scholarly journals Impact of microfinance institutions on economic empowerment of women entrepreneurs in developing countries

Author(s):  
Fwamba Rashid ◽  
Matete John ◽  
Nasimiyu Consolatta ◽  
Sungwacha Stephen

This study mirrored out the effects of Microfinance on economic empowerment of Women Entrepreneurs in developing economies. Descriptive research design was used to assess the extent to which Women economic empowerment co-relates with Microfinance Institutions services. The target population was women entrepreneurs in Micro Finance Institutions (MFIs) within Kakamega C.B.D. Simple random probability sampling was applied to select ten (10) MFIs where four (4) active women entrepreneurs from each MFI was taken, adding to forty (40) respondents. Both primary and secondary data was collected through questionnaires and semi-structured interviews. Data collected was presented by descriptive statistics like pie charts and graphs. From the analysis, the results showed that microfinance services act as a key fulcrum to women entrepreneurs’ economic empowerment. The results were re-affirmed by a linear regression analysis (SPSS version 22). The findings will be used to make policy proposals that will see MFIs meet the economic empowerment needs of women Entrepreneurs to make developing countries progress as Kenya prepares to achieve vision 2030.

2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Faisal Mustafa ◽  
Ambreen Khursheed ◽  
Maham Fatima ◽  
Marriam Rao

Purpose The purpose of this paper is to explore the impact of COVID-19 lockdown on micro-businesses owned by women borrowers of microfinance institutions and to provide policy suggestions to assist women entrepreneurs in managing such an unexpected crisis from a qualitative perspective within developing countries such as Pakistan. Design/methodology/approach The study adopts a qualitative research design to explore the impact of COVID-19 on women’s entrepreneurial activities. Seven women entrepreneurs were selected and semi-structured interviews with focused group discussion under case study research design are used. Thereby providing a contemporary view of the issues faced by women entrepreneurs in the period of huge social and economic upheaval. Findings The results provide valuable insights about how the COVID-19 crisis affected women entrepreneurs by particularly considering household income, business sales, lifestyle and mental health. The liquidation of women-led businesses indicated the necessity to reconsider creativity and digitalization for business survival. Moreover, the results also revealed that the impact of the COVID-19 pandemic on the physical, mental and economic well-being of women highlights the need for considering gender gap issues in forming response policies for COVID-19 in developing countries. Originality/value As the COVID-19 crisis is a recent and existing phenomenon, this study is among the first to explore particularly the impact of the COVID-19 outbreak on micro-enterprises mainly owned and managed by women. Thereby claiming that COVID-19 not only physically but also psychologically affected women entrepreneurs. Moreover, the study highlights a need of skill focused training programs for women entrepreneurs to make sure that they can protect their businesses during such difficult times.


2021 ◽  
Vol 9 (1) ◽  
pp. 1213-1219
Author(s):  
Rahul Singhal , Vikhyat Singhal, Ritesh Kumar Singhal, Ajay Singh

The purpose of this study was to determine the effects of education and composition of Board of Directors on the performance of firms listed at the Bombay Stock Exchange (BSE). The target population of this explanatory research study comprises of top performers of service sector firms listed at the Bombay Stock Exchange. The secondary data from the financial statements and annual reports of the listed companies covering the year 2015-19 was considered for the study. The correlation matrix and linear regression analysis technique was used to determine the effect of independent variables i.e. size of board, proportion of board with post-graduation qualification and proportion of independent directors in the board on the dependent variable i.e. return on equity and return on capital employed. The study findings indicate size of BODs and independence of BODs has insignificant and negative impact on the firm performance. On the other hand percentage of directors having post-graduation degree has positive and notable impact on the performance of the firm.


2019 ◽  
Vol 11 (24) ◽  
pp. 7144 ◽  
Author(s):  
Cesar Casiano Flores ◽  
Joep Crompvoets ◽  
Maria Eugenia Ibarraran Viniegra ◽  
Megan Farrelly

