scholarly journals COVID-19: Financial Stress and Well-Being in Families

2021 ◽  
pp. 0192513X2110570
Author(s):  
Margarida Rodrigues ◽  
Rui Silva ◽  
Mário Franco

In all areas of knowledge, research has shown the devastating effects of COVID-19, and the impact on families’ financial stress and well-being is one of them. Crises are predictors of families’ financial stress as they produce changes in their income and negative feelings, such as fear and demotivation, which affect well-being. This study analyses the financial and social impact of COVID-19 on families, supported by the ABCE-WB model, with data collection being the result of snowball sampling. The results obtained allow the conclusion that the current pandemic crisis has caused financial stress in families, to a greater or lesser degree, and caused feelings of fear and demotivation as consequences of the general lockdown. The empirical evidence also shows that these effects are positively associated with the perception of their level of well-being. The contribution of the study lies in corroborating the model used. Final considerations are presented together with the limitations and suggestions for future research.

2015 ◽  
Vol 15 (1) ◽  
pp. 146-170 ◽  
Author(s):  
George Apostolakis ◽  
Gert van Dijk ◽  
Periklis Drakos

Purpose – This study aims to offer a literature review on microinsurance, focusing on its financial performance and social impact. The aim is to review current research in microinsurance performance. Over the past decade, microinsurance has aroused the interest of the scientific community. Scholars have monitored its development and have examined its impact on the poor’s ability of breaking out of the poverty trap. Design/methodology/approach – A systematic-narrative method was used to review the relevant literature. In total, 64 relevant articles on investigating the financial performance and the effects of microinsurance programs on the poor’s well-being were reviewed, coded and followed by a narrative synthesis. Findings – This review synthesizes current published data on microinsurance to provide practitioners and researchers with a better understanding of this important area. Microinsurance benefits the poor, as it reduces their vulnerability to poverty. Microinsurance has a twofold impact on an individual’s ability to overcome poverty. First, it has a direct impact on access to healthcare services and, second, it has an indirect effect on an individual’s economic status, by moderating risk vulnerability and improving income stability. Further research is necessary to reach concrete conclusions about the financial performance of microinsurance programs. Finally, the analysis of the literature revealed an absence of research regarding the impact of microinsurance on society and sustainable development. Research limitations/implications – An understanding of the performance of microinsurance services is important. Therefore, the findings can be used by microinsurance practitioners to assess and improve their performance. Further, policy implications such as improvement of financial knowledge and social marketing via education polices to increase microinsurance awareness of its benefits are recommended. Originality/value – This review provides a synthesis of the literature in microinsurance concerning its financial and social performance, and raises suggestions for future research.


2019 ◽  
Vol 27 (2) ◽  
pp. 54-62
Author(s):  
Kathryn Roberts ◽  
Sarah Gordon ◽  
Lorraine Sherr ◽  
Jackie Stewart ◽  
Sarah Skeen ◽  
...  

The impact of the research process on the researcher is an emerging topic of interest. Data collection in most low- and middle-income countries (LMICs) is often the responsibility of community members who are identified and trained specifically for data collection. When research involves data on mental health and social well-being, data collectors may have specific competency needs and the task of data gathering may impact data collectors. This study aims to explore the experiences and needs of data collectors within South Africa using qualitative methods to examine the impact of data collection on data collectors. Nineteen data collectors, involved in face-to-face data collection, completed semi-structured interviews exploring their insights, attitudes and experiences. Thematic analysis revealed barriers and challenges associated with research, complexities regarding boundaries within the participant-data collector relationship and the benefits of being involved with research for the individual and the community. Numerous challenges and opportunities are outlined. Findings expose the beneficial and often overlooked contribution of data collectors and warrants key considerations in the planning and implementation of future research to ensure adequate support and standardization of practice.


2019 ◽  
Vol 11 (2) ◽  
pp. 429-450
Author(s):  
Patrick O'Sullivan ◽  
Suthisak Kraisornsuthasinee

