scholarly journals Dampak Kebijakan Loan to Value dan Variabel Makroekonomi terhadap Permintaan Kredit Pemilikan Rumah

2018 ◽  
Vol 7 (4) ◽  
pp. 404-411
Author(s):  
Sandi Atmaja Siravati
Keyword(s):  
Economic Growth ◽  
Regression Analysis ◽  
Linear Regression ◽  
Interest Rates ◽  
Multiple Linear Regression ◽  
Quantitative Method ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Central Java

Tujuan dari penelitian ini untuk mengetahui dan menganalisis pengaruh suku bunga kredit, inflasi, pertumbuhan ekonomi, loan to deposit ratio, loan to value terhadap permintaan kredit pemilikan rumah di Jawa Tengah. Variabel dalam penelitian ini adalah permintaan kredit pemilikan rumah, suku bunga kredit, inflasi, pertumbuhan ekonomi, loan to deposit ratio, loan to value. Data dianalisis dengan metode kuantitatif. Alat yang digunakan adalah analisis regresi linier berganda. Hasil penelitian menunjukkan bahwa suku bunga kredit dan inflasi berpengaruh negatif dan signifikan terhadap permintaan kredit pemilikan rumah di Jawa Tengah. Pertumbuhan ekonomi dan loan to deposit ratio berpengaruh positif dan signifikan terhadap kredit pemilikan rumah di Jawa Tengah. Loan to value tidak berpengaruh terhadap permintaan kredit pemilikan rumah di Jawa Tengah..   The purpose of this study is to know and analyze the effect of credit interest rates, inflation, economic growth, loan to deposit ratio, loan to value to mortgages demand in Central Java.  The sample of this study is mortgages demand, credit interest rates, inflation, economic growth, loan to deposit ratio, loan to value. The collect data was analyzed using quantitative method. This study used multiple linear regression analysis. The results of this study indicate that the credit interest rates and inflation is negative and significant effect towards mortgages demand in Central Java. Economic growth and loan to deposit ratio of positive and significant effect towards the mortgages in Central Java. Loan to value has no effect towards mortgages demand in Central Java.

scholarly journals The Effect of Financial Literacy and Financial Inclusion on Retirement Planning

2019 ◽  
Vol 1 (1) ◽  
pp. 49-58
Author(s):  
Rahmat Aryo Baskoro ◽  
◽  
Rensi Aulia ◽  
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Financial Literacy ◽  
Quantitative Method ◽  
Linear Regression Analysis ◽  
Retirement Planning ◽  
Multiple Linear Regression Analysis ◽  
Financial Inclusion ◽  
Monthly Income

This study aims to determine the effect of financial literacy and financial inclusion on retirement planning. This study used a quantitative method with 236 respondents and processed by the method of multiple linear regression analysis. The results of the study show that financial literacy and financial inclusion have a significant effect on retirement planning, means that the higher financial literacy and financial inclusion of a person, the better their retirement planning. In addition, the results of the study showed that respondents were dominated by moderate financial literacy levels with a percentage of 55.08%, moderate financial inclusion levels with a percentage of 57.20% and high retirement planning levels with presentations of 52.54% of the total respondents. Researchers also conduct additional research by choosing one of the demographic factors, which is monthly income. The results that monthly earnings also influence retirement planning where the higher a person's monthly income, the better their retirement planning.

scholarly journals Pengaruh Pertumbuhan Ekonomi, Tingkat Inflasi, dan Pertumbuhan Penduduk terhadap Tingkat Pengangguran Terbuka di Indonesia

2019 ◽  
Vol 18 (1) ◽  
pp. 52
Author(s):  
Irma Yuni Astuti ◽  
Nanik Istiyani ◽  
Lilis Yuliati
Keyword(s):  
Economic Growth ◽  
Time Series ◽  
Regression Analysis ◽  
Linear Regression ◽  
Population Growth ◽  
Multiple Linear Regression ◽  
Time Series Data ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Series Data

This study aims to determine the effect of economic growth, inflation and population growth in open unemployment rate in Indonesia. The type of data used in this study is secondary data in the form of time series data and variable data used are annual data in the period 1986-2017 with the object of research in the country o Indonesia. The data sources used in this study were obtained from the Central Statistics Agency (BPS) Indonesia and World Bank. The analytical method used in this study is multiple linear regression analysis with the Ordinary Least Square (OLS) technique. The estimation of time series data with multiple linear regression analysis shows that the economics growth variable has a positive and not significant effect on the level of open unemployment, the inflation variable has a positive and not significant effect on the level of open unemployment, and the population growth variable has a negative and significant effect on the level of open unemployment in Indonesia. Keywords: Open Unemployment, Economic Growth, Inflation, Population Growth

scholarly journals Analysis of Mustahik Welfare Effect in Bandar Lampung City through Zakat Policy and Zakat Administration

2020 ◽  
Vol 17 (2) ◽  
pp. 128-134
Author(s):  
Indah Hermiati ◽  
Budi Puspo Priyadi ◽  
Sundarso Sundarso
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Quantitative Method ◽  
Economic Inequality ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Welfare Effect ◽  
Analysis Techniques ◽  
Strategic Role

Poverty can cause economic inequality if it is not handled appropriately in Islam poverty is near to kufr. One strategic role as an instrument to reduce poverty and disagreement in Islam is through zakat. The research objective is to study the zakat policy and zakat administration on mustahik welfare in Bandar Lampung City. Methods of this study using a quantitative method with multiple linear regression analysis techniques. The number of research samples were 37 respondents. Based on the results of research simultaneously shows that the zakat policy and zakat administration determine the significance of welfare while partial shows the zakat policy does not significantly oppose the administration of zakat significant on welfare.

scholarly journals PENGARUH TINGKAT SUKU BUNGA (SBI) DAN INFLASI TERHADAP IHSG INDUSTRI PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI)

2018 ◽  
Vol 13 (1) ◽  
pp. 78-89
Author(s):  
Yuliawan Yuliawan
Keyword(s):  
Regression Analysis ◽  
Interest Rate ◽  
Linear Regression ◽  
Interest Rates ◽  
Multiple Linear Regression ◽  
Capital Market ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Analysis Model ◽  
The Capital Market

The capital market has a strategic role to strengthen the economic resilience of a country and as a favorable alternative investment destination. Capital markets have an important role to the economy of a country because the capital market runs two functions, namely economic function and financial function. The capital market becomes a driver of the national economy through its role as a source of corporate financing and an alternative for investors to invest. In the capital market, the Composite Stock Price Index (CSPI) plays an important role, because this index can be a barometer of economic health in a country. Macroeconomic factors such as high inflation, interest rates and depreciation of the rupiah against the dollar will lower stock prices. This study aims to examine the effect of macroeconomic factors such as inflation and interest rates on the composite stock price index (IHSG) in Indonesia Stock Exchange (IDX).The analysis method using multiple linear regression analysis model. The data used in this study is the monthly secondary data period 2013-2016. This study used 36 samples. The structural equation for this multiple linear regression analysis is Y = -382,192 X1 + 278,977 X2.The inflation and interest rate / BI Rate variable can explain the JCI in this multiple linear regression analysis model of 4.9%. The correlation between variable inflation and interest rate / BI Rate to JCI of 0.322 is quite strong. From the calculation, F arithmetic <F table (1.907 <8.92), it can be concluded there is no linear relationship between inflation, interest rate / BI Rate and exchange rate against JCI.

scholarly journals PENGARUH SOSIALISASI PERPAJAKAN TERHADAP KEPATUHAN PERPAJAKAN WAJIB PAJAK USAHA MIKRO KECIL DAN MENENGAH (UMKM) DI SURAKARTA DENGAN PENGETAHUAN PERPAJAKAN SEBAGAI VARIABEL PEMEDIASI

InFestasi ◽  
2016 ◽  
Vol 12 (1) ◽  
pp. 66
Author(s):  
Rizky Akbar Anwar ◽  
Muhammad Syafiqurrahman
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Quantitative Method ◽  
Linear Regression Analysis ◽  
Tax Compliance ◽  
Multiple Linear Regression Analysis ◽  
Positive Influence ◽  
Independent Variable

<em>The purpose of this study is to analyze whether tax knowledge can mediate the influence of  tax socialization on  tax compliance in UMKM Surakarta, and to know the influence of  tax socialization on  tax compliance direectly. The sampel of this  research is UMKM as taxpayer listed in KPP Pratama Surakarta.  The method of analysis is quantitative method using multiple linear regression analysis. Classic asumption is used to get the best model of research. Variables os research are tax socialization as independent variable, tax compliance as the dependent variable, and tax knowledge as variabe mediation. The result of research indicate that tax socialization  has positive  influence tax significantly on tax knowledge  and tax compliance. Tax knowledge has positive influence significantly on tax compliance, and mediate influence of tax socialization on tax compliance for UMKM taxpayer in Surakarta.</em>

scholarly journals PENGARUH KEPEMIMPINAN DAN KOMUNIKASI TERHADAP KINERJA KARYAWAN PT. BPJS KETENAGAKERJAAN KANTOR WILAYAH DKI JAKARTA

2020 ◽  
Vol 8 (2) ◽  
Author(s):  
Muhammad Irawan Noor, M.Si.
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Research Method ◽  
Quantitative Method ◽  
Employee Performance ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Regional Office ◽  
Survey System

<em><span lang="SV">The purpose of this study was to determine the effect of leadership and communication on the performance of PT. DKI Jakarta Regional Office BPJS Employment. The research method used is descriptive quantitative method using a survey system. The population in this study were employees at PT. DKI Jakarta Regional Office BPJS, totaling 30 employees. Researchers took and used all populations to be sampled using the method of multiple linear regression analysis and simple. The results showed that 1). Together leadership and communication greatly affect the performance of employees at PT. DKI Jakarta Regional Office BPJS Employment,      2). That leadership influences employee performance at PT. DKI Jakarta Regional Office BPJS Employment. 3). The results showed that communication affects the performance of employees at PT. DKI Jakarta Regional Office BPJS Employment.</span></em>

scholarly journals The Influence of Credit Period and Interest Rates on the Interest of Home Ownership Credit Users in PT. PANIN Bank (PERSERO) TBK

2018 ◽  
Author(s):  
Rosnaini Daga
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Interest Rates ◽  
Multiple Linear Regression ◽  
Home Ownership ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
The Other ◽  
Credit Period ◽  
Positive Effect

This study aims to examine the influence of credit period and interest rates on mortgages users’ interest in PT. Panin Bank (Persero) Tbk. The method used in this research is multiple linear regression analysis using SPSS, which was processed based on the tabulated results of the observation sheet. From the analysis of the influence of credit period and interest rates on mortgages users’ interest in PT. Panin Bank (Persero) Tbk. Makassar branch, it can be concluded that the term and interest rates have a positive effect on mortgages users’ interest in the bank. The increase of the time limit will also increase the interests of customers. On the other hand, the increase of interest rates will decrease the interest of users. From these two researched variables, the most dominant variable affecting the mortgages users’ interest in PT. Panin Bank (Persero) Tbk. Makassar branch is interest rates, because interest rates have the greatest t-count compared to the t-count of credit period. Therefore, it can be proposed that one of the most dominant variables affecting the interest of the mortgages users in the bank is the interest rates.

scholarly journals The Influence of Credit Period and Interest Rates on the Interest of Home Ownership Credit Users in PT. PANIN Bank (PERSERO) TBK

2016 ◽  
Vol 8 (2) ◽  
pp. 54-62
Author(s):  
Rosnaini Daga
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Interest Rates ◽  
Multiple Linear Regression ◽  
Home Ownership ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
The Other ◽  
Credit Period ◽  
Positive Effect

This study aims to examine the influence of credit period and interest rates on mortgages users’ interest in PT. Panin Bank (Persero) Tbk. The method used in this research is multiple linear regression analysis using SPSS, which was processed based on the tabulated results of the observation sheet. From the analysis of the influence of credit period and interest rates on mortgages users’ interest in PT. Panin Bank (Persero) Tbk. Makassar branch, it can be concluded that the term and interest rates have a positive effect on mortgages users’ interest in the bank. The increase of the time limit will also increase the interests of customers. On the other hand, the increase of interest rates will decrease the interest of users. From these two researched variables, the most dominant variable affecting the mortgages users’ interest in PT. Panin Bank (Persero) Tbk. Makassar branch is interest rates, because interest rates have the greatest t-count compared to the t-count of credit period. Therefore, it can be proposed that one of the most dominant variables affecting the interest of the mortgages users in the bank is the interest rates.

scholarly journals Pengaruh Kompensasi terhadap Kinerja Perangkat Nagari dalam Pengelolaan Keuangan Nagari di Kecamatan Salimpaung

2018 ◽  
Vol 2 (1) ◽  
pp. 47
Author(s):  
Rahmi Suci ◽  
Syamsir Syamsir
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Significant Influence ◽  
Random Sampling ◽  
Quantitative Method ◽  
Linear Regression Analysis ◽  
Sampling Technique ◽  
Multiple Linear Regression Analysis ◽  
Analysis Technique

This study revealed the effect of compensation on the performance of nagari apparatus in the management of nagari finance in Kecamatan Salimpaung, Tanah Datar District. This study used associative quantitative method. The population in this study is all nagari apparatus in Kecamatan Salimpaung as many as 42 people consisting of nagari secretary, nagari treasurer, and staffs. The sample of this study consisted of 38 respondents determined by multistage random sampling technique and used slovin formula. The data of this study were collected through questionnaire and analyzed with multiple linear regression analysis technique. The results of this study indicated that compensation simultaneously had a significant effect on the performance of nagari apparatus in the management of nagari finance in Kecamatan Salimpaung. Partially, finansial compensation had a significant influence on the performance of nagari apparatus in nagari finansial management; while non-finansial compensation had no significant effect on the performance of the nagari apparatus in the management of nagari finance in Kecamatan Salimpaung.

scholarly journals FAKTOR-FAKTOR YANG MEMPENGARUHI RESPON PETANI TERHADAP TEKNOLOGI BUDIDAYA BAWANG MERAH RAMAH LINGKUNGAN DI KABUPATEN TEGAL

2020 ◽  
Vol 42 (2) ◽  
pp. 106
Author(s):  
Tri Cahyo Mardiyanto
Keyword(s):  
Regression Analysis ◽  
Rural Communities ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Linear Regression Analysis ◽  
Environmentally Friendly ◽  
Multiple Linear Regression Analysis ◽  
Analytic Description ◽  
Central Java ◽  
Cultivation Technology

<p>Environmentally friendly onion cultivation technology in the onion development area in Central Java is one of the innovations to produce safe products and good quality seeds so that it will have a high competitiveness in the face of free markets such as the ASEAN Economic Community (MEA). However, this innovation to be implemented by all shallot farmers should be disseminated with the aim of accelerating  the  transfer  of  technological  innovation  to  users  (farmers,  extension officer,  and  rural  communities).  The  purpose  of  this  research  is:  (a)  to  know  the farmer's response about environmentally friendly onion cultivation technology and (b) to know determinant the factors of the farmer's response to the cultivation of environmentally friendly onion cultivation technology. Bottom of Form This research was conducted in 2016, in Tegal district, Central Java province with a sample of onion farmers. The analytic description method has been used in this research as the basic method, while the sampling method is purposive sampling on 40 onion farmers from 4 (four)  sub  districts  of  Kramat,  Dukuh  Turi,  Bojong,  and  Margasari.  Several  data analyzes in this study include: proportion test for hypothesis 1 and multiple linear regression analysis for hypothesis 2. In this study the final results used proportional analysis proved that many onion farmers (&gt; 50%) in Tegal district have good response about the activities of environmentally friendly onion cultivation technology. Multiple linear regression analysis showed that farming time and farmer age significantly influenced farmer's response about environmentally friendly green onion cultivation technology, while education level significantly did not significantly    (α = 0,05).</p>

Sign in / Sign up

Export Citation Format

Share Document