Climate change together with population growth and land-use change have increased the risk of urban floods. Urban floods cause severe damages to cities and their inhabitants, and they are expected to increase over time. Consequently, urban adaptation is required to shift from traditional infrastructure (grey) to multifunctional infrastructure (blue-green) for improved flood management. Until recently, studies on the role and adoption of blue-green infrastructure have centered around large cities in developed countries, including Melbourne and Rotterdam, among others. Meanwhile, middle-sized cities in developing countries have received less attention. According to the Urban Water Management Transition Framework (UWMTF), cities in developing countries can learn from the experiences of developed cities and leapfrog to more ‘water sensitive’ practices. Although leapfrogging is context-dependent, our understanding of factors that support leapfrogging remains embryonic. This paper contributes to the scholarly understanding of the governance factors that support and limit leapfrogging. By applying the Governance Assessment Tool through semi-structured interviews and reviewing secondary data, this research assessed the implementation of flood protection infrastructure in San Pedro Cholula, a middle size city of Mexico. This work found the most supportive quality for delivering multifunctional infrastructure, was the extent of the governance system. The governance support extent was rated as moderate-low considering the platform for change is limited to government actors, which has further reinforced traditional approaches to infrastructure. In addition, the necessary governance features of coherence, flexibility and intensity were assessed as constraining change, with flexibility being the least supportive governance factor and ultimately hindering social actors’ participation and innovation. While the contemporary governance arrangements of San Pedro Cholula are not yet conducive to promoting a leapfrog in the delivery of urban flood infrastructure, the analysis has pointed to three catalytic factors to underpin a leapfrogging situation: trans-disciplinary science; cross-sector partnerships; and, innovation experiments.


2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Bello Umar

Purpose This study aims to define the concepts and determine the extent to which trade misinvoicing influences money laundering activities in developing countries. Design/methodology/approach A qualitative research methodology was adopted using a descriptive synthesis of secondary data due to the heterogeneous nature of data sources (empirical evidence and content analysis). Findings Analysis revealed that in recent times trade misinvoicing accounts for over 20% of international trade value between developing and developed countries, and trade misinvoicing has been identified as a trade-based money laundering mechanism. Research limitations/implications Unavailability of homogenous data relating to trade misinvoicing among developing countries, different methods for measuring trade misinvoicing and inadequate high-quality research papers that led to the use of reports from reputable organisations. Originality/value To the best of the author’s knowledge, this study is among the few research works to assess the effects of trade misinvoicing and how it influences money laundering activities in developing countries.


2017 ◽  
Vol 6 (1) ◽  
pp. 89-99 ◽  
Author(s):  
Seema Sharma ◽  
Dhwani Gambhir

This teaching case narrates the entrepreneurial journey of Meena Bindra, the founder of the Indian apparel retail brand (BIBA), from 1983 to 2014. Her enterprise achieved incredible growth and has developed a magnificent vision for the future. The case describes the entrepreneurial outlook and decisions that helped tap opportunities and achieve rapid growth amidst the changing business environment. Her success story breaks many myths related to small start-ups by women entrepreneurs and highlights the immense potential and economic contributions by women. It serves as an example and provides support to the call for the active promotion of women’s economic empowerment. The case is based on both primary and secondary data.


2021 ◽  
Vol 7 (2) ◽  
Author(s):  
Uus Ahmad Husaeni

This study aims to analyze BMT's role in poor women's economic empowerment in the Cianjur Regency. This research is a qualitative descriptive study using economic and sociological approaches. This research's data sources are primary data obtained from BMT and interviews and secondary data from library research. Furthermore, the data collection method is carried out by observation, interviews, and documentation for further analysis by reducing data, presenting data, and drawing conclusions. The results showed that BMT played a role in empowering the economy of women. Their income increases so that they can meet their daily needs and become more independent. Besides, they became smarter in managing finances and began to be actively involved in household decision making. Empowerment of women can improve women's welfare and independence in various aspects of life, particularly the economy. Applying the function of empowering women in microfinance institutions such as BMT is the right solution to improve the economy of the community, especially women


2021 ◽  
pp. 102452942110032
Author(s):  
Taposh Kumar Roy ◽  
Ali Quazi

A growing body of literature is devoted to understanding the drivers of companies’ corporate social responsibility strategies in developing countries. However, little is known about how institutions and stakeholders located at both international and local levels collectively shape the corporate social responsibility communication of MNC subsidiaries in their host countries. Drawing upon the framework proposed by Lee, this study addresses this gap in the context of Bangladesh. A series of semi-structured interviews as well as secondary data from annual reports and company websites are used to identify the roles that parent companies, international institutions and international stakeholders play in shaping local subsidiary corporate social responsibility communication. Contrary to the expectations derived from the literature, the findings show that despite the presence of institutional voids and limited pressure from local stakeholders, MNC subsidiaries engage in corporate social responsibility activities and employ corporate social responsibility communication, albeit instrumentally, in order to acquire business benefits.