Purpose In economic theory, the relationship between working/earning decisions and consumption/lifestyle decisions has been conceptualised in an almost entirely unidirectional manner: income from work taken as a given governs consumption and so lifestyle. This involves a narrowly inaccurate view of the consumption–work interaction. The purpose of this paper is to argue that this economist’s way of thinking about consumption and work needs to be replaced by a conception in which not only does realised income determine one’s consumption possibilities but also the desired level of consumption is itself a choice and a key determinant of how and how much one decides to work. Design/methodology/approach The paper is designed as a conceptual contribution in which the above insight is linked to the extensive literature on sustainability. Findings When consumption is no longer thought of as determined by a given income constraint, it becomes possible to consider how people by modifying their consumption aspirations may be led not only to work less or differently but also to live and consume in a more sustainable manner. As a result of lesser pressure to work ever more, they may also be led to an ethical reappraisal of the way they work. Research limitations/implications The conceptualisation suggested is rich in implications for future research, for example, on links between consumerism and corruption; and on the impact of more ethical work choices on well-being. There is an implicit critique of much of HRM theory and practice which tends to instrumentalise work. The implications of artificial intelligence for future work are noted and, in this context, are surprisingly positive. The macro level implication of the need to move away from gross domestic product to more appropriate measures of socio-economic performance and well-being such as Social Progress Index (SPI) are noted. Practical implications The link between this widened conceptualisation of the consumption–work decision and the notion of voluntary simplicity is explored in detail and the latter is shown to apply also to the types of work/job chosen. This in turn is shown to have implications for management (especially HR) practice and for government policies both at micro and macro levels. Social implications This carries clear implications for work-life balance in people’s daily lives; and by choosing more ethical ways of working or types of job, there may be a significant pro-social impact. Originality/value This paper points to a widening of the notion of voluntary simplicity beyond merely consumption choices to apply also to work choices. In the discussion of moral philosophical underpinning of voluntary simplicity, the link is made with Buddhist wisdom of the Middle Way and sufficiency economy and with the Golden Mean of Stoicism.


Author(s):  
Alejandro Moreno-Rangel ◽  
Tim Sharpe ◽  
Gráinne McGill ◽  
Filbert Musau

Indoor air quality (IAQ) is a critical consideration in airtight buildings that depend on mechanical ventilation, such as those constructed to the Passivhaus standard. While previous reviews of IAQ on Passivhaus-certified buildings foccused on offices, this study examines residential buildings. A summary of data collection methods and pollutant concentrations is presented, followed by a critical discussion of the impact of Passivhaus design strategies on IAQ. This review indicates that IAQ in Passivhaus-certified dwellings is generally better than in conventional homes, but both occupant behaviour and pollution from outdoor sources play a significant role in indoor concentrations. Moreover, there are differences in data collection and reporting methods. Many of the available studies depend on short-term IAQ monitoring of less than two weeks, making it difficult to determine the longer impact of housing design on IAQ and occupants’ well-being. There is also a lack of studies from non-European countries. Future research should focus on investigating associations between IAQ and Passivhaus design strategies in hot and humid climates, where evidence is particularly lacking. Further effort is also required to investigate potential links between occupant’s perception of IAQ and physical exposure to indoor pollution. Finally, the lack of homogeneous monitoring and reporting methods for IAQ studies needs to be addressed.


Author(s):  
Liam Scott Curran

Abstract Little is known about the stressors of working in covert and undercover policing roles and the impact these can have on the health and psychological well-being of police officers. Extant literature focuses upon the social impact of undercover and covert policing in a democratic society, especially in relation to policing political groups. Presented here are the results of an exploratory study into the lives of former police officers who have engaged in various forms of covert/undercover policing. Utilising semi-structured interviews, in a five-participant case-study design, this research investigates the impact that covert and undercover policing has on the well-being of former officers who have undertaken this role, and how they utilised coping strategies. Data were thematically analysed using Braun and Clarke’s framework (Braun and Clarke 2006). Findings were consistent in that fear of violence was a large factor that impacted the well-being and personal relationships of undercover officers. The paper concludes by outlining pertinent suggestions for future research and considers the implications for covert policing.


Author(s):  
Ernest Nkansah-Dwamena

The recent wave of large-scale land acquisitions or land deals, popularly called ‘land grabbing’ in subSaharan Africa, has provoked vigorous debate over the potential benefits and risks to local people, with results structured by complex policy and institu­tional context. Land deals present new develop­ment challenges and aggravate old vulnera­bilities, raising critical questions for investigation. Yet empirical evidence of impacts on local populations is limited, particularly regarding how land deals affect local people’s livelihood assets, strategies, and outcomes. Guided by the sustainable livelihood approach and a quasi-experimental design, I compare livelihoods before and after a land deal project and between an affected and a control community in southwestern Tanzania. I use household surveys, focused group discussions, and key informant interviews to collect data. The ANOVA analyses revealed that the project severely deterio­rated households’ natural, financial, and social capital and had far-reaching impacts on well-being in the affected community compared to the control village. The study recommends that African countries should consider (1) scrutinizing land deals and enforcing contracts, (2) conducting rigorous envi­ron­mental and social impact assess­ment, (3) strengthening customary land rights and reinforc­ing compensation policies, and (4) mean­ingfully involving locals in land deal negotiations. This contribution responds to the deficit in research on land deals’ impacts on livelihoods and well-being and lays the groundwork for future research.


