scholarly journals A CASE FOR TITLE INSURANCE IN THE SOUTH AFRICAN PROPERTY- REGISTRATION SYSTEM

Obiter ◽  
2015 ◽  
Vol 36 (1) ◽  
Author(s):  
Maphuti Tuba ◽  
Edith Mbiriri
Keyword(s):  
South African ◽  
Financial Loss ◽  
Registration System ◽  
Property Ownership ◽  
Land Registration ◽  
Land Owners ◽  
Financial Interests ◽  
Title Registration ◽  
Title Insurance ◽  
Property Registration

Land and interests in land have traditionally been man’s most basic forms of wealth. As a result, many elaborate legal systems have evolved to protect this wealth and the rights associated with it. This has led to the establishment of the most recognized land registration systems, namely the title registration system (known as the Torrens system) and the deeds registration system. Both of these systems provide owners of land and lenders with protection regarding property ownership and financial interests in land. South Africa has chosen to adopt the deeds registration system with some elements of the title registration system. This system is hailed as among the best in the world, simply because the validity of ownership and interests in land are the responsibilities of conveyancing practitioners and land registration officials. However, such protection is not fully guaranteed. This paper discusses the possibility of introducing title insurance – a form of indemnity insurance which insures a person against financial loss from defects in title to immovable property and from the invalidity or unenforceability of mortgage liens – to protect the financial interests of both land owners and lenders in the property.

scholarly journals When Tradition Meets Modernity in Land Registration: Evidence from Dagbon, Ghana

Land ◽  
2020 ◽  
Vol 9 (11) ◽  
pp. 416
Author(s):  
David Asante Edwin ◽  
Evam Kofi Glover ◽  
Edinam K. Glover
Keyword(s):  
Land Tenure ◽  
Research Question ◽  
Land Ownership ◽  
Registration System ◽  
Land Registration ◽  
Tenure System ◽  
Title Registration ◽  
Land Tenure System ◽  
Customary Land ◽  
And Control

Development practice over recent years in much of Africa prioritized formalization of land policies deemed to enhance better handling and use of land as an asset for social development. Following this trend, land reform policy in Ghana was based on a pluralistic legal system in which both the customary land tenure system and the statutory system of land ownership and control co-exist by law. The primary research question for this study was the following: What implications emerge when customary land tenure system and the statutory system of land ownership and control co-exist in law? The study discussed the prospects and challenges of land title registration and the meaning of the new organizing concept in land ownership and administration among the people of Dagbon in the northern region of Ghana. The principal aim of the study was to assess the challenges of the implementation of a modern land registration system over a deeply traditional one. A qualitative research methodology was used and included qualitative descriptive analysis. This descriptive-analytical study was carried out to investigate opinions on the implications of the merger and preferred options for redress of any systemic challenges. It employed Focused Group Discussions (FGDs) to supplement in-depth interviews. Interviews were conducted among 40 key participants within formal and informal institutions including officials from both the Land Commission and Town and Country Planning Departments. Purposeful sampling was employed, and an interview guide was developed and used for collecting the data. Data were analyzed using a thematic approach. The results showed that in this structural reform, the ‘allodial title’ holder was much more trusted for tenure security because of the traditional legitimacy of the King as the sole owner and controller of land. The title registration system therefore principally served the secondary purpose as additional security. The findings indicate that in the circumstance where the law was seen as pliable, the policy engendered blurred and confusing effects that deepened the sense of ambiguity and outcomes were sometimes contradictory. We argued that the crossroads presented challenges that were novel and engendered innovative thinking for more appropriate solutions. The study revealed that policy reforms must be tailor-made to the physical, social, cultural and economic settings.

scholarly journals DEVELOPMENT OF A GIS-BASED LAND REGISTRY SYSTEM FOR THE GAZA STRIP