Author(s):  
Mariam Abbas Soharwardi ◽  
Tusawar Iftikhar Ahmad ◽  
Mussab Ali Khan Manj ◽  
Rana Ejaz Ali Khan

Abstract Objective: The paper investigates the determinants of nutritional status of mothers in developing countries. Method: For a panel of 38 developing countries, data were obtained from the nationally representative Demographic Health Surveys (DHS). Married women of reproductive ages (15 to 45 years), currently living with their husbands were selected as the target population. Body mass index was used as a proxy measure to gauge nutritional status. Both bivariate and multivariate statistical analyses were employed to assess the socioeconomic determinants of mothers’ nutritional status. Results: As compared to the reference category, the probability of being malnourished was: the lowest (OR=0.397, 95% CI=.0341-0.462) among the mothers with higher education, the highest (OR=1.112, 95% CI=1.043-1.186) among the mothers who belonged to the age category 15-19 years at their first birth, the lowest (OR=0.309, 95% CI=0.280-0.341) among the mothers with higher women empowerment status, high (OR=1.003, 95% CI=.848-1.18) among the women having one year birth interval, higher (OR=1.724, 95% CI=1.669-1.186) among the women who take no antenatal visit during pregnancy, higher(OR=1.795, 95% CI=1.757-1.836) among the mothers having total number of children ever born more than four, relatively higher (OR =0.846, 95% CI=0.796-0.899) among the mothers who belonged to poorer households, and  was lower (OR=0.758, 95% CI=0.717-0.801) among the mothers living in the urban areas. Continuous...


2018 ◽  
Vol 14 (1) ◽  
pp. 21-36
Author(s):  
Siswanto Siswanto ◽  
Eri Sayamar ◽  
Ahmad Rifai

This study analyses the factors affecting the depth of outreach of Microfinance Institutions (MFIs) of UED-SP at Rambah Sub-district Rokan Hulu District. Factors thought to influence the depth of outreach is age of UED-SP, ROA, percent of trading sector clients, percent of agriculture sector clients and number of woman clients. The sampling method is done using by purposive sampling. This study obtained a sample of twelve UED-SPs in the village at Rambah District from in the period of 2012-2015. The data used is secondary data form pooled data. Data were obtained based on the financial reports of each of the samples. This study uses quantitative approach with analysis technique used is multiple linear regression analysis with fixed effect method of pooled data that were previously tested with the classical assumption test. Hypothesis testing using t-statistic and the F-statistic with 95% confidence level. Based on the classic assumption test found no variables that deviate. This shows that the available data has been qualified using the linear regression equation model. The results of this study show that depth of outreach are statistically significant infiuenced by age of UED-SP. However, it’s negatively affect on depth of outhreach. Whereas ROA, number of woman borrower, percent of agriculture sector clients and percent of trading sector clients has no affect on depth of outhreach. Predictive ability of these five variables on the depth of outhreach is 77,66 percent, while the 22,34 percent influenced by other factors not included in the research model.


Author(s):  
Sujaya H ◽  
Meghana Salins ◽  
P. S. Aithal

Running a green business in India and other developing economies is indeed a challenging job for the producers involved in this business. In a green business environment, the company may re-design the product attributes since the usage of the harmful chemical may be prevented and scarce resources may not be exploited. The main objective of this case study is to assess the factors that are associated with running a green business in India and other developing economies. This case study also highlights the issues related to the green business. This case study is developed by using secondary data to assess the factors that influence green business. The secondary data was obtained from another exhaustive literature review of journals and internet sources. The developing economies strive hard to achieve green business since it has been a necessity for these countries to depend on natural resources. The important aspect here is developing countries depend on both the economic and social factors which have a major impact on environmental factors. Moreover, developing countries are mainly dependent on natural resources for their potential and growth so as to give stiff competition for the developed economies in a global market. In addition, many developing economies face challenges basically related to power, water, ecological problems, social and economic problems and also problems related to weather and climate change. The challenges associated with green business also depends on cost analysis, where it is quite expensive for a poor and developing economy to reach the initial cost too since the usage of basic technology is lacking. Moreover, the treatment for wastewater, water resource management, treatment for disposal of effluents and toxic waste are not successfully utilized. The developed economies need to import modern technology and technical knowledge from other countries because of the lack of their own technology and technical skills. Now a day’s many countries have the knowledge of green growth which thereby helps to improve the economic standards of the countries. The government has to take certain measures such as the provision of subsidies which may support the challenges of green growth and development. The short-term subsidies may not benefit more since it may hamper the production and demand by raising the price and cost. But as for the long term is considered these reforms may provide more effectiveness in productivity and thereby lead to changes in technologies.


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