2021 ◽  
Vol 3 (2) ◽  
pp. 161-176
Author(s):  
Kellie Schneider ◽  
Diana Cuy Castellanos ◽  
Felix Fernando ◽  
Jeanne A. Holcomb

Food deserts, areas in which it is difficult to obtain affordable, nutritious food, are especially problematic in low-income neighbourhoods. One model for addressing food hardship and unemployment issues within low-income food deserts is a cooperative grocery store. Through the cooperative model, the grocery store can serve as a cornerstone to address socio-economic marginalisation of low-income neighbourhoods and improve the health and well-being of its residents. It is important for communities and policymakers to be able to assess the effectiveness of these types of endeavours beyond traditional economic factors such as profitability. This article uses a systems engineering approach to develop a framework for measuring the holistic impact of a cooperative grocery store on community health and well-being. This framework encompasses values that characterise the relationship between food retail, economic viability and social equality. We develop a dashboard to display the key metrics for measuring the economic, social and environmental indicators that reflect a grocery store’s social impact. We demonstrate the usefulness of the framework through a case study of a full-service cooperative grocery store that is planned within the city of Dayton, OH.


2021 ◽  
Vol 28 (1) ◽  
pp. 42-50
Author(s):  
Nicole M. Glenn ◽  
Lisa Allen Scott ◽  
Teree Hokanson ◽  
Karla Gustafson ◽  
Melissa A. Stoops ◽  
...  

Financial well-being describes when people feel able to meet their financial obligations, feel financially secure and are able to make choices that benefit their quality of life. Financial strain occurs when people are unable to pay their bills, feel stressed about money and experience negative impacts on their quality of life and health. In the face of the global economic repercussions of the COVID-19 pandemic, community-led approaches are required to address the setting-specific needs of residents and reduce the adverse impacts of widespread financial strain. To encourage evidence-informed best practices, a provincial health authority and community-engaged research centre collaborated to conduct a rapid review. We augmented the rapid review with an environmental scan and interviews. Our data focused on Western Canada and was collected prior to the pandemic (May–September 2019). We identified eight categories of community-led strategies to promote financial well-being: systems navigation and access; financial literacy and skills; emergency financial assistance; asset building; events and attractions; employment and educational support; transportation; and housing. We noted significant gaps in the evidence, including methodological limitations of the included studies (e.g. generalisability, small sample size), a lack of reporting on the mechanisms leading to the outcomes and evaluation of long-term impacts, sparse practice-based data on evaluation methods and outcomes, and limited intervention details in the published literature. Critically, few of the included interventions specifically targeted financial strain and/or well-being. We discuss the implications of these gaps in addition to possibilities and priorities for future research and practice. We also consider the results in relation to the COVID-19 pandemic and its economic consequences.


Author(s):  
Jonathan Plante ◽  
Karine Latulippe ◽  
Edeltraut Kröger ◽  
Dominique Giroux ◽  
Martine Marcotte ◽  
...  

Abstract Older persons experiencing a longer length of stay (LOS) or delayed discharge (DD) may see a decline in their health and well-being, generating significant costs. This review aimed to identify evidence on the impact of cognitive impairment (CI) on acute care hospital LOS/DD. A scoping review of studies examining the association between CI and LOS/DD was performed. We searched six databases; two reviewers independently screened references until November 2019. A narrative synthesis was used to answer the research question; 58 studies were included of which 33 found a positive association between CI and LOS or DD, 8 studies had mixed results, 3 found an inverse relationship, and 14 showed an indirect link between CI-related syndromes and LOS/DD. Thus, cognitive impairment seemed to be frequently associated with increased LOS/DD. Future research should consider CI together with other risks for LOS/DD and also focus on explaining the association between the two.


2016 ◽  
Vol 8 (1) ◽  
pp. 117 ◽  
Author(s):  
The Ninh Nguyen ◽  
Tuan Khanh Cao ◽  
Phuong Linh Dang ◽  
Hien Anh Nguyen

<p>Mobile payment has relative advantages compared to other payment methods, thus providing benefits for both consumers and the society. This study attempts to examine factors influencing consumer intention to use mobile payment services. Survey data are used to investigate the impact of consumers’ perceptions of mobile payment services and social influence on use intention. Empirical evidence from 489 Vietnamese consumers confirms a significant relationship between the factors and behavioral intention, and reveals that perceived trust is the strongest predictor of intention to use mobile payment services followed by perceived ease of use, perceived enjoyment, perceived behavioral control, perceived usefulness and subjective norm, respectively. The results contribute to the evolving literature, and suggest that mobile payment service providers should particularly focus on building up consumer trust, and making their services clear, understandable and easy to use. Future research directions for extending this study are also discussed.</p>


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