion of respondents gave the highest importance to all categories of NCP (2/3 of respondents for material, 3/4 for non-material, and 4/5 for regulating NCP). The most commonly mentioned benefits of NCP referred to subsistence or livelihood and quality of life (40% of total mentions). Environmental degradation problems were the most cited (38% of total mentions). Almost all respondents stated that they had a positive opinion about the protected areas of the municipality, despite underusing them. This study is relevant because it analyses, for the first time, the perceptions of NCP among residents of rural communities in the Eastern Amazon, an essential aspect for decision-and public policy-making.


2016 ◽  
Vol 30 (3) ◽  
pp. 150-158 ◽  
Author(s):  
Diane Brage Hudson ◽  
Christie Campbell-Grossman ◽  
Kevin A. Kupzyk ◽  
Sara E. Brown ◽  
Bernice C. Yates ◽  
...  

Nutrients ◽  
2021 ◽  
Vol 13 (12) ◽  
pp. 4362
Author(s):  
Katie Savin ◽  
Alena Morales ◽  
Ronli Levi ◽  
Dora Alvarez ◽  
Hilary Seligman

In June 2019, California expanded Supplemental Nutrition Assistance Program (SNAP) eligibility to Supplemental Security Income (SSI) beneficiaries for the first time. This research assesses the experience and impact of new SNAP enrollment among older adult SSI recipients, a population characterized by social and economic precarity. We conducted semi-structured, in-depth interviews with 20 SNAP participants to explore their experiences with new SNAP benefits. Following initial coding, member-check groups allowed for participants to provide feedback on preliminary data analysis. Findings demonstrate that SNAP enrollment improved participants’ access to nutritious foods of their choice, contributed to overall budgets, eased mental distress resulting from poverty, and reduced labor spent accessing food. For some participants, SNAP benefit amounts were too low to make any noticeable impact. For many participants, SNAP receipt was associated with stigma, which some considered to be a social “cost” of poverty. Increased benefit may be derived from pairing SNAP with other public benefits. Together, the impacts of and barriers to effective use of SNAP benefits gleaned from this study deepen our understanding of individual- and neighborhood-level factors driving health inequities among low-income, disabled people experiencing food insecurity and SNAP recipients.


2007 ◽  
Vol 21 (5) ◽  
Author(s):  
Laurie Ann Nommsen‐Rivers ◽  
Arlene Cullum ◽  
Ann M. Mastergeorge ◽  
Robin L. Hansen ◽  
Kathryn G. Dewey

2019 ◽  
Vol 33 (4) ◽  
pp. 377
Author(s):  
Jessica Bahorski ◽  
Gwendolyn Childs ◽  
Lori Loan ◽  
Andres Azuero ◽  
Marti Rice ◽  
...  

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