2020 ◽  
Vol 7 (4) ◽  
pp. 1-19
Author(s):  
Maher A. El-Hallaq ◽  
Mahmoud I. El-sheikh Eid
Keyword(s):  
Spatial Data ◽  
Gaza Strip ◽  
Gis Technology ◽  
Registration System ◽  
Land Registration ◽  
Land Owners ◽  
Registry System ◽  
Increasing Demand ◽  
The Gaza Strip ◽  
User Friendly

Gaza Strip suffers from a lack of advanced techniques that help and support land registration such as GIS technology. The currently-used-system for land registration in the Gaza Strip is extremely traditional and not able to meet the increasing demand. Conflicts between data on maps and on ground are frequently faced and decisions relating to these problems cannot easily be made. Such an out of date system leads to difficulties in tracking and updating land owners and identifying the actual current owners. This research aims to suggest a new automatic land registration system in the Gaza Strip. Through a multi users unified database with identified access per each user, this new system will ease land registration for both Gaza citizens as well as the Palestinian Land Authority's (PLA) employees. A user-friendly web-based GIS tool is developed to accelerate the land registration process, in addition to providing a decision support system through easily managing and interpreting attribute and spatial data in a precise logical way. The aforementioned new developed tools will create and maintain an accurate, secure and comprehensive land registration system in the Gaza Strip.

scholarly journals ‘DEEDS RECORDATION’ ‘TITLE REGISTRATION’. ROZWIąZANIA MODELOWE W ZAKRESIE REJESTRóW NIERUCHOMOŚCI W SYSTEMIE ‘COMMON LAW’

2016 ◽  
Vol 13 (4) ◽  
pp. 53 ◽  
Author(s):  
Paweł Blajer
Keyword(s):  
Common Law ◽  
Registration System ◽  
Land Registration ◽  
Advantages And Disadvantages ◽  
Current State ◽  
Registry System ◽  
The Us ◽  
Title Registration ◽  
The Common ◽  
The Republic

DEEDS REGISTRATION AND TITLE REGISTRATION: MODEL SOLUTIONS CONCERNING LAND REGISTRIES IN THE COMMON LAW SYSTEMSummary The aim of this article is to present the two main land registration models in the common law countries, i.e. deeds recordation and title registration, taking into account the broader historical perspective indicating their origins, evolution and developments, as well as the current state of legal regulations in the field of registration of interest in land. The system of deeds recordation is characterized on the basis of regulations adopted in the vast majority of the US states, whereas the title registration model is presented against the background of the Torrens system, the origins of which date back to 19th-century Australian legislation. From Australia this particular land registration system spread to other continents. A comparison is carried out of the two systems, taking into account their advantages and disadvantages, and the reasons for the global success of the title registration model are indicated. On the grounds of the regulations adopted in Scotland and the Republic of South Africa the author makes also an attempt to characterize the mixed systems, which are generally based on the deeds recordation model but emploi some solutions typical for the title registration system. Concluding the article, the author tries to indicate the particular characteristics of title registration model which could be a source of inspiration for the potential optimization of the Polish land registry system.

Issues of developing land right registration in Mongolia

2018 ◽  
Vol 23 (01) ◽  
pp. 40-46
Author(s):  
Shinebayar T ◽  
Khulan B
Keyword(s):  
Data Exchange ◽  
Essential Information ◽  
Registration System ◽  
Land Registration ◽  
Numbering System ◽  
Different Types ◽  
Property Registration ◽  
State Organizations

Land right registration and cadastre have been limited to develop cadastral registration systems in Mongolia. It is related to a lack of cooperation among state organizations that are five major organization conducting in land and property registration, and non-unified system of data exchange, capturing, control and monitoring in the land registration system in Mongolia. The five state organizations have different land right registration and the cadastral database to record land right and property using the distinct software. But also essential information to register land right is insufficient the database of land right, and have not recorded the database. The results indicated that the parcel number and numbering system is four different types in one organization for the land right registration system.

2. Registered Land

Land Law ◽  
2020 ◽  
pp. 35-112
Author(s):  
Chris Bevan
Keyword(s):  
Primary Source ◽  
Detailed Account ◽  
Registration System ◽  
Land Registration ◽  
Title Registration

This chapter offers a detailed account of how land registration operates under the Land Registration Act 2002 (LRA 2002). The LRA 2002 is the primary source of our title registration system and provides the statutory framework for the modern law. This chapter unpacks the LRA 2002: its objectives, mechanics, as well as exploring the implications of registration for the enforceability of interests in land.

2. Principles of Registered Land

Land Law ◽  
2018 ◽  
Author(s):  
Chris Bevan
Keyword(s):  
Primary Source ◽  
Registration System ◽  
Land Registration ◽  
Title Registration

This chapter presents an overview of the Land Registration Act 2002 (LRA 2002), which governs land registration today, its objectives, mechanics, as well as exploring when land can and must be registered. The LRA 2002 (which came into force in October 2003) is the primary source for the title registration system and provides the statutory framework for the modern law, supplemented by Land Registration Rules which add flesh to the bones of the Act. Registration has, however, been around for far longer. Today's system is the product of a series of incremental developments in statute from the Acts of 1862, 1875, and 18979 to the Land Registration Acts of 1925 and 1997.

scholarly journals KEPASTIAN HUKUM PENDAFTARAN TANAH MELALUI PENDAFTARAN TANAH SISTEMATIS LENGKAP DI KOTA BATU

2020 ◽  
Vol 31 (3) ◽  
pp. 338
Author(s):  
Isdiyana Kusuma Ayu
Keyword(s):  
Descriptive Analysis ◽  
Research Result ◽  
Legal Certainty ◽  
Analysis Method ◽  
Registration System ◽  
Land Registration ◽  
Sociological Approach ◽  
Land Owners ◽  
Qualitative Descriptive ◽  
Adjudication Committee

Systematic and Complete Land Registration (PTSL) is a government program to implement single land mapping in Indonesia. The target of PTSL is only for uncertified land in a village or suburb. One of the areas implementing PTSL program is Batu City that had previously applied National Agrarian Operation Project (PRONA).  As a new registration system, PTSL is worthy to discuss and analyze whether or not systematic and complete land registration has already provided legal certainty for land owners. The method used in this research is juridical-empiric research method using juridical sociological approach. Legal data analysis used is by qualitative descriptive analysis method. According to the research result and analysis, it can be concluded that there are many hindering factors experienced by Agrarian Office of Batu City, PTSL participants and village officials in Batu City. Land registration through PTASL program is, however, still substantial in providing legal certainty for all participants. This is because land certificates that are issued from PTSL is signed by Adjudication Committee Chief. Keywords: first registration, single mapping, systematic ABSTRAKPendaftaran Tanah Sistematis Lengkap (PTSL) merupakan program pemerintah untuk mewujudkan peta tunggal di Indonesia. Sasaran PTSL yaitu bidang tanah yang belum memiliki sertifikat dalam satu kelurahan atau desa. Salah satu daerah yang mengikuti Program PTSL yaitu Kota Batu yang sebelumnya juga mengikuti Proyek Operasi Nasional Agraria (PRONA). Sebagai sistem pendfataran yang baru, PTSL menarik untuk dikaji dan dianalisis agar dapat diketahui faktor penghambat dan pendukung dalam pelaksanaan, perlu pula dikaji dan dianalisis apakah pendaftaran tanah sistematis lengkap telah memberikan kepastian hukum kepada pemilik tanah. Metode penelitian yang digunakan yaitu metode penelitian yuridis empiris dengan menggunakan metode pendekatan yuridis sosiologis. Analisis data hukum menggunakan metode analisis deskriptif kualitatif. Berdasarkan hasil kajian dan analisis dapat disimpulkan bahwa banyak ditemukan faktor penghambat yang muncul dari pihak Kantor Pertanahan Kota Batu, Peserta PTSL, dan pihak Desa atau Kelurahan di Kota Batu. Pendaftaran tanah melalui Program PTSL tetap memberikan kepastian hukum kepada pesertanya. Sertifikat yang diterbitkan melalui PTSL ditandatangani oleh Ketua Panitia Ajudikasi.  Kata Kunci: Pendaftaran Pertama Kali, Peta Tunggal, Sistematis

Designing a coherent land registration system for rural Portugal

2019 ◽  
Vol 2 (1) ◽  
Author(s):  
Tiago NUNES ◽  
Miguel COUTINHO
Keyword(s):  
Satellite Images ◽  
Field Research ◽  
Digital Native ◽  
Web Based ◽  
Registration System ◽  
Land Registration ◽  
Daily Rate ◽  
Property Owners ◽  
Property Identification

After almost a century of several attempts to establish a coherent land registration system across the whole country, in 2017 the Portuguese government decided to try a new, digital native approach to the problem. Thus, a web-based platform was created, where property owners from 10 pilot municipalities could manually identify their lands’ properties using a map based on satellite images. After the first month of submissions, it became clear that at the current daily rate, it would take years to achieve the goal of 100% rural property identification across just the 10 municipalities. Field research during the first month after launch enabled us to understand landowners’ relationships with their land, map their struggles with the platform, and prototype ways to improve the whole service. Understanding that these improvements would still not be enough to get to the necessary daily rate, we designed, tested and validated an algorithm that allows us to identify a rural property shape and location without coordinates. Today, we are able to help both Government and landowners identify a rural property location with the click of a button.

scholarly journals INTRODUCING MORE TRANSPARENT AND EFFICIENT LAND MANAGEMENT IN POST‐SOCIALIST CITIES: LESSONS FROM KYRGYZSTAN

2008 ◽  
Vol 12 (3) ◽  
pp. 161-181 ◽  
Author(s):  
Olga Kaganova ◽  
Abdirasul Akmatov ◽  
Charles Undeland
Keyword(s):  
Public Policy ◽  
Rule Of Law ◽  
Land Management ◽  
Local Governments ◽  
Management Practices ◽  
Public Deliberation ◽  
Costs And Benefits ◽  
Registration System ◽  
Management Plans ◽  
Property Registration

The Urban Institute (UI) worked with five cities in post‐Soviet Kyrgyzstan to apply better management practices through the development of Strategic Land Management Plans. Kyrgyzstan transferred property to local governments, but municipal land management had remained poor owing to a proliferation of responsible agencies, lack of rule of law, corruption, and passiveness on the part of local governments. UI worked with local governments to make an inventory of municipal land, publicize the results, and develop a strategy that articulated principles for land management and an implementation plan. This led to several improvements including proper registration of parcels and proactive policies to lease and sell land through open competition. It also established a model for determining public policy that countered corruption and public deliberation of costs and benefits in the use of local assets. Donor involvement to promote good land legislation, the property registration system, and decentralization was also critical to success. Santrauka Urbanistikos institutas bendradarbiavo su penkiais posovietinės Kirgizijos miestais, kad, plėtodamas strateginės žemėtvarkos planus, įvestų geresnę vadybos praktiką. Kirgizijoje nuosavybė perduota vietos valdžiai, tačiau žemėtvarkos būklė savivaldybėse išliko vargana dėl atsakingų tarnybų gausos, įstatymų trūkumo, korupcijos ir vietos valdžios pasyvumo. Urbanistikos institutas bendradarbiavo su vietos valdžia, siekdamas inventorizuoti savivaldybių žemę, paskelbti rezultatus ir sukurti strategiją, pabrėžiančią žemėtvarkos principus ir įgyvendinimo planą. Tai leido kai ką patobulinti, įskaitant deramą sklypų registravimą ir aktyvią žemės nuomos bei pardavimo per atvirus konkursus politiką. Be to, sudarytas modelis, nustatantis viešąją politiką, kovojančią su korupcija, ir viešus sąnaudų ir naudos svarstymus naudojant vietinį turtą. Prie gerų žemės įstatymų, nuosavybės registravimo sistemos ir decentralizacijos sėkmingo propagavimo daug prisidėjo ir rėmėjai